2002-087
CITY OF HOPKINS
Hennepin County
RESOLUTION NO. 2002-87
A RESOLUTION AUTHORIZING THE ISSUANCE, SALE AND
DELIVERY OF MULTIFAMILY HOUSING REVENUE BONDS
(GNMA COLLATERALIZED MORTGAGE LOAN - ST. THERESE
SOUTHWEST ASSISTED LIVING PROJECT), SERIES 2002;
PRESCRIBING THE FORM OF AND AUTHORIZING THE
EXECUTION OF RELATED DOCUMENTS; AUTHORIZING THE
USE OF AN OFFICIAL STATEMENT; AND PROVIDING FOR THE
SECURITY, RIGHTS, AND REMEDIES OF THE HOLDERS OF SAID
REVENUE BONDS.
WHEREAS, the City of Hopkins, Minnesota (the "Issuer" or the "City") is a
municipal corporation and political subdivision duly organized and existing under the
Constitution and laws of the State of Minnesota; and
WHEREAS, pursuant to the Constitution and laws of the State of Minnesota,
particularly Minnesota Statutes, Chapter 462C, as amended (the "Act"), the Issuer is
authorized to carry out the public purposes described therein and contemplated thereby in the
financing of housing within its jurisdiction, by issuing revenue bonds to defray, in whole or
in part, the development costs of a rental housing development, and by entering into any
agreements made in connection therewith and by pledging any such agreements as security
for the payment of the principal of and interest on any such revenue bonds; and
WHEREAS, The Terraces Assisted Living, LLC (the "Borrower") has submitted an
application to the City requesting revenue bond financing for a project (the "Project")
generally described as the acquisition and construction of an 86 unit assisted living
multifamily housing facility for elderly persons, to be constructed adjacent to the St. Therese
Southwest independent living facility at lOll Feltl Court in the City of Hopkins; and
WHEREAS, the Issuer has adopted Resolution No. 2002-78 giving preliminary
approval to the issuance of revenue bonds to finance the Project; and
WHEREAS, the Issuer has on this date conducted a public hearing on a housing
program (the "Program") for the issuance of revenue bonds to finance the Project, after due
publication of notice thereof in a newspaper of general circulation in the City; and
WHEREAS, as required by the Act, the Program has been submitted to the
Metropolitan Council for its review and comment, and the Metropolitan Council has
commented favorably; and
WHEREAS, the bonds shall be payable solely from amounts pledged therefore under
the Indenture hereinafter referred to, and neither the Issuer (except to the extent of the trust
estate pledged in the Indenture), Hennepin County (the "County") nor the State of Minnesota
nor any political subdivision thereof shall be liable on the Bonds, and the Bonds shall not be
a debt of the Issuer (except to the extent of the trust estate pledged in the Indenture), the
County or the State of Minnesota or any political subdivision thereof, and in any event shall
not give rise to a charge against the credit or taxing power of the Issuer, the County, the State
of Minnesota, or any political subdivision thereof;
NOW, THEREFORE, BE IT RESOLVED BY THE CITY OF HOPKINS,
MINNESOTA THAT:
Section 1. The Issuer acknowledges, finds, detemlines, and declares that the
preservation of the quality of life in the City is dependent upon the maintenance, provision,
and preservation of an adequate housing stock, which is affordable to elderly persons and
families of low or moderate income, and that accomplishing this is a public purpose, and the
Program is hereby adopted.
Section 2. For the purpose of financing a portion of the costs of acquisition,
construction and equipping of the Proj ect, but subj ect to the provisions of Section l5 of this
Resolution, there is hereby authorized the issuance of Multifamily Housing Revenue Bonds
(GNMA Collateralized Mortgage Loan - St. Therese Southwest Assisted Living Project)
Series 2002 (the "Bonds") the Bonds, in an aggregate principal amount not to exceed
$11,500,000. The Bonds shall bear interest at such rates, not to exceed 6.75% per annum,
shall be in such denominations, shall be numbered, shall be dated, shall mature, shall be
subject to redemption prior to maturity, shall be in such form, and shall have such other
details and provisions as are prescribed by the Indenture described herein. The final
principal amount and interest rate shall be determined by the Mayor, in his discretion;
provided that the execution thereof by the Mayor shall be conclusive evidence of such
determination.
Section 3. The Bonds shall be special obligations of the Issuer payable solely from
the revenues of the Project, in the manner provided in the Indenture. The Bonds do not
constitute indebtedness, liability, general or moral obligation (except to the extent of the trust
estate pledged under the Indenture) or a pledge of the faith and credit or any taxing power of
the Issuer, the County, the State of Mimlesota, or any political subdivision thereof. The
Issuer hereby authorizes and directs the Mayor of the Issuer (the " Mayor") and the City
Manager of the Issuer (the "City Manager") to execute the Indenture of Trust (the
"Indenture") between the Issuer and U.S. Bank National Association (the "Trustee"), and
hereby authorizes and directs the execution of the Bonds in accordance with the Indenture,
and hereby provides that the Indenture shall provide the terms and conditions, covenants,
rights, obligations, duties, and agreements of the bondholders, the Issuer, and the Trustee as
set forth therein.
All of the provisions of the Indenture, when executed as authorized herein, shall be in
full force and effect from the date of execution and delivery thereof. The Indenture shall be
substantially in the form on file with the Issuer on the date hereof, and is hereby approved,
with such necessary and appropriate variations, onlissions, and inseliions as are not
materially inconsistent with such form and as the Mayor, in his discretion, shall determine;
provided that the execution thereof by the Mayor shall be conclusive evidence of such
detennination.
Section 4. The Mayor and the City Manager are hereby designated as the
representatives of the Issuer with respect to the issuance of the Bonds and the transactions
related thereto and are hereby authorized and directed to accept and execute the Bond
Purchase Agreement (the "Bond Purchase Agreement") from U.S. Bancorp Piper Jaffray Inc.
(the "Underwriter"). All of the provisions of the Bond Purchase Agreement, when executed
and delivered as authorized herein, shall be in full force and effect from the date of execution
and delivery thereof. The Bond Purchase Agreement shall be substantially in the form on
file with the Issuer on the date hereof, and is hereby approved, with such necessary and
appropriate variations, omissions, and insertions as are not materially inconsistent with such
form as the Mayor, in his discretion, shall determine; provided that the execution thereof by
the Mayor shall be conclusive evidence of such determination.
Section 5. The Mayor and the City Manager are hereby authorized and directed to
execute the Financing Agreement, among the Issuer, the Trustee, the Lender (as defined
therein) and the Borrower (the "Financing Agreement"), and when executed and delivered as
authorized herein, the Financing Agreement shall be in full force and effect fi.-om the date of
execution and delivery thereof. The Financing Agreement shall be substantially in the form
on file with the Issuer on the date hereof, which is hereby approved, with such necessary
variations, omissions, and insertions as are not materially inconsistent with such form and as
the Mayor, in his discretion, shall determine; provided that the execution thereof by the
Mayor shall be conclusive evidence of such detemlination.
Section 6. The Mayor and the City Manager are hereby authorized and directed to
accept and execute the Tax Regulatory Agreement (the "Tax Regulatory Agreement") with
the Borrower and the Trustee and, when executed and delivered as authorized herein, the Tax
Regulatory Agreement and shall be in full force and effect from the date of execution and
delivery thereof. The Tax Regulatory Agreement shall be substantially in the form on file
with the Issuer on the date hereof, which are hereby approved, with such necessary
variations, omissions, and insertions as are not materially inconsistent with such fOilll and as
the Mayor, in his discretion, shall determine; provided that the execution thereof by the
Mayor shall be conclusive evidence of such determination.
Section 7. Except as otherwise provided in this resolution, all rights, powers, and
privileges conferred, and duties and liabilities imposed, upon the Issuer by the provisions of
this resolution or of the Indenture or other documents authorized hereby shall be exercised or
performed by the Issuer, or by such officers, board, body, or agency as may be required or
authorized by law to exercise such powers and to perfOlm such duties. No covenant,
stipulation, obligation, representation, or agreement herein contained or contained in the
Indenture or other documents authorized hereby shall be deemed to be a covenant,
stipulation, obligation, representation, or agreement of any officer, agent, or employee of the
Issuer in that person's individual capacity, and neither the members of this City Council nor
any officer or employee executing the Bonds shall be liable personally on the Bonds or be
subject to any personal liability or accountability by reason of the issuance thereof.
Section 8. Except as herein otherwise expressly provided, nothing in this resolution
or in the Indenture, expressed or implied, is intended or shall be construed to confer upon any
person, firm, or corporation other than the Issuer, and the Trustee, as fiduciary for owners of
the Bonds, any right, remedy, or claim, legal or equitable, under and by reason of this
resolution or any provision hereof or of the Indenture or any provision thereof; this
resolution, the Indenture and all of their provisions being intended to be and being for the
sole and exclusive benefit of the Issuer and the Trustee as fiduciary for owners of the Bonds
issued under the provisions of this resolution and the Indenture, and the Borrower to the
extent expressly provided in the Indenture.
Section 9. In case anyone or more of the provisions of this resolution or of the
Indenture or of the Bonds issued hereunder shall for any reason be held to be illegal or
invalid, such illegality or invalidity shall not affect any other provision of this resolution or
of the Indenture or of the Bonds, but this resolution, the Indenture, and the Bonds shall be
construed as if such illegal or invalid provision had not been contained therein. The terms
and conditions set forth in the Indenture, the pledge of revenues derived from the Project
referred to in the Indenture, the pledge of collateral derived from the Project referred to in the
Indenture, the creation of the funds provided for in the Indenture, the provisions relating to
the application of the proceeds derived from the sale of the Bonds pursuant to and under the
Indenture, and the application of said revenues, collateral, and other monies are all
commitments, obligations, and agreements on the part of the Issuer contained in the
Indenture, and the invalidity of the Indenture shall not affect the conunitments, obligations,
and agreements on the part of the Issuer to create such funds and to apply said revenues,
other monies, and proceeds of the Bonds for the purposes, in the manner, and according to
the terms and conditions fixed in the Indenture, it being the intention hereof that such
commitments on the part of the Issuer are as binding as if contained in this resolution
separate and apart from the Indenture.
Section 10. The Mayor and City Manager of the Issuer, officers of the Issuer, and
attomeys and other agents or employees of the Issuer are hereby authorized to do all acts and
things required by them by or in connection with this resolution and the Indenture and the
other documents referred to above for the full, punctual, and complete performance of all the
terms, covenants, and agreements contained in the Bonds, the Indenture and the other
documents referred to above, and this resolution.
Section ll. The Issuer hereby authorizes the use by the Underwriter in connection
with the sale of the Bonds, of a preliminary and final Official Statement, in substantially the
form of the Preliminary Official Statement on file with the Issuer as of the date hereof. The
Official Statement is the sole material authorized by the Issuer for use in connection with the
offer and sale of the Bonds. The Issuer has not made any independent investigation of the
information contained in the Official Statement, makes no representations or warranties as to
the information contained therein and shall have no liability in cOlmection with the contents
of or use of such offering materials.
Section 12. The Mayor and the City Manager are hereby designated and authorized
to take such administrative action as is permitted or required in connection with the issuance
of the Bonds by the terms of the Indenture, the Financing Agreement, the Tax Regulatory
Agreement and the Bond Purchase Agreement.
Section l3. The Mayor and the City Manager of the Issuer are authorized and
directed to execute and deliver any and all certificates, agreements or other documents which
are required by the Indenture, the Financing Agreement, the Bond Purchase Agreement, the
Tax Regulatory Agreement, or any other agreements, certificates or documents which are
deemed necessary or appropriate by bond counsel to evidence the validity or enforceability
of the Bonds, the Indenture or the other documents referred to in this Resolution, and all such
agreements or representations when made shall be deemed to be agreements or
representations, as the case may be, ofthe Issuer.
Section 14. If for any reason the Mayor or City Manager of the Issuer is unable to
execute and deliver those documents referred to in this Resolution, any member of the City
Council of the Issuer may execute and deliver such documents with the same force and effect
as if such documents were executed by the Mayor or the City Manager.
Section 15. Not later than November 1, 2002, the Borrower shall advise the
Development Director of the City if it intends to request the issuance of the Bonds in
calendar year 2002. In such event, the Borrower shall deposit $18,000 with the Issuer within
ten days of the date of such notification, to be applied towards any additional interest cost
incurred by the Issuer with respect to its bonds as a result of unavailability of designation as
bank qualified obligations. The Borrower shall pay to the Issuer any additional interest cost
in excess of $18,000 upon determination of the actual amount, which determination shall be
made as of the date of sale of Issuer bonds otherwise eligible for designation as bank
qualified obligations, and the Issuer shall refund to the Borrower the amount, if any, by
which the Issuer's additional interest cost as so determined is less than $l8,000. If the
Borrower does not make any of the payments required by this Section 15, the Issuer will not
issue the Bonds approved hereby until January l, 2003, or thereafter.
Section 16. This resolution shall be in full force and effect from and after its passage.
PASSED AND APPROVED this 151'!> day of October 2002.
THE CITY OF HOPKINS,
MINNESOTA
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