2017-1125 Amending Sections 515.01, 535, and 543 of the City Code Related to Pawnshops, Payday Loan Agencies, Currency Exchange, and Coin Dealers CITY OF HOPKINS
Hennepin County,Minnesota
ORDINANCE NO.2017-1125
AN ORDINANCE AMENDING SECTIONS 515.07,535 AND 543 OF THE CITY CODE
RELATED TO PAWNSHOPS,PAYDAY LOAN AGENCIES, CURRENCY EXCHANGE
AND COIN DEALERS
THE COUNCIL OF THE CITY OF HOPKINS DOES HEREBY ORDAIN AS
FOLLOWS:
SECTION 1. Section 515.7,Definitions, is hereby amended to add the following:
Pawnshop: A facility where money is loaned based on the value of goods deposited at the facility
by the borrower of the money, which goods are held by the lender of the money occupying the
facility as collateral for the loan. Items held by the lender which are not redeemed by a borrower
may be put up for sale at the facility to the general public. The term pawnshop includes a facility
where all or any part of the pawnshop activities are conducted. Pawnshops may include payday
loan agencies as an ancillary service provided the two businesses have common ownership and are
physically located within the same leased or owned space.
Payday Loan Agency: Any business that has as its primary activity the providing of short-term
loans for the borrower's own personal,family,or household purpose which are usually for a period
of forty-five(45)days or less. Payday loan agencies do not include banks.
SECTION 2. 535 Subdivision 3, Permitted Uses, is hereby amended to add the following:
Permitted Uses B-1 B-2 B-3 B-4
5. Antiques-Used Goods X X
34. Coin Dealer& Stamp X X (2)XKK (2)XKK
37. Currency Exchange (2)XEE (2)XEE (2)XEE
83. Pawnshops X X-(2)XKK (2)XKK
84. Payday Loan Agencies (2)XKK (2)XKK
SECTION 3. 535 Subdivision 3, Conditional Use Requirements, is hereby amended as follows:
EE)Currency Exchange provided:
1. The use shall be located at least one thousand (1,000) feet from another currency exchanges,
secondhand goods stores, pawnshops and missions;
2. Within the B-3, General Business District, no such use shall be located on a property that has
frontage on or abuts Mainstreet.
district;
3. Back-lighted signs, back-lighted awnings, portable signs, temporary signs and freestanding
signs shall be prohibited;
4. The window and door arca of any existing first floor façade that facos a public street or
4. Windows must be of clear,transparent glass and be free of obstruction for at least three(3)feet
into the store. Products may be displayed in the window provided the display, including
signage, does not occupy more than 30 percent of the window area.
5. The use of bars, chains or similar security devices that are visible from a public street or
sidewalk shall be prohibited.
6. The use shall take place completely within an enclosed building. Outdoor storage, display or
sales are prohibited.
7. Conformance of all applicable licensing requirements from the State of Minnesota. In any
instance where the zoning regulations and the applicable licensing requirements conflict, the
more restrictive shall apply.
KK. Pawnshop, Payday Loan Agency or Coin Dealer provided:
1. The use shall be located at least one thousand (1.000) feet from another pawnshop.payday loan
agency,or coin dealer.
2. The use shall be located at least two hundred (200) feet from any residential or institutional use
or district.
3. The use shall be located at least three hundred fifty (350) feet from an off-sale liquor
establishment.
4. Within the B-3.General Business District, no such use shall be located on a property that has
frontage on or abuts Mainstreet.
5. Back-lighted signs.back-lighted awnings,portable signs.temporary signs and freestanding signs
shall be prohibited.
6. Windows must be of clear,transparent glass and be free of obstruction for at least three feet into
the store. Products may be displayed in the window,provided the display.including signage,
does not occupy more than 30 percent of the window area.
7. The use of bars,chains or similar security devices that are visible from a public street or sidewalk
shall be prohibited.
8. The use shall take place completely within an enclosed building. Outdoor storage.display or
sales are prohibited.
9. Conformance of all applicable licensing requirements from the City of Hopkins and the State of
Minnesota. In any instance where the zoning regulations and the applicable licensing
requirements conflict.the more restrictive shall apply.
SECTION 4. 543.02. Permitted and Conditional Uses, is hereby amended as follows:
Commercial UN DT CTC
(Blake) (8th Ave) (Shady Oak)
20. Currency Exchange X-053 X(b)
551 lops X X
Conditional Uses
b. Currency Exchange
The use shall be located at least one thousand (1,000) feet from any other currency
2 The use shall be located at list three hundred fifty (350) feet from an off sale
3, Back lighted signs, back lighted awnings, portable signs, temporary signs and
SECTION 5. This ordinance shall take effect and be in force upon its publication, in accordance
with Section 3.07 of the City Charter.
First Reading: November 6,2017
Second Reading: November 21,2017
Date of Publication: November 30, 2017
Date Ordinance Takes Effect: November 30, 2017
nidIty
Molly mmngCis, Mayor
ATTEST:
0/2/AALeA/CA
Amy Domeier, City Clerk