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2005-093 ., y 1 '" e - Extract of Minutes of Meeting of the City Council of the City of Hopkins, Hennepin County, Minnesota Pursuant to due call and notice thereof, a regular meeting of the City Council of the City of Hopkins, Minnesota, was duly held in the City Hall in said City on Tuesday, September 20, 2005, commencing at 7:30 o'clock P.M. The following members were present: Gene Maxwell, Rick Brausen, Diane Johnson, Bruce Rowan, Jay Thompson and the following were absent: None *** *** *** The Mayor announced that the next order of business was consideration of the proposals which had been received for the purchase of the City's approximately $1,775,000 Taxable General Obligation Refunding Bonds, Series 2005B. The City Manager presented a tabulation of the proposals which had been received in the manner specified in the Terms of Proposal for the Bonds. The proposals were as set forth in Exhibit A attached. After due consideration of the proposals, Member Rowan then introduced the following written resolution, the reading of which was dispensed with by unanimous consent, and moved its adoption: In accordance with the official Terms of Proposal the following adjustments were made: Principal Amount: Decreased to $1,755,000 CAW -268163vl HPll0-70 'l t ' Maturities: 2009 maturity decreased to $180,000 2013 maturity decreased to $110,000 2015 maturity decreased to $120,000 2018 maturity decreased to $145,000 Minimum Purchase Price: Decreased to $1,730,430 RESOLUTION NO. 2005-093 A RESOLUTION AWARDING THE SALE OF $1,755,000 TAXABLE GENERAL OBLIGATION REFUNDING BONDS, SERIES 2005B; FIXING THEIR FORM AND SPECIFICATIONS; DIRECTING THEIR EXECUTION AND DELNERY; AND PROVIDING FOR THEIR PAYMENT BE IT RESOLVED By the City Council of the City of Hopkins, Hennepin County, Minnesota (the "City") as follows: Section 1. Sale of Bonds. 1.01. It is hereby determined that: a) the City is authorized by Minnesota Statutes, Chapter 475 (the "Act") and Section 475.67, Subdivision 3, of the Act to issue and sell its general obligation bonds to refund obligations and the interest thereon before the due date of the obligations, if consistent with covenants made with the holders thereof, when determined by the City Council to be necessary or desirable for the reduction of debt service cost to the City or for the extension or adjustment of maturities in relation to the resources available for their payment; (b) Section 475.67, subdivision 4 of the Act permits the sale of refunding obligations during the six month period prior to the date on which the obligations to be refunded may be called for redemption; (c) it is necessary and desirable to reduce debt service costs that the City issue approximately $1,775,000 Taxable General Obligation Refunding Bonds, Series 2005B (the "Bonds") to refund certain outstanding general obligations of the City; (d) the outstanding bonds to be refunded consist of the $1,700,000 Taxable General Obligation Housing Improvement Area Bonds, Series 1997B, dated June 1, 1997 (the "Series 1997B Bonds"), of which $1,300,000 in principal amount is currently outstanding and are callable on February 1, 2006; and the $680,000 General Obligation Taxable Tax Increment Bonds, Series 1996D, dated October 1, 1996 (the "Series 1996D Bonds"), of which $430,000 in principal amount is currently outstanding and is callable CAW-268163vl HPllO-70 T ' on February 1, 2006. The Series 1997B Bonds and the Series 1996D Bonds are referred to collectively as the "Refunded Bonds." (e) the Series 1997B Bonds are secured primarily by certain housing improvement fees ("Housing Fees") levied on property within Housing Improvement Area No.2 pursuant to City Council Resolution No. 97-9, adopted February 4, 1997 (the "Fee Resolution"), and the proceeds of the Series 1997B Bonds were used to finance certain housing improvements in Housing Improvement Area No. 2 pursuant to a Development Agreement between the City and Westbrooke Patio Homes Association, Inc. dated as of April 9, 1997 (the "Development Agreement"). (f) the Series 1996D Bonds are secured primarily by tax increments ("Tax Increments") from Tax Increment Financing District No. 2-9 ("TIF District No. 2-9"). (g) the Mayor and City Manager are authorized and directed to execute a Tax Increment Pledge Agreement (the "Pledge Agreement") between the City and the Housing and Redevelopment Authority in and for the City of Hopkins (the "Authority") in substantially the form on file in City Hall, pursuant to which the Authority pledges Tax Increments from TIF District No. 2-9 to pay principal and interest on the portion of the Bonds allocated to refunding of the Series 1996D Bonds. 1.02. The proposal of Morgan Keegan & Co., Inc. (the "Purchaser") to purchase $1,755,000 Taxable General Obligation Refunding Bonds, Series 2005B (the "Bonds") of the City described in the Terms of Proposal thereof is determined to be a reasonable offer and is accepted, the proposal being to purchase the Bonds at a price of$1,752,406.11 plus accrued interest to date of delivery, for Bonds bearing interest as follows: Year Interest Rate Year Interest Rate 2007 4.30% 2013 4.75% 2008 4.40% 2014 4.85% 2009 4.45% 2015 4.90% 2010 4.50% 2016 5.00% 2011 4.60% 2017 5.10% 2012 4.70% 2018 5.15% True interest cost: 4.8522% 1.03. The City Finance Director is directed to retain the good faith check of the Purchaser, pending completion of the sale of the Bonds, and to return the good faith checks of the unsuccessful proposers forthwith. The Mayor and City Manager are directed to execute a contract with the Purchaser on behalf of the City. 1.04. The City will forthwith issue and sell the Bonds pursuant to Minnesota Statutes, Chapter 475 (the "Act") in the total principal amount of $1,755,000, origin~lly dated November 3, 2005, in the denomination of $5,000 each or any integral multiple thereo:f, numbered No. R-1, CAW-268 1 63vl HPIIO-70 { \ upward, bearing interest as above set forth, and which mature serially on February 1 in the years and amounts as follows: Year Amount Year Amount 2007 $150,000 2013 $110,000 2008 $175,000 2014 $115,000 2009 $180,000 2015 $120,000 2010 $185,000 2016 $130,000 2011 $200,000 2017 $140,000 2012 $105,000 2018 $145,000 $1,320,000 of the Bonds (the "Housing Improvement Refunding Bonds") maturing in the amounts and on the dates set forth below are being issued to refund certain maturities of the Series 1997B Bonds: Year Amount 2007 $70,000 2008 $90,000 2009 $95,000 2010 $95,000 2011 $105,000 2012 $105,000 2013 $110,000 2014 $115,000 2015 $120,000 2016 $130,000 2017 $140,000 2018 $145,000 $435,000 of the Bonds (the "TIP Refunding Bonds") maturing in the amounts and on the dates set forth below are being issued to refund certain maturities of the 1996D Bonds: Year Amount 2007 $80,000 2008 $85,000 2009 $85,000 2010 $90,000 2011 $95,000 1.05. The City may elect on February 1, 2015, and on any day thereafter to prepay Bonds due on or after February 1, 2016. Redemption maybe in whole or in part and if in part, at the option of the City and in such manner as the City will determine. If less than all Bonds of a CAW-268163vl HPII0-70 I , maturity are called for redemption, the City will notify Depository Trust Company (DTC) of the particular amount of such maturity to be prepaid. DTC will determine by lot the amount of each participant's interest in such maturity to be redeemed and each participant will then select by lot the beneficial ownership interests in such maturity to be redeemed. Prepayments will be at a price of par plus accrued interest. 1.06. Term Bonds. To be completed if Term Bonds are requested by the Purchaser. Section 2. Registration and Payment. 2.01. Registered Form. The Bonds will be issued only in fully registered form. The interest thereon and, upon surrender of each Bond, the principal amount thereo:f, is payable by check or draft issued by the Registrar described herein. 2.02. Dates; Interest Payment Dates. Each Bond will be dated as of the last interest payment date preceding the date of authentication to which interest on the Bond has been paid or made available for paYment, unless (i) the date of authentication is an interest paYment date to which interest has been paid or made available for payment, in which case the Bond will be dated as of the date of authentication, or (ii) the date of authentication is prior to the first interest paYment date, in which case the Bond will be dated as of the date of original issue. The interest on the Bonds is payable on February 1 and August 1 of each year, commencing August 1,2006, to the registered owners of record as of the close of business on the fifteenth day of the immediately preceding month, whether or not that day is a business day. 2.03. Registration. The City will appoint, and will maintain, a bond registrar, transfer agent, authenticating agent and paYing agent (the "Registrar"). The effect of registration and the rights and duties of the City and the Registrar with respect thereto are as follows: (a) Register. The Registrar must keep at its principal corporate trust office a bond register in which the Registrar provides for the registration of ownership of Bonds and the registration of transfers and exchanges of Bonds entitled to be registered, transferred or exchanged. (b) Transfer of Bonds. Upon surrender for transfer of a Bond duly endorsed by the registered owner thereof or accompanied by a written instrument of transfer, in form satisfactory to the Registrar, duly executed by the registered owner thereof or by an attorney duly authorized by the registered owner in writing, the Registrar will authenticate and deliver, in the name of the designated transferee or transferees, one or more new Bonds of a like aggregate principal amount and maturity, as requested by the transferor. The Registrar may, however, close the books for registration of any transfer after the fifteenth day of the month preceding each interest paYment date and until that interest paYment date. (c) Exchange of Bonds. When Bonds are surrendered by the registered owner for exchange the Registrar will authenticate and deliver one or more new Bonds of a like aggregate principal amount and maturity as requested by the registered owner or the owner's attorney in writing. CAW-268163vl HP 11 0-70 t \ (d) Cancellation. Bonds surrendered upon transfer or exchange will be promptly cancelled by the Registrar and thereafter disposed of as directed by the City. (e) Improper or Unauthorized Transfer. When a Bond is presented to the Registrar for transfer, the Registrar may refuse to transfer the Bond until the Registrar is satisfied that the endorsement on the Bond or separate instrument of transfer is valid and genuine and that the requested transfer is legally authorized. The Registrar will incur no liability for the refusal, in good faith, to make transfers which it, in its judgment, deems improper or unauthorized. (f) Persons Deemed Owners. The City and the Registrar may treat the person in whose name a Bond is registered in the bond register as the absolute owner of the Bond, whether the Bond is overdue or not, for the purpose of receiving payment of, or on account o:f, the principal of and interest on the Bond and for all other purposes, and payments so made to a registered owner or upon the owner's order will be valid and effectual to satisfy and discharge the liability upon the Bond to the extent of the sum or sums so paid. (g) Taxes~ Fees and Charges. The Registrar may impose a charge upon the owner thereof for a transfer or exchange of Bonds sufficient to reimburse the Registrar for any tax, fee or other governmental charge required to be paid with respect to the transfer or exchange. (h) Mutilated. Lost. Stolen or Destroved Bonds. If a Bond becomes mutilated or is destroyed, stolen or lost, the Registrar will deliver a new Bond of like amount, number, maturity date and tenor in exchange and substitution for and upon cancellation of the mutilated Bond or in lieu of and in substitution for any Bond destroyed, stolen or lost, upon the payment of the reasonable expenses and charges of the Registrar in connection therewith; and, in the case of a Bond destroyed, stolen or lost, upon filing with the Registrar of evidence satisfactory to it that the Bond was destroyed, stolen or lost, and of the ownership thereo:f, and upon furnishing to the Registrar an appropriate bond or indemnity in form, substance and amount satisfactory to it and as provided by law, in which both the City and the Registrar must be named as obligees. Bonds so surrendered to the Registrar will be cancelled by the Registrar and evidence of such cancellation must be given to the City. If the mutilated, destroyed, stolen or lost Bond has already matured or been called for redemption in accordance with its terms it is not necessary to issue a new Bond prior to payment. (i) Redemption. In the event any of the Bonds are called for redemption, notice thereof identifying the Bonds to be redeemed will be given by the Registrar by mailing a copy of the redemption notice by first class mail (postage prepaid) to the registered owner of each Bond to be redeemed at the address shown on the registration books kept by the Registrar and by publishing the notice if required by law. Failure to give notice by publication or by mail to any registered owner, or any defect therein, will not affect the validity of the proceedings for the redemption of Bonds. Bonds so called CAW-268163vl HPIlO-70 l \ for redemption will cease to bear interest after the specified redemption date, provided that the funds for the redemption are on deposit with the place of payment at that time. 2.04. Appointment of Initial Registrar. The City appoints Bankers Trust Company, Des Moines, Iowa, as the initial Registrar. The Mayor and the City Manager are authorized to execute and deliver, on behalf of the City, a contract with the Registrar. Upon merger or consolidation of the Registrar with another corporation, if the resulting corporation is a bank or trust company authorized by law to conduct such business, the resulting corporation is authorized to act as successor Registrar. The City agrees to pay the reasonable and customary charges of the Registrar for the services performed. The City reserves the right to remove the Registrar upon 30 days' notice and upon the appointment of a successor Registrar, in which event the predecessor Registrar must deliver all cash and Bonds in its possession to the successor Registrar and must deliver the bond register to the successor Registrar. On or before each principal or interest due date, without further order of this Council, the City Finance Director must transmit to the Registrar monies sufficient for the payment of all principal and interest then due. 2.05. Execution. Authentication and Delivery. The Bonds will be prepared under the direction of the City Manager and executed on behalf of the City by the signatures of the Mayor and the City Manager, provided that all signatures may be printed, engraved or lithographed facsimiles of the originals. If an officer whose signature or a facsimile of whose signature appears on the Bonds ceases to be such officer before the delivery of any Bond, that signature or facsimile will nevertheless be valid and sufficient for all purposes, the same as if the officer had remained in office until delivery. Notwithstanding such execution, a Band will not be valid or obligatory for any purpose or entitled to any security or benefit under this Resolution unless and until a certificate of authentication on the Bond has been duly executed by the manual signature of an authorized representative of the Registrar. Certificates of authentication on different Bonds need not be signed by the same representative. The executed certificate of authentication on a Bond is conclusive evidence that it has been authenticated and delivered under this Resolution. When the Bonds have been so prepared, executed and authenticated, the City Manager will deliver the same to the Purchaser upon payment of the purchase price in accordance with the contract of sale heretofore made and executed, and the Purchaser is not obligated to see to the application of the purchase pnce. 2.06. Temporary Bonds. The City may elect to deliver in lieu of printed definitive Bonds one or more typewritten temporary Bonds in substantially the form set forth in Section 3 with such changes as may be necessary to reflect more than one maturity in a single temporary bond. Upon the execution and delivery of definitive Bonds the temporary Bonds will be exchanged therefor and cancelled. Section 3. Form of Bond. 3.01. The Bonds will be printed or typewritten in substantially the following form: CA W-268163vl HPllO-70 f \ No. R- UNITED STATES OFAMEIDCA STATE OF MINNESOTA COUNTY OF HENNEPIN CITY OF HOPKINS $ TAXABLE GENERAL OBLIGATION REFUNDING BOND, SERIES 2005B Rate Maturity Date of Original Issue CUSIP February 1, 20_ November 3,2005 Registered Owner: Cede & Co. The City of Hopkins, Minnesota, a duly organized and existing municipal corporation in Hennepin County, Minnesota (the "City"), acknowledges itself to be indebted and for value received promises to pay to the Registered Owner specified above or registered assigns, the principal sum of $1,755,000 on the maturity date specified above, with interest thereon from the date hereof at the annual rate specified above, payable February 1 and August 1 in each year, commencing August 1, 2006, to the person in whose name this Bond is registered at the close of business on the fifteenth day (whether or not a business day) of the immediately preceding month. The interest hereon and, upon presentation and surrender hereo:f, the principal hereof are payable in lawful money of the United States of America by check or draft by Bankers Trust Company, Des Moines, Iowa, as Registrar, Paying Agent, Transfer Agent and Authenticating Agent, or its designated successor under the Resolution described herein. For the prompt and full payment of such principal and interest as the same respectively become due, the full faith and credit and taxing powers of the City have been and are hereby irrevocably pledged. The City may elect on February 1,2015, and on any day thereafter to prepay Bonds due on or after February 1,2016. Redemption may be in whole or in part and if in part, at the option of the City and in such manner as the City will determine. If1ess than all Bonds of a maturity are called for redemption, the City will notify Depository Trust Company (DTC) of the particular amount of such maturity to be prepaid. DTC will determine by lot the amount of each participant's interest in such maturity to be redeemed and each participant will then select by lot the beneficial ownership interests in such maturity to be redeemed. Prepayments will be at a price of par plus accrued interest. This Bond is one of an issue in the aggregate principal amount of $1,755,000 all of like original issue date and tenor, except as to number, maturity date, redemption privilege, and interest rate, all issued pursuant to a resolution adopted by the City Council on September 20, 2005 (the "Resolution"), for the purpose of providing money to refund the outstanding principal amount of certain general obligations of the City, pursuant to and in full conformity with the home rule charter of the City and the Constitution and laws of the State of Minnesota, including Minnesota CAW-268 1 63vl HP 11 0-70 Statutes, Sections 475.67 and the principal hereof and interest hereon are payable in part from housing improvement fees levied on a property within a housing improvement area in the City and in part from tax increments resulting from increases in taxable valuation in a tax increment financing district in the City, as set forth in the Resolution to which reference is made for a full statement of rights and powers thereby conferred. The full faith and credit of the City are irrevocably pledged for payment of this Bond and the City Council has obligated itself to levy ad valorem taxes on all taxable property in the City in the event of any deficiency in housing improvement fees and tax increments pledged, which taxes may be levied without limitation as to rate or amount. The Bonds of this series are issued only as fully registered Bonds in denominations of$5,000 or any integral multiple thereof of single maturities. As provided in the Resolution and subject to certain limitations set forth therein, this Bond is transferable upon the books of the City at the principal office of the Registrar, by the registered owner hereof in person or by the owner's attorney duly authorized in writing, upon surrender hereof together with a written instrument of transfer satisfactory to the Registrar, duly executed by the registered owner or the owner's attorney; and may also be surrendered in exchange for Bonds of other authorized denominations. Upon such transfer or exchange the City will cause a new Bond or Bonds to be issued in the name of the transferee or registered owner, of the same aggregate principal amount, bearing interest at the same rate and maturing on the same date, subject to reimbursement for any tax, fee or governmental charge required to be paid with respect to such transfer or exchange. The City and the Registrar may deem and treat the person in whose name this Bond is registered as the absolute owner hereo:f, whether this Bond is overdue or not, for the purpose of receiving payment and for all other purposes, and neither the City nor the Registrar will be affected by any notice to the contrary. IT IS HEREBY CERTIFIED, RECITED, COVENANTED AND AGREED that all acts, conditions and things required by the home rule charter of the City and the Constitution and laws of the State of Minnesota to be done, to exist, to happen and to be performed preliminary to and in the issuance of this Bond in order to make it a valid and binding general obligation of the City in accordance with its terms, have been done, do exist, have happened and have been performed as so required, and that the issuance of this Bond does not cause the indebtedness of the City to exceed any constitutional, statutory or charter limitation of indebtedness. This Bond is not valid or obligatory for any purpose or entitled to any security or benefit under the Resolution until the Certificate of Authentication hereon has been executed by the Registrar by manual signature of one of its authorized representatives. IN WITNESS WHEREOF, the City of Hopkins, Hennepin County, Minnesota, by its City Council, has caused this Bond to be executed on its behalf by the facsimile or manual signatures of the Mayor and City Manager and has caused this Bond to be dated as of the date set forth below. Dated: CAW-26816~vl HP 11 0-70 CITY OF HOPKINS, MINNESOTA (Facsimile) City Manager (Facsimile) Mayor CERTIFICATE OF AUTHENTICATION This is one of the Bonds delivered pursuant to the Resolution mentioned within. BANKERS TRUST COMPANY Des Moines, Iowa By Authorized Representative The following abbreviations, when used in the inscription on the face of this Bond, will be construed as though they were written out in full according to applicable laws or regulations: TEN COM -- as tenants in common UNIF GIFT MIN ACT Custodian (Cust) (Minor) TEN ENT -- as tenants by entireties under Uniform Gifts or Transfers to Minors JT TEN -- as joint tenants with right of survivorship and not as tenants in common Act. . . . . . (State) Additional abbreviations may also be used though not in the above list. ASSIGNMENT For value received, the undersigned hereby sells, assigns and transfers unto the within Bond and all rights thereunder, and does hereby irrevocably constitute and appoint attorney to transfer the said Bond on the books kept for registration of the within Bond, with full power of substitution in the premises. Dated: CAW-268 1 63vl HPIIO-70 Notice: The assignor's signature to this assignment must correspond with the name as it appears upon the face of the within Bond in every particular, without alteration or any change whatever. Signature Guaranteed: NOTICE: Signature(s) must be guaranteed by a financial institution that is a member of the Securities Transfer Agent Medallion Program ("STAMP"), the Stock Exchange Medallion Program ("SEMP"), the New York Stock Exchange, Inc. Medallion Signatures Program ("MSP") or other such "signature guarantee program" as may be determined by the Registrar in addition to, or in substitution for, STAMP, SEMP or MSP, all in accordance with the Securities Exchange Act of 1934, as amended. The Registrar will not effect transfer of this Bond unless the information concerning the assignee requested below is provided. Name and Address: (Include information for all joint owners if this Bond is held by joint account.) Please insert social security or other identifying number of assignee PROVISIONS AS TO REGISTRATION The ownership of the principal of and interest on the within Bond has been registered on the books of the Registrar in the name of the person last noted below. Date of Registration Registered Owner Signature of Officer of Registrar Cede & Co. Federal ill #13-2555119 CAW-268I63vl HPl10-70 3.02. The City Manager is authorized and directed to obtain a copy of the proposed approving legal opinion of Kennedy & Graven, Chartered, Minneapolis, Minnesota, which is to be complete except as to dating thereof and cause the opinion to be printed on or accompany each Bond. Section 4. Payment Security: Pledges and Covenants. 4.01. (a) Generally. The Bonds are payable from the Refunding Bonds, Series 2005B Debt Service Fund (the "Debt Service Fund") hereby created. The City will maintain a "Housing Improvement Debt Service Account" (the "Housing Improvement Account"), and a "TIP Debt Service Account" (the "TIP Account") in the Debt Service Fund. Amounts in the Housing Improvement Account are irrevocably pledged to the Housing Improvement Refunding Bonds portion of the Bonds, and amounts in the TIP Account are irrevocably pledged to the TIP Refunding Bonds portion of the Bonds. (b) Housing Improvement Account. The Housing Improvement Account will be maintained as a separate account within the existing Housing Fund established by the resolution awarding sale of the Series 1997B Bonds. Within the Housing Fund, there will be established and maintained separate accounts as follows: (i) Housing Refunding Account, into which account will be deposited proceeds of the Housing Improvement Refunding Bonds portion of the Bonds in the amount necessary to redeem the Series 1997B Bonds in accordance with Section 5 hereof (ii) Housing Improvement Account, into which account will be deposited Housing Fees in the amount necessary to pay when due the principal, interest and redemption premium, if any, on the Housing Improvement Refunding Bonds portion of the Bonds. There is also appropriated to the Housing Improvement Account $3,043.44 of proceeds of the Housing Improvement Refunding Bonds portion of the Bonds in excess of the amounts needed to redeem the Series 1997B Bonds and pay allocated costs of issuance. In the event of any current or anticipated deficiency in Housing Fees (after taking into account any revenues collected or anticipated to be collected under the Development Agreement), the City Council will levy ad valorem taxes in the amount of the current or anticipated deficiency. (iii) Surplus Account, into which account will be deposited all Housing Fees in excess of the amounts required to be deposited into the Housing Improvement Account and the Refunding Account under this Section. Amounts in the Surplus Account shall be applied and disbursed in accordance with the Development Agreement. Money in the funds and accounts created by this Section 4.01(b) will be kept separate from other municipal funds and deposited only in a bank or banks which are members of the Federal Deposit Insurance Corporation (FDIC). Deposits which cause the aggregate deposits of the City in anyone bank to be in excess of the amount insured by FDIC must be continuously secured in the CAW-268163vl HPIlO-70 manner provided by law for the investment of municipal funds. Income derived from investments in the Refunding Account and the Housing Improvement Account shall be credited to those respective accounts. Income derived from investments in the Smplus Account shall be credited to the Administration Fund established under the Development Agreement. The City further covenants with the holders from time to time of the Bonds as follows: (1) The City has caused the Housing Fees for the housing improvements in Housing Improvement Area No. 2 to be promptly levied against housing units in such area and will take all steps necessary to assure prompt collection; and (2) the City will keep complete and accurate books and records showing: receipts and disbursements in connection with the housing improvements, Housing Fees levied therefor and other funds appropriated for their payment, collections thereof and disbursements therefrom, and monies on hand. (c) TIF Account. Proceeds of the TIP Refunding Bonds portion of the Bonds will be deposited in a "TIP Refunding Account" and applied to redeem the Series 1996D Bonds in accordance with Seciton 5. All Tax Increments received from the Authority pursuant to the Pledge Agreement described in Section 1.01 will be credited for deposit in the TIP Account. There is also appropriated to the TIP Account $244.92 of proceeds of the TIP Refunding Bonds portion of the Bonds in excess of the amounts needed to redeem the Series 1996D Bonds and pay allocated costs of issuance. If the balance in the TIP Account is at any time insufficient to pay all interest and principal then due on the TIP Refunding Bonds portion of the Bonds, the Council covenants and agrees that it will each year levy an amount sufficient to take care of any accumulated or anticipated deficiency, which levy is not subject to any limitation as to rate or amount. 4.02. It is determined that the estimated collection of Housing Fees for payment of principal and interest on the Housing Improvement Refunding Bonds portion of the Bonds will produce at least five percent in excess of the amount needed to meet, when due, the principal and interest payments on such portion of the Bonds, and that the estimated collection of Tax Increments for payment of principal and interest on the TIP Refunding Bonds portion of the Bonds will produce at least five percent in excess of the amount needed to meet, when due, the principal and interest payments on such portion of the Bonds, and that no tax levy is needed at this time. 4.03. The City Clerk is authorized and directed to file a certified copy of this resolution with the Taxpayer Services Division Manager of Hennepin County and to obtain the certificate required by Minnesota Statutes, Section 475.63. 4.04. It is hereby determined that upon the receipt of proceeds of the Bonds (the "Proceeds") for payment of the Refunded Bonds that an irrevocable appropriation to the debt service funds for the Refunded Bonds in the amount of such Proceeds, together with other funds of the Issuer in the amount necessary (when added to the Proceeds) to prepay all the principal of, interest on, and redemption premium (if any) for the Refunded Bonds, will have been made within the meaning of Section 475.61, subdivision 3 of the Act and the City Manager is hereby authorized and directed to certify such fact to and request the Taxpayer Services Division Manager to cancel any and all tax levies made by the resolutions authorizing and approving the Refunded Bonds. CA W-268163vl HPIlO-70 Section 5. Refunding: Findings: Redemption of Refunded Bonds. 5.01. The Refunded Bonds are: the Taxable General Obligation Housing Improvement Area Bonds, Series 1997B of which $1,300,000 in principal amount is callable on February 1,2006; and the General Obligation Taxable Tax Increment Bonds, Series 1996D, of which $430,000 in principal amount is callable on February 1, 2006. It is hereby found and determined that based upon information presently available from the City's financial advisers, the issuance of the Bonds is consistent with covenants made with the holders thereof and is necessary and desirable for the reduction of debt service cost to the municipality. 5.02. It is hereby found and determined that the Proceeds together with other funds of the Issuer irrevocably appropriated hereunder will be sufficient to prepay all of the principal of, interest on and redemption premium (if any) on the Refunded Bonds. 5.03. The Refunded Bonds maturing on February 1, 2007, and thereafter will be redeemed and prepaid on February 1, 2006, from amounts in the Housing Refunding Account and TIP Refunding Account, respectively, established under Section 4.01 hereof: The Refunded Bonds will be redeemed and prepaid in accordance with their terms and in accordance with the terms and conditions set forth in the forms of Notice of Call for Redemption attached hereto as Exhibits B and C which terms and conditions are hereby approved and incorporated herein by reference. The respective registrar for each of the Refunded Bonds is hereby authorized and directed to forthwith publish the respective Notice of Call for Redemption in a publication qualified under Section 475.54 of Minnesota Statutes (to the extent required by law) and to send written notices of call to the paying agent for the Refunded Bonds. Section 6. Authentication of Transcript. 6.01. The officers of the City are authorized and directed to prepare and furnish to the Purchaser and to the attorneys approving the Bonds, certified copies of proceedings and records of the City relating to the Bonds and to the financial condition and affairs of the City, and such other certificates, affidavits and transcripts as may be required to show the facts within their knowledge or as shown by the books and records in their custody and under their control, relating to the validity and marketability of the Bonds and such instruments, including any heretofore furnished, will be deemed representations of the City as to the facts stated therein. 6.02. The Mayor, City Manager and Finance Director are hereby authorized and directed to certify that they have examined the Official Statement prepared and circulated in connection with the issuance and sale of the Bonds and that to the best of their knowledge and belief the Official Statement is a complete and accurate representation of the facts and representations made therein as of the date of the Official Statement. 6.03. The City authorizes the Purchaser to forward the amount of Bond proceeds allocable to the paYment of issuance expenses (other than amounts payable to Kennedy & Graven, Chartered as Bond Counsel) to U.S. Trust Company, Minneapolis, Minnesota on the closing date for further distribution as directed by the City's financial adviser, Ehlers & Associates, Inc. CA W-268163vI HPIlO-70 -l: ; . \ Section 7. Book-Entry System: Limited Obligation ofCitv. 7.01. The Bonds will be initially issued in the form of a separate single typewritten or printed fully registered Bond for each of the maturities set forth in Section 1.03 hereof. Upon initial issuance, the ownership of each Bond will be registered in the registration books kept by the Registrar in the name of Cede & Co., as nominee for The Depository Trust Company, New York, New York, and its successors and assigns ("DTC"). Except as provided in this section, all of the outstanding Bonds will be registered in the registration books kept by the Registrar in the name of Cede & Co., as nominee ofDTC. 7.02. With respect to Bonds registered in the registration books kept by the Registrar in the name of Cede & Co., as nominee of DTC, the City, the Registrar and the PaYing Agent will have no responsibility or obligation to any broker d~alers, banks and other financial institutions from time to time for which DTC holds Bonds as securities depository (the "Participants") or to any other person on behalf of which a Participant holds an interest in the Bonds, including but not limited to any responsibility or obligation with respect to (i) the accuracy of the records of DTC, Cede & Co. or any Participant with respect to any ownership interest in the Bonds, (ii) the delivery to any Participant or any other person (other than a registered owner of Bonds, as shown by the registration books kept by the Registrar), of any notice with respect to the Bonds, including any notice of redemption, or (iii) the payment to any Participant or any other person, other than a registered owner of Bonds, of any amount with respect to principal of, premium, if any, or interest on the Bonds. The City, the Registrar and the Paying Agent may treat and consider the person in whose name each Bond is registered in the registration books kept by the Registrar as the holder and absolute owner of such Bond for the purpose of payment of principal, premium and interest with respect to such Bond, for the purpose of registering transfers with respect to such Bonds, and for all other purposes. The Paying Agent will pay all principal 0:[, premium, if any, and interest on the Bonds only to or on the order of the respective registered owners, as shown in the registration books kept by the Registrar, and all such payments will be valid and effectual to fully satisfy and discharge the City's obligations with respect to payment of principal of, premium, if any, or interest on the Bonds to the extent of the sum or sums so paid. No person other than a registered owner of Bonds, as shown in the registration books kept by the Registrar, will receive a certificated Bond evidencing the obligation of this resolution. Upon delivery by DTC to the City Manager of a written notice to the effect that DTC has determined to substitute a new nominee in place of Cede & Co., the words "Cede & Co.," will refer to such new nominee of DTC; and upon receipt of such a notice, the City Manager will promptly deliver a copy of the same to the Registrar and Paying Agent. 7.03. Representation Letter. The City has heretofore executed and delivered to DTC a Blanket Issuer Letter of Representations (the "Representation Letter") which will govern payment of principal of, premium, if any, and interest on the Bonds and notices with respect to the Bonds. Any Paying Agent or Registrar subsequently appointed by the City with respect to the Bonds will agree to take all action necessary for all representations of the City in the Representation letter with respect to the Registrar and PaYing Agent, respectively, to be complied with at all times. CAW-268163vl HP 11 0-70 ~ 704. Transfers Outside Book-Entry System. In the event the City, by resolution of the City Council, determines that it is in the best interests of the persons having beneficial interests in the Bonds that they be able to obtain Bond certificates, the City will notify DTC, whereupon DTC will notify the Participants, of the availability through DTC of Bond certificates. In such event the City will issue, transfer and exchange Bond certificates as requested by DTC and any other registered owners in accordance with the provisions of this Resolution. DTC may determine to discontinue providing its services with respect to the Bonds at any time by giving notice to the City and discharging its responsibilities with respect thereto under applicable law. In such event, if no successor securities depository is appointed, the City will issue and the Registrar will authenticate Bond certificates in accordance with this resolution and the provisions hereof will apply to the transfer, exchange and method of paYment thereof. 7.05. Payments to Cede & Co. Notwithstanding any other provision of this Resolution to the contrary, so long as a Bond is registered in the name of Cede & Co., as nominee of DTC, paYments with respect to principal of, premium, if any, and interest on the Bond and notices with respect to the Bond will be made and given, respectively in the manner provided in DTC's Operational Arrangements as set forth in the Representation Letter. Section 8. Continuing Disclosure. 8.01. The City hereby covenants and agrees that it will comply with and carry out all of the provisions of the Continuing Disclosure Certificate. Notwithstanding any other provision of this Resolution, failure of the City to comply with the Continuing Disclosure Certificate will not be considered an event of default with respect to the Bonds; however, any Bondholder may take such actions as may be necessary and appropriate, including seeking mandate or specific performance by court order, to cause the City to comply with its obligations under this section. 8.02. "Continuing Disclosure Certificate" means that certain Continuing Disclosure Certificate executed by the Mayor and City Manager and dated the date of issuance and delivery of the Bonds, as originally executed and as it may be amended from time to time in accordance with the terms thereof. Section 9. Defeasance. When all Bonds (or respective portions th,ereof) and all interest thereon, have been discharged as provided in this section, all pledges, covenants and other rights granted by this resolution to the holders of the Bonds will cease, except that the pledge of the full faith and credit of the C~ty for the prompt and full paYment of the principal of and interest on the Bonds will remain in full force and effect. The City may discharge all Bonds (or respective portions thereof) which are due on any date by depositing with the Registrar on or before that date a sum sufficient for the paYment thereof in full. If any Bond should not be paid when due, it may nevertheless be discharged by depositing with the Registrar a sum sufficient for the paYment thereof in full with interest accrued to the date of such deposit. (The remainder of this page is intentionally left blank.) CAW-268163vl HPllO-70 't Passed and adopted this 20th day of September, 2005. CITY OF HOPKINS, MINNESOTA Gene Maxwell Mayor Richard Getschow City Manager Attest: Terry Obermaier City Clerk CAW-268163vl HP 11 0-70 e e , I The motion for the adoption of the foregoing resolution was duly seconded by Member Brausen, and upon vote being taken thereon, the following voted in favor thereof: Maxwell, Brausen, Johnson, Rowan, Thompson and the following voted against the same: None whereupon said resolution was declared duly passed and adopted. CA W-268163vl HPII0-70 ( \> STATE OF MINNESOTA ) ) COUNTY OF HENNEPIN ) SS. ) CITY OF HOPKINS ) I, the undersigned, being the duly qualified and acting City Clerk of the City of Hopkins, Hennepin County, Minnesota, do hereby certify that I have carefully compared the attached and foregoing extract of minutes of a regular meeting of the City Council of the City held on September 20, 2005 with the original minutes on file in my office and the extract is a full, true and correct copy of the minutes insofar as they relate to the issuance and sale of $ 1.. 755.. oooTaxable General Obligation Refunding Bonds, Series 2005B of the City. WITNESS My hand officially as such City Clerk and the corporate seal of the City this 20th day of September , 2005. (SEAL) CAW-268 I 63vI HPIIO-70 BID TABULATION $1,775,000* Taxable General Obligation Refunding Bonds, Series 2005B CITY OF HOPKINS, MINNESOTA SALE: September 20, 2005 RATING: Standard & Poor's Credit Markets "M-" AWARD: MORGAN KEEGAN & CO., INC. NAME OF BIDDER MATURITY RATE REOFFERING (February 1) YIELD PRICE BBI: 4.300,4 NET TRUE INTEREST INTEREST COST RATE MORGAN KEEGAN & CO., INC. Memphis, Tennessee $1,772,360.00 $552,699.94 4.8533% 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 CRONIN & COMPANY, INC. Minneapolis, Minnesota CITIGROUP GLOBAL MARKETS, INC. Chicago, Illinois CIBC WORLD MARKETS New York, New York UBS FINANCIAL SERVICES INC. Chicago, Illinois CITIZENS BANK Flint, Michigan 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 4.300% 4.400% 4.450% 4.500% 4.600% 4.700% 4.750% 4.850% 4.900% 5.000% 5.100% 5.150% 4.300% 4.400% 4.450% 4.500% 4.600% 4.700% 4.750% 4.850% 4.900% 5.000% 5.000% 5.000% 4.300% 4.400% 4.470% 4.520% 4.600% 4.700% 4.780% 4.850% 4.910% 5.000% 5.100% 5.170% $1,765,842.05 $554,888.67 4.8884 A> *Subsequent to bid opening the issue size was decreased to $1,755,000 with the 2009 maturity decreased $5,000 to $180,000, the 2013 maturity decreased $5,000 to $110,000, the 2015 maturity decreased $5,000 to $120,000, and the 2018 maturity decreased $5,000 to $145,000 in maturity value. Adjusted Price - $1,752,406.11 Adjusted Net Interest Cost - $544,793.56 Adjusted TIC - 4.8522% . EHLERS & ASSOCIATES INC 3060 Centre Pointe Drive, Roseville, MN 55113 651.697.8500 fax 651.697.8555 www.ehlers-inc.com Offices in Roseville, MN Brookfield, WI and Lisle, IL $1,775,000 Taxable General Obligation Refunding Bonds, Series 2005B City of Hopkins, Minnesota Page 2 - NAME OF BIDDER MATURITY RATE REOFFERING (February 1) YIELD 2007 4.500% 2008 4.500% 2009 4.500% 2010 4.500% 2011 4.500% 2012 4.650% 2013 4.750% 2014 4.850% 2015 5.000% 2016 5.000% 2017 5.000% 2018 5.000% 2007 4.600% 2008 4.700% 2009 4.700% 2010 4.700% 2011 4.700% 2012 4.700% 2013 4.700% 2014 4.750% 2015 4.750% 2016 4.750% 2017 4.750% 2018 4.750% 2007 4.200% 2008 4.300% 2009 4.375% 2010 4.450% 2011 4.550% 2012 4.750% 2013 4.750% 2014 5.000% 2015 5.000% 2016 5.000% 2017 5.000% 2018 5.000% PRICE NET TRUE INTEREST INTEREST COST RATE NORTHLAND SECURITIES, INC. Minneapolis, Minnesota $1,759,366.60 $562,209.18 4.9663% ROBERT W. BAIRD & co. Milwaukee, Wisconsin $1,750,162.80 $561,471.48 4.9917% NORTH AMERICAN CAPITAL MARKETS Minneapolis, Minnesota $1,751,889.70 $569,799.94 5.0462% ~ of . \ " $1,775,000 Taxable General Obligation Refunding Bonds, Series 2005B .:lit Hopkins, Minnesota . NAME OF BIDDER MATURITY RATE REOFFERING (February 1) YIELD Page 3 PRICE NET TRUE INTEREST INTEREST COST RATE MILLER JOHNSON STEICHEN KINNARD INVESTMENT SECURITIES, INC. Minneapolis, Minnesota 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 4.200% 4.250% 4.300% 4.500% 4.750% 4.800% 5.000% 5.000% 5.000% 5.100% 5.100% 5.250% $1,757,427.50 $576,014.22 5.0860% -t :r #< l , EXHIBIT B NOTICE OF CALL FOR REDEMPTION $1,700,000 TAXABLE GENERAL OBLIGATION HOUSING IMPROVEMENT AREA BONDS, SERIES 1997B CITY OF HOPKINS HENNEPIN COUNTY, MINNESOTA NOTICE IS HEREBY GIVEN that, by order of the City Council of the City of Hopkins, Hennepin County, Minnesota, there have been called for redemption and prepaYlllent on FEBRUARY 1,2006 all outstanding bonds of the City designated as Taxable General Obligation Housing hnprovement Area Bonds, Series 1997B, dated June 1, 1997, having stated maturity dates of February 1 in the years 2007 through 2018, both inclusive, totaling $1,300,000 in principal amount, and with the following CUSIP numbers: Year of Maturitv Amount CUSIP 2007 $70,000 2008 75,000 2009 80,000 2010 85,000 2011 95,000 2012 100,000 2013 110,000 2014 115,000 2015 125,000 2016 135,000 2017 150,000 2018 160,000 The bonds are being called at a price of par plus accrued interest to February 1, 2006, on which date all interest on said bonds will cease to accrue. Holders of the bonds hereby called for redemption are requested to present their bonds for paYlllent at the office of Bankers Trust Company, Des Moines, Iowa, on or before February 1, 2006. Important Notice: In compliance with the Economic Growth and Tax Relief Reconciliation Act of 2001, federal backup withholding tax will be withheld at the applicable backup withholding rate in effect at the time the paYlllent by the redeeming institutions if they are not provided With CAW-268163vI HPII0-70 { )- ,. your social security number or federal employer identification number, properly certified. This requirement is fulfilled by submitting a W -9 Form, which may be obtained at a bank or other financial institution. The Registrar will not be responsible for the selection or use of the CUSIP number, nor is any representation made as to the correctness indicated in the Redemption Notice or on any Bond. It is included solely for convenience of the Holders. Dated: September 20, 2005. BY ORDER OF THE CITY COUNCIL By: /s/ Terry Obermaier City Clerk City of Hopkins, Minnesota CA W-268163vl HP 11 0-70 '{ , .,. ATTACHMENT C NOTICE OF CALL FOR REDEMPTION $680,000 GENERAL OBLIGATION TAXABLE TAX INCREMENT BONDS, SERIES 1996D CITY OF HOPKINS HENNEPIN COUNTY, MINNESOTA NOTICE IS HEREBY GIVEN that, by order of the City Council of the City of Hopkins, Hennepin County, Minnesota, there have been called for redemption and prepaYlllent on FEBRUARY 1,2006 all outstanding bonds of the City designated as General Obligation Taxable Tax Increment Bonds, Series 1996D, dated October 1, 1996, having stated maturity dates of February 1 in the years 2007 through 2011, both inclusive, totaling $430,000 in principal amount, and with the following CUSIP numbers: Year of Maturitv Amount CUSIP 2007 $75,000 2008 80,000 2009 85,000 2010 90,000 2011 100,000 The bonds are being called at a price of par plus accrued interest to February 1, 2006, on which date all interest on said bonds will cease to accrue. Holders of the bonds hereby called for redemption are requested to present their bonds for paYlllent at the office of Bankers Trust Company, Des Moines, Iowa, on or before February 1,2006. Important Notice: In compliance with the Economic Growth and Tax Relief Reconciliation Act of2001, federal backup withholding tax will be withheld at the applicable backup withholding rate in effect at the time the paYlllent by the redeeming institutions if they are not provided with your social security number or federal employer identification number, properly certified. This requirement is fulfilled by submitting a W -9 Form, which may be obtained at a bank or other financial institution. The Registrar will not be responsible for the selection or use of the CUSIP number, nor is any representation made as to the correctness indicated in the Redemption Notice or on any Bond. It is included solely for convenience of the Holders. CAW-268163vl HP 11 0-70 \ .,' 1;P~ Dated: September 20,2005. BY ORDER OF THE CITY COUNCIL By: /s/ Terry Obermaier City Clerk City of Hopkins, Minnesota CA W-268163vl HP 11 0-70