Property Assessed Clean Energy (PACE) ProgramPlanning & Economic
Development
MEMORANDUM
TO: Mayor and City Councilmembers
Mike Mornson, City Manager
FROM: Addison Vang, Economic Development Intern
DATE: September 9, 2014
SUBJECT: Property Assessed Clean Energy (PACE) Program
Background
The Property Assessed Clean Energy (PACE) Program is a financing option supporting clean
energy efficient and renewable energy improvements for businesses, non -profits, religious
institutions and residential multi -family properties. The PACE program allows local
governments to bond for revenue to loan to property owners to make energy improvements to
their properties. The loans are then paid back through special assessments on the property over
time.
Joint Powers Agreement
PACE has been authorized by the State Legislature for a number of years, but the cost of
bonding to create the pool of lending dollars made the program burdensome for individual
communities. Last year the State Legislature authorized the Saint Paul Port Authority to secure
financing to support the PACE program throughout the State of Minnesota. The funds can be
used within the boundaries of any municipality in the State provided the city has an approved
Joint Powers Agreement (JPA) with the Saint Paul Port Authority. This eliminates the need for
individual cities and counties to sell bonds. By signing the JPA, it is agreed that the Saint Paul
Port Authority will manage the program and will approve individual projects. The Port Authority
includes a 0.5 percent administration fee into their interest rates, which are generally below five
percent.
Process
Property owners within communities that have signed a JPA can apply for a loan from the Saint
Paul Port Authority to make energy improvements to their building. Improvements can include
solar panels, HVAC upgrades, and things that generally see a high rate of return on investment.
Once approved, the property owner then petitions the city to have a special assessment added to
the property that will pay the loan back. PACE loans can only be paid back by special
assessments against the property by State Statute. The city then holds the public hearing and
includes the property in the assessment rolls that are sent to the county typically in November
each year. The city is then responsible for collecting the revenue and providing it to the Port
Authority, though they are working on an automated system with Hennepin County that would
remove this step.
Cities/Counties that have signed the JPA
Eagan, Eden Prairie, Cottage Grove, Minneapolis, Minnetonka, Sherburne County, Becker
County, Wright County, Oakdale, Falcon Heights, Bridgewater Township & Mankato.
Cities/Counties working towards signing the JPA
Edina (passed but not signed yet), Hennepin County, Washington County, Carver County,
Stearns County, Woodbury, Stillwater, Saint Cloud, Saint Paul, Duluth, Roseville.
Current Barriers to Renewable Clean Energy Improvement and Infrastructure
• Limited capital and financing options available
• High upfront costs
• Perceived risk that the improvement won't pay for itself within the lifetime of the loan
Key Impacts/Benefits of the PACE Program
• Properties typically net an immediate cash positive on the improvement through reduced
utility costs, which increases net profit over time
• Improves property values
• Improves Minnesota Energy Initiatives
• Promotes local construction jobs
• Repayment obligation can be transferred with the property
Hopkins as Clean Energy City
Hopkins can utilize the PACE program as incentive for businesses, multi -family housing, non-
profits and religious institutions to access energy efficient and renewable energy improvements
with low cost, long term financing. There is no cost to the City and virtually no risk. The JPA
must be approved annually so the City can opt out at any time. In addition, Hopkins will gain
access to an already secured financing pool to approve projects and support the state of
Minnesota's Energy Initiatives.
Requested Action
Staff is requesting that the Council discuss the PACE program and provide direction on whether
or not to pursue a JPA with the Saint Paul Port Authority to implement the program in Hopkins.