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2018 City of Hopkins, MN Annual Financial ReportCity of Hopkins, Minnesota Comprehensive Annual Financial Report for year ended December 31, 2018 18 COMPREHENSIVE ANNUAL FINANCIAL REPORT of the CITY OF HOPKINS, MN For The Year Ended December 31, 2018 Prepared by the Department of Finance i THE CITY OF HOPKINS, MINNESOTA COMPREHENSIVE ANNUAL FINANCIAL REPORT YEAR ENDED DECEMBER 31, 2018 TABLE OF CONTENTS I INTRODUCTORY SECTION Letter of Transmittal from the City Manager and Finance Director Page 3 Certificate of Achievement for Excellence in Financial Reporting 7 Administrative Organization Chart 8 City Officials 9 II FINANCIAL SECTION Independent Auditors' Report 12 Management's Discussion and Analysis 15 A. Basic Financial Statements: Government-wide Financial Statements: Statement of Net Position 30 Statement of Activities 31 Fund Financial Statements: Balance Sheet - Governmental Funds 32 Reconciliation of the Balance Sheet of Governmental Funds to the Statement of Net Position 34 Statement of Revenues, Expenditures and Changes in Fund Balances - Governmental Funds 36 Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds to the Statement of Activities 38 Statement of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual - General Fund 39 Statement of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual - Economic Development Special Revenue Fund 40 Statement of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual - Arts Center Special Revenue Fund 41 Statement of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual - Tax Increment District Super Valu Special Revenue Fund 42 Statement of Net Position - Proprietary Funds 44 Statement of Revenues, Expenses and Changes in Net Position - Proprietary Funds 46 Statement of Cash Flows - Proprietary Funds 48 Notes to Financial Statements 51 ii THE CITY OF HOPKINS, MINNESOTA COMPREHENSIVE ANNUAL FINANCIAL REPORT YEAR ENDED DECEMBER 31, 2018 Page B. Required Supplementary Information Schedule of Changes in the City’s Total OPEB Liability and Related Ratios 88 Schedule of Proportionate Share of Net Pension Liability - Public Employees General Employees Retirement Fund 88 Schedule of the City's Contributions – Public Employees 89 Schedule of the City's Contribution to the Hopkins Fire Relief Fund 90 Schedule of Changes in the Net Pension Asset and Related Ratios - Hopkins Fire Relief 91 Notes to Required Supplementary Information 92 C. Combining and Individual Nonmajor Fund Statements and Schedules: Combining Balance Sheet - Nonmajor Governmental Funds 97 Combining Statement of Revenues, Expenditures and Changes in Fund Balances - Nonmajor Governmental Funds 107 Schedules of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual: Special Revenue Funds: State Chemical Assessment 117 Parking 118 Communications 119 Hopkins Race & Equity Initiative 120 Depot Coffee House 121 Tax Increment District Entertainment Center 122 Tax Increment District Sonoma Project 123 Tax Increment District Oaks of Mainstreet 124 5th Avenue Flats 125 Tax Increment District Moline 126 Tax Increment District Marketplace & Main 127 Combining Statement of Net Position - Nonmajor Enterprise Funds 130 Combining Statement of Revenues, Expenses and Changes in Net Position - Nonmajor Enterprise Funds 131 Combining Statement of Cash Flows - Nonmajor Enterprise Funds 123 Combining Statement of Net Position - Internal Service Funds 134 Combining Statement of Revenues, Expenses and Changes in Net Position - Internal Service Funds 135 Combining Statement of Cash Flows - Internal Service Funds 136 iii THE CITY OF HOPKINS, MINNESOTA COMPREHENSIVE ANNUAL FINANCIAL REPORT YEAR ENDED DECEMBER 31, 2018 Page A. Financial Trends Net Position by Component 140 Changes in Net Position 142 Fund Balances, Governmental Funds 144 Changes in Fund Balances, Governmental Funds 146 B. Revenue Capacity Assessed and Actual Value of Taxable Property 148 Direct and Overlapping Property Tax Rates 149 Principal Property Taxpayers 150 Property Tax Levies and Collections 151 C. Debt Capacity Ratios of Outstanding Debt by Type 152 Ratios of Net General Bonded Debt Outstanding 153 Direct and Overlapping Governmental Activities Debt 154 Legal Debt Margin Information 155 D. Demographic and Economic Information Demographic and Economic Statistics 156 Principal Employers 157 E. Operating Information Full-time Equivalent City Employees by Type 158 Operating Indicators by Function/Program 160 Capital Asset Statistics by Function/Program 162 III STATISTICAL SECTION 1 CITY OF HOPKINS, MINNESOTA COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED DECEMBER 31, 2018 SECTION I INTRODUCTORY SECTION 2 3 June 20, 2019 To the Honorable Mayor, Members of the Hopkins City Council and the Citizens of the City of Hopkins, Minnesota: The Comprehensive Annual Financial Report (CAFR) of the City of Hopkins, Minnesota (the City) for the fiscal year ended December 31, 2018 is hereby submitted. This report was prepared in accordance with U.S. generally accepted accounting principles (GAAP) as established by the Governmental Accounting Standards Board (GASB) and meets the requirements of the Minnesota State Auditor’s Office. This report consists of management’s representations concerning the finances of the City of Hopkins. Consequently, management assumes full responsibility for both the completeness and reliability of all of the information presented in this report. To provide a reasonable basis for making these representations, management of the City of Hopkins has established a comprehensive internal control framework that is designed both to protect the government’s assets from loss, theft, or misuse and to compile sufficient reliable information for the preparation of the City of Hopkins financial statements in conformity with GAAP. Because the cost of internal controls should not outweigh their benefits, the City of Hopkins comprehensive framework of internal controls has been designed to provide reasonable rather than absolute assurance that the financial statements will be free from material misstatement. As management, we assert that, to the best of our knowledge and belief, this financial report is complete and reliable in all material respects. The City of Hopkins financial statements have been audited by CliftonLarsonAllen LLP, a firm of licensed certified public accountants. The goal of the independent audit was to provide reasonable assurance that the financial statements of the City of Hopkins for the fiscal year ended December 31, 2018, are free of material misstatement. The independent audit involved examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements; assessing the accounting principles used and significant estimates made by management; and evaluating the overall financial statement presentation. The independent auditor concluded based upon the audit, that there was a reasonable basis for rendering unmodified opinions that the City of Hopkins financial statements for the fiscal year ended December 31, 2018, are fairly presented in conformity with GAAP. The independent auditors’ report is presented as the first component of the financial section of this report. GAAP requires that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the form of Management’s Discussion and Analysis (MD&A). This letter of transmittal is designed to complement the MD&A and should be read in conjunction with it. The City’s MD&A can be found in the financial section of this report immediately following the report of the independent auditors. 4 Profile of the Government Hopkins was first settled in 1853 and was incorporated as the Village of West Minneapolis in 1893. The name was changed in 1928 to Hopkins after one of the early residents. The original territory of incorporation was three square miles, but successive annexation since 1946 has enlarged this area by one-third. In 1947, the residents of the area adopted a City Charter with a Council/Manager form of government. The governing council is responsible, among other things, for passing ordinances, adopting the budget, appointing committees and hiring the government’s manager and the government’s attorney. The government’s manager is responsible for carrying out the policies and ordinances of the government, for overseeing day-to-day operations of the government and for appointing the heads of the government’s departments. The report includes all funds of the City, including the City’s Housing and Redevelopment Authority (HRA). The City provides a full range of services including general government, public safety, highways and streets, urban redevelopment and housing, culture and recreation, and health and welfare. In addition to general municipal activities, the City provides water, sewer, storm sewer and refuse services and operates an ice arena. Low-income rental housing is a function of the HRA. The Hopkins Fire Relief Association has not met the established criteria for inclusion in the reporting entity, and accordingly is excluded from this report. The annual budget serves as the foundation for the City of Hopkins financial planning and control. All departments of the City of Hopkins are required to submit requests for appropriation to the Finance Director by June of each year. The Finance Director uses these requests as the starting point for developing a proposed budget. The Finance Director then presents this proposed budget to the Council for review prior to September 30th. The Council is required to hold public hearings on the proposed budget and to adopt a final budget no later than December 31, the close of the City of Hopkins fiscal year. The appropriated budget is prepared by fund and department. Department heads may make transfers of appropriations within a department. Transfers of appropriations between funds require approval of the City Council. Budget to actual comparisons are provided in this report for each individual governmental fund for which an annual budget has been adopted. For the General Fund and the major Special Revenue Funds this comparison is presented on pages 39-42 as part of the basic financial statements for the governmental funds. For governmental funds, other than the General fund and major Special Revenue Funds, with annual budgets, this comparison is presented in the combining and individual fund statements and schedules subsection of this report on pages 113-123. 5 Factors Affecting Financial Condition The City of Hopkins, consisting of 2,504 acres, is located in Hennepin County on the westerly fringe of the Minneapolis urban area. The City, as part of the Minneapolis-St. Paul metropolitan complex, is readily accessible by the many highways and railways leading into the area. This easy access prompted steady growth for the City of Hopkins during its formative years. In response to this growth the City developed goals of working towards a planned community, with its policies directed toward sound ratios of residential, commercial and industrial components, with the current tax base approximately 76% single family residential and apartments, and 24% commercial-industrial. The city’s population has grown slightly. The City is largely developed, but has seen some redevelopment for apartment buildings. In the next several years the City will see the redevelopment of a 17-acre site, which will include residential and commercial components. The City Council and staff along with an organized group of concerned partners determined what the Vision and the Mission of the City of Hopkins should be. Participation in this project was very high and the resulting Vision and Mission are as follows: Community Vision Creating a spirit of community where: • All people feel safe and respected, and diversity is celebrated. • Business growth is supported and a vibrant downtown is maintained. • People enjoy exceptional government services, neighborhoods and outstanding schools. City of Hopkins Mission • Inspire, Educate, Involve, Communicate Economic Condition and Outlook Hopkins continues to show strong economic and redevelopment opportunities within the city. The ground breaking for Southwest Light Rail Transit (SWLRT) occurred during 2018. The project will continue to be a catalyst for development along its corridor, including in Hopkins. Development activity is also the result of successful planning on the part of the city council and city staff. Efforts are being made for continued development and growth for 2019 and beyond. It is anticipated that over $150,000,000 of construction will also take place in the City of Hopkins during the next several years. The largest anticipated project is Hopkins Cold Storage Site Development, a 17-acre site with and projected valuation of $62,000,000. Long-term financial planning The City of Hopkins has a strategic plan for economic development and has completed extensive planning work in anticipation of the Southwest Light Rail Transit (SWLRT) line and the three Hopkins LRT stations. As a part of the plans, the City of Hopkins intends to pursue various development and redevelopment efforts throughout the City. 6 Future projects A systematic citywide sidewalk rehab program was initiated in 1992. Each year one quadrant is inspected and necessary repairs made. A sidewalk/trail plan was developed and implemented in 2003, which guides future improvements and connections to regional trails. The City has established a street reconstruction and storm sewer program based on a street condition survey and storm water management program. The streets found in poor condition and future problem streets will be systematically included for repairs in the five-year Capital Improvement Plan. The City Hall Building was last updated in 1989. It will undergo a complete renovation during 2019. The project budget is $4.9 million. The main priorities of the remodel are to create a more comfortable and efficient work environment for city staff, expand the service counter to improve customer service to residents and improve the City Council chambers. Certificate of Achievement For Excellence in Financial Reporting The Government Finance Officers Association of the United States and Canada (GFOA) awarded a Certificate of Achievement for Excellence in Financial reporting to the City of Hopkins for its comprehensive annual finance report for the fiscal year ended December 31, 2017. In order to be awarded a Certificate of Achievement for Excellence in Financial Reporting, a governmental unit must publish an easily readable and efficiently organized comprehensive annual financial report. This report must satisfy both U.S. generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. We believe our current comprehensive annual financial report continues to meet the Certificate of Achievement Program’s requirements and we are submitting it to the GFOA to determine its eligibility for another certificate. Acknowledgments We wish to express our appreciation to the Mayor and City Council for their continued interest and support in planning and conducting the financial operations of the City in a responsible and progressive manner. We also want to express our appreciation to the Finance Department staff for their work in preparing this report. Respectfully submitted, Michael J. Mornson Nick Bishop, CPA City Manager Finance Director 7 Organizational Chart CITIZENS City Manager CITY COUNCIL Community Services Finance Fire Police Planning & Economic Development Recreation Public Works City of Minnetonka City Clerk Communications Information Services Inspections Reception Activity Center Assessing Accounting Payroll Utility Billing Economic Development Housing Planning & Zoning Public Housing Fire & Medical Response Prevention Emergency Preparedness Patrol Investigation Communication Crime Prevention Building Maint. & Equipment Services Engineering Parks & Forestry Street/Traffic/Refuse Water & Sewer Pavilion/Ice Arena Boards & Commissions City Attorney Administrative Services Center for the Arts Depot Coffee House 8 THE CITY OF HOPKINS, MINNESOTA COMPREHENSIVE ANNUAL FINANCIAL REPORT CITY OFFICIALS December 31, 2018 CITY COUNCIL Term Expires Mayor 12-31-19 Councilmember 12-31-19 Councilmember 12-31-21 Councilmember 12-31-19 Councilmember 12-31-19 CITY MANAGER Appointed FINANCE DIRECTOR Molly Cummings Jason Gadd Kristi Halverson Brian Hunke Aaron Kuznia Michael J. Mornson Nick Bishop Appointed 9 10 CITY OF HOPKINS, MINNESOTA COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED DECEMBER 31, 2018 SECTION II FINANCIAL SECTION 11 INDEPENDENT AUDITORS’ REPORT Honorable Mayor and Members of the City Council City of Hopkins, Minnesota Report on the Financial Statements We have audited the accompanying financial statements of the governmental activities, the business - type activities, each major fund, and the aggregate remaining fund information of the City of Hopkins, Minnesota (the City), as of and for the year ended December 31, 2018, and the related notes to the financial statements, which collectively comprise the City’s basic financial statements as listed in the table of contents. Management’s Responsibility for the Financial Statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material missta tement, whether due to fraud or error. Auditors’ Responsibility Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States . Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditors’ judgment, including the assessment of the risks of material misstatement of the f inancial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the entity ’s preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the entity’s internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. 12 Honorable Mayor and Members of the City Council City of Hopkins, Minnesota Opinions In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of the City as of December 31, 2018, and the respective changes in financial position and, where applicable, cash flows thereof and the respective budgetary comparison for the General Fund and major special revenue funds for the year then ended in accordance with accounting principles generally accepted in the United States of America. Emphasis of a Matter During the fiscal year ended December 31, 2018, the City adopted GASB Statement No. 75 Accounting and Financial Reporting for Postemployment Benefits Other than Pensions . As a result of the implementation of this standard, the City reported a restatement for the change in accounting principle (see Note 12.) Our auditors’ opinion was not modified with respect to the restatement. Other Matters Required Supplementary Information Accounting principles generally accepted in the United States of America require that the management’s discussion and analysis, schedule of changes in the City’s total OPEB liability and related ratios , schedules of the City’s proportionate share of net pension liabilities and schedules of the City’s pension contributions, as listed in the table of contents, be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States o f America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City’s basic financial statements. The introductory section, combining and individual nonmajor fund statements and schedules and statistical section are presented for purposes of additional analysis and are not a required part of the basic financ ial statements. The combining and individual nonmajor fund statements and schedules are the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statemen ts and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial s tatements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the combining and individual fund statements and schedules are fairly stated, in all material respects, in relation to the basic f inancial statements as a whole. 13 Honorable Mayor and Members of the City Council City of Hopkins, Minnesota The introductory and statistical sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements and , accordingly, we do not express an opinion or provide any assurance on them. Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated June 20, 2019 on our consideration of the City’s internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is solely to describe the scope of our testing of internal control over financial reporting and compliance and the result of that testing, and not to provide an opinion on the effectiveness of the City’s internal control over financial reporting or on co mpliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City’s internal control over financial reporting and compliance. CliftonLarsonAllen LLP Minneapolis, Minnesota June 20, 2019 14 CITY OF HOPKINS, MINNESOTA MANAGEMENT’S DISCUSSION AND ANALYSIS (Unaudited) This section of the City’s comprehensive annual financial report presents a discussion and analysis of the City’s financial activities during the fiscal year ended December 31, 2018. This discussion and analysis should be read in conjunction with the letter of transmittal in the introductory section of this report. Financial Highlights The assets and deferred outflows of the City exceeded liabilities and deferred inflows at the close of the 2018 fiscal year by approximately $69.6 million (net position). Of this amount, approximately $(12.7) million (unrestricted net position) is unavailable to meet the City’s ongoing obligations to citizens and creditors due in part to the recognition of the City's share of the unfunded pension obligation. The City’s total net position increased by approximately $12.0 million. A key factor in this increase was the addition of capital assets, partially offset by the increase in debt. Positive operating results in the Water, Sewer and Storm Sewer funds also contribute to the increase. As of the close of the current fiscal year, the City's governmental funds reported combined ending fund balances of approximately $19.8 million, a decrease of approximately $(4.5) million in comparison with the prior year's fund balance. The decrease was primarily due to the use of bond proceeds and contributions for capital project costs. Approximately $2.1 million of fund balance is available for spending at the City’s discretion (assigned or unassigned fund balance). As of December 31, 2018, unassigned fund balance for the General Fund was approximately $5.2 million, or 38% of total general fund expenditures. This compares to $ 5.5 million from the prior year, a decrease of approximately $292,000. The General Fund working capital goal policy stated that the City will strive to maintain a fund balance in the General Fund for working capital of 42% of the previous year's General Fund expenditures. At December 31st working capital is at 41%. The City of Hopkins total debt increased by approximately $5.7 million during the current fiscal year due to the sale of tax abatement and general obligation bonds for two bond issues. Total new debt totaled $10.0 million and bond maturities totaled $4.34 million. Overview of the Financial Statements This discussion and analysis is intended to serve as an introduction to the City of Hopkins basic financial statements. The City of Hopkins basic financial statements comprise three components: 1) government-wide financial statements, 2) fund financial statements, and 3) notes to the financial statements. This report also contains other supplementary information in addition to the basic financial statements themselves. Government-wide financial statements. The government-wide financial statements are designed to provide readers with a broad overview of the City of Hopkins finances, in a manner similar to a private-sector business. 15 The statement of net position presents information on all of the City of Hopkins assets, deferred outflows of resources, liabilities, and deferred inflows of resources with the difference between them reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the City of Hopkins is improving or deteriorating. The statement of activities presents information showing how the City net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g., uncollected taxes and earned but unused vacation leave). Both of the government-wide financial statements distinguish functions of the City of Hopkins that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business-type activities). The governmental activities of the City of Hopkins include general, public safety, highways, streets, culture, recreation, urban redevelopment, housing, health and welfare. The business-type activities of the City of Hopkins include water, sewer, refuse, storm sewer utilities, an ice arena, and a housing and redevelopment authority. The government-wide financial statements include the City of Hopkins itself, but also a legally separate Hopkins Housing and Redevelopment Authority. Although the Hopkins Housing and Redevelopment Authority is legally separate, it functions for all practical purposes as a department of the City of Hopkins, and therefore has been included as an integral part of the primary government. The government-wide financial statements can be found on pages 30-31 of this report. Fund financial statements. A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City of Hopkins, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All of the funds of the City of Hopkins can be divided into two categories: governmental funds and proprietary funds. Governmental funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near-term inflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a City’s near-term financing requirements. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statements. By doing so, readers may better understand the long-term impact of the City’s near-term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures, and changes in fund balance provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. 16 The City of Hopkins maintains forty-nine individual governmental funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balances for the General Fund, Economic Development, Arts Center, Tax Increment District Super Valu, Permanent Improvement Revolving and Pavilion Addition fund all of which are considered to be major funds. Data from the other forty-three funds are combined into a single, aggregated presentation. Individual fund data for each of these non-major governmental funds is provided in the form of combining statements elsewhere in this report. The City of Hopkins adopts an annual appropriated budget for its general fund and all of its special revenue funds except for the Community Development Block Grant fund. A budgetary comparison statement has been provided for the General fund and major special revenue funds and schedules are provided for other funds to demonstrate compliance with the budget. The basic governmental fund financial statements can be found on pages 32-37 of this report. Proprietary funds. The City of Hopkins maintains two types of proprietary funds. Enterprise funds are used to report the same functions presented as business-type activities in the government-wide financial statements. The City of Hopkins uses enterprise funds to account for its water, sewer, refuse, storm sewer utilities, the pavilion ice arena, and the housing and redevelopment authority. Internal service funds are an accounting device used to accumulate and allocate costs internally among the City of Hopkins various functions. The City of Hopkins uses internal service funds to account for replacement of equipment, insurance deductibles and compensated absences. Because all of these services predominantly benefit governmental rather than business-type functions, they have been included within governmental activities in the government-wide financial statements. Proprietary funds provide the same type of information as the government-wide financial statements, only in more detail. The proprietary fund financial statements provide separate information for the water utility, sewer utility, storm sewer utility and pavilion funds, all of which are considered to be major funds of the City of Hopkins. Data from the other two enterprise funds are combined into a single, aggregated presentation. Individual fund data for each of these non-major proprietary funds is provided in the form of combining statements elsewhere in this report. The internal service funds are combined into a single, aggregated presentation in the proprietary fund financial statements. Individual fund data for the internal service funds is also provided in the form of combining statements elsewhere in this report. The basic proprietary fund financial statements can be found on pages 43-47 of this report. Notes to the Financial Statements The notes provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. The notes to the financial statements can be found on pages 49-82 of this report. Other Information In addition to the basic financial statements and accompanying notes, this report also presents certain required supplementary information. Required supplementary information can be found on page 85-90 of this report. 17 The combining statements referred to earlier in connection with non-major governmental funds, non-major proprietary funds and internal service funds are presented immediately following the required supplementary information. Combining and individual fund statements and schedules can be found on pages 94-132 of this report. Government-Wide Financial Analysis As noted earlier, net position may serve over time as a useful indicator of a government’s financial position. In the case of the City of Hopkins, assets and deferred outflows exceeded liabilities and deferred inflows by $69,612,414 at the close of the most recent fiscal year. Due to the recognition of pension liability almost all (94%) of the City of Hopkins net position is reflected in its investment in capital assets (e.g., land, buildings, machinery and equipment); less any related debt used to acquire those assets that are still outstanding. The City of Hopkins uses these capital assets to provide services to citizens. The net capital assets are not available for future spending. Although the City of Hopkins investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources. City of Hopkins Net Position December 31 Governmental Activities Business-Type Activities Total 2018 2017 2018 2017 2018 2017 Assets Current and other assets $ 31,482,784 $ 33,266,659 $ 3,493,480 $ 3,045,994 $ 34,976,264 $ 36,312,653 Capital assets 85,900,124 73,787,401 37,996,931 30,491,036 123,897,055 104,278,437 Total assets 117,382,908 107,054,060 41,490,411 33,537,030 158,873,319 140,591,090 Deferred Outflows of Resources Deferred charges on refunding 187,149 227,927 - - 187,149 227,927 Pensions 5,337,385 6,774,365 188,041 265,497 5,525,426 7,039,862 Total deferred outflows of resources 5,524,534 7,002,292 188,041 265,497 5,712,575 7,267,789 Liabilities Other liabilities 92,427 4,511,905 508,088 457,206 600,515 4,969,111 Long-term liabilities outstanding 71,418,011 69,075,730 10,541,692 7,693,108 81,959,703 76,768,838 Total liabilities 71,510,438 73,587,635 11,049,780 8,150,314 82,560,218 81,737,949 Deferred Inflows of Resources Pensions 7,169,642 7,424,016 249,295 217,834 7,418,937 7,641,850 Net Position Net investment in capital assets 37,136,053 32,064,111 28,627,563 23,990,746 65,763,616 56,054,857 Restricted 16,547,512 18,544,263 - - 16,547,512 18,544,263 Unrestricted (14,432,266)(17,563,673) 1,733,552 1,443,445 (12,698,714)(16,120,228) Total net position $ 39,251,299 $ 33,044,701 $ 30,361,115 $ 25,434,191 $ 69,612,414 $ 58,478,892 A portion of the City of Hopkins net position represent resources that are subject to external restrictions on how they may be used. The City’s net position increased by $11,133,522 during the current fiscal year., which includes a restatement of beginning net position of ($870,365) due to the implementation of GASB statement No. 75. 18 The net pension liability and the pension-related deferred outflows and inflows of resources (which are reported in accordance with GASB Statement No. 68), do not change the City's future funding requirements or obligations under the plans, which are determined by state statutes. Additionally, the City has recorded the net pension asset of the Hopkins Fire Department Relief Association in the government-wide statements. Net position was impacted by $8,832,255 at December 31, 2018 due to the effects of this standard. Pension-related amounts included in the above schedule related to the standard are as follows: Net pension asset $ 814,900 Deferred outflows of resources 5,381,166 Net pension liability (7,609,384) Deferred inflows of resources (7,418,937) Total $ (8,832,255) (remainder of this page left blank intentionally) 19 Governmental and business-type activities. Governmental activities increased the City of Hopkins net position by $6,967,588 and business-type activities increased net position by $5,036,299. Key elements of the increases are as follows: City of Hopkins Changes in Net Position For the Year Ended December 31 Governmental Activities Business-Type Activities Total 2018 2017 2018 2017 2018 2017 Revenues: Program revenues: Charges for services $ 2,252,352 $ 1,467,705 $ 6,937,410 $ 6,632,139 $ 9,189,762 $ 8,099,844 Operating grants and contributions 11,597,974 8,007,553 579,401 697,635 12,177,375 8,705,188 Capital grants and contributions 1,630,559 1,731,738 - - 1,630,559 1,731,738 General revenues: Property taxes 14,343,939 12,895,910 81 - 14,344,020 12,895,910 Tax increments 2,433,504 2,146,730 - - 2,433,504 2,146,730 Grants and contributions not restricted 56,990 20,510 2,758 - 59,748 20,510 Investment earnings 225,337 168,437 13,153 20,760 238,490 189,197 Gain on sale of capital assets 45,002 69,883 17,210 (54) 62,212 69,829 Total revenues 32,585,657 26,508,466 7,550,013 7,350,480 40,135,670 33,858,946 Expenses: General government 4,361,727 6,751,459 - - 4,361,727 6,751,459 Public safety 7,846,565 8,126,086 - - 7,846,565 8,126,086 Health and welfare 196,435 179,916 - - 196,435 179,916 Highways and streets 4,562,075 5,932,978 - - 4,562,075 5,932,978 Urban redevelopment and housing 2,352,139 1,354,036 - - 2,352,139 1,354,036 Culture and recreation 2,015,291 2,737,116 - - 2,015,291 2,737,116 Interest on long-term debt 65,784 1,335,290 - - 65,784 1,335,290 Water - - 1,704,965 1,871,868 1,704,965 1,871,868 Sewer - - 2,288,938 2,406,027 2,288,938 2,406,027 Storm sewer - - 461,036 460,771 461,036 460,771 Refuse - - 910,481 874,750 910,481 874,750 Pavilion/ice arena - - 689,178 547,831 689,178 547,831 Housing and redevelopment authority - - 677,169 591,895 677,169 591,895 Total expenses 21,400,016 26,416,881 6,731,767 6,753,142 28,131,783 33,170,023 Increase in net position before transfers 11,185,641 91,585 818,246 597,338 12,003,887 688,923 Transfers (4,218,053)(3,533,235) 4,218,053 3,533,235 - - Increase (decrease) in net position 6,967,588 (3,441,650) 5,036,299 4,130,573 12,003,887 688,923 Net position - January 1, as previously stated 33,044,701 34,098,004 25,434,191 22,233,618 58,478,892 56,331,622 Cumulative effect of change in accounting principle (760,990) - (109,375) - (870,365) - Prior period adjustment - 2,388,347 - (930,000) - 1,458,347 Net position - January, as restated 32,283,711 36,486,351 25,324,816 21,303,618 57,608,527 57,789,969 Net position - December 31 39,251,299 33,044,701 30,361,115 25,434,191 69,612,414 58,478,892 20 Governmental activities: Property taxes increased in 2018 due to tax growth and increased levy amounts. The City also received a number of program grants for specific programs in addition to county grants for ongoing projects and redevelopment activity. Net position increased primarily due to a major project costs that were capitalized in 2018, and partially offset by an increase in debt.. 21 Business-type activities. Business-type activities had an increase in net position due to transfers and increased revenues. A utility rate study was completed in 2016 with a large increase implemented in 2017 that is designed to cover operations, debt and capital needs over the next 5 years. Smaller incremental increases are planned annually to continue to improve the financial health of the utility funds. 22 Financial Analysis of the City’s Funds As noted earlier, the City of Hopkins uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. Governmental funds. The focus of the City of Hopkins governmental funds is to provide information on near-term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City of Hopkins financing requirements. In particular, unassigned fund balance may serve as a useful measure of a City’s net resources available for spending at the end of the fiscal year. As of the end of the current fiscal year, the City of Hopkins governmental funds reported combined ending fund balances of $19,792,736, decrease of $(4,450,026) in comparison with the prior year's balance. The decrease of fund balance in the current year was caused by the spend down of bond proceeds and other contributions recevied for capital projects. This was offset by increases due to issuing debt for capital projects that will be completed in 2019. Approximately 10% of fund balance or $2,051,457, constitutes assigned and unassigned fund balance, which is available for spending at the City’s discretion. The remainder of fund balance is non-spendable, restricted or committed to indicate that it is not available for new spending because it is either in a non-spendable form (inventory, prepaid expenses, rehabilitative loans, or property held for resale); restricted (debt service, tax increment projects) or has already been committed (for economic development, property purchases, parking, and communication activities). The general fund is the chief operating fund of the City of Hopkins. At the end of the current fiscal year, unassigned fund balance of the general fund was $5,179,824. This represents 92.2% of the general fund’s total fund balance. As a measure of the general fund’s liquidity, it may be useful to compare both unassigned fund balance and total fund balance to total fund expenditures. Unassigned fund balance represents approximately 37.8% of total general fund expenditures while total fund balance represents approximately 41.0% of that same amount. The fund balance of the City of Hopkins general fund decreased by $(234,601) during the current fiscal year. Expenditures exceeded revenues by $(219,601) before transfers. This decrease can be attributed to expenditures exceeding budget in general government and public safety. The Economic Development fund has a total fund balance of $3,196,922 of which $3,196,922 is committed for economic development. The fund balance decreased by $(1,261,752) primarily as a result grant expenditures being spent before grant revenues became available. Grant revenue will be recognized in 2019. The Arts Center fund has a deficit fund balance of $(1,231,091) all of which is unassigned. The fund balance deficit increased by $(50,679) mainly due to deferred maintenance projects occurring at the Arts Center building. While the Arts Center received a programming grant from the Minnesota State Arts Board to offset programming costs those costs still exceeded budgeted revenues due to higher performing artist fees and expenses. Staff and the Friends of the Hopkins Center for the Arts, a non-profit associated with the Arts Center, continue working to identify significant donors and corporate sponsors to underwrite arts programming and decrease the deficit. 23 The Tax Increment District Super Valu fund has a total fund balance of $6,298,784 of which all is restricted for tax increment. The fund balance increased by $718,967 due to revenues exceeding amounts owed to developers for project costs and related financing. The Permanent Improvement Revolving fund has a total fund balance of $(925,676) which is unassigned. The fund balance decreased by $(2,581,282) as a result of capital outlay for street projects. The fund recorded approximately $1.6 million of deferred inflows for unavailable revenue that was not available in the current year, it will be recognized in 2019. The Pavilion Addition Fund has a total fund balance of $(103,752) which is unassigned. The fund balance decreased by $(1,266,643) primarily as the result of spending outside contributions received in 2017. Proprietary funds. The City of Hopkins proprietary funds provide the same type of information found in the government-wide financial statements, but in more detail. Unrestricted net position of the Water fund at the end of the year amounted to $(1,224,923). The increase in net position amounted to $1,058,089 and is due to operating revenues exceeding operating expenses along with transfers in from the permanent improvement fund for reimbursement of project costs. The City completed a utility rate study which evaluated the entire rate structure of the water fund. The City implemented a tiered rate structure in 2017 that will meet state requirements for conservation pricing and meet the City's needs for operations and capital expenditures. Rates were increased again in 2018 with smaller incremental increases planned annually. Unrestricted net position of the Sewer fund at the end of the year amounted to $184,790. The unrestricted net position will be used to pay for infrastructure improvements. The increase in net position amounted to $1,024,038 and is due to operating revenues exceeding operating expenses along with transfers in from the permanent improvement fund for reimbursement of project costs. Along with the water fund a utility rate study was also done for the sewer fund. A rate structure was put in place in February 2017 to ensure adequate funds are maintained for operations and capital needs in the long-term. Rates were increased again in 2018 with smaller incremental increases planned annually. Unrestricted net position of the Storm Sewer Utility fund at the end of the year amounted to $1,457,247. The unrestricted net position will be used to pay for infrastructure improvements. The increase in net position amounted to $408,947 and is due to transfers in from the permanent improvement fund for reimbursement of project costs and operating revenues exceeding operating expenditures. Unrestricted net position of the Pavilion fund at the end of the year amounted to $(298,766). The increase in net position amounted to $2,362,840 and is due to capital contributions transferred in from Governmental funds. The fund will continue to cover operating costs, except depreciation, with operating revenue. General Fund Budgetary Highlights There is no difference between the general fund original budget and the final approved budget. The City always adopts a balanced budget and does not plan to have a decrease or increase in total fund balance. Amending the budget was not considered necessary during the year. 24 During the year revenues were over budgetary estimates by $56,696 due to increased license and permit revenue, fines, grants, recreation fees and donations. This was offset by a decrease in tax revenues as a result of rebates due taxpayers who challenged their valuations in tax court and less than expected miscellaneous revenues. Expenditures were over budget by $(291,297) and was due to increased costs in the general government, and public safety primarily due to increased personnel and professional services costs. The net effect of these budget impacts was a decrease in fund balance of $(234,601) after transfers. Capital Asset and Debt Administration Capital assets. The City of Hopkins investment in capital assets for its governmental and business type activities as of December 31, 2018, amounts to $123,897,055 (net of accumulated depreciation). This investment in capital assets includes land, buildings, improvements, vehicles, machinery and equipment, park facilities, roads, highways, bridges, distribution systems and construction in progress. Major capital asset events during the current fiscal year included the following: Construction in progress additions totaled $16,477,500 for infrastructure projects and the Blake Road construction project. A total of $10,208,846 of assets was transferred from construction in progress to other improvements as infrastructure projects were completed and put into service. Vehicle and equipment purchases totaled $1,218,682. Major purchases include a dump truck, street sweeper and public safety vehicles. Vehicle and equipment deletions totaled $674,856. Deletions were a result of scheduled replacements of public works and public safety vehicles and equipment. City of Hopkins Capital Assets (net of depreciation) December 31 Governmental Activities Business-Type Activities Total 2018 2017 2018 2017 2018 2017 Land $ 6,157,677 $ 6,157,677 $ 254,299 $ 254,299 $ 6,411,976 $ 6,411,976 Buildings 12,477,169 12,989,899 3,298,825 2,982,040 15,775,994 15,971,939 Infrastructure - - 6,810,061 7,218,828 6,810,061 7,218,828 Improvements 40,366,743 35,762,239 22,224,710 12,817,870 62,591,453 48,580,109 Vehicles 2,649,835 2,858,479 841,717 853,812 3,491,552 3,712,291 Equipment 2,731,696 2,565,913 273,885 275,596 3,005,581 2,841,509 Construction in progress 21,517,004 13,453,194 4,293,434 6,088,591 25,810,438 19,541,785 $ 85,900,124 $ 73,787,401 $ 37,996,931 $ 30,491,036 $ 123,897,055 $ 104,278,437 - Additional information on the City of Hopkins capital assets can be found in note 5 on pages 61-62 of this report. Long-term debt. At the end of the current fiscal year, the City of Hopkins had total bonded debt outstanding of $70,025,000. Of this amount $14,295,000 comprises tax increment redevelopment debt, and $48,945,000 comprises general obligation and special assessment debt, all of which is backed by the full faith and credit of the government. Another $890,000 is special fees debt for which the government is liable in the event of default by the property owners subject to the fees. The remainder of 25 the City of Hopkins debt, $5,895,000, represents bonds intended to be paid from specified revenue sources (i.e., revenue bonds). City of Hopkins Outstanding Debt General Obligation and Revenue Bonds December 31 Governmental Activities Business-Type Activities Total 2018 2017 2018 2017 2018 2017 G.O. Tax increment bonds $ 14,295,000 $ 15,235,000 $ - $ - $ 14,295,000 $ 15,235,000 G.O. Housing fee bonds 890,000 1,160,000 - - 890,000 1,160,000 G.O. Equipment certificates 345,000 425,000 - - 345,000 425,000 G.O. Capital improvement bonds 38,470,000 33,735,000 - - 38,470,000 33,735,000 G.O. Special assessment bonds 6,845,000 7,465,000 - - 6,845,000 7,465,000 Revenue bonds - - 9,180,000 6,345,000 9,180,000 6,345,000 $ 60,845,000 $ 58,020,000 $ 9,180,000 $ 6,345,000 $ 70,025,000 $ 64,365,000 The City of Hopkins total bonded debt increased by $5,660,000 during the current fiscal year. The increase is a result of the issuance of $6,715,000 in G.O. Bonds that financed street reconstruction projects and equipment; and the issuance of $3,285,000 on GO Tax Abatement Bonds for The City's ice arena. Total principal payments of $4,340,000 were made during 2018. General Obligation Bonds are backed by the full faith, credit and taxing power of the City, and are serviced by General and Tax Increment levies and also by fees assessed against benefited properties. Revenue Bonds are backed by the full faith, credit and taxing power of the City, and are serviced by the Water, Sewer, and Storm Sewer Utility Funds and the Pavilion Fund current revenues. City Special Assessment Bonds are backed by the full faith, credit and taxing power of the City, and repayment monies are generated by the collection of special assessments and general levies. The City is subject to a statutory limit of bonded indebtedness equaling 3.0 percent of taxable market value. At December 31, 2018, the debt limit for the City is $57,694,845. Of the total debt, $34,730,000 of general obligation and revenue bonds is applicable to the limit. After taking into consideration funds on hand available to liquidate debt, the legal debt margin is $25,519,755. The City of Hopkins was upgraded to a “AA+” rating from Standard & Poor’s in January 2014 which was most recently reaffirmed in February of 2019 and maintains an “A1” rating from Moody’s. Additional information on the City of Hopkins long-term debt can be found in note 9 on pages 63-66 of this report. Economic Factors and Next Year’s Budgets and Rates A number of factors were taken into consideration when preparing the City of Hopkins 2019 budget. The City will continue a two year street reconstruction project of a major road and its residential street improvement program. Employee compensation will remain competitive in the market, which was most recently affirmed with a compensation and classification study in 2017. Water and sewer rates were increased incrementally based on a 2016 utility rate study. The City continues to use a Financial Management Plan that can estimate the property tax increases or decreases on a median value home as a 26 basis for decision making. As a result of these factors the City prepared a budget for 2018 that included a general fund increase of 7.26% and an overall increase of 12.30% in expenditures. During the current fiscal year, unassigned fund balance in the general fund was $5,179,824 or 38% of general fund expenditures. The Office of the State Auditor recommends unassigned fund balances of no less than five months of operating expenditures. The unassigned fund balance is used to pay for the City’s general fund obligations until it receives its property tax levy revenues in June. Requests for Information This financial report is designed to provide a general overview of the City of Hopkins finances for all those with an interest in the government’s finances. Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to the Director of Finance, City of Hopkins, 1010 First Street South, Hopkins, MN 55343. 27 28 BASIC FINANCIAL STATEMENTS 29 City of Hopkins Statement of Net Position December 31, 2018 Primary Government Governmental Activities Business-Type Activities Total Assets Cash and cash equivalents $22,597,975 $3,797,858 $26,395,833 Taxes receivable 246,252 157 246,409 Special assessments receivable 2,889,388 -2,889,388 Accounts receivable 519,013 627,975 1,146,988 Intergovernmental receivable 2,584,281 65,738 2,650,019 Interest receivable 27,399 217 27,616 Internal balances 1,046,914 (1,046,914)- Inventories 76,954 34,138 111,092 Net pension asset 814,900 -814,900 Prepaid items 135,833 14,311 150,144 Land held for resale 543,875 -543,875 Capital assets, non depreciable 27,674,681 4,547,733 32,222,414 Capital assets, net of depreciation 58,225,443 33,449,198 91,674,641 Total Assets 117,382,908 41,490,411 158,873,319 Deferred Outflows of Resources Deferred charge on refunding 187,149 -187,149 Pensions and OPEB 5,337,385 188,041 5,525,426 Total Deferred Outflows of Resources 5,524,534 188,041 5,712,575 Liabilities Accounts payable 3,053,330 240,217 3,293,547 Salaries payable 261,920 92,259 354,179 Due to other governments 807,459 14,150 821,609 Accrued interest payable 727,223 125,238 852,461 Unearned revenue 92,427 36,224 128,651 Non current liabilities: Compensated absences due within one year 884,053 91,630 975,683 Total OPEB liability due within one year 126,131 18,129 144,260 Total OPEB liability due in more than one year 770,206 124,291 894,497 Net pension liability 6,652,981 956,403 7,609,384 Bonds due within one year 4,515,000 -4,515,000 Bonds due in more than one year 58,595,771 9,369,368 67,965,139 Total Liabilities 76,486,501 11,067,909 87,554,410 Deferred Inflows of Resources Taxes and special assessments -133 133 Pensions 7,169,642 249,295 7,418,937 Total Deferred Inflows of Resources 7,169,642 249,428 7,419,070 Net Position Net investment in capital assets 37,136,053 28,627,563 65,763,616 Restricted for: Economic development 6,956,130 -6,956,130 Park improvements 176,573 -176,573 Debt service 8,599,909 -8,599,909 Net pension asset 814,900 -814,900 Unrestricted (14,432,266)1,733,552 (12,698,714) Total Net Position $39,251,299 $30,361,115 $69,612,414 The notes to the financial statements are an integral part of this statement. 30 City of Hopkins Statement of Activities For the Year Ended December 31, 2018 Program Revenues Net Revenues (Expenses) and Changes in Net Position Functions/Programs Expenses Charges for Services Operating Grants and Contributions Capital Grants and Contributions Governmental Activities Business-type Activities Total Governmental Activities: General government $4,361,727 $43,471 $2,324,932 $943,345 $(1,049,979)$-$(1,049,979) Public safety 7,846,565 171,291 1,155,459 -(6,519,815)-(6,519,815) Health and welfare 196,435 48,550 169,213 -21,328 -21,328 Highways and streets 4,562,075 165,600 7,153,575 687,214 3,444,314 -3,444,314 Urban redevelopment and housing 2,352,139 961,625 59,362 -(1,331,152)-(1,331,152) Culture and recreation 2,015,291 861,815 735,433 -(418,043)-(418,043) Interest on long-term debt 65,784 ---(65,784)-(65,784) Total Governmental Activities 21,400,016 2,252,352 11,597,974 1,630,559 (5,919,131)-(5,919,131) Business-Type Activities: Water 1,704,965 1,931,035 15,474 --241,544 241,544 Sewer 2,288,938 2,780,090 200 --491,352 491,352 Storm sewer 461,036 806,605 ---345,569 345,569 Refuse 910,481 954,620 45,575 --89,714 89,714 Pavilion/Ice arena 689,178 62,161 333,033 --(293,984)(293,984) Housing and redevelopment authority 677,169 402,899 185,119 --(89,151)(89,151) Total Business-type Activities 6,731,767 6,937,410 579,401 --785,044 785,044 Total Government $28,131,783 $9,189,762 $12,177,375 $1,630,559 (5,919,131)785,044 (5,134,087) General revenues: Property taxes 14,343,939 81 14,344,020 Tax increments 2,433,504 -2,433,504 Grants & contributions not restricted 56,990 2,758 59,748 Unrestricted investment earnings 225,337 13,153 238,490 Gain on disposal of capital assets 45,002 17,210 62,212 Transfers (4,218,053)4,218,053 - Total General Revenues 12,886,719 4,251,255 17,137,974 Change in net position 6,967,588 5,036,299 12,003,887 Net position - January 1, as previously stated 33,044,701 25,434,191 58,478,892 Cumulative effect of change in accounting principle (760,990)(109,375)(870,365) Net position - January 1, as restated 32,283,711 25,324,816 57,608,527 Net position - December 31 $39,251,299 $30,361,115 $69,612,414 The notes to the financial statements are an integral part of this statement. 31 City of Hopkins Balance Sheet Governmental Funds December 31, 2018 General Fund Economic Development Arts Center Tax Increment District Super Valu Permanent Improvement Revolving Assets Cash and cash equivalents $2,822,734 $2,928,979 $-$5,976,653 $695,558 Taxes receivable 182,729 5,862 4,159 -- Special assessments receivable ----116,789 Accounts receivable 257,732 2,096 1,590 -86,540 Rehabilitation loans receivable ----- Due from other governments 207,752 805,700 --1,570,829 Interest receivable 3,648 1,144 -612 6,718 Due from other funds 2,710,920 853,515 --- Inventories 76,954 ---- Prepaid items 115,414 -15,764 -- Property held for resale -222,156 -321,719 - Total Assets $6,377,883 $4,819,452 $21,513 $6,298,984 $2,476,434 Liabilities, Deferred Inflows of Resources and Fund Balances Liabilities: Accounts payable $407,408 $2,620 $39,391 $200 $1,720,122 Salaries payable 235,604 4,829 9,739 -- Due to other funds --1,200,071 -- Due to other governments 791 805,700 57 -- Unearned revenue 5,951 -803 -- Total Liabilities 649,754 813,149 1,250,061 200 1,720,122 Deferred inflows of resources: Taxes and special assessments 110,443 3,681 2,543 -111,159 Unavailable revenue -805,700 --1,570,829 Total Deferred Inflows of Resources 110,443 809,381 2,543 -1,681,988 Fund balances: Non-spendable 192,368 ---- Restricted ---6,298,784 - Committed -3,196,922 --- Assigned 245,494 ---- Unassigned 5,179,824 -(1,231,091)-(925,676) Total Fund Balances (Deficits)5,617,686 3,196,922 (1,231,091)6,298,784 (925,676) Total Liabilities, Deferred Inflows of Resources and Fund Balances $6,377,883 $4,819,452 $21,513 $6,298,984 $2,476,434 The notes to the financial statments are an integral part of this statement. 32 City of Hopkins Balance Sheet Governmental Funds December 31, 2018 Pavilion Addition Nonmajor Governmental Funds Total Governmental Funds Assets Cash and cash equivalents $169,173 $8,399,075 $20,992,172 Taxes receivable -53,502 246,252 Special assessments receivable -2,772,599 2,889,388 Accounts receivable -142,226 490,184 Rehabilitation loans receivable -28,829 28,829 Due from other governments --2,584,281 Interest receivable 667 12,251 25,040 Due from other funds --3,564,435 Inventories --76,954 Prepaid items -4,655 135,833 Property held for resale --543,875 Total Assets $169,840 $11,413,137 $31,577,243 Liabilities, Deferred Inflows of Resources and Fund Balances Liabilities: Accounts payable $273,592 $267,227 $2,710,560 Salaries payable -11,748 261,920 Due to other funds -1,317,450 2,517,521 Due to other governments -911 807,459 Unearned revenue -85,673 92,427 Total Liabilities 273,592 1,683,009 6,389,887 Deferred inflows of resources: Taxes and special assessments -2,790,265 3,018,091 Unavailable revenue --2,376,529 Total Deferred Inflows of Resources -2,790,265 5,394,620 Fund balances: Non-spendable --192,368 Restricted -7,527,464 13,826,248 Committed -525,741 3,722,663 Assigned --245,494 Unassigned (103,752)(1,113,342)1,805,963 Total Fund Balances (Deficits)(103,752)6,939,863 19,792,736 Total Liabilities, Deferred Inflows of Resources and Fund Balances $169,840 $11,413,137 $31,577,243 The notes to the financial statments are an integral part of this statement. 33 Reconciliation of the Balance Sheet of Governmental Funds To the Statement of Net Position December 31, 2018 Fund balances of governmental funds $ 19,792,736 Amounts reported for governmental activities in the statement of net position are different because: Capital Assets used in governmental activities are not financial resources and, therefore, not reported in the governmental funds. Capital assets 111,856,315 Less: accumulated depreciation (30,673,114) Taxes and special assessments receivable will be collected in future years, but are not available soon enough to pay for the current period's expenditures and therefore are deferred in the funds 3,018,091 Grants and reimbursements will be collected in future years, but are not available soon emough to pay for the current period's expenditures are therefore afe deferred in the funds. 2,376,529 Internal service funds are used by the City to charge the costs of certain activities, such as replacement of City vehicles and equipment. The assets and liabilities of the internal service funds are included in the governmental activities in the statement of net assets. 5,098,262 Long-term liabilities, including bonds payable and accrued interest payable, are not due and payable in the current period and, therefore, are not reported in the governmental funds. Bond principal payable (60,845,000) Unamortized premium/discount (2,265,771) Accrued interest payable (727,223) Deferred charges on refunding 187,149 The City's net pension liability, net pension asset, total OPEB liability and related deferred outflows and inflows of resources are recorded only on the Statement of Net Position. Balances at year end are: Net pension asset 814,900 Deferred outflows of resources related to pensions 5,211,254 Deferred outflows of resources related to OPEB 126,131 Net pension liability (6,652,981) Total OPEB liability (896,337) Deferred inflows of resources related to pensions (7,169,642) Net position of governmental activities $ 39,251,299 34 35 City of Hopkins Statement of Revenues, Expenditures and Changes in Fund Balances Governmental Funds For the Year Ended December 31, 2018 General Fund Economic Development Arts Center Tax Increment District Super Valu Permanent Improvement Revolving Revenues Property taxes $10,543,110 $479,054 $244,093 $-$391 Franchise Fees 313,571 ---- Tax increments ---2,092,747 - Special assessments ----197,395 Intergovernmental 1,330,932 -34,876 -6,308,435 Fees, licenses and permits 701,381 -1,050 -- Charges for services 378,249 1,150 364,724 -- Fines 171,483 ---- Investment earnings 4,083 20,449 3 16,912 155,284 Other miscellaneous revenues 49,242 83,671 242,849 -79,911 Total Revenues 13,492,051 584,324 887,595 2,109,659 6,741,416 Expenditures Current: General government 2,440,530 ---- Public safety 7,461,507 ---- Health and welfare 190,623 ---- Highways and streets 2,849,197 ---- Urban redevelopment and housing 92,767 1,846,076 -54,584 - Culture and recreation 671,033 -977,330 -- Debt service: Principal retirement ----- Interest and fiscal fees ----- Capital Outlay 5,995 -47,864 -13,006,334 Total Expenditures 13,711,652 1,846,076 1,025,194 54,584 13,006,334 Excess (deficiency) of revenues over expenditures (219,601)(1,261,752)(137,599)2,055,075 (6,264,918) Other Financing Sources (Uses) Improvement bonds issued ----- Premium on improvement bonds ----- Transfer in --86,920 -3,753,461 Transfer out (15,000)--(1,336,108)(69,825) Total Other Financing Sources (Uses)(15,000)-86,920 (1,336,108)3,683,636 Net change in fund balances (234,601)(1,261,752)(50,679)718,967 (2,581,282) Fund balance (deficit) - January 1 5,852,287 4,458,674 (1,180,412)5,579,817 1,655,606 Fund balance (deficit) - December 31 $5,617,686 $3,196,922 $(1,231,091)$6,298,784 $(925,676) The notes to the financial statements are an integral part of this statement. 36 City of Hopkins Statement of Revenues, Expenditures and Changes in Fund Balances Governmental Funds For the Year Ended December 31, 2018 Pavilion Addition Non-major Governmental Funds Total Governmental Funds Revenues Property taxes $- $ 3,147,557 $ 14,414,205 Franchise Fees -530,145 843,716 Tax increments -340,757 2,433,504 Special assessments -923,872 1,121,267 Intergovernmental -792,328 8,466,571 Fees, licenses and permits --702,431 Charges for services -189,394 933,517 Fines -18,912 190,395 Investment earnings 4,205 14,069 215,005 Other miscellaneous revenues 500,000 305,033 1,260,706 Total Revenues 504,205 6,262,067 30,581,317 Expenditures Current: General government -431,795 2,872,325 Public safety -138,574 7,600,081 Health and welfare --190,623 Highways and streets -434,665 3,283,862 Urban redevelopment and housing -300,920 2,294,347 Culture and recreation -375,763 2,024,126 Debt service: Principal retirement - 3,890,000 3,890,000 Interest and fiscal fees - 1,496,932 1,496,932 Capital Outlay 5,573,241 677,264 19,310,698 Total Expenditures 5,573,241 7,745,913 42,962,994 Excess (deficiency) of revenues over expenditures (5,069,036)(1,483,846)(12,381,677) Other Financing Sources (Uses) Improvement bonds issued - 6,715,000 6,715,000 Premium on improvement bonds -168,423 168,423 Transfer in 3,802,393 2,227,744 9,870,518 Transfer out - (7,401,357) (8,822,290) Total Other Financing Sources (Uses)3,802,393 1,709,810 7,931,651 Net change in fund balances (1,266,643)225,964 (4,450,026) Fund balance (deficit) - January 1 1,162,891 6,713,899 24,242,762 Fund balance (deficit) - December 31 $(103,752)$6,939,863 $19,792,736 The notes to the financial statements are an integral part of this statement. 37 City of Hopkins Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds to the Statement of Activities For the Year Ended December 31, 2018 Net change in fund balances total governmental funds $ (4,450,026) Amounts reported for governmental activities in the statement of activities are different because: Governmental funds report capital outlays as expenditures. However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense. This is the amount by which capital outlays exceeded depreciation in the current period. 12,148,166 Revenues in the statement of activities that do not provide current financial resources are not reported as revenues in the funds 1,977,982 The issuance of long-term debt provides current financial resources to governmental funds, while the repayment of the principal of long-term debt uses the current financial resources of governmental funds. Neither transaction, however, has any effect on net position. Also, governmental funds report the effect of premiums, discounts, and similar items when debt is first issued, whereas these amounts are recorded in the statement of net position and amortized in the statement of activities. This amount is the net effect of these differences in the treatment of long-term debt related items.(2,922,214) Some pension and OPEB expenses reported in the Statement of Activities do not require the use of current financial resources and, therefore are not reported as expenditures Change in net pension asset/liability, total OPEB liability and related deferred outflows/inflows of resources 262,880 External revenues and expenditures of the internal service funds reported in the statement of activities are not reported as revenues and expenditures in governmental funds.(49,200) Change in net position of governmental activities $ 6,967,588 38 City of Hopkins Statement of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual General Fund For the Year Ended December 31, 2018 Original Budget Final Approved Budget Actual Variance with Final Budget Over/Under Revenues Property taxes $10,832,857 $10,832,857 $10,543,110 $(289,747) Franchise Fees 290,000 290,000 313,571 23,571 Intergovernmental 1,173,933 1,173,933 1,330,932 156,999 Fees, licenses and permits 594,265 594,265 701,381 107,116 Charges for services 229,050 229,050 378,249 149,199 Fines 184,800 184,800 171,483 (13,317) Investment earnings 15,000 15,000 4,083 (10,917) Other miscellaneous revenues 115,450 115,450 49,242 (66,208) Total Revenues 13,435,355 13,435,355 13,492,051 56,696 Expenditures General government 2,258,943 2,258,943 2,440,530 (181,587) Public safety 7,073,402 7,073,402 7,461,507 (388,105) Health and welfare 198,313 198,313 190,623 7,690 Highways and streets 3,024,838 3,024,838 2,849,197 175,641 Urban redevelopment and housing 107,810 107,810 92,767 15,043 Culture and recreation 690,249 690,249 671,033 19,216 Capital Outlay 66,800 66,800 5,995 60,805 Total Expenditures 13,420,355 13,420,355 13,711,652 (291,297) Excess (deficiency) of revenues over expenditures 15,000 15,000 (219,601)(234,601) Other Financing Sources (Uses): Transfer out (15,000)(15,000)(15,000)- Net change in fund blance $-$-(234,601)$(234,601) Fund balance - January 1 5,852,287 Fund balance - December 31 $5,617,686 The notes to the financial statements are an integral part of this statement. 39 City of Hopkins Statement of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Major Special Revenue Funds Economic Development Year Ended December 31, 2018 Original Budget Final Approved Budget Actual Variance with Final Budget Over/Under Revenues Property taxes $332,037 $332,037 $479,054 $147,017 Charges for services --1,150 1,150 Investment earnings 30,000 30,000 20,449 (9,551) Other miscellaneous revenues 40,000 40,000 83,671 43,671 Total Revenues 402,037 402,037 584,324 182,287 Expenditures Current: Urban redevelopment and housing 245,702 245,702 1,846,076 (1,600,374) Total Expenditures 245,702 245,702 1,846,076 (1,600,374) Net change in fund balance $156,335 $156,335 (1,261,752)$(1,418,087) Fund balance - January 1, reported 4,458,674 Fund balance - December 31 $3,196,922 The notes to the financial statements are an integral part of this statement. 40 City of Hopkins Statement of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Major Special Revenue Funds Arts Center Year Ended December 31, 2018 Original Budget Final Approved Budget Actual Variance with Final Budget Over/Under Revenues Property taxes $250,000 $250,000 $244,093 $(5,907) Intergovernmental 41,000 41,000 34,876 (6,124) Fees, licenses and permits 1,400 1,400 1,050 (350) Charges for services 413,506 413,506 364,724 (48,782) Investment earnings --3 3 Other miscellaneous revenues 182,800 182,800 242,849 60,049 Total Revenues 888,706 888,706 887,595 (1,111) Expenditures Current: Culture and recreation 861,408 861,408 977,330 (115,922) Capital Outlay 131,500 131,500 47,864 83,636 Total Expenditures 992,908 992,908 1,025,194 (32,286) Other Financing Sources (Uses) Transfer in 86,920 86,920 86,920 - Net change in fund balance $(17,282)$(17,282)(50,679)$(33,397) Fund balance - January 1, reported (1,180,412) Fund balance - December 31 $(1,231,091) The notes to the financial statements are an integral part of this statement. 41 City of Hopkins Statement of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Major Special Revenue Funds Tax Increment District Super Valu Year Ended December 31, 2018 Original Budget Final Approved Budget Actual Variance with Final Budget Over/Under Revenues Tax increments $2,400,000 $2,400,000 $2,092,747 $(307,253) Investment earnings --16,912 16,912 Total Revenues 2,400,000 2,400,000 2,109,659 (290,341) Expenditures Urban redevelopment and housing 460,540 460,540 54,584 405,956 Total Expenditures 460,540 460,540 54,584 405,956 Other Financing Sources (Uses) Transfer out (1,179,700)(1,179,700)(1,336,108)(156,408) Net change in fund balance $759,760 $759,760 718,967 $(40,793) Fund balance - January 1, reported 5,579,817 Fund balance - December 31 $6,298,784 The notes to the financial statements are an integral part of this statement. 42 43 City of Hopkins Statement of Net Position Proprietary Funds December 31, 2018 Business-Type Activities-Enterprise Funds Water Utility Sewer Utility Storm Sewer Utility Pavilion Nonmajor Proprietary Funds Totals Governmental Activities Internal Service Funds Assets Current assets: Cash and investments $ 198,220 $ 107,322 $ 1,504,820 $79,437 $ 1,908,059 $ 3,797,858 $ 1,605,803 Taxes receivable ---157 -157 - Accounts receivable 132,047 348,973 15,540 2,923 128,492 627,975 - Accrued interest receivable -158 -59 -217 2,359 Due from other governments 4,612 --5,900 55,226 65,738 - Inventory 30,820 3,275 43 --34,138 - Prepaid expenses -165 -90 14,056 14,311 - Total current assets 365,699 459,893 1,520,403 88,566 2,105,833 4,540,394 1,608,162 Noncurrent assets: Capital Assets, non depreciable: Land 14,097 5,150 26,800 -208,252 254,299 - Construction in progress 1,398,997 1,982,576 911,861 --4,293,434 - Capital Assets, depreciable Building and structures 33,089 --3,272,851 5,561,031 8,866,971 - Distribution system 16,012,964 10,463,730 12,944,482 5,983,894 -45,405,070 - Machinery and equipment 400,092 705,947 9,000 290,009 891,049 2,296,097 10,164,846 Less accumulated depreciation (7,192,351)(4,915,494)(4,761,350)(1,722,821)(4,526,924)(23,118,940)(5,447,923) Total noncurrent assets 10,666,888 8,241,909 9,130,793 7,823,933 2,133,408 37,996,931 4,716,923 Total Assets 11,032,587 8,701,802 10,651,196 7,912,499 4,239,241 42,537,325 6,325,085 Deferred outflows of resources: Pensions and OPEB 65,414 36,538 8,577 35,535 41,977 188,041 - Total Deferred Outflows 65,414 36,538 8,577 35,535 41,977 188,041 - Liabilities Current liabilities: Accounts payable 83,746 4,203 338 37,113 114,817 240,217 342,770 Salaries payable 10,464 5,754 1,461 6,891 67,689 92,259 - Due to other funds 1,046,914 ----1,046,914 - Due to other governments 1,644 --679 11,827 14,150 - Compensated absences 17,822 8,479 -33,827 31,502 91,630 884,053 Unearned revenue ---36,224 -36,224 - Accrued interest payable 28,590 30,401 9,357 56,890 -125,238 - Total current liabities 1,189,180 48,837 11,156 171,624 225,835 1,646,632 1,226,823 44 City of Hopkins Statement of Net Position Proprietary Funds December 31, 2018 Business-Type Activities-Enterprise Funds Water Utility Sewer Utility Storm Sewer Utility Pavilion Nonmajor Proprietary Funds Totals Governmental Activities Internal Service Funds Noncurrent liabilities: Total OPEB liability due within one year 6,411 4,493 626 2,347 4,252 18,129 - Total OPEB liability due in more than one year 41,755 30,915 3,540 13,259 34,822 124,291 - Net pension liability 332,120 180,378 44,747 186,810 212,348 956,403 - Revenue bonds payable (net of unamortized discounts and premium)2,784,517 2,215,214 953,903 3,415,734 -9,369,368 - Toal noncurrent liabilities 3,164,803 2,431,000 1,002,816 3,618,150 251,422 10,468,191 - Total Liabilities 4,353,983 2,479,837 1,013,972 3,789,774 477,257 12,114,823 1,226,823 Deferred inflows of resources: Taxes and special assessments ---133 -133 - Pensions 86,570 47,018 11,664 48,694 55,349 249,295 - Total Deferred Inflows of Resources 86,570 47,018 11,664 48,827 55,349 249,428 - Net Position Net investment in capital assets 7,882,371 6,026,695 8,176,890 4,408,199 2,133,408 28,627,563 4,753,482 Unrestricted (1,224,923)184,790 1,457,247 (298,766)1,615,204 1,733,552 344,780 Total Net Position $6,657,448 $6,211,485 $9,634,137 $4,109,433 $3,748,612 $30,361,115 $5,098,262 The notes to the financial statements are an integral part of this statement. 45 City of Hopkins Statement of Revenues, Expenses and Changes in Net Position Proprietary Funds For the Year Ended December 31, 2018 Business-Type Activities-Enterprise Funds Water Utility Sewer Utility Storm Sewer Utility Pavilion Nonmajor Proprietary Funds Total Governmental Activities Internal Service Funds Operating revenues Charges for services $ 1,933,698 $ 2,764,350 $ 800,869 $ 392,966 $ 1,249,505 $ 7,141,388 $ 509,703 Other 11,764 15,940 5,736 2,024 130,124 165,588 - Total operating revenues 1,945,462 2,780,290 806,605 394,990 1,379,629 7,306,976 509,703 Operating expenses Cost of sales and services 1,098,110 1,954,055 82,885 468,697 669,112 4,272,859 253,827 Administration 209,893 141,625 55,685 5,767 497,557 910,527 6,730 Depreciation 325,897 306,413 274,070 87,099 232,946 1,226,425 856,695 Total operating expenses 1,633,900 2,402,093 412,640 561,563 1,399,615 6,409,811 1,117,252 Operating income (loss)311,562 378,197 393,965 (166,573)(19,986)897,165 (607,549) Nonoperating revenues (expenses) Property taxes ---81 -81 - Miscellaneous revenue 1,047 --204 2,415 3,666 5,870 Investment earnings --4,356 317 8,480 13,153 4,462 Interest/fiscal agent expense (71,065)(74,880)(48,396)(127,615)-(321,956)(1,443) Intergovernmental grants 958 520 129 539 206,781 208,927 - Gain (loss) on sale of assets 7,515 ---9,695 17,210 (42,540) Total nonoperating revenues (expenses)(61,545)(74,360)(43,911)(126,474)227,371 (78,919)(33,651) Income (loss) before contributions and transfers 250,017 303,837 350,054 (293,047)207,385 818,246 (641,200) Transfers and contributions Capital contributions --- 5,858,280 - 5,858,280 - Transfers in 1,040,548 884,032 334,397 -- 2,258,977 592,000 Transfers out (232,476)(163,831)(275,504) (3,202,393)(25,000) (3,899,204)- Change in net position 1,058,089 1,024,038 408,947 2,362,840 182,385 5,036,299 (49,200) Net position - January 1, as previously stated 5,638,039 5,214,552 9,228,970 1,760,752 3,591,878 25,434,191 5,147,462 Cumulative effect of a change in accounting principle (38,680)(27,105)(3,780)(14,159)(25,651)(109,375)- Net position - January 1, as restated 5,599,359 5,187,447 9,225,190 1,746,593 3,566,227 25,324,816 5,147,462 Net position - December 31 $6,657,448 $6,211,485 $9,634,137 $4,109,433 $3,748,612 $30,361,115 $5,098,262 The notes to the financial statements are an integral part of this statement. 46 47 City of Hopkins Statement of Cash Flows Proprietary Funds For the Year Ended December 31, 2018 Business-type Activities-Enterprise Funds Governmental Nonmajor Activities Water Sewer Storm Sewer Proprietary Internal Utility Utility Utility Pavilion Funds Totals Service Funds Cash Flows from Operating Activities Receipts from customers and users $ 1,937,371 2,684,003 $ 803,551 $ 460,996 $ 1,370,284 $ 7,256,205 $ 21,803 Receipts for interfund services provided - - - - - 487,900 Internal activity-payments to other funds 257,282 - - - - 257,282 (24,056) Payments to suppliers (777,640)(529,353)(22,906)(267,745)(755,161)(2,352,805) 87,406 Payments to employees (414,787)(1,480,194)(58,009)(171,519)(256,553)(2,381,062) - Payments for interfund services used (209,893)(141,625)(55,685)(5,767)(94,032)(507,002) 41,381 Net cash provided by (used in) by operating activities 792,333 532,831 666,951 15,965 264,538 2,272,618 614,434 Cash Flows from Noncapital Financing Activities Intergovernmental grants 958 520 - 539 206,781 208,798 - Taxes - - - 81 - 81 - Transfers in 1,040,548 884,032 334,397 5,858,280 - 8,117,257 597,870 Transfers out (232,476)(163,831)(275,504)(3,202,393)(25,000) Miscellaneous income 1,047 - - 204 2,415 3,666 Net cash provided by (used in) noncapital financing activities 810,077 720,721 58,893 2,656,711 184,196 8,329,802 597,870 Cash Flows from Capital and Related Financing Activities: Issuance of debt - - - 3,285,000 - 3,285,000 - Construction of capital assets (1,126,211)(1,103,554)(456,122)(5,858,281)(188,152)(8,732,320)(821,627) Proceeds from sales of capital assets 7,515 - 129 - 9,695 17,339 (42,540) Interest and other payments (75,494)(91,571)(49,268)(73,795) - (290,128)(1,922) Capital lease payments - - - - - - (52,295) Bond payments (210,000)(105,000)(115,000)(20,000) - (450,000) - Net cash provided by (used in) capital and related financing activities (1,404,190)(1,300,125)(620,261)(2,667,076)(178,457)(6,170,109)(918,384) Cash Flows From Investing Activities Interest received - (1) 6,417 317 10,138 16,871 6,094 Net increase (decrease) in cash and cash equivalents 198,220 (46,574) 112,000 5,917 280,415 549,978 300,014 Cash and cash equivalents - January 1 - 138,729 422,290 18,505 671,138 1,250,662 66,191 Cash and cash equivalents - December 31 $ 198,220 $ 92,155 $ 534,290 $ 24,422 $ 951,553 $ 1,800,640 $ 366,205 48 City of Hopkins Statement of Cash Flows Proprietary Funds For the Year Ended December 31, 2018 Business-type Activities-Enterprise Funds Governmental Nonmajor Activities Water Sewer Storm Sewer Proprietary Internal Utility Utility Utility Pavilion Funds Totals Service Funds Reconciliation of Cash and Cash Equivalents at End of Year to Cash and Investments per Statement of Net Position Ending cash and cash equivalents per cash flow statement $ 198,220 $ 92,155 $ 534,290 $ 24,422 $ 951,553 $ 1,800,640 $ 366,205 Investments - 15,167 970,530 55,015 956,506 1,997,218 1,239,598 Cash and Investments per Statement of Net Position $ 198,220 $ 107,322 $ 1,504,820 $ 79,437 $ 1,908,059 $ 3,797,858 $ 1,605,803 Reconciliation of operating income (loss) to net cash provided (used) by operating activities: Operating income (loss) $ 311,562 $ 378,197 $ 393,965 $ (166,573) $ (19,986) $ 897,165 $ (607,549) Adjustments to reconcile operating income (loss) to net cash provided by (used in) operating activities: Depreciation expense 325,897 306,413 274,070 87,099 232,946 1,226,425 856,695 (Increase) decrease in: Accounts receivable (8,091)(96,287)(3,054) 29,782 (9,345)(86,995) - Due from other funds - - - - - (24,056) Inventory (4,230) 550 - - (3,680) - Prepaid expense - 85 - 1,867 (440) 1,512 - Pensions (deferred outflows)(4,777)(8,153)(2,438)(3,569)(7,748)(26,685) OPEB (deferred outflows)(6,411)(4,493)(627)(2,347)(4,252)(18,130) Increase (decrease) in: Accounts, compensated absences and accrued interest payable (64,441)(65,647)(1,810) 39,247 81,002 (11,649) 389,344 Due to other funds 257,282 - - - - 257,282 - Due to other governments 270 2,806 - 52 (7,559)(4,431) - Unearned revenue - - - 36,224 - 36,224 - Net pension liability (112,595)(47,602)(5,490)(50,048)(63,206)(278,941) - Total OPEB liability 48,166 35,408 4,166 15,606 39,065 142,411 - Pensions (deferred inflows) 49,701 31,554 8,169 28,625 24,061 142,110 - Net cash provided (used) by operating activities $ 792,333 $ 532,831 $ 666,951 $ 15,965 $ 264,538 $ 2,272,618 $ 614,434 The notes to the financial statements are an integral part of this statement. 49 50 NOTES TO THE FINANCIAL STATEMENTS 51 City of Hopkins, Minnesota NOTES TO FINANCIAL STATEMENTS December 31, 2018 1. SUMMARY OF SIGNIFICANT ACCOUNT POLICIES The City of Hopkins, Minnesota (the City) is a charter City, which was approved December 2, 1947. The City operates pursuant to applicable Minnesota laws and statutes. The governing body of the City is a Council – Manager form of government. The financial statements of the City have been prepared in conformity with U.S. generally accepted accounting principles as applied to governmental units by the Government Accounting Standards Board (GASB). The more significant accounting policies of the City are described below. A. REPORTING ENTITY In accordance with GASB pronouncements, the City’s financial statements include all funds and departments of the City and its component units, for which the City is considered to be financially accountable. A blended component unit, although legally separate entity is, in substance, part of the City’s operations and so data from this unit is combined with data of the primary government. The City’s blended component unit has a March 31 year-end, however when blended with the City it is shown with a December 31 year-end. Blended Component Unit Housing and Redevelopment Authority in and for the City of Hopkins (HRA) The HRA was created by the City to carry out certain redevelopment projects and low-income rental housing. The HRA's governing body is the same as the governing body of the primary government in that all members of the Hopkins City Council are also the Hopkins Housing and Redevelopment Authority Commissioners. The City of Hopkins in its capacity as the HRA Board of Directors, has operational responsibility for the HRA. Therefore there is a burden relationship between the primary government and the component unit. The housing activity is supported in part by federal subsidies. There is an extensive trust agreement between the HRA and HUD regarding the facility. The HRA is included in the City’s enterprise funds. Separate financials are not prepared. B. GOVERNMENT-WIDE AND FUND FINANCIAL STATEMENTS The government-wide financial statements (i.e., statement of net position and the statement of changes in net position) report information on all activities of the primary government and its component units. The interfund services provided and used are not eliminated in the process of consolidation. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business-type activities, which rely to a significant extent on fees and charges for support. The statement of activities demonstrates the degree to which the direct expenses of a given function or segment is offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items not properly included among program revenues are reported instead as general revenues. Separate financial statements are provided for governmental funds and proprietary funds. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. 52 City of Hopkins, Minnesota NOTES TO FINANCIAL STATEMENTS December 31, 2018 C. MEASUREMENT FOCUS, BASIS OF ACCOUNTING, AND FINANCIAL STATEMENT PRESENTATION The government-wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary fund financial statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements have been met. Unbilled utility service receivables are recorded at year-end. Governmental funds are accounted for using the current financial resources measurement focus and the modified accrual basis of accounting. Their revenues are recognized when susceptible to accrual (i.e., when they become measurable and available). “Measurable” means the amount of the transaction can be determined and “available” means collectible within the current period or within sixty days thereafter to be used to pay liabilities of the current period. Major revenues that are susceptible to accrual include property taxes, special assessments, intergovernmental revenues, charges for services, and investment earnings. Major revenues that are not susceptible to accrual include fees and miscellaneous revenues; such revenues are recorded only as received because they are not measurable until collected. Expenditures are generally recognized under the modified accrual basis of accounting when the related fund liability is incurred, except for principal and interest on general long-term debt and compensated absences that are recognized when due and payable. The City reports the following major governmental funds: The general fund is the primary operating fund of the City. It is used to account for all financial resources except those required to be accounted for in another fund. The economic development special revenue fund accounts for development opportunities of the city. Sources of funds are derived from the administration of loans and an annual tax levy. The arts center special revenue fund accounts for the activities of the Hopkins Center for the Arts. Sources of funds are derived from leases, ticket sales, admission fees, grants and donations. The tax increment district super valu special revenue fund accounts for the activities of the Super Valu tax increment development district. Sources of funds are a tax increment levy. The permanent improvement revolving capital projects fund accounts for resources and accumulated payments for street improvements funded with bonds and special assessments levied on benefited property. The pavilion addition fund accounts for the outside contributions received and payments made for the pavilion addition project. The City reports the following major proprietary funds: The water utility fund accounts for the operations of the City-owned water distribution system. The water bonds of 2009A, 2012B and 2013A are included as part of this fund since revenues of the water fund are pledged to pay principal and interest on this bond. The sewer utility fund accounts for the operations of the City-owned sewer lift stations and disposal system. The sewer bonds of 2009A, 2012B and 2013A are included as part of this fund since revenues of the sewer fund are pledged to pay principal and interest on this bond. 53 City of Hopkins, Minnesota NOTES TO FINANCIAL STATEMENTS December 31, 2018 The storm sewer utility fund accounts for the operations and improvements of the storm water drainage system. The storm water bond issues of 2009A, 2010B, 2012B and 2013A are included as part of this fund since revenues of the storm sewer fund are pledged to pay principal and interest on these bonds. The pavilion fund accounts for the operations and improvements of the city owned ice arena. The 2018B Tax Abatement bonds used for the City's contribution towards the pavilion addition project are included as part of the fund. Additionally, the City reports the following fund types: Governmental Funds Special Revenue Funds - Special revenue funds are used to account for the proceeds of specific revenue sources that are legally restricted or committed by Council to expenditures for specified purposes. Debt Service Funds - Debt service funds are used to account for the accumulation of resources for, and the payment of, general long-term debt principal, interest, and related costs. Capital Project Funds - Capital project funds are used to account for financial resources to be used for the acquisition or construction of major capital facilities and infrastructure, other than those financed by proprietary funds or special revenue funds. Proprietary Funds Enterprise Funds - Enterprise funds are used to account for operations that are financed and operated in a manner similar to private business enterprises, where the intent of the governing body is that the costs (expenses, including depreciation) of providing goods or services to the general public on a continuing basis, be financed or recovered primarily through user charges. Internal Service Funds – Internal service funds are used to account for the financing of goods and services provided by one department to other departments of the City on a cost-reimbursement basis. Internal service funds are used for equipment replacement, insurance deductions and employee benefits. As a general rule the effect of interfund activity has been eliminated from the government-wide financial statements, however interfund services provided and used are not eliminated in the process of consolidation. Amounts reported as program revenues include 1) charges to customers or applicants for goods, services, or privileges provided, 2) operating grants and contributions, and 3) capital grants and contributions, including special assessments. Internally dedicated resources are reported as general revenues rather than as program revenues. Likewise, general revenues include all taxes. Proprietary funds distinguish operating revenues and expenses from non-operating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund’s principal ongoing operations. The principal operating revenues of the City enterprise funds and internal service funds are charges to customers for sales and service. Operating expenses for enterprise funds and internal service funds include the cost of sales and services, administrative expenses and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as non-operating revenues and expenses. When both restricted and unrestricted resources are available for use, it is the City’s policy to use restricted resources first, and then use unrestricted resources as they are needed. 54 City of Hopkins, Minnesota NOTES TO FINANCIAL STATEMENTS December 31, 2018 D. CASH AND INVESTMENTS Cash balances from all funds are combined and invested to the extent available in authorized investments pursuant to Minnesota Statutes (see note 4). Earnings from such investments are allocated to the respective funds on the basis of applicable cash balance participation by each fund. Investments in certificates of deposit with a maturity date of less than one year at the date of purchase are reported at cost or amortized cost, which approximates fair value. Investments held longer than one year are reported at fair value, based on quoted market prices. The City accounts for its cash, cash equivalents and investments in an entity-wide cash management pool, which is used essentially as a demand deposit account. Restricted cash and investments are reported separately on the financial statement. E. INTERFUND RECEIVABLES/PAYABLES Activity between funds that is representative of lending/borrowing arrangements and transactions between funds that are outstanding at the end of the fiscal year are referred to “due to/from other funds” Any residual balances outstanding between the governmental activities and business-type activities are reported in the government-wide financial statements as “internal balances.” The non-current portion of due from other funds is classified as nonspendable fund balance in the general fund to indicate that this portion of fund balance is not available for appropriation and is not expendable available financial resources. F. INVENTORIES AND PREPAID ITEMS All inventories are accounted for using the consumption method and are valued at cost using the first-in/first-out (FIFO) method. Certain payments to vendors reflect costs applicable to future accounting periods and are recorded as prepaid items in both government-wide and fund financial statements. Prepaid items are reported using the consumption method and recorded as expenditures/expenses at the time of consumption. G. CAPITAL ASSETS Capital assets, which include land, buildings, equipment and infrastructure assets (e.g., roads, bridges, curbs and gutters, streets and sidewalks, drainage systems, lighting systems, and similar items), are reported in the applicable governmental or business-type activities columns in the government-wide financial statements and the proprietary fund financial statements. The City defines capital assets as assets with an initial, individual cost of more than $5,000 and an estimated useful life in excess of three years. Such assets are recorded at historical cost. Donated capital assets are recorded at acquisition value at the date of donation. The cost of normal maintenance and repairs that do not add to the value of the asset or materially extend assets lives are not capitalized. Assets not being depreciated include land and construction in progress. Buildings, equipment, and infrastructure of the City and the HRA are depreciated using the straight-line method over the estimated useful lives as follows: Buildings 30 - 40 years Mains and Lines 40 - 50 years Streets 20 - 25 years Improvements 10 - 20 years Vehicles 3 - 30 years Equipment 3 - 20 years 55 City of Hopkins, Minnesota NOTES TO FINANCIAL STATEMENTS December 31, 2018 H. DEFERRED OUTFLOWS/INFLOWS OF RESOURCES In addition to assets, the statement of financial position reports a separate section for deferred outflows of resources. This separate financial statement element, deferred outflows of resources, represents a consumption of net position that applies to a future period(s) and will not be recognized as an outflow of resources (expense/expenditure) until then. The City has two items that qualify for reporting in this category. It is the deferred charge on refunding reported in the government-wide statement of net position and the deferred charge for pensions (see Pension section below for explanation). A deferred charge on refunding results from the difference in the carrying value of refunded debt and its reacquisition price. This amount is deferred and amortized over the shorter of the life of the refunded or refunding debt. In addition to liabilities, the statement of financial position reports a separate section for deferred inflows of resources. This separate financial statement element, deferred inflows of resources, represents an acquisition of net position that applies to a future period(s) and will not be recognized as an inflow of resources (revenue) until that time. The City has one item item that qualifies for reporting in this category. It is the deferred charge for pensions (see Pension section below for explanation). The City also has one type of item, which arises under a modified accrual basis of accounting that qualifies for reporting in this category. Accordingly, the item, unavailable revenue, is reported only in the governmental funds balance sheet. The governmental funds report unavailable revenues from four sources: property taxes, special assessments, loans and grants. These amounts are deferred and recognized as an inflow of resources in the period that the amounts become available. I. COMPENSATED ABSENCES The City compensates all employees upon termination for unused vacation or flex leave. Employees hired prior to August 1, 1998 may opt to have sick leave, at the rate of 8 hours for each calendar month of full-time service, instead of flex leave. Employees hired prior to August 1, 1998, that have not opted for flex leave, shall be entitled to severance pay, after completion of five years of continuous City employment. Severance pay is calculated by multiplying the total number of continuous years in the City employ and/or accumulated sick leave by the daily wage rate prevailing at date of severance, at one day per year of such employment, to a maximum of 20 days. Such severance money shall be paid in case of separation caused by death, eligible retirements, or medically attested disability preventing an employee from performing the major duties of the position or separation for non-disciplinary reasons. Accumulated vacation, flex and vested severance pay is reported as an expense and an accrued liability as the benefits accrue to employees in the government-wide and proprietary fund financial statements. A liability for these amounts is reported in the governmental funds only if benefits have matured as a result of employee resignations and retirements. The employee benefits internal service fund reports the governmental funds’ liability for compensated absences on the accrual basis. J. PENSIONS For purposes of measuring the net pension liability, deferred outflows/inflows of resources, and pension expense, information about the fiduciary net position of the Public Employees Retirement Association (PERA) and additions to/deductions from PERA's fiduciary net position have been determined on the same basis as they are reported by PERA except that PERA's fiscal year end is June 30. For this purpose, plan contributions are recognized as of employer payroll paid dates and benefit payments and refunds are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. For purposes of measuring the liability, deferred outflows of resources and deferred inflows of resources, and expense associated with the City's requirement to contribute to the Hopkins Fire Relief Association, information about the Plan's fiduciary net position and additions to/deductions from the Hopkins Fire Relief Association Plan's fiduciary net position have been determined on the same basis as they are reported by the Plan. For this purpose, benefit payments (including 56 City of Hopkins, Minnesota NOTES TO FINANCIAL STATEMENTS December 31, 2018 refunds of contributions) are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. K. POSTEMPLOYMENT BENEFITS OTHER THAN PENSIONS (OPEB) For purposes of measuring the total OPEB liability, deferred outflows of resources related to OPEB, and OPEB expense, the City recognizes payments when due and payable in accordance with the benefit terms. The City's benefit payments consist of the implicit rate subsidy, and partially subsidized premiums for retirees hired before July 1, 1993. L. LONG-TERM OBLIGATIONS In the government-wide financial statements, and proprietary fund financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business-type activities, or proprietary fund type statement of net position. Bond premiums and discounts, amortized over the life of the bonds. Bonds payable are reported net of the applicable bond premium or discount. In the governmental fund financial statements bond premiums and discounts, as well as bond issuance costs are recognized during the current period. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources while discounts on debt issuances are reported as other financing uses. Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as debt service expenditures. M. NET POSITION/FUND EQUITY Net position represents the difference between assets and liabilities in the government-wide financial statements. Net position invested in capital assets consists of capital assets net of accumulated depreciation, reduced by the outstanding balance of any long-term debt used to build or acquire the capital assets. Net position is reported as restricted in the government-wide financial statements when there are limitations imposed on its use through external restrictions imposed by creditors, grantors, laws or regulations of other governments. In the fund financial statements, governmental funds report fund balances in classifications that disclose constraints for which amounts in those funds can be spent. These classifications are as follows: Nonspendable – portions of fund balance related to prepaids, inventories, long-term receivables, and land held for resale. Restricted – funds are constrained by external parties (statute, grantors, bond agreements, etc.). Committed – fund constraints are established and modified by a resolution approved by the City Council. Assigned – consists of internally imposed constraints. These constraints are established by the City Council and/or management. The City Council also delegates the authority to assign fund balance to the Finance Director per City Legislative Policy 6-G, Fund Balance. Unassigned – is the residual classification for the General Fund and also reflects negative residual amounts in other funds. When an expenditure is incurred for purposes for which both restricted and unrestricted fund balance is available, it is the City’s policy to use restricted first, then unrestricted fund balance. When an expenditure is incurred for purposes for which committed, assigned, and unassigned amounts are available, it is the City’s policy to use committed first, then assigned, and finally unassigned amounts. 57 City of Hopkins, Minnesota NOTES TO FINANCIAL STATEMENTS December 31, 2018 The City formally adopted a fund balance policy for the General Fund. The policy establishes an unassigned fund of a minimum of 5 months or 42% of the previous year’s budgeted expenditures. N. INTERFUND TRANSACTIONS Inter-fund services provided and used are accounted for as revenues and expenditures. Transactions that constitute reimbursements to a fund for expenditures initially made from it that are properly applicable to another fund are recorded as expenditures in the reimbursing fund and as reductions of expenditures in the fund that is reimbursed. All other interfund transactions are reported as transfers. O. PROPERTY TAXES Property tax levies are set by the City Council in December of each year, and are certified to Hennepin County (the County) for collection in the following year. In the State of Minnesota, counties act as collection agents for all property taxes. The County spreads all levies over assessable property. Such taxes become a lien on January 1 and are recorded as receivables by the City at that date. Real property taxes are payable by taxpayers in two equal installments, on May 15 and October 15. Personal property taxes are also payable by taxpayers in two equal installments, on February 28 and June 30. The County provides tax settlements to cities and other local governments three times a year, on or before January 25, July 5 and December 5. In the governmental fund financial statements property taxes are accrued and recognized as revenue for collections within 60 days of year-end. Taxes that remain unpaid at the County on December 31 are classified as delinquent taxes receivable, and are fully offset by deferred inflows of resources because they are not available to finance current expenditures. No allowance for uncollectible taxes has been provided because such amounts are not expected to be material. P. CONDUIT DEBT OBLIGATIONS From time to time, the City has issued Commercial Development Revenue Notes/Bonds in accordance with the Minnesota Municipal Industrial Development Act. These obligations are issued to provide financial assistance to private-sector entities for the acquisition and construction of industrial and commercial facilities deemed to be in the public interest. The obligations are secured by the property financed and are payable solely from payments received on the underlying mortgage loans. Upon repayment of the obligations, ownership of the acquired facilities transfers from the bond holder to the private-sector entity served by the debt issuance. Neither the City, the State, nor any political subdivision thereof is obligated in any manner for repayment of the obligations. Accordingly, the bonds are not reported as liabilities in the accompanying financial statements. As of December 31, 2018, there were 7 notes/bond issues outstanding, with an aggregate principal amount payable of approximately $40 million. Q. USE OF ESTIMATES The preparation of financial statements in conformity with U.S. generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. 58 City of Hopkins, Minnesota NOTES TO FINANCIAL STATEMENTS December 31, 2018 2. RECONCILIATION OF GOVERNMENT-WIDE AND FUND FINANCIAL STATEMENTS A. EXPLANATION OF CERTAIN DIFFERENCES BETWEEN THE GOVERNMENTAL FUND STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE AND THE GOVERNMENT- WIDE STATEMENT OF ACTIVITIES The governmental fund statement of revenues, expenditures, and changes in fund balances includes a reconciliation between net changes in fund balances – total governmental funds and change in net position of governmental activities as reported in the government-wide statement of activities. One element of that reconciliation explains, “Governmental funds report capital outlays as expenditures. However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense.” The details of this difference are as follows: Capital outlay $ 14,100,628 Depreciation expense (1,952,844) Net adjustment to increase net changes in fund balances - total governmental funds to arrive at changes in net position of governmental activities $ 12,147,784 Another element of that reconciliation explains that, “the issuance of long-term debt provides current financial resources to governmental funds, while the repayment of the principal of long-term debt uses financial resources of the governmental funds. Neither of these transactions has any effect on the net position. Also, governmental funds report the effect of premiums, discounts and similar items when debt is first issued, whereas these amounts are deferred and amortized in the statement of activities.” The details of these differences are as follows: Principal repayments $ (3,890,000) Issuance of general obligation bonds 6,715,000 Add premium 168,423 Less deferred loss on refunding debt - Amortization of deferred losses on refunding 40,778 Amortization of bond premium and discount (176,328) Prior year interest expense (662,882) Accrue interest expense for current year 727,223 Net adjustment to decrease net changes in fund balances - total governmental funds to arrive at changes in net position of governmental activities 2,922,214 3. STEWARDSHIP, COMPLIANCE AND ACCOUNTABILITY A. BUDGETS AND BUDGETARY ACCOUNTING Annual budgets are adopted on a basis consistent with U.S. generally accepted accounting principles for all governmental funds except the Section 8 and Hennepin County CDBG special revenue funds, the debt service funds and the capital projects funds, which are not budgeted. A capital improvement plan is reviewed annually by the City Council for the capital projects funds and utility funds. However, appropriations for major projects are not adopted until the actual bid award of the improvement. The appropriations are not reflected in the financial statements. All annual appropriations lapse at fiscal year end. The City follows these procedures in establishing the budgetary data reflected in the financial statements and set forth in Section 7.04 of the City Charter. 59 City of Hopkins, Minnesota NOTES TO FINANCIAL STATEMENTS December 31, 2018 1. The City Manager shall, at the first regular council meeting in September, submit to the Council a proposed budget and an explanatory budget message in a form and manner as prescribed by the City Charter. 2. The Council shall determine the plan and time of the public hearings on the budget to obtain taxpayer comments. 3. The Council shall adopt the tax levy by resolution no later than a December date, which is annually established by law for the county auditor to levy taxes. The budget shall set forth the total for each budgeted fund with such segregation as to objects and purposes of expenditures as the Council deems necessary for purposes of budget control. 4. The City Manager is authorized to transfer budgeted amounts between departments within any fund; however, any revisions that alter the total expenditures of any fund must be approved by the City Council and are limited to the amount revenues exceed the budgets or authorize the transfer of sums from unexpended balances to other purposes. Budgeted expenditure appropriations lapse at year-end. The level of legal control is at the fund level. 5. The Council made no supplemental budgetary appropriation throughout the year. B. EXCESS OF EXPENDITURES OVER APPROPRIATIONS For the year ended December 31, 2018, actual expenditures exceeded the budgeted amounts in the following funds: General Fund $ 291,297 Economic Development 1,600,374 Arts Center 32,286 State Chemical Assessment Team 1,646 Parking 23,566 Hopkins Race & Equity Initiative 7,255 Depot Coffee House 755 Tax Increment District Entertainment District 418 Tax Increment District Oakes of Mainstreet 8,959 Tax Increment District Marketplace & Main 64,974 Tax Increment District Moline 82,806 These over expenditures were funded by greater than anticipated revenues of the General, Economic Development, State Chemical Assessment Team, Hopkins Race & Equity Initiative, Tax Increment Entertainment District, Tax Increment District Oakes of Mainstreet, and Tax Increment District Moline funds, from fund balance in the General, Economic Development, Parking, Hopkins Race & Equity Initiative, and Tax Increment District Oakes of Mainstreet funds, and by future revenues in the State Chemical Assessment Team, Depot Coffee House and Arts Center funds. Budgets are adopted for some special revenue fund types but not all. Excluded from the budget adoption process are funds that are completely reimbursable from the federal and state governments. The Community Development Block Grant Funds is a non-budgeted fund. C. FUND BALANCE DEFICITS At December 31, 2018, the following funds had deficit fund balances or net position. These deficits will be funded through future tax levies, contributions, grants, charges for services or developer payments: 60 City of Hopkins, Minnesota NOTES TO FINANCIAL STATEMENTS December 31, 2018 Art Center $ 1,231,091 Permanent Improvement Revolving 925,676 State Chemical Assessment Team 20,130 Depot Coffee House 64,538 Tax Increment District Sonoma 24,962 5th Avenue Flats 393,831 Tax Increment District Marketplace & Main 203,833 Tax Increment Revenue Bonds of 2016D 1,444 Capital Improvement 404,874 Municipal State Aid Construction 650,591 D. NET POSITION RESTRICTED BY ENABLING LEGISLATION The government-wide statement of net position reports $6,956,130 in restricted net position for economic development, of which $6,923,908 is restricted by enabling legislation. The remaining $32,222 is CDBG funds restricted by outside parties. 4. DEPOSITS AND INVESTMENTS As of December 31, 2018 the City had the following deposits and investments: Investment Type Fair Value Government sponsored entities $ 9,676,278 Municipal obligations 1,259,762 Negotiable certificates of deposit 1,433,602 Money market mutual fund 13,439,725 Deposits 586,466 Total fair value cash and investments $ 26,395,833 Interest rate risk – Interest rate risk is the risk that the fair value of investments will be adversely affected by a change in interest rates. In accordance with City of Hopkins Legislative Policy 6-B, Standards of Investments, the city manages its exposure to declines in fair values by structuring the investment portfolio so that securities mature to meet cash requirements for ongoing operations, thereby avoiding the need to sell securities on the open market prior to maturity. At December 31, 2018 the City had the following investment maturities: Investment Maturities (in Years) Less No Total than One 1-5 6-10 Maturity Investment Type: Government sponsored entities FHLM $ 4,996,070 $ 4,996,070 $ - $ - $ - FHLB 2,723,175 2,723,175 - - - U.S. Treasury Note 1,957,033 1,957,033 - - - Municipal obligations 1,259,762 653,308 507,980 98,474 - Negotiable certificates of deposit 1,433,602 1,433,602 - - - Money market mutual fund 13,439,725 - - - 13,439,725 Deposits 586,466 - - - 586,466 $ 26,395,833 $ 11,763,188 $ 507,980 $ 98,474 $ 14,026,191 61 City of Hopkins, Minnesota NOTES TO FINANCIAL STATEMENTS December 31, 2018 Credit risk – Credit risk is the risk that an issuer or other counter party to an investment will not fulfill its obligations. Credit risk is measured using credit quality ratings of investments in debt securities as described by nationally recognized rating agencies such as Standard & Poor’s and Moody’s. According to the City’s investment policy commercial paper shall be restricted to issues, which mature in 270 days or less with a rating of A-1 (Moody’s), P-1 (Standard & Poor’s) or F-1 (Fitch) among at least two of the three rating agencies. The City is authorized by Minnesota Statutes to invest in the following: (a) Direct obligations or obligations guaranteed by the United States or its agencies (b) Shares of investment companies registered under the Federal Investment Company Act of 1940 and whose only investments are in securities described in (a) above (c) General obligations in the State of Minnesota or any of its municipalities (d) Bankers’ acceptances of United States banks eligible for purchase by the Federal Reserve System (e) Commercial paper issued by United States corporations or their Canadian subsidiaries, of the highest quality, and maturity in 270 days or less; and (f) Guaranteed investment contracts issued or guaranteed by United States commercial banks or domestic branches of foreign banks or United States insurance companies or their subsidiaries (g) Repurchase or reverse repurchase agreements with banks that are members of the Federal Reserve System with capitalization exceeding $10,000,000, a primary reporting dealer in U.S. Government securities to the Federal Reserve Bank of New York, or certain Minnesota securities broker-dealers. The following table lists the credit quality ratings per Moody’s and/or Standard and Poor’s and/or Fitch of the City’s investments at December 31, 2018. Quality Ratings Not Total AAA AA Rated Investment Type: Government securities FHLM $ 4,966,070 $ 4,966,070 $- $ - FHLB 2,723,175 2,723,175 - - U.S. Treasury Note 1,957,033 1,957,033 - - Municipal obligations 1,259,762 1,000,409 259,353 - Negotiable certificates of deposit 1,433,602 - - 1,433,602 Money market mutual fund 13,439,725 - - 13,439,725 Deposits 586,466 - - 586,466 $ 26,365,833 $ 10,646,687 $ 259,353 $ 15,459,793 Custodial credit risk Deposits – For deposits, this is the risk that in the event of a bank failure, the City’s deposits may not be returned to it. Minnesota Statutes require that all City deposits be protected by insurance, surety bond, or collateral. The market value of collateral pledged must equal 110% of the deposits not covered by insurance or bonds. Authorized collateral includes the legal investments described above, as well as certain first mortgage notes, and certain other state or local government obligations. Minnesota Statutes require that securities pledged as collateral be held in safekeeping by the City treasurer or in a financial institution other than that furnishing the collateral. At December 31, 2018 the City had no deposits that were uninsured or uncollateralized. The deposits were insured or collateralized by securities held by the City’s agent in the City’s name. Investments – For an investment, this is the risk that, in the event of the failure of the counterparty, the City will not be able to recover the value of its investments or collateral securities that are in the possession of an outside party. All investments held by the City are insured or registered or are held by the City or its agent in the City’s name. The City has no investments that are uninsured or unregistered nor are any investments held by a counterparty or a counterparty's trust department or agent that is not in the city's name. 62 City of Hopkins, Minnesota NOTES TO FINANCIAL STATEMENTS December 31, 2018 Concentration of credit risk – This is the risk associated with investing a significant portion of the City’s investments (considered 5% or more) in the securities of a single issuer, excluding U.S. explicitly guaranteed investments (Treasuries), investment pools, and mutual funds. At December 31, 2018, the City had investments with FNMA and FHLB which individually comprised more than 5% of the City's total investments. Investments with FNMA and FHLB were 19% and 11%, respectively, of the City's total investments. Fair Value Measurement – The City used fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. The City follows an accounting standard that defines fair value, establishes a framework for measuring fair value, establishes a fair value hierarchy based on the quality of inputs used to measure fair value, and requires expanded disclosures about fair value measurements. In accordance with this standard, the City has categorized its investments, based on the priority of the inputs to the valuation technique, into a three-level fair value hierarchy. The fair value hierarchy gives the highest priority to quoted prices in active markets for identical assets or liabilities (Level 1) and the lowest priority to unobservable inputs (Level 3). If the inputs used to measure the financial instruments fall within different levels of the hierarchy, the categorization is based on the lowest level input that is significant to the fair value measurement of the instrument. Financial assets and liabilities recorded on the combined statements of financial position are categorized based on the inputs to the valuation techniques as follows: Level 1 - Financial assets and liabilities are valued using inputs that are unadjusted quoted prices in active markets accessible at the measurement date of identical financial assets and liabilities. Level 2 - Financial assets and liabilities are values based on quoted prices for similar assets, or inputs that are observable, either directly or indirectly for substantially the full term through corroboration with observable market data. Level 3 - Financial assets and liabilities are valued using pricing inputs which are unobservable for the asset, inputs that reflect the reporting entity's own assumptions about the assumptions market participants and would use in pricing the assets. As of December 31, 2018 the City's investments fall into the following categories of fair value: Level 1 Level 2 Level 3 Total U.S. Government Securities $- $ 9,676,278 $ - $ 9,676,278 Municipal Obligations - 1,259,762 - 1,259,762 Negotiable Certificates of Deposit - 1,433,602 - 1,433,602 $- $ 12,369,642 $ - 12,369,642 Investments measured at amortized cost 14,026,191 $ 26,395,833 63 City of Hopkins, Minnesota NOTES TO FINANCIAL STATEMENTS December 31, 2018 5. CAPITAL ASSETS Capital asset activities for the year ended December 31, 2018 were as follows: Beginning Ending Balance Increase Decreases Transfers Balance Governmental activities: Capital assets, not being depreciated Land $ 6,157,677 $- $- $- $ 6,157,677 Construction in progress 13,453,194 13,894,801 - (5,830,991) 21,517,004 Total not being depreciated 19,610,871 13,894,801 - (5,830,991) 27,674,681 Capital assets, being depreciated Buildings 20,685,855 - - - 20,685,855 Other Improvements 55,162,090 151,975 - 5,830,991 61,145,056 Vehicles 4,894,890 479,329 (342,420)- 5,031,799 Machinery & equipment 7,057,731 515,818 (89,779)- 7,483,770 Total being depreciated 87,800,566 1,147,122 (432,199) 5,830,991 94,346,480 Less accumulated depreciation Buildings (7,695,956) (512,730) - - (8,208,686) Other Improvements (19,399,851) (1,378,462) - - (20,778,313) Vehicles (2,036,411) (626,446) 280,893 - (2,381,964) Machinery & equipment (4,491,818) (291,901) 31,645 - (4,752,074) Total accumulated depreciation (33,624,036)(2,809,539) 312,538 - (36,121,037) Total capital assets, being depreciated, net 54,176,530 (1,662,417) (119,661) 5,830,991 58,225,443 Governmental activities capital assets, net $ 73,787,401 $ 12,232,384 $ (119,661) $- $ 85,900,124 Beginning Ending Balance Increases Decreases Transfers Balance Business-type Activities: Capital assets, not being depreciated Land $ 254,299 $- $- $- $ 254,299 Construction in progress 6,088,591 2,582,697 - (4,377,854) 4,293,434 Total not being depreciated 6,342,890 2,582,697 - (4,377,854) 4,547,733 Capital assets, being depreciated Buildings 8,310,540 - - 556,431 8,866,971 Infrastructure 20,246,803 - - - 20,246,803 Other Improvements 15,410,757 5,926,088 - 3,821,423 25,158,268 Vehicles 1,400,902 188,035 (242,657)- 1,346,280 Machinery & equipment 914,318 35,500 - - 949,818 Total being depreciated 46,283,320 6,149,623 (242,657) 4,377,854 56,568,140 Less accumulated depreciation Buildings (5,328,500) (239,646) - - (5,568,146) Infrastructure (13,027,975) (408,767) - - (13,436,742) Other Improvements (2,593,003) (340,555) - - (2,933,558) Vehicles (546,974) (200,246) 242,657 - (504,563) Machinery & equipment (638,722) (37,211) - - (675,933) Total accumulated depreciation (22,135,174)(1,226,425) 242,657 - (23,118,942) Total capital assets, being depreciated, net 24,148,146 4,923,198 - 4,377,854 33,449,198 Business-type activities capital assets, net $ 30,491,036 $ 7,505,895 $- $- $ 37,996,931 64 City of Hopkins, Minnesota NOTES TO FINANCIAL STATEMENTS December 31, 2018 Depreciation expense was charged to City functions as follows: Governmental activities: General government $ 53,818 Public safety 198,987 Highways and streets 1,460,660 Culture and recreation 239,379 Capital assets held by the government's internal service funds are 856,695 charged to the various functions based on their usage of the assets Total depreciation expense - governmental activities $ 2,809,539 Business-type activities: Water $ 325,897 Sewer 306,413 Storm Sewer 274,070 Refuse 59,147 Pavilion/Ice arena 87,099 Housing and Redevelopment Authority 173,799 Total depreciation expense - business-type activities $ 1,226,425 Construction commitments The City has active construction projects as of December 31, 2018. The projects include streets and other improvements. The City’s commitment with contractors related to these projects is $4,061,218. On October 15, 2013 the City Council entered into a 14 year maintenance agreement with SEH Design/Build, Inc. for inspection, maintenance, cleaning and painting of the city's two water towers. The contract commitment totals $1,529,400 and will be paid in annual installments beginning in 2014. 6. INTERFUND RECEIVABLES AND PAYABLES The following funds had amounts receivable from other funds, and the respective funds had equal amounts payable to other funds at December 31, 2017: Due from Other Funds Economic General Development Total Due to other funds: Non-major governmental $ 463,935 $ 853,515 $ 1,317,450 Arts Center 1,200,071 - 1,200,071 Water 1,046,914 - 1,046,914 Total due to other funds $ 2,710,920 $ 853,515 $ 3,564,435 The interfund receivables and payables are to eliminate negative cash between funds and to allow for development loans or to facilitate a project or operations of another fund. 65 City of Hopkins, Minnesota NOTES TO FINANCIAL STATEMENTS, (CONT.) December 31, 2018 7. INTERFUND TRANSFERS The following is a summary of transfers between funds as of December 31, 2018: Transfers in Permanent Art Improvement Pavilion Non-major Storm Center Revolving Addition Governmental Water Sewer Sewer Total Transfers out: General $ - $ - $ - $ 15,000 $ - $ - $ - $ 15,000 Permanent Improvement Revolving - - - 69,825 - - - 69,825 Tax Increment Super Valu - - - 1,336,108 - - - 1,336,108 Water - - - 232,476 - - - 232,476 Sewer - - - 163,831 - - - 163,831 Storm Sewer - - - 275,504 - - - 275,504 Pavilion - - 3,202,393 - - - - 3,202,393 Non-major governmental 86,920 3,753,461 600,000 702,000 1,040,548 884,031 334,397 7,401,357 Non-major business-type - - - 25,000 - - - 25,000 Total transfers in $ 86,920 $ 3,753,461 $ 3,802,393 $ 2,819,744 $ 1,040,548 $ 884,031 $ 334,397 $ 12,721,494 Interfund transfers allow the City to allocate financial resources to debt service funds that are paying the general obligation debt. Non-routine transfers include the following: 1) Annual transfers from water, sewer, storm sewer and refuse funds for lease payments on new public works facility. 2) An annual transfer, from the non-major governmental Communication funds to the Art Center Fund totaling $86,920 to pay the original debt for building the facility. 3) Annual transfers from Tax Increment Special Revenue funds to Debt Service funds for debt payments. 4) Transfers from non-major governmental funds to Permanent Improvement Revolving, water, sewer and storm storm sewer and non-major governmental funds for bond proceeds. 5) Transfers from water, sewer and storm sewer to non-major governmental debt funds for bond payment contributions. 6) Transfer from nonmajor governmental funds to Pavilion Addition fund for capital contribution. 8. LONG-TERM DEBT The City issues general obligation bonds to provide funds for the acquisition and construction of major capital facilities. General obligation bonds have been issued for governmental activities. General Obligation Bonds are backed by the full faith, credit and taxing power of the City, and are serviced by General and Tax Increment levies and also by fees assessed against benefited properties. These bonds generally are issued as 20-year serial bonds. General Obligation Bonds On May 24, 2018 the City issued $6,715,000 General Obligation Bonds series 2018A for street reconstruction projects and equipment; and $3,285,000 General Obligation Tax Abatement Bonds series 2018B for Pavilion upgrades. 66 City of Hopkins, Minnesota NOTES TO FINANCIAL STATEMENTS, (CONT.) December 31, 2018 General obligation bonds currently outstanding are as follows: Purpose Interest Rates Original Amount Current Amount Governmental activities 0.35 – 4.00% $ 41,110,000 $ 38,420,000 Governmental activities – refunding 0.50 – 4.80% 26,030,000 18,865,000 Annual debt service requirements to maturity for general obligation bonds are as follows: Year Ending Governmental Activities December 31 Principal Interest 2019 $ 3,880,000 $ 1,611,708 2020 4,555,000 1,443,908 2021 4,695,000 1,320,570 2022 4,535,000 1,199,797 2023 4,595,000 1,081,686 2024-2028 19,265,000 3,765,022 2029-2033 14,445,000 1,134,995 2034-2036 1,315,000 38,508 $ 57,285,000 $ 11,596,194 The City also has special assessment bonds, which are backed by the full faith, credit and taxing power of the City, and repayment monies are generated by the collection of special assessments and general levies. General obligation bonds currently outstanding are as follows: Purpose Interest Rates Original Amount Current Amount Street Improvements 0.50 – 3.125% $ 9,810,000 $ 6,845,000 Annual debt service requirements to maturity for special assessment bonds are as follows: Year Ending Governmental Activities December 31 Principal Interest 2019 $ 635,000 $ 158,646 2020 645,000 145,188 2021 660,000 130,460 2022 645,000 114,840 2023 665,000 98,965 2024-2028 3,155,000 247,141 2029-2030 440,000 11,109 $ 6,845,000 $ 906,349 67 City of Hopkins, Minnesota NOTES TO FINANCIAL STATEMENTS, (CONT.) December 31, 2018 Revenue Bonds The City also issues bonds where the government pledges income derived from the acquired or constructed assets to pay debt service. Revenue bonds outstanding at year-end are as follows: Purpose Interest Rates Original Amount Current Amount Water construction & replacement 2.0 – 4.0% $ 820,000 $ 430,000 Water construction & replacement 2.0 – 2.2% 760,000 505,000 Water construction & replacement 2.0 - 2.5% 860,000 655,000 Water construction & replacement 0.02 930,000 875,000 Water construction & replacement 3.0 - 4.0% 272,650 272,650 Sanitary sewer construction & replacement 2.0 – 4.0% 1,020,000 535,000 Sanitary sewer construction & replacement 2.0 – 2.2% 170,000 110,000 Sanitary sewer construction & replacement 2.0 - 2.5% 490,000 370,000 Sanitary sewer construction & replacement 3.0 - 4.0% 1,119,300 1,119,300 Storm sewer – refunding 0.5 – 2.9% 875,000 400,000 Storm sewer construction & replacement 2.0 – 2.2% 320,000 210,000 Storm sewer construction & replacement 2.0 - 2.5% 380,000 290,000 Storm sewer construction & replacement 3.0 - 4.0% 43,050 43,050 Pavilion equipment certificates 2.0 – 2.0% 175,000 80,000 Revenue bond debt service requirements to maturity are as follows: Year Ending December 31 Principal Interest 2019 $ 535,000 $ 158,913 2020 545,000 144,201 2021 565,000 128,511 2022 570,000 112,281 2023 580,000 95,629 2024-2028 2,170,000 272,840 2029-2033 930,000 54,563 $ 5,895,000 $ 966,938 The City is subject to a statutory limit of bonded indebtedness equaling 3.0 percent of taxable market value. At December 31, 2018, the debt limit for the City is $57,694,845. Of the total debt, $34,730,000 of general obligation and revenue bonds is applicable to the limit. The legal debt margin is $22,964,845. 68 City of Hopkins, Minnesota NOTES TO FINANCIAL STATEMENTS, (CONT.) December 31, 2018 Changes in Long-Term Liabilities Long-term liability activity for the year ended December 31, 2018, was as follows: Beginning Ending Due Within Balance Additions Deductions Balance One Year Governmental Activities: Bonds payable: G.O. tax increment bonds $ 16,395,000 $- $ 1,210,000 $ 15,185,000 $ 1,300,000 General obligation bonds 34,160,000 6,715,000 2,060,000 38,815,000 2,580,000 Total general obligation bonds 50,555,000 6,715,000 3,270,000 54,000,000 3,880,000 Special assessment bonds 7,465,000 - 620,000 6,845,000 - Less deferred amounts For issuance discounts (35,054)- 6,527 (28,527) - For issuance premiums 2,308,730 168,422 182,854 2,294,298 - Total bonds payable 60,293,676 6,883,422 4,079,381 63,110,771 3,880,000 Compensated absences 834,949 1,002,667 953,563 884,053 884,053 Capital lease payable 52,675 - 52,675 - - Governmental activity long-term liabilities $ 61,181,300 $ 7,886,089 $ 5,085,619 $ 63,994,824 $ 4,764,053 Business-type activities: Bonds payable: Revenue bonds $ 6,345,000 $ 3,285,000 $ 450,000 $ 9,180,000 $ 535,000 Less deferred amounts For issuance discounts (3,642)- 716 (2,926) - For issuance premiums 158,932 51,744 18,382 192,294 - Total bonds payable 6,500,290 3,336,744 469,098 9,369,368 535,000 Compensated absences 82,043 82,002 72,415 91,630 91,630 Business-type activity long-term liabilities $ 6,582,333 $ 3,418,746 $ 541,513 $ 9,460,998 $ 626,630 For the governmental activities, compensated absences liability is generally liquidated by the general and by the parking, communications, Depot Coffee House and arts center special revenue funds. For the governmental activities, the OPEB and pension liabilities are generally liquidated by the general and by the parking, communications, Depot Coffee House and arts center special revenue funds. 69 City of Hopkins, Minnesota NOTES TO FINANCIAL STATEMENTS, (CONT.) December 31, 2018 10. FUND BALANCES At December 31, 2018, the City had various fund balances through legal restriction and City Council authorization. Major fund balance appropriations at December 31, 2018 are shown on the various balance sheets as segregations of the fund balance. The fund balances are as follows: Total Nonspendable Restricted Committed Assigned Unassigned General Fund $ 5,179,824 $- $ - $ - $ - $ 5,179,824 Inventories 76,954 76,954 - - - - Prepaids 115,414 115,414 - - - - Community development 245,494 - - - 245,494 - Total General Fund 5,617,686 192,368 - - 245,494 5,179,824 Economic Development Economic Development 3,196,922 - - 3,196,922 - - Total Economic Development Fund 3,196,922 - - 3,196,922 - - Arts Center Deficit Fund Balance (1,231,091) - - - - (1,231,091) Total Arts Center Fund (1,231,091) - - - - (1,231,091) Tax Increment District Super Valu Property held for resale 321,719 - 321,719 - - - Tax Increment 5,977,065 - 5,977,065 - - - Total Tax Increment District Super Valu 6,298,784 - 6,298,784 - - - Permanent Improvement Revolving Deficit Fund Balance (925,676) - - - - (925,676) Total Permanent Improvement Revolving (925,676) - - - - (925,676) Pavilion Addition Deficit Fund Balance (103,752) - - - - (103,752) Total Pavilion Addition (103,752) - - - - (103,752) Nonmajor Governmental Funds Rehab loans 23,829 - 23,829 - - - Debt service 6,537,691 - 6,537,691 - - - Tax increment 633,517 - 633,517 - - - Park improvements 78,084 - 78,084 - - - Parking improvements 136,378 - - 136,378 - - Communications 543,368 - 154,005 389,363 - - Race and Equity Initiative 1,849 - 1,849 - - - Capital Asset Improvement 98,489 - 98,489 Deficit fund balance (1,113,342) - - - - (1,113,342) Total Nonmajor Funds 6,939,863 - 7,527,464 525,741 - (1,113,342) Total Fund Balances $ 19,792,736 $ 192,368 $ 13,826,248 $ 3,722,663 $ 245,494 $ 1,805,963 70 City of Hopkins, Minnesota NOTES TO FINANCIAL STATEMENTS, (CONT.) December 31, 2018 11. PENSION PLAN OBLIGATIONS 1. Defined Benefit Pension Plans - Statewide A. Plan Description The City participates in the following cost-sharing multiple-employer defined benefit pension plans administered by the Public Employees Retirement Association of Minnesota (PERA). PERA’s defined benefit pension plans are established and administered in accordance with Minnesota Statutes, Chapters 353 and 356. PERA’s defined benefit pension plans are tax qualified plans under Section 401 (a) of the Internal Revenue Code. 1.General Employees Retirement Plan All full-time and certain part-time employees of the City are covered by the General Employees Plan. General Employees Plan members belong to the Coordinated Plan. Coordinated Plan members are covered by Social Security. 2. Public Employees Police and Fire Plan The Police and Fire Plan, originally established for police officers and firefighters not covered by local relief associations, now covers all police officer and firefighters hired since 1980. Effective July 1, 1999, the Police and Fire Plan also covers police officers and firefighters belonging to local relief associations that elected to merge with and transfer assets and administration. Benefits Provided PERA provides retirement, disability, and death benefits. Benefit provisions are established by state statute and can only be modified by the state legislature. Vested, terminated employees who are entitled to benefits, but are not receiving them yet, are bound by the provision in effect at the time they last terminated their public service. 1. General Employees Plan Benefits Benefits are based on a member’s highest average salary for any five successive years of allowable service, age, and years of credit at termination of service. Two methods are used to compute benefits for PERA's Coordinated and Basic Plan members. The retiring member receives the higher of a step-rate benefit accrual formula (Method 1) or a level accrual formula (Method 2). Under Method 1, the annuity accrual rate for a Basic Plan member is 2.2% of average salary for each of the first ten years of service and 2.7% for each remaining year. The annuity accrual rate for a Coordinated Plan member is 1.2 percent of average salary for each of the first ten years and 1.7% for each remaining year. Under Method 2, the annuity accrual rate is 2.7% of average salary for Basic Plan members and 1.7% for Coordinated Plan members for each year of service. For members hired prior to July 1, 1989, a full annuity is available when age plus years of service equal 90 and normal retirement age is 65. For members hired on or after July 1, 1989, normal retirement age is the age for unreduced Social Security benefits capped at 66. Benefit increases are provided to benefit receipients each January. Increases are related to the funding ratio of the plan. If the General Employees Plan is at least 90 percent funded for two consecutive years, benefit recipients are given a 2.5 percent increase. If the plan has not exceeded 90 percent funded, or have fallen below 80 percent, benefit recipients are given a one percent increase. A benefit recipient who has been receiving a benefit for at least 12 full months as of June 30, will receive a full increase. Member receiving benefits for at least one month but less than 12 full months a of June 30, will receive a pro rata increase. 71 City of Hopkins, Minnesota NOTES TO FINANCIAL STATEMENTS, (CONT.) December 31, 2018 2. Police and Fire Plan Benefits Benefits for the Police and Fire Plan members first hired after June 30, 2010, but before July 1, 2014, vest on a prorated basis from 50% after five years up to 100% after ten years of credited service. Benefits for Police and Fire Plan members first hired after June 30, 2014, vest on a prorated basis from 50% after ten years up to 100% after twenty years of credited service. The annuity accrual rate is 3% of average salary for each year of service. For Police and Fire Plan members who were first hired prior to July 1, 1989, a full annuity is available when age plus years of service equal at least 90. Benefit increases are provided to benefit recipients each January. Police and Fire Plan benefit recipients receive a future annual 1.0 percent increase. An annual adjustment will equal 2.5 percent any time the plan exceeds a 90 percent funded ratio for two consecutive years. If the adjustment is increasd to 2.5 percent and the funded ratio falls below 80 percent for one year or 85 percent for two consecutive years, the post-retirement benefit increase will be lowered to one percent. A benefit recipient who has been receiving a benefit for at least 12 full months as of June 30 will receive a full increase. Member receiving benefits for at least one month but less than 12 full months as of June 30 will receive a pro rata increase. For retirements after May 31, 2014, the first increase will be delayed two years. B. Contributions Minnesota Statutes Chapter 353 sets the rates for employer and employee contributions. Contribution rates can only be modified by the state legislature. 1. General Employees Fund Contributions Coordinated Plan members were required to contribute 6.50%, respectively, of their annual covered salary in calendar year 2018. The City was required to contribute 7.50% for Coordinated Plan members in calendar year 2018. The City’s contributions to the General Employees Fund for the year ended December 31, 2018, were $447,696. The City’s contributions were equal to the required contributions as set by state statute. 2. Police and Fire Fund Contributions Plan members were required to contribute 10.8% of their annual covered salary in calendar year 2018. The City was required to contribute 16.20% of pay for Police and Fire Fund members in calendar year 2018. The City’s contributions to the Police and Fire Fund for the year ended December 31, 2018, were $488,856. The City’s contributions were equal to the required contributions as set by state statute. C. Pension Costs 1. General Employees Fund Pension Costs At December 31, 2018, the City reported a liability of $4,499,095 for its proportionate share of the General Employees Fund's net pension liability. The City’s net pension liability reflected a reduction due to the State of Minnesota’s contribution of $16 million to the fund in 2018. The State of Minnesota is considered a non-employer contributing entity and the state’s contribution meets the definition of a special funding situation. The State of Minnesota’s proportionate share of the net pension liability associated with the City totaled $147,655. The net pension liability was measured as of June 30, 2018, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City’s proportion of the net pension liability was based on the City’s contributions received by PERA during the measurement period for employer payroll paid dates from July 1, 2017, through June 30, 2018, relative to the total employer contributions received from all of PERA’s participating 72 City of Hopkins, Minnesota NOTES TO FINANCIAL STATEMENTS, (CONT.) December 31, 2018 employers. At June 30, 2018, the City’s proportion was .0811%, which was an increase of .0005% from its proportion measured as of June 30, 2017. For the year ended December 31, 2018, the City recognized pension expense of $394,162 for its proportionate share of the General Employee Fund’s pension expense. In addition, the City recognized an additional $12,976 as pension expense for its proportionate share of the state of Minnesota's contribution of $16 million to the General Employees Fund during the 2018 calendar year. At December 31, 2018, the City reported its proportionate share of the General Employees Fund’s deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Description Deferred Outflows of Resources Deferred Inflows of Resources Differences between expected and actual economic experience $ 119,084 $ 131,219 Changes of assumptions 429,778 505,521 Net difference between projected and actual earnings on pension plan investments -459,736 Changes in proportion 25,438 76,250 City contributions subsequent to the measurement date 224,992 Total $ 799,292 $ 1,172,726 A total of $224,992 reported as deferred outflows of resources related to pensions resulting from City contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended December 31, 2019. Other amounts reported as deferred outflows and inflows of resources related to pensions will be recognized in pension expense as follows: Year Ended June 30 2019 $ 126,696 2020 (273,810) 2021 (357,410) 2022 (93,904) 2023 - Thereafter - 2. Police and Fire Fund Pension Costs At December 31, 2018, the City reported a liability of $3,110,289 for its proportionate share of the Police and Fire Fund’s net pension liability. The net pension liability was measured as of June 30, 2018, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City’s proportion of the net pension liability was based on the City’s contributions received by PERA during the measurement period for employer payroll paid dates from July 1, 2017, through June 30, 2018, relative to the total employer contributions received from all of PERA’s participating employers. At June 30, 2018, the City’s proportion was .2918%, which was an increase of .0118 from its proportion measured as of June 30, 2017. For the year ended December 31, 2018, the City recognized pension expense of $404,724 for its proportionate share of the PEPFF’s pension expense.The City also recognized $26,262 for the year ended December 31, 2018, as a revenue and an offsetting reduction of net pension liability for its proportionate share of the State of Minnesota's on behalf contribution to the Police and Fire Fund. Legislation passed in 2013 required the State of Minnesota to begin contributing $9 million to the PEPFF each year, starting in fiscal year 2014. 73 City of Hopkins, Minnesota NOTES TO FINANCIAL STATEMENTS, (CONT.) December 31, 2018 At December 31, 2018, the City reported its proportionate share of the PEPFF’s deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Description Deferred Outflows of Resources Deferred Inflows of Resources Differences between expected and actual economic experience $ 125,361 $ 763,032 Changes of assumptions 3,866,861 4,578,750 Net difference between projected and actual earnings on pension plan investments -651,459 Changes in proportion 239,857 3,600 City contributions subsequent to the measurement date 247,133 - Total $ 4,479,212 $ 5,996,841 A total of $247,133 reported as deferred outflows of resources related to pensions resulting from City contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended December 31, 2019. Other amounts reported as deferred outflows and inflows of resources related to pensions will be recognized in pension expense as follows: Year Ended June 30 2019 $ (21,068) 2020 (165,487) 2021 (394,612) 2022 (1,208,963) 2023 25,368 Thereafter - D. Actuarial Assumptions The total pension liability in the June 30, 2018, actuarial valuation was determined using the following actuarial assumptions: Inflation 2.50% per year Active Member Payroll Growth 3.25% per year Investment Rate of Return 7.50% Salary increases were based on a service-related table. Mortality rates for active members, retirees, survivors and disabilitants were based on RP-2014 tables for males or females, as appropriate, with slight adjustments to fit PERA's experience. Cost of living benefit increases for retirees are assumed to be 1.25 percent per year for the General Employees Plan and 1.0 percent per year for the Police and Fire Plan. Actuarial assumptions used in the June 30, 2018, valuation were based on the results of actuarial experience studies. The most recent six-year experience study in the General Employees Plan was completed in 2015. The most recent four-year experience study for Police and Fire Plan was completed in 2016. The following changes in actuarial assumptions occurred in 2018: 74 City of Hopkins, Minnesota NOTES TO FINANCIAL STATEMENTS, (CONT.) December 31, 2018 General Employees Plan The mortality projection scale was changed from MP-2015 to MP-2017. The assumed post-retirement benefit increase was changed from 1.0 percent per year through 2044 and 2.5 percent per year thereafter to 1.25 percent per year. Police and Fire Fund The mortality projection scale was changed from MP-2016 to MP-2017. As set by statute, the assumed post-retirement benefit increase was changed from 1.0 percent per year through 2064 and 2.5 percent per year, thereafter, to 1.0 percent for all years, with no trigger. The State Board of Investment, which manages the investments of PERA, prepares an analysis of the reasonableness on a regular basis of the long-term expected rate of return on a regular basis using a building-block method in which best-estimate ranges of expected future rates of return are developed for each major asset class. These ranges are combined to produce an expected long-term rate of return by weighting the expected future rates of return by the target asset allocation percentages. The target allocation and best estimates of geometric real rates of return for each major asset class are summarized in the following table: Asset Class Target Allocation Long-Term Expected Real Rate of Return Domestic Stocks 36%5.10% International Stocks 17%5.30% Bonds (Fixed Income) 20%0.75% Alternative Assets (Private Markets) 25%5.90% Cash 2%-% Total 100% E.Discount Rate The discount rate used to measure the total pension liability in 2018 was 7.5%. The projection of cash flows used to determine the discount rate assumed that contributions from plan members and employers will be made at rates set in Minnesota Statutes. Based on these assumptions, the fiduciary net position of the General Employees Fund was projected to be available to make all projected future benefit payments of current plan members. Therefore, the long-term expected rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total pension liability. 75 City of Hopkins, Minnesota NOTES TO FINANCIAL STATEMENTS, (CONT.) December 31, 2018 F.Pension Liability Sensitivity The following presents the City’s proportionate share of the net pension liability for all plans it participates in, calculated using the discount rate disclosed in the preceding paragraph, as well as what the City’s proportionate share of the net pension liability would be if it were calculated using a discount rate one percentage point lower or one percentage point higher than the current discount rate: Sensitivity of Net Pension Liability at Current Single Discount Rate General Employees Fund Police and Fire Fund 1% Lower 6.5% $ 7,311,606 6.5% $ 6,668,651 Current Discount Rate 7.5% $ 4,499,095 7.5% $ 3,110,289 1% Higher 8.5% $ 2,177,448 8.5% $ 167,668 G. Pension Plan Fiduciary Net Position Detailed information about each pension plan’s fiduciary net position is available in a separately-issued PERA financial report that includes financial statements and required supplementary information. That report may be obtained on the Internet at www.mnpera.org. (remainder of this page left blank intentionally) 76 City of Hopkins, Minnesota NOTES TO FINANCIAL STATEMENTS, (CONT.) December 31, 2018 2. Hopkins Fire Relief Association (HFRA) A. Plan Description Firefighters of the City of Hopkins are members of the Hopkins Fire Department Relief Association. The Association is the administrator of the single-employer defined benefit pension plan available to firefighters. The plan was established in 1909 and is administered pursuant to Minnesota Statutes Chapter 69, Chapter 424A, and the Association’s by-laws. It is governed by a Board of Trustees made up of six members elected by the members of the Association for three year terms, and the Mayor, City Clerk and Fire Chief, who serve as ex-officio voting members of the Board of Trustees. As of December 31, 2017, membership includes 36 active participants and 14 vested terminated employees entitled to benefit but not yet receiving them The Association issues a publically available financial report that includes financial statements and required supplementary information of the Hopkins Fire Relief Association. That report may be obtained by writing to the Hopkins Fire Relief Association, 1010 First St S, Hopkins, MN 55343. For financial reporting purposes, the Association’s financial statements are not included with the City financial statements because the Association is not a component unit of the City. The Association does not have any component units. B. Benefits Provided The Association operates under a defined benefit plan. The pension liability is calculated by the number of active service years multiplied by a set benefit level. The Association’s current level is at $6,900 per active year. According to the bylaws of the Association and pursuant to Minnesota statute 424A.02, subdivisions 2 and 4, members who retire with less than 20 years of service and have reached the age of 50 years and have completed at least ten years of active membership are entitled to a reduced service pension not to exceed the amount calculated by multiplying the member’s service pension for the completed years of service times the applicable non-forfeitable percentage of pension. The defined retirement benefits are based on members’ years of service. Vesting begins after the 10th year of service with a 60% benefit increasing by 4% per year to 100% after the 20th year of service. If a member of the Association shall become totally and permanently disabled, with a service related disability (injured in the line of duty) to the extent that a physician or surgeon acceptable to the Board shall certify that such disability will permanently prevent said member from performing said member’s duties in the Department, the Association shall pay to such member the sum of the current pension amount for each year and fractions of a year that the member has served as an active member of the Department, without regard to minimum or partial vesting requirements. If a member who has received such a disability pension should subsequently recover and return to active duty in the Department, any amount paid to said member as a disability pension shall be deducted from said member’s service pension. Upon the death of any member of the Association who is in good standing at the time of said member’s death, the Association shall pay to the surviving spouse, if any, and if there is no surviving spouse, to child or children, if any, and if no child or children survive, to the estate of such deceased member, the credited sum of said member’s pension. Subsequent to the measurement date of the pension liability (December 31, 2017) and prior to the City's December 31, 2018 year end, in June of 2018, the Association increased the benefit level from $6,900 to $7,300. 77 City of Hopkins, Minnesota NOTES TO FINANCIAL STATEMENTS, (CONT.) December 31, 2018 C. Contributions Minnesota Statues Chapter 424A.093 specifies minimum support rates required on an annual basis. The significant actuarial assumptions used to compute the municipal support are the same as those used to compute the accrued pension liability. The association is comprised of volunteers; therefore, there are no payroll expenditures (i.e. there are no covered payroll percentage calculations). The minimum contribution from the City of Hopkins and state aid is determined as follows: The Plan is funded in part by fire state aid and, if necessary, City contributions. The State of Minnesota distributed to the City $104,749 in fire state aid and $2,000 in supplemental benefit reimbursements paid by the City to the Relief Association for the year ended December 31, 2017. Required employer contributions are calculated annually based on statutory provisions. The City’s statutorily-required contribution to the plan for the year ended December 31, 2017 was $37,000. The City's statutorily-required contribution to the plan for the year ended December 31, 2018 was $40,000. D. Pension Costs At December 31, 2018, the City reported an asset of $814,900 for the Association’s net pension asset. The net pension asset was measured as of December 31, 2017, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of January 1, 2017. As a result of its requirement to contribute to the Relief Association, the City recognized fire expense of ($19,761) for the year ended December 31, 2018. At December 31, 2017, the City reported deferred outflows of resources and deferred inflows of resources from the following sources: Description Deferred Outflows of Resources Deferred Inflows of Resources Differences between expected and actual economic experience $-$ 196,580 Changes of assumptions 62,662 - Net difference between projected and actual earnings on pension plan investments -52,790 City contributions subsequent to the measurement date 40,000 - Total $ 102,662 $ 249,370 78 City of Hopkins, Minnesota NOTES TO FINANCIAL STATEMENTS, (CONT.) December 31, 2018 The City contributions to the Association subsequent to the measurement date of $40,000, reported as deferred outflows of resources, will be recognized as a reduction of the net pension liability in the year ended December 31, 2019. Other amounts reported as deferred outflows and inflows of resources related to the Association’s pension will be recognized in pension expense as follows: Year Ended December 31 Pension Expense Amount 2019 $ 18,135 2020 (7,434) 2021 (74,617) 2022 (78,153) 2023 (22,320) Thereafter (22,319) E.Actuarial Assumptions The actuarial total pension liability was determined as of December 31, 2017, using the following actuarial assumptions, applied to all periods included in the measurement: ASSUMPTIONS FROM ACTUARIAL REPORT Valuation Date 1/1/2017 Acruarial Cost Method Entry Age Normal Amortization Method Level Dollar Closed Actuarial Assumptions: Discount Rate 6.25% Investment Rate of Return 6.25% 20-Year Municipal Bond Yield 4.00% Age of Service Retirement Age 50 Mortality N/A Disability None Withdraway None Percent Married N/A Age Difference N/A Form of Payment Lump Sum The long-term expected rate of return on pension plan investments was determined using a building-block method in which best-estimates of expected future real rates of return (expected returns, net of pension plan investment expense and inflation) are developed for each major asset class. These asset class estimates are combined to produce the portfolio long-term expected rate of return by weighting the expected future real rates of return by weighting the expected future real rates of return by the current asset allocation percentage (or target allocation, if available) and by adding expected inflation. 79 City of Hopkins, Minnesota NOTES TO FINANCIAL STATEMENTS, (CONT.) December 31, 2018 The best-estimate of expected future real rates of return were developed by aggregating data from several published capital market assumption surveys and deriving a single best-estimate based on the average survey values. These capital market assumptions reflect both historical market experience as well as diverse views regarding anticipated future returns. The expected inflation assumption was developed based on an analysis of historical experience blended with forward-looking expectations available in market data. Best estimates of geometric real and nominal rates of return for each major asset class included in the pension plan's asset allocation as of December 31, 2017 are summarized in the following table: Allocation at Long-Term December 31,Expected Expected Nominal Asset Class 2017 Portfolio Weight Rate of Return Cash 6.16%7.00%2.25% Fixed Income 11.08%22.00%3.60% Equities 82.76%69.00%7.50% Other 0.00%2.00%6.00% Total Portfolio 100.00%100.00%6.25% F. Discount Rate The discount rate used to measure the total pension liability was 6.25%. Assets were projected using expected benefit payments and expected asset returns. Expected benefit payments were discounted by year using expected assets return assumption for years in which the assets were sufficient to pay all benefit payments. Any remaining benefit payments after the trust fund is exhausted are discounted at the municipal bond rate of return. The equivalent single rate is the discount rate. Based on those assumptions, the pension plan's fiduciary net position was projected to be available to make all projected future benefit payments of current plan members. G. Pension Liability Sensitivity The following presents the City of Hopkins proportionate share of the net pension liability of the Association, calculated using the discount rate of 6.25%, as well as what the Association’s net pension liability would be if it were calculated using a discount rate that is one percentage point lower (5.25%) or one percentage point higher (7.25%) than the current rate: Selected Net Pension Liability (Asset)1% Decrease Discount Rate 1% Increase Discount Rate $ (751,467) $ (814,900) $ (874,201) 5.25%6.25%7.25% H. Plan’s Fiduciary Net Position The pension plan's fiduciary net position has been determined on the same basis used by the pension plan. The pension plan is on an accrual-basis of accounting. Revenues are recorded when earned and expenses (including benefit payments) are recorded when a liability is incurred. Pension plan investments are valued at fair market value as of year-end. Detailed information about the Plan's fiduciary net position is available in a separately-issued report. That report may be obtained by writing to the Hopkins Fire Relief Association, 1010 First St. S., Hopkins, MN 55343, or on-line at www.hopkinsmn.com 80 City of Hopkins, Minnesota NOTES TO FINANCIAL STATEMENTS, (CONT.) December 31, 2018 Information about the changes in the Plan's net pension liability (asset) is as follows: 2017 Total Pension Asset Service Cost $ 98,992 Interest 154,035 Benefit Payments (127,545) Net Change in Total Pension Liability 125,482 Total Pension Liability - Beginning 2,429,347 Total Pensions Liability - Ending (a) 2,554,829 Plan Fiduciary Net Position Employer Contributions 143,749 Net Investment Income 460,846 Benefit Payments (127,545) Administrative Expenses (12,186) Net Change in Ficuciary Net Position 464,864 Fiduciary Net Position - Beginning 2,904,865 Fiduciary Net Position - Ending (b) 3,369,729 Associations's Net Pension Liability/(Asset) - Ending (a) - (b) $ (814,900) I. Aggregate Pension Costs General Employees Plan Police and Fire Plan Fire Relief Total Pension Expense $ 407,138 $ 404,724 $ (19,761) $ 792,101 Net Pension Asset - - 814,900 814,900 Net Pension Liability 4,499,095 3,110,289 - 7,609,384 Deferred Outflows 799,292 4,479,212 102,662 5,381,166 Deferred Inflows 1,172,726 5,996,841 249,370 7,418,937 81 City of Hopkins, Minnesota NOTES TO FINANCIAL STATEMENTS, (CONT.) December 31, 2018 12. OTHER POST EMPLOYMENT BENEFIT PLAN At December 31, 2018, the City adopted Governmental Accounting Standards Board (GASB) Statement No. 75, Accounting and Financial Reporting for Postemployment Benefits Other Than Pensions. The City engaged an actuary to determine the City’s liability for postemployment healthcare benefits other than pensions as of January 1, 2018, for this single employer defined benefit OPEB plan. A. Plan Description The City's single employer defined benefit OPEB plan provides OPEB for all permanent full-time employees of the City. The City's OPEB plan is administered by the City. The City does not administer a trust and therefore does not issue a separate financial statements. The City is funding this liability on a pay-as-you-go-basis. The City provides benefits for retirees as required by Minnesota Statute §471.61 subdivision 2b. The City provides subsidized benefits to active employees, who were hired prior to July 1, 1993 and have been with the City for at least ten years and are either (1) age 60 year or older or (2) eligible for full PERA retirement benefits. Employees retiring by June 30, 2007 will receive full single health and life insurance coverage until age 65; employees retiring between July 1, 2007 and December 31, 2009 will receive $500 per month towards the cost of single health and life insurance until age 65; and employees retiring after December 31, 2009 will receive $15 per month times yeas of service (maximum of $500 per month) towards the cost of single health and life insurance unti age 65. Currently 16 employees meet those eligibility requirements. Benefit and eligibility provisions are established through negotiations and are renegotiated every two years. Active plan participants entitled to but not yet receiving benefit payments 106 Retirees or spouses currently receiving benefit payments 16 Total Participants 122 B. Total OPEB Liability The City's total OPEB liability was measured as of January 1, 2018, and was determined by an actuarial valuation as of that date. 82 City of Hopkins, Minnesota NOTES TO FINANCIAL STATEMENTS, (CONT.) December 31, 2018 Actuarial assumptions The total OPEB liability in the January 1, 2018 actuarial valuation was determined using the following actuarial assumptions, applied to all period included in the measurement unless otherwise specified: Inflation 2.50% Salary Increases 3.00% Invest rate of return 3.30% Healthcare cost trend rates 6.50% as of January 1, 2018 grading to 5.00% over 6 years Mortality rates were based on RP-2014 White Collar Mortality Tables with MP-2017 Generational Improvement Scale (with Blue Collar adjustment for Police and FIre Personnel). The retirement and withdrawal assumptions used to value GASB 75 liabilities are similar to those used to value pension liabilities for Minnesota public employees. The state pension plans base their assumptions on periodic experience studies. Discount Rate The discount rate used to measure the total OPEB liability was 3.30 percent. Since the plan is not funded by a trust, the discount rate is equal to the 20-year Municipal Bond Rate. C. Changes in the Total OPEB Liability Increase (Decrease) Total OPEB Liability at 12/31/2017 $ 1,150,800 Changes for the year: Service Cost 52,550 Interest 36,421 Benefit payments (201,014) Net Changes (112,043) Total OPEB Liability at 12/31/2018 $ 1,038,757 Sensitivity of the total OPEB liability to changes in the discount rate The following presents the total OPEB liability of the City, as well as what the City's total OPEB liability would be if it were calculated using a discount rate that is 1-percentage point lower (2.30 percent) or 1-percentage-point higher (4.30 percent) than the current discount rate. 1% Decrease Discount Rate 1% Increase (2.30)% (3.30)% (4.3)% Total OPEB Liability $ 1,101,600 $ 1,038,757 $ 980,228 83 City of Hopkins, Minnesota NOTES TO FINANCIAL STATEMENTS, (CONT.) December 31, 2018 Sensitivity of the total OPEB liability to changes in the healthcare cost trend rates The following presents the total OPEB liability of the City, as well as what the City's total OPEB liability would be if it were calculated using healthcare cost trend rates thar are 1-percentage-point lower (5.50 percent decreasing to 4.00%) or 1-percentage higher (7.50 percent decreasing to 6.0 percent) than the current healthcare cost trend rates: 1% Decrease (5.50% decreasing to 4.00%) Healthcare Cost Trend Rates (6.50% decreasing to 5.00%) 1% Increase (7.50% decreasing to 6.00%) Total OPEB Liability $ 965,273 $ 1,038,757 $ 1,126,110 D. OPEB Expense and Deferred Outflows of Resources and Deferred Inflows of Resources Related to OPEB For the year ended December 31, 2018, the City recognized OPEB expense of $88,971. At December 31, 2018, the City reported deferred outflows of resources related to OPEB from the following sources: Deferred Outflows of Resources Deferred Inflows of Resources Contributions made after the measurement date $ 144,260 $ - The City's contributions subsequent to the measurement date of $144,260, reported as deferred outflows of resources, will be recognized as a reduction of the total OPEB liability in the city's fiscal year ended December 31, 2019. 13. REHABILITATION LOANS RECEIVABLE The City makes rehabilitation loans to residential and commercial entities within the City. Residential loans are made for 20 year periods at 3% interest. A mortgage against the property improved is required and City staff is responsible to follow-up any delinquent accounts. Loan repayments are made to Matrix Financial Services, a loan service bureau, which charges a fee of $5.95 per month per loan. Principal and interest are forwarded to the City monthly with loan collection and loan status reports. Rehabilitation loan activity is a function of the Economic Development Fund, and the Hennepin County CDBG Funds. Loans become due in full upon sale of property. Rehabilitation loans receivable amounted to $ 28,829 at December 31, 2018 and are recorded in the Hennepin County CDBG non-major special revenue funds. 14. CLAIMS AND LITIGATION The City had the usual and customary types of miscellaneous claims pending at year-end, which are of a minor nature and usually all covered by insurance carried for that purpose. The City carries a $1,000,000 Public Official Liability Insurance policy with public entity and employee endorsement. 84 City of Hopkins, Minnesota NOTES TO FINANCIAL STATEMENTS, (CONT.) December 31, 2018 15. RISK MANAGEMENT The City is exposed to various risks of loss related to torts; theft of, damage to, and destruction of assets; errors and omissions; injuries to employees; and natural disasters. The City participates in a public entity risk pool to mitigate its exposure to these risks. Workers compensation and property and liability coverage are provided through a pooled self-insurance plan with other cities. Settled claims have not exceeded insurance coverage in any of the past three fiscal years and no significant reductions in coverage from the prior year. The City pays an annual premium based on prior claims history for its workers compensation coverage. The public entity risk pool is responsible for the payment of all associated claims. The City has a $20,000 deductible per occurrence with a maximum per year out of pocket of $40,000, for its property and liability coverage. The public entity risk pool is responsible for all losses in excess of $20,000 per occurrence and all losses occurring after the $40,000 maximum City out of pocket costs. 16. TAX ABATEMENTS The City enters into property tax abatement agreements through the use of tax increment financing districts with local businesses under various Minnesota Statutes. Under these statutes the City annually abates taxes collected above the districts' base tax capacity which is established during adoption of the tax increment district. These agreements are established to foster economic development and redevelopment through creating jobs, removing blight and providing affordable housing. The City uses Minnesota Statutes 469.001 to 469.047 and 469.174 to 469.179 (The Tax Increment Act) to create these districts. For the year ended December 31, 2017, the City has five agreements established under Minnesota Statute 469.174 to 469.179 (The Tax Increment Act) which resulted in property taxes totaling $2,433,504 being abated. The following agreement exceeded 10 percent of the total amount abated. A pay as you go note to convert substandard property into an office complex. The abatement amounted to $2,092,747. 17. CHANGE IN ACCOUNTING PRINCIPLE During the fiscal year ended December 31, 2018, the City adopted GASB Statement No. 75, Accounting and Financial Reporting for Postemployment Benefits other than Pension. As a result, the District's net position as of December 31, 2017 has been restated to reflect the recognition of the City's total OPEB liability Net Position Net Position Business-Net Position Net Position Governmental Type Net Position Net Position Storm Sewer Net Position Nonmajor Activities Activities Water Utility Sewer Utility Utility Pavilion Proprietary Net Position, December 31, 2017 as Previously Reported $ 33,044,701 $ 25,434,191 $ 5,638,039 $ 5,214,552 $ 9,228,970 $ 1,760,752 $ 3,591,878 Cumulative Affect of Application of GASB 75 (760,990) (109,375) (38,680) (27,105) (3,780) (14,159) (25,651) Net Position, December 31, 2017, as Restated 32,283,711 $ 25,324,816 $ 5,599,359 5,187,447 9,225,190 1,746,593 3,566,227 85 City of Hopkins, Minnesota NOTES TO FINANCIAL STATEMENTS, (CONT.) December 31, 2018 18. SUBSEQUENT EVENT At the January 2, 2019 meeting, the City Council approved calling the Taxable General Obligation Housing Improvement Refunding Bonds, Series 2009B, in advance of their stated maturities. On February 1, 2019 the remaining outstanding maturities will be called in full at a cost of $890,000 plus $20,495 in interest, and will save the City a total of $43,330 in future interest expense. At the March 18, 2019 meeting, the City Council approved issuance and sale of $12,185,000 General Obligation Bonds, Series 2019A. Proceeds from the 2019A bonds will be used for the City’s 2019 residential road reconstruction, Blake road reconstruction, capital improvements at City Hall and utility system improvements. Both issuances were offered for sale on April 2, 2019. 86 REQUIRED SUPPLEMENTARY INFORMATION 87 City of Hopkins, Minnesota REQUIRED SUPPLEMENTARY INFORMATION December 31, 2018 1. OTHER POSTEMPLOYMENT BENEFITS PLAN Schedule of Changes in City's Total OPEB Liability and Related Ratios Measurement Date January 1, 2018 Total OPEB Liability Service cost $ 52,550 Interest 36,421 Benefit payments (201,014) Net change in total OPEB liability (112,043) Total OPEB liability - beginning 1,150,800 Total OPEB liability - ending $ 1,038,757 Covered employee payroll $ 7,983,539 City's total OPEB liability as a percentage of the covered employee payroll 13.01% * The City implemented the Provisions of Governmental Accounting Standards Board Statement No. 75 for the year ending December 31, 2018. The schedules within the Required Supplementary Information Section required a ten year presentation, but does not require retroactive reporting. Information prior to 2018 is not available. 2. SCHEDULE OF PROPORTIONATE SHARE OF NET PENSION LIABILITY PUBLIC EMPLOYEES GENERAL EMPLOYEES RETIREMENT FUND PERA - General Employees Retirement Fund Measurement Date Employer's Proportionate (Percentage) of the Net Pension Employer's Proportionate Share (Amount) of the Net Pension Liability (Asset) (a) State's Proportionate Share (Amount) of the Net Pension Liability Associated with the City of Hopkins (b) Employer's Proportionate Share of the Net Pension Liabiltiy and the State's Proportionate Share of the Net Pension Liability Associated with the City of Hopkins (a+b) Employer's Covered Payroll** (c) Employer's Proportionate Share of the Net Pension Liability (Asset) as a Percentage of its Covered Payroll ((a+b)/c) Plan Fiduciary Net Position as a Percentage of the Total Pension Coverage June 30, 2015 0.0831% $ 4,306,673 $ - $ 4,306,673 $ 4,802,000 89.68%78.20% June 30, 2016 0.0833% 6,763,547 88,334 6,851,881 5,015,680 136.61% 68.90% June 30, 2017 0.0806% 5,145,451 64,662 5,210,113 5,229,107 99.64% 75.90% June 30, 2018 0.0811% 4,499,095 147,655 4,646,750 5,969,280 77.84% 79.53% 88 City of Hopkins, Minnesota REQUIRED SUPPLEMENTARY INFORMATION December 31, 2018 PERA - Public Employees Police and Fire Fund Measurement Date Employer's Proportionate (Percentage) of the Net Pension Employer's Proportionate Share (Amount) of the Net Pension Liability (Asset) (a) Employer's Covered Payroll** (b) Employer's Proportionate Share of the Net Pension Liability (Asset) as a Percentage of its Covered Payroll (a/b) Plan Fiduciary Net Position as a Percentage of the Total Pension Coverage June 30, 2015 0.2690% $ 3,056,469 $ 2,540,691 120.30%86.60% June 30, 2016 0.2800% 11,236,887 2,744,827 409.38% 63.90% June 30, 2017 0.2800% 3,780,333 2,831,574 133.51% 85.40% June 30, 2018 0.2918% 3,110,289 2,879,284 108.02% 84.84% * The City implemented the Provisions of Governmental Accounting Standards Board Statement No. 68 for the year ending December 31, 2015. The schedules within the Required Supplementary Information Section required a ten year presentation, but does not require retroactive reporting. Information prior to 2015 is not available. ** For purposes of this schedule, covered payroll is defined as "pensionable wages". 3. SCHEDULES OF THE CITY'S CONTRIBUTIONS PERA - General Employees Retirement Fund Fiscal Year Ending Statutorily Required Contributions (a) Contributions in Relation to the Statutorily Required Contributions (b) Contribution Deficiency (Excess) (a-b) Covered Payroll ** (d) Contributions as a Percentage of Covered Payroll (b/d) December 31, 2015 $ 360,150 $(360,150)-$ 4,802,000 7.50% December 31, 2016 376,176 (376,176)- 5,015,680 7.50% December 31, 2017 392,183 (392,183)- 5,229,107 7.50% December 31, 2018 447,696 (447,696)- 5,969,280 7.50% PERA - Public Employees Police and Fire Fund Fiscal Year Ending Statutorily Required Contributions (a) Contributions in Relation to the Statutorily Required Contributions (b) Contribution Deficiency (Excess) (a-b) Covered Payroll ** (d) Contributions as a Percentage of Covered Payroll (b/d) December 31, 2015 $ 411,592 $(411,592)-$ 2,540,691 16.20% December 31, 2016 444,662 (444,662)- 2,744,827 16.20% December 31, 2017 458,715 (458,715)- 2,831,574 16.20% December 31, 2018 488,856 (488,856)- 3,017,630 16.20% 89 City of Hopkins, Minnesota REQUIRED SUPPLEMENTARY INFORMATION December 31, 2018 * The City implemented the Provisions of Governmental Accounting Standards Board Statement No. 68 for the year ending December 31, 2015. The schedules within the Required Supplementary Information Section required a ten year presentation, but does not require retroactive reporting. Information prior to 2015 is not available. ** For purposes of this schedule, covered payroll is defined as "pensionable wages". 4. SCHEDULE OF THE CITY'S CONTRIBUTION TO THE HOPKINS FIRE RELIEF FUND Last Ten Years Fiscal Year Ending December 31 Actuarially determined contribution(a) Contributions in Relation to the Statutorily Required Contributions (b) Contribution Deficiency (Excess) (a-b) 2018 $ 40,000 $ (40,000) $ - 2017 143,749 (143,749) - 2016 137,010 (137,010) - 2015 136,009 (136,009) - 2014 126,474 (126,474) - 2013 127,009 (127,009) - 2012 99,335 (99,335) - 2011 97,205 (97,205) - 2010 257,957 (257,957) - 2009 96,698 (96,698) - 90 City of Hopkins, Minnesota REQUIRED SUPPLEMENTARY INFORMATION December 31, 2018 5. SCHEDULE OF CHANGES IN THE NET PENSION ASSET AND RELATED RATIOS FOR THE HOPKINS FIRE RELIEF FUND Information about the changes in the Plans's net pension liability (asset) is as follows: 2017 2016 2015 2014 Total Pension Asset Service Cost $ 98,992 $ 81,771 $ 85,760 $ 77,831 Interest 154,035 171,936 157,795 139,957 Differences Between Expected and Actual Experience - (262,107) - - Changes of Assumptions - 83,549 - - Plan Changes - 212,877 - - Benefit Payments (127,545) (138,785) (134,745) (13,923) Net Change in Total Pension Liability 125,482 149,241 108,810 203,865 Total Pension Liability - Beginning 2,429,347 2,280,106 2,171,296 1,967,431 Total Pension Liability - Ending (a) 2,554,829 2,429,347 2,280,106 2,171,296 Plan Fiduciary Net Position Employer Contributions 143,749 137,010 136,009 126,474 Net Investment Income 460,846 186,692 (117,135) 77,066 Benefit Payments (127,545) (138,785) (134,745) (13,923) Administrative Expenses (12,186) (11,761) (11,783) (12,295) Net Change in Fiduciary Net Position 464,864 173,156 (127,654) 177,322 Fiduciary Net Position - Beginning 2,904,865 2,731,709 2,859,363 2,682,041 Fiduciary Net Position Ending (b) 3,369,729 2,904,865 2,731,709 2,859,363 Association's Net Pension Liability/(Asset) - Ending (a) - (b) $ (814,900) $ (475,518) $ (451,603) $ (688,067) Fiduciary Net Position as percentage of the Total Pension Liability 131.90% 119.57% 119.81% 131.69% Covered-Employee Payroll N/A N/A N/A N/A Net Pension Liability/(Asset) as a Percentage of Covered-Employee Payroll N/A N/A N/A N/A Note: Information prior to 2014 is unavilable. 91 City of Hopkins, Minnesota REQUIRED SUPPLEMENTARY INFORMATION December 31, 2018 Notes to Supplementary Information PERA - General Employees Retirement Fund 2018 Changes Changes in Actuarial Assumptions: The mortality projection scale was changed from MP-2015 to MP-2017 The assumed benefit increase was changed from 1.00 percent per year through 2044 and 2.5 percent per year thereafter to 1.25 percent per year. 2017 Changes Changes in Plan Provisions: The State's special funding contribution increased from $6 million to $16 million. Changes in Actuarial Assumptions The Combined Service Annuity (CSA) loads were changed from 0.8 percent for active members and 60 percent for vested and non-vested deferred members. The revised CSA loads are now 0.0 percent for activie member liability, 15.00 percent for vested deferred member liability and 3.00 percent for non-vested deferred member liability. The assumped post-retirement benefit increase rate was changed from 1.00 percent per year for all years to 1.00 percent per year through 2044 and 2.50 percent per year thereafter. 2016 Changes Changes in Actuarial Assumptions: The assumped post-retirement benefit increase rate was changed from 1.00 percent per year through 2035 and 2.5 percent per year thereafter to 1.00 percent per year for all years. The assumped investment return was changed from 7.90 percent to 7.50 percent. The single discount rate was changed from 7.90 percent to 7.50 percent. Other assumptions were changed pursuant to the experience study dated June 30, 2015. The assumed future salary increases, payroll growth, and inflation were decreased by 0.25 percent to 3.25 percent for payroll growth and 2.50 percent for inflation. 2015 Changes Changs in Plan Provisions On January 1, 2015 the Minneapolis Employees Retirement Fund was merged into the General Employees Fund, which increased the total pension liability by $1.1 billion and increased the fiduciary plan net position by $892 million. Upon consolidation, state and employer contributions were revised; the State's contribution of $6 million, which meets the special funding situation definition, is due September 2015 Changes in Actuarial Assumptions The assumped post-retirement benefit increase rate was changed from 1.00 percent per year through 2030 and 2.50 percent per year thereafter to 1.00 percent per year through 2035 and 2.50 percent per year thereafter. 92 City of Hopkins, Minnesota REQUIRED SUPPLEMENTARY INFORMATION December 31, 2018 PERA - Public Employees Police and Fire Fund 2018 Changes Changes in Actuarial Assumptions: The mortality projection scale was changed from MP-2016 to MP-2017 2017 Changes Changes in Actuarial Assumptions: Assumed salary increased were changed as recommeded in the June 30, 2016 experience study. The nef effect is proposed rates that average 0.34 percent lower than the previous rates. Assumed rates of retirement were changed, resultin in fewer retirements. The combined Service Annuity (CSA) load was 30 percent for vested and non-vested deferred members. The CSA has been changed to 33 percent for vested members and 2 percent for non-vested members. The base mortality table for healthy annuitants was changed from the RP-2000 fully generation table to the RP-2014 fully generation tables (with a base year of 2006), with male rates adjusted by a factor of 0.96. The mortality improvement scale was changed from Scale AA to Scale MP-2016. The base mortality table for disabled annuitants was changed from the RP-2000 disabled mortality table to the mortality tables assumed for healthy retirees. Assumed termination rates were decreased to 3.0 for the first three years of service. Rates beyond the select period of three years were adjusted, resulting in more expected termination overall. Assumed percentage of married female was decreased from 65 percent to 60 percent. Assumed age difference was changed from separate assumptions for male members (wives assumed to be three years younger) and female members (husbands assumed to be four years older) to the assumption that males are two year older than females. The assumed percentage of female member electing Joint and Survivor annuities was increased. The assumed post-retirement benefit increase rate was changed from 1.00 percent for all years to 1.00 percent per year through 2064 and 2.50 percent thereafter. The Single Discoun Rate was changed from 5.60 percent per annum to 7.50 percent per annum. 2016 Changes Changes in Actuarial Assumptions: The assumed post-retirement benefit increase rate was changed from 1.00 percent per year through 2037 and 2.50 percent thereafter to 1.00 percent per year for all future years. The assumed investment return was changed from 7.90 percent to 7.50 percent. The single discount rate changed from 7.90 percent to 5.60 percent. The assumed future salary increases, payroll growth, and inflation were decreased by 0.25 percent to 3.25 percent for payroll growth and 2.50 percent for inflation. 2015 Changes Changes in Plan Provisions The post-retirement benefit increse to be paid after attainment of the 90 percent funding threshold was changed, from inflation up to 2.50 percent, to a fixed rate of 2.50 percent. Changes in Actuarial Assumptions: The assumed post-retirement benefit increase rate was changed from 1.00 percent per year through 2030 and 2.50 percent per year thereafter to 1.00 percent per year through 2037 and 2.50 percent per year thereafter. 93 94 CITY OF HOPKINS, MINNESOTA NONMAJOR GOVERNMENTAL FUNDS STATEMENTS SPECIAL REVENUE FUNDS Special Revenue Funds are used to account for revenues derived from specific taxes or other earmarked revenue sources. Expenditures are restricted by law or administrative regulation for specified purposes. State Chemical Assessment Fund – This fund is entirely supported by state aid for the purpose of chemical assessment training and activity for the State of Minnesota. Hennepin County CDBG - This fund accounts for receipt for Community Development Block Grant funds and the issuance of loans and grants for housing rehabilitation. Parking Fund - This fund acquired land, improves and maintains parking lots and a parking ramp and collects monthly maintenance fees from users. Communications Fund - This fund records the City's share of a five-city joint venture cable TV franchise administered under the Southwest Suburban Cable Commission. Hopkins Race & Equity Initiative - This fund was established to account for the activity of a colloborative effort of the City and two outside organizations centered on race equity. Depot Coffee House Fund – This fund accounts for the operations of the coffee house business and the teen center operations that are supported through grant funds. Tax Increment Funds - These funds were established to record the use of tax increment receipts and bond proceeds as applied in various Tax Increment Districts. 5th Avenue Flats Fund - This fund was established to account for the project costs of the 5th Avenue Flats project. Originally shown as a tax increment fund the project changed scope and is no longer in a tax increment district. 95 DEBT SERVICE FUNDS Debt Service Funds are established to finance and account for the payment of interest and principal on all general obligation debt other than debt issued for and serviced by a governmental enterprise. Provisions are made in the City's general property tax levy for money sufficient to meet the general obligation debt. CAPITAL PROJECTS FUNDS Capital Projects Funds are established to account for the resources expended to acquire assets of a relatively permanent nature. (Special revenue and enterprise fund resources are not included in this category.) These funds evolve from the needs for special accounting for bond proceeds, grants and contributions for the acquisition of capital assets. Park Improvements Fund - This fund was established to record construction and improvement costs for park facilities. Capital Improvement Fund - This fund accounts for funds set aside for the construction and improvement of City facility and infrastructure. Municipal State Aid Fund - This fund is used to account for the City's allocation of the state collected highway user tax. This allocation is based on population and need for construction of designated state aid streets in the City. 96 City of Hopkins Combining Balance Sheet Nonmajor Governmental Funds December 31, 2018 Special Revenue Funds State Chemical Assessment Hennepin County CDBG Parking Communications Hopkins Race & Equity Initiative Assets Cash and cash equivalents $- $- $ 226,227 $ 482,293 $ 1,852 Accounts receivable ---63,366 - Rehabilitation loans receivable -28,829 --- Interest receivable --237 82 - Prepaid items --3,588 88 - Total Assets $-$28,829 $230,052 $545,829 $1,852 Liabilities and Fund Balances Liabilities: Accounts payable $- $- $ 6,033 $87 $3 Salaries payable 3,111 -1,920 2,374 - Due to other funds 17,019 5,000 --- Due to other governments --48 -- Unearned revenue --85,673 -- Total Liabilities 20,130 5,000 93,674 2,461 3 Fund balances: Restricted -23,829 -154,005 1,849 Committed --136,378 389,363 - Unassigned (20,130)---- Total Fund Balances (20,130)23,829 136,378 543,368 1,849 Total Liabilities and Fund Balances $-$28,829 $230,052 $545,829 $1,852 97 City of Hopkins Combining Balance Sheet Nonmajor Governmental Funds December 31, 2018 Special Revenue Funds Depot Coffee House Tax Increment District Entertainment District Tax Increment District Sonoma Tax Increment District Oaks of Mainstreet 5th Ave Flats Assets Cash and cash equivalents $- $ 246,040 $ 47,910 $ 555,960 $- Accounts receivable 2,217 ---- Rehabilitation loans receivable ----- Interest receivable -33 -479 - Prepaid items 979 ---- Total Assets $3,196 $246,073 $47,910 $556,439 $- Liabilities and Fund Balances Liabilities: Accounts payable $ 6,926 $200 $206 $880 $- Salaries payable 4,343 ---- Due to other funds 55,602 172,288 72,396 -393,831 Due to other governments 863 ---- Unearned revenue ----- Total Liabilities 67,734 172,488 72,602 880 393,831 Fund balances: Restricted -73,585 -555,559 - Committed ----- Unassigned (64,538)-(24,692)-(393,831) Total Fund Balances (64,538)73,585 (24,692)555,559 (393,831) Total Liabilities and Fund Balances $3,196 $246,073 $47,910 $556,439 $- 98 City of Hopkins Combining Balance Sheet Nonmajor Governmental Funds December 31, 2018 Special Revenue Funds Tax Increment District Moline Tax Increment District Markeplace & Main Total Assets Cash and cash equivalents $ 51,008 $ 92,203 $ 1,703,493 Accounts receivable --65,583 Rehabilitation loans receivable --28,829 Interest receivable --831 Prepaid items --4,655 Total Assets $51,008 $92,203 $1,803,391 Liabilities and Fund Balances Liabilities: Accounts payable $ 46,635 $ 86,036 $ 147,006 Salaries payable --11,748 Due to other funds -210,000 926,136 Due to other governments --911 Unearned revenue --85,673 Total Liabilities 46,635 296,036 1,171,474 Fund balances: Restricted 4,373 -813,200 Committed --525,741 Unassigned -(203,833) (707,024) Total Fund Balances 4,373 (203,833)631,917 Total Liabilities and Fund Balances $51,008 $92,203 $1,803,391 99 City of Hopkins Combining Balance Sheet Nonmajor Governmental Funds December 31, 2018 Debt Service Funds Taxable Tax Increment Bonds of 1997 Refunding Bonds of 2005B Housing Improvement Bonds of 1999A Refunding Bonds of 2009B Housing Improvement Bonds of 1999B Refunding Bonds of 2009B Improvement Revolving Bonds of 2010A Assets Cash and cash equivalents $ 12,526 $ 447,865 $ 848,862 $ 155,206 Taxes receivable ---1,454 Special assessments receivable 8,506 152,133 269,380 273,400 Interest receivable 128 99 197 201 Total Assets $21,160 $600,097 $1,118,439 $430,261 Liabilities, Deferred Inflows of Resources and Fund Balances Liabilities: Accounts payable $- $96 $96 $- Due to other funds ---- Total Liabilities -96 96 - Deferred inflows of resources: Taxes and special assessments 8,506 148,986 266,801 267,246 Total Deferred Inflows of Resources 8,506 148,986 266,801 267,246 Fund balances: Restricted 12,654 451,015 851,542 163,015 Unassigned ---- Total Fund Balances 12,654 451,015 851,542 163,015 Total Liabilities, Deferred Inflows of Resources and Fund Balances $21,160 $600,097 $1,118,439 $430,261 100 City of Hopkins Combining Balance Sheet Nonmajor Governmental Funds December 31, 2018 Debt Service Funds Tax Increment Bonds of 2002 Refunding Bonds of 2010B Capital Improvement Bonds of 2012A Equipment Certificates of 2012B Improvement Bonds of 2012B Improvement Bonds of 2013A Assets Cash and cash equivalents $ 272,422 $ 265,590 $ 57,202 $ 457,828 $ 350,967 Taxes receivable -3,991 1,698 2,123 1,345 Special assessments receivable ---406,748 260,229 Interest receivable 91 48 30 259 159 Total Assets $272,513 $269,629 $58,930 $866,958 $612,700 Liabilities, Deferred Inflows of Resources and Fund Balances Liabilities: Accounts payable $- $- $- $- $- Due to other funds ----- Total Liabilities ----- Deferred inflows of resources: Taxes and special assessments -2,523 1,088 407,773 260,495 Total Deferred Inflows of Resources -2,523 1,088 407,773 260,495 Fund balances: Restricted 272,513 267,106 57,842 459,185 352,205 Unassigned ----- Total Fund Balances 272,513 267,106 57,842 459,185 352,205 Total Liabilities, Deferred Inflows of Resources and Fund Balances $272,513 $269,629 $58,930 $866,958 $612,700 101 City of Hopkins Combining Balance Sheet Nonmajor Governmental Funds December 31, 2018 Debt Service Funds Improvement Bonds of 2014A Refunding Bonds of 2014B SROP Bonds of 2015A Tax Abatement Bonds of 2015B Tax Increment Revenue Bonds of 2015C Assets Cash and cash equivalents $ 191,341 $ 455,630 $ 320,887 $ 126,410 $ 485,464 Taxes receivable 1,612 12,763 4,195 1,950 - Special assessments receivable 67,706 -51,250 -- Interest receivable 81 628 142 89 215 Total Assets $260,740 $469,021 $376,474 $128,449 $485,679 Liabilities, Deferred Inflows of Resources and Fund Balances Liabilities: Accounts payable $- $- $- $- $- Due to other funds ----- Total Liabilities ----- Deferred inflows of resources: Taxes and special assessments 68,720 8,166 53,813 1,192 - Total Deferred Inflows of Resources 68,720 8,166 53,813 1,192 - Fund balances: Restricted 192,020 460,855 322,661 127,257 485,679 Unassigned ----- Total Fund Balances 192,020 460,855 322,661 127,257 485,679 Total Liabilities, Deferred Inflows of Resources and Fund Balances $260,740 $469,021 $376,474 $128,449 $485,679 102 City of Hopkins Combining Balance Sheet Nonmajor Governmental Funds December 31, 2018 Debt Service Funds Tax Increment Revenue Bonds of 2015D Improvement Bonds of 2016A Tax Abatement Bonds of 2016B G O Bonds of 2016C Tax Increment Revenue Bonds of 2016D Assets Cash and cash equivalents $ 146,401 $ 601,939 $ 121,578 $ 73,796 $- Taxes receivable -1,404 543 3,708 - Special assessments receivable -606,054 --- Interest receivable 69 ---6,160 Total Assets $146,470 $1,209,397 $122,121 $77,504 $6,160 Liabilities, Deferred Inflows of Resources and Fund Balances Liabilities: Accounts payable $- $619 $119 $81 $- Due to other funds ----7,604 Total Liabilities -619 119 81 7,604 Deferred inflows of resources: Taxes and special assessments -606,888 323 2,246 - Total Deferred Inflows of Resources -606,888 323 2,246 - Fund balances: Restricted 146,470 601,890 121,679 75,177 - Unassigned ----(1,444) Total Fund Balances 146,470 601,890 121,679 75,177 (1,444) Total Liabilities, Deferred Inflows of Resources and Fund Balances $146,470 $1,209,397 $122,121 $77,504 $6,160 103 City of Hopkins Combining Balance Sheet Nonmajor Governmental Funds December 31, 2018 Debt Service Funds SROP Bonds of 2017A G O Bonds of 2018A G O Bonds of 2017B Total Assets Cash and cash equivalents $ 794,640 $ 144,886 $ 175,308 $ 6,506,748 Taxes receivable 12,924 -2,396 52,106 Special assessments receivable 677,193 -- 2,772,599 Interest receivable -1,433 -10,029 Total Assets $1,484,757 $146,319 $177,704 $9,341,482 Liabilities, Deferred Inflows of Resources and Fund Balances Liabilities: Accounts payable $ 2,266 $ 4,911 $- $ 8,188 Due to other funds ---7,604 Total Liabilities 2,266 4,911 -15,792 Deferred inflows of resources: Taxes and special assessments 683,287 -1,390 2,789,443 Total Deferred Inflows of Resources 683,287 -1,390 2,789,443 Fund balances: Restricted 799,204 141,408 176,314 6,537,691 Unassigned ---(1,444) Total Fund Balances 799,204 141,408 176,314 6,536,247 Total Liabilities, Deferred Inflows of Resources and Fund Balances $1,484,757 $146,319 $177,704 $9,341,482 104 City of Hopkins Combining Balance Sheet Nonmajor Governmental Funds December 31, 2018 Capital Project Funds Park Improvements Capital Improvement Municipal State Aid Construction Fund Total Assets Cash and cash equivalents $ 90,067 $- $ 98,767 $ 188,834 Taxes receivable -1,396 -1,396 Accounts receivable 76,643 --76,643 Interest receivable 1,391 --1,391 Total Assets $168,101 $1,396 $98,767 $268,264 Liabilities, Deferred Inflows of Resources and Fund Balances Liabilities: Accounts payable $ 90,017 $ 21,738 $278 $ 112,033 Total Liabilities 90,017 21,738 278 112,033 Deferred inflows of resources: Due to other funds -383,710 -383,710 Taxes and special assessments -822 -822 Total Deferred Inflows of Resources -384,532 -384,532 Fund balances: Restricted 78,084 -98,489 176,573 Unassigned - (404,874)- (404,874) Total Fund Balances 78,084 (404,874)98,489 (228,301) Total Liabilities, Deferred Inflows of Resources and Fund Balances $168,101 $1,396 $98,767 $268,264 105 City of Hopkins Combining Balance Sheet Nonmajor Governmental Funds December 31, 2018 Special Revenue Debt Service Capital Projects Total Non-major Governmental Funds Assets Cash and cash equivalents $ 1,703,493 $ 6,506,748 $ 188,834 $ 8,399,075 Taxes receivable -52,106 1,396 53,502 Special assessments receivable - 2,772,599 - 2,772,599 Accounts receivable 65,583 -76,643 142,226 Rehabilitation loans receivable 28,829 --28,829 Interest receivable 831 10,029 1,391 12,251 Prepaid items 4,655 --4,655 Total Assets $1,803,391 $9,341,482 $268,264 $11,413,137 Liabilities, Deferred Inflows of Resources and Fund Balances Liabilities: Accounts payable $ 147,006 $ 8,188 $ 112,033 $ 267,227 Salaries payable 11,748 --11,748 Due to other funds 926,136 7,604 383,710 1,317,450 Due to other governments 911 --911 Unearned revenue 85,673 --85,673 Total Liabilities 1,171,474 15,792 495,743 1,683,009 Deferred inflows of resources: Taxes and special assessments - 2,789,443 822 2,790,265 Total Deferred Inflows of Resources -2,789,443 822 2,790,265 Fund balances: Restricted 813,200 6,537,691 176,573 7,527,464 Committed 525,741 -- 525,741 Unassigned (707,024)(1,444) (404,874) (1,113,342) Total Fund Balances 631,917 6,536,247 (228,301)6,939,863 Total Liabilities, Deferred Inflows of Resources and Fund Balances $1,803,391 $9,341,482 $268,264 $11,413,137 106 City of Hopkins Combining Statement of Revenues, Expenditures and Changes in Fund Balances Nonmajor Governmental Funds For the Year Ended December 31, 2018 Special Revenue Funds State Chemical Assessment Hennepin County CDBG Parking Communications Hopkins Race & Equity Initiative Revenues Franchise Fees $- $- $- $ 225,123 $- Tax increments ----- Intergovernmental 64,514 ---- Charges for services --116,825 -- Fines --18,912 -- Investment earnings --517 1,882 13 Other miscellaneous revenues ---31,344 6,000 Total Revenues 64,514 -136,254 258,349 6,013 Expenditures Current: General government ---189,999 - Public safety 61,646 -76,928 -- Highways and streets --60,167 -- Urban redevelopment and housing -8,393 --- Culture and recreation ----7,255 Debt service: Interest and fiscal fees ----- Total Expenditures 61,646 8,393 137,095 189,999 7,255 Excess (deficiency) of revenues over expenditures 2,868 (8,393)(841)68,350 (1,242) Other Financing Sources (Uses) Transfer in ----- Transfer out ---(86,920)- Total Other Financing Sources (Uses)---(86,920)- Net change in fund balances 2,868 (8,393)(841)(18,570)(1,242) Fund balance (deficit) - January 1 (22,998)32,222 137,219 561,938 3,091 Fund balance (deficit) - December 31 $(20,130)$23,829 $136,378 $543,368 $1,849 107 City of Hopkins Combining Statement of Revenues, Expenditures and Changes in Fund Balances Nonmajor Governmental Funds For the Year Ended December 31, 2018 Special Revenue Funds Depot Coffee House Tax Increment District Entertainment District Tax Increment District Sonoma Tax Increment District Oaks of Mainstreet 5th Ave Flats Revenues Franchise Fees $- $- $- $- $- Tax increments -39,507 17,905 -- Intergovernmental 15,000 ---- Charges for services 72,569 ---- Fines ----- Investment earnings -765 20 1,986 - Other miscellaneous revenues 232,689 -4,760 -- Total Revenues 320,258 40,272 22,685 1,986 - Expenditures Current: General government ----- Public safety ----- Highways and streets ----- Urban redevelopment and housing -4,173 3,615 8,959 2,000 Culture and recreation 368,508 ---- Debt service: Interest and fiscal fees -9,487 --- Total Expenditures 368,508 13,660 3,615 8,959 2,000 Excess (deficiency) of revenues over expenditures (48,250)26,612 19,070 (6,973)(2,000) Other Financing Sources (Uses) Transfer in 15,000 -24,108 -- Transfer out ----- Total Other Financing Sources (Uses)15,000 -24,108 -- Net change in fund balances (33,250)26,612 43,178 (6,973)(2,000) Fund balance (deficit) - January 1 (31,288)46,973 (67,870)562,532 (391,831) Fund balance (deficit) - December 31 $(64,538)$73,585 $(24,692)$555,559 $(393,831) 108 City of Hopkins Combining Statement of Revenues, Expenditures and Changes in Fund Balances Nonmajor Governmental Funds For the Year Ended December 31, 2018 Special Revenue Funds Tax Increment District Moline Tax Increment District Marketplace & Main Total Revenues Franchise Fees $- $- $ 225,123 Tax increments 98,179 185,166 340,757 Intergovernmental --79,514 Charges for services --189,394 Fines --18,912 Investment earnings -197 5,380 Other miscellaneous revenues --274,793 Total Revenues 98,179 185,363 1,133,873 Expenditures Current: General government --189,999 Public safety --138,574 Highways and streets --60,167 Urban redevelopment and housing 93,806 179,974 300,920 Culture and recreation --375,763 Debt service: Interest and fiscal fees --9,487 Total Expenditures 93,806 179,974 1,074,910 Excess (deficiency) of revenues over expenditures 4,373 5,389 58,963 Other Financing Sources (Uses) Transfer in --39,108 Transfer out --(86,920) Total Other Financing Sources (Uses)--(47,812) Net change in fund balances 4,373 5,389 11,151 Fund balance (deficit) - January 1 -(209,222)620,766 Fund balance (deficit) - December 31 $4,373 $(203,833)$631,917 109 City of Hopkins Combining Statement of Revenues, Expenditures and Changes in Fund Balances Nonmajor Governmental Funds For the Year Ended December 31, 2018 Debt Service Funds Taxable Tax Increment Bonds of 1997 Refunding Bonds of 2005B Housing Improvement Bonds of 1999A Refunding Bonds of 2009B Housing Improvement Bonds of 1999B Refunding Bonds of 2009B Improvement Revolving Bonds of 2010A Tax Increment Bonds of 2002 Refunding Bonds of 2010B Revenues Property taxes $- $- $- $ 78,155 $- Special assessments 5,762 139,030 262,978 66,427 - Investment earnings 304 1,071 1,989 -267 Total Revenues 6,066 140,101 264,967 144,582 267 Expenditures Current: General government 85,000 554 554 458 458 Debt Service: Principal retirement -95,000 175,000 180,000 150,000 Interest and fiscal fees -19,856 27,321 45,457 21,061 Total Expenditures 85,000 115,410 202,875 225,915 171,519 Excess (deficiency) of revenues over expenditures (78,934)24,691 62,092 (81,333)(171,252) Other Financing Sources (Uses) Improvement bonds issued ----- Premium on improvement bonds ----- Transfer in ---69,825 188,000 Transfer out ----- Total Other Financing Sources (Uses)---69,825 188,000 Net change in fund balances (78,934)24,691 62,092 (11,508)16,748 Fund balance (deficit) - January 1 91,588 426,324 789,450 174,523 255,765 Fund balance (deficit) - December 31 $12,654 $451,015 $851,542 $163,015 $272,513 110 City of Hopkins Combining Statement of Revenues, Expenditures and Changes in Fund Balances Nonmajor Governmental Funds For the Year Ended December 31, 2018 Debt Service Funds Capital Improvement Bonds of 2012A Equipment Certificates of 2012B Improvement Bonds of 2012B Improvement Bonds of 2013A Improvement Bonds of 2014A Revenues Property taxes $ 214,920 $ 87,949 $ 117,249 $ 78,100 $ 87,913 Special assessments -- 107,076 67,431 9,706 Investment earnings 156 -794 673 172 Total Revenues 215,076 87,949 225,119 146,204 97,791 Expenditures Current: General government 458 458 458 458 458 Debt Service: Principal retirement 175,000 80,000 205,000 120,000 115,000 Interest and fiscal fees 14,670 10,318 31,363 24,052 46,369 Total Expenditures 190,128 90,776 236,821 144,510 161,827 Excess (deficiency) of revenues over expenditures 24,948 (2,827)(11,702)1,694 (64,036) Other Financing Sources (Uses) Improvement bonds issued ----- Premium on improvement bonds ----- Transfer in ----49,934 Transfer out ----- Total Other Financing Sources (Uses)----49,934 Net change in fund balances 24,948 (2,827)(11,702)1,694 (14,102) Fund balance (deficit) - January 1 242,158 60,669 470,887 350,511 206,122 Fund balance (deficit) - December 31 $267,106 $57,842 $459,185 $352,205 $192,020 111 City of Hopkins Combining Statement of Revenues, Expenditures and Changes in Fund Balances Nonmajor Governmental Funds For the Year Ended December 31, 2018 Debt Service Funds Refunding Bonds of 2014B SROP Bonds of 2015A Tax Abatement Bonds of 2015B Tax Increment Revenue Bonds of 2015C Tax Increment Revenue Bonds of 2015D Revenues Property taxes $ 654,913 $ 244,115 $ 112,317 $- $- Special assessments 1,405 9,199 --- Investment earnings 127 94 -639 - Total Revenues 656,445 253,408 112,317 639 - Expenditures Current: General government 458 458 458 458 458 Debt Service: Principal retirement 915,000 240,000 120,000 240,000 350,000 Interest and fiscal fees 83,225 86,850 72,180 90,375 154,664 Total Expenditures 998,683 327,308 192,638 330,833 505,122 Excess (deficiency) of revenues over expenditures (342,238)(73,900)(80,321)(330,194)(505,122) Other Financing Sources (Uses) Improvement bonds issued ----- Premium on improvement bonds ----- Transfer in 145,000 68,412 63,750 330,000 504,000 Transfer out ----- Total Other Financing Sources (Uses)145,000 68,412 63,750 330,000 504,000 Net change in fund balances (197,238)(5,488)(16,571)(194)(1,122) Fund balance (deficit) - January 1 658,093 328,149 143,828 485,873 147,592 Fund balance (deficit) - December 31 $460,855 $322,661 $127,257 $485,679 $146,470 112 City of Hopkins Combining Statement of Revenues, Expenditures and Changes in Fund Balances Nonmajor Governmental Funds For the Year Ended December 31, 2018 Debt Service Funds Improvement Bonds of 2016A Tax Abatement Bonds of 2016B G O Bonds of 2016C Tax Increment Revenue Bonds of 2016D SROP Bonds of 2017A Revenues Property taxes $ 87,829 $ 34,047 $ 236,408 $- $ 877,447 Special assessments 93,267 --- 161,591 Investment earnings 795 ---- Total Revenues 181,891 34,047 236,408 -1,039,038 Expenditures Current: General government 458 458 458 457 7,644 Debt Service: Principal retirement 250,000 95,000 185,000 200,000 - Interest and fiscal fees 87,950 32,666 31,998 89,625 466,546 Total Expenditures 338,408 128,124 217,456 290,082 474,190 Excess (deficiency) of revenues over expenditures (156,517)(94,077)18,952 (290,082)564,848 Other Financing Sources (Uses) Improvement bonds issued ----- Premium on improvement bonds ----- Transfer in 154,665 100,000 73,050 290,000 - Transfer out ----- Total Other Financing Sources (Uses)154,665 100,000 73,050 290,000 - Net change in fund balances (1,852)5,923 92,002 (82)564,848 Fund balance (deficit) - January 1 603,742 115,756 (16,825)(1,362) 234,356 Fund balance (deficit) - December 31 $601,890 $121,679 $75,177 $(1,444)$799,204 113 City of Hopkins Combining Statement of Revenues, Expenditures and Changes in Fund Balances Nonmajor Governmental Funds For the Year Ended December 31, 2018 Debt Service Funds G O Bonds of 2018A G O Bonds of 2017B Total Revenues Property taxes $- $ 162,667 $ 3,074,029 Special assessments -- 923,872 Investment earnings 1,464 100 8,645 Total Revenues 1,464 162,767 4,006,546 Expenditures Current: General government 139,042 1,371 241,492 Debt Service: Principal retirement -- 3,890,000 Interest and fiscal fees -50,899 1,487,445 Total Expenditures 139,042 52,270 5,618,937 Excess (deficiency) of revenues over expenditures (137,578)110,497 (1,612,391) Other Financing Sources (Uses) Improvement bonds issued 6,715,000 - 6,715,000 Premium on improvement bonds 168,423 - 168,423 Transfer in -32,000 2,068,636 Transfer out (6,604,437)- (6,604,437) Total Other Financing Sources (Uses)278,986 32,000 2,347,622 Net change in fund balances 141,408 142,497 735,231 Fund balance (deficit) - January 1 -33,817 5,801,016 Fund balance (deficit) - December 31 $141,408 $176,314 $6,536,247 114 City of Hopkins Combining Statement of Revenues, Expenditures and Changes in Fund Balances Nonmajor Governmental Funds For the Year Ended December 31, 2018 Capital Projects Funds Park Improvements Capital Improvement Municipal State Aid Construction Fund Total Revenues Property taxes $- $ 73,528 $- $ 73,528 Franchise Fees 305,022 --305,022 Intergovernmental --712,814 712,814 Investment earnings -44 -44 Other miscellaneous revenues 27,000 3,240 -30,240 Total Revenues 332,022 76,812 712,814 1,121,648 Expenditures Current: General government -304 -304 Highways and streets 394,033 16,731 (36,266) 374,498 Capital outlay 358,260 319,004 -677,264 Total Expenditures 752,293 336,039 (36,266)1,052,066 Excess (deficiency) of revenues over expenditures (420,271)(259,227)749,080 69,582 Other Financing Sources (Uses) Transfer in 120,000 --120,000 Transfer out (710,000)-- (710,000) Total Other Financing Sources (Uses)(590,000)--(590,000) Net change in fund balances (1,010,271)(259,227)749,080 (520,418) Fund balance (deficit) - January 1 1,088,355 (145,647) (650,591) 292,117 Fund balance (deficit) - December 31 $78,084 $(404,874)$98,489 $(228,301) 115 City of Hopkins Statement of Revenues, Expenditures and Changes in Fund Balances Nonmajor Governmental Funds For the Year Ended December 31, 2018 Special Revenue Debt Service Capital Projects Total Nonmajor Governmental Funds Revenues Property taxes $- $ 3,074,029 $ 73,528 $ 3,147,557 Franchise Fees 225,123 -305,022 530,145 Tax increments 340,757 --340,757 Special assessments -923,872 -923,872 Intergovernmental 79,514 -712,814 792,328 Charges for services 189,394 --189,394 Fines 18,912 --18,912 Investment earnings 5,380 8,645 44 14,069 Other miscellaneous revenues 274,793 -30,240 305,033 Total Revenues 1,133,873 4,006,546 1,121,648 6,262,067 Expenditures Current: General government 189,999 241,492 304 431,795 Public safety 138,574 --138,574 Highways and streets 60,167 -374,498 434,665 Urban redevelopment and housing 300,920 --300,920 Culture and recreation 375,763 --375,763 Debt service: Principal retirement - 3,890,000 - 3,890,000 Interest and fiscal fees 9,487 1,487,445 - 1,496,932 Capital outlay --677,264 677,264 Total Expenditures 1,074,910 5,618,937 1,052,066 7,745,913 Excess (deficiency) of revenues over expenditures 58,963 (1,612,391)69,582 (1,483,846) Other Financing Sources (Uses) Improvement bonds issued - 6,715,000 - 6,715,000 Premium on improvement bonds -168,423 -168,423 Transfer in 39,108 2,068,636 120,000 2,227,744 Transfer out (86,920) (6,604,437)(710,000) (7,401,357) Total Other Financing Sources (Uses)(47,812)2,347,622 (590,000)1,709,810 Net change in fund balances 11,151 735,231 (520,418)225,964 Fund balance (deficit) - January 31 620,766 5,801,016 292,117 6,713,899 Fund balance (deficit) - December 31 $631,917 $6,536,247 $(228,301)$6,939,863 116 City of Hopkins Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Nonmajor Special Revenue Funds State Chemical Assessment For the Year Ended December 31, 2018 Original Budget Final Approved Budget Actual Variance with Final Budget Over/Under Revenues Intergovernmental $ 60,000 $ 60,000 $ 64,514 $ 4,514 Total Revenues 60,000 60,000 64,514 4,514 Expenditures Current: Public safety 60,000 60,000 61,646 (1,646) Total Expenditures 60,000 60,000 61,646 (1,646) Net change in fund balance $-$-2,868 $2,868 Fund balance (deficit) - January 1 (22,998) Fund balance (deficit) - December 31 $ (20,130) 117 City of Hopkins Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Nonmajor Special Revenue Funds Parking For the Year Ended December 31, 2018 Original Budget Final Approved Budget Actual Variance with Final Budget Over/Under Revenues Charges for services $ 126,000 $ 126,000 $ 116,825 $ (9,175) Fines 22,000 22,000 18,912 (3,088) Investment earnings 2,500 2,500 517 (1,983) Total Revenues 150,500 150,500 136,254 (14,246) Expenditures Current: Public safety 79,515 79,515 76,928 2,587 Highways and streets 34,014 34,014 60,167 (26,153) Total Expenditures 113,529 113,529 137,095 (23,566) Net change in fund balance $36,971 $36,971 (841)$(37,812) Fund balance (deficit) - January 1 137,219 Fund balance (deficit) - December 31 $ 136,378 118 City of Hopkins Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Nonmajor Special Revenue Funds Communications For the Year Ended December 31, 2018 Original Budget Final Approved Budget Actual Variance with Final Budget Over/Under Revenues Franchise Fees $ 233,000 $ 233,000 $ 225,123 $ (7,877) Investment earnings 3,200 3,200 1,882 (1,318) Other miscellaneous revenues 33,000 33,000 31,344 (1,656) Total Revenues 269,200 269,200 258,349 (10,851) Expenditures Current: General government 172,147 172,147 189,999 (17,852) Capital Outlay 26,500 26,500 -26,500 Total Expenditures 198,647 198,647 189,999 8,648 Excess (deficiency) of revenues over expenditures 70,553 70,553 68,350 (2,203) Other Financing Sources (Uses) Transfer out (86,920)(86,920)(86,920)- Total Other Financing Sources (Uses)(86,920)(86,920)(86,920)- Net change in fund balance $(16,367)$(16,367)(18,570)$(2,203) Fund balance (deficit) - January 1 561,938 Fund balance (deficit) - December 31 $ 543,368 119 City of Hopkins Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Nonmajor Special Revenue Funds Hopkins Race & Equity Initiative For the Year Ended December 31, 2018 Original Budget Final Approved Budget Actual Variance with Final Budget Over/Under Revenues Investment earnings $- $- $13 $13 Other miscellaneous revenues --6,000 6,000 Total Revenues --6,013 6,013 Expenditures Culture and recreation --7,255 (7,255) Total Expenditures --7,255 (7,255) Net change in fund balance $-$-(1,242)$(1,242) Fund balance (deficit) - January 1 3,091 Fund balance (deficit) - December 31 $ 1,849 120 City of Hopkins Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Nonmajor Special Revenue Funds Depot Coffee House For the Year Ended December 31, 2018 Original Budget Final Approved Budget Actual Variance with Final Budget Over/Under Revenues Intergovernmental $ 15,000 $ 15,000 $ 15,000 $- Charges for services 69,500 69,500 72,569 3,069 Other miscellaneous revenues 252,500 252,500 232,689 (19,811) Total Revenues 337,000 337,000 320,258 (16,742) Expenditures Current: Culture and recreation 367,753 367,753 368,508 (755) Total Expenditures 367,753 367,753 368,508 (755) Excess (deficiency) of revenues over expenditures (30,753)(30,753)(48,250)(17,497) Other Financing Sources (Uses) Transfer in 15,000 15,000 15,000 - Total Other Financing Sources (Uses)15,000 15,000 15,000 - Net change in fund balance $(15,753)$(15,753)(33,250)$(17,497) Fund balance (deficit) - January 1 (31,288) Fund balance (deficit) - December 31 $ (64,538) 121 City of Hopkins Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Nonmajor Special Revenue Funds Tax Increment District Entertainment District For the Year Ended December 31, 2018 Original Budget Final Approved Budget Actual Variance with Final Budget Over/Under Revenues Tax increments $ 29,500 $ 29,500 $ 39,507 $ 10,007 Investment earnings 500 500 765 265 Total Revenues 30,000 30,000 40,272 10,272 Expenditures Current: Urban redevelopment and housing 3,000 3,000 4,173 (1,173) Debt Service: Interest and fiscal fees 10,242 10,242 9,487 755 Total Expenditures 13,242 13,242 13,660 (418) Net change in fund balance $16,758 $16,758 26,612 $9,854 Fund balance (deficit) - January 1 46,973 Fund balance (deficit) - December 31 $ 73,585 122 City of Hopkins Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Nonmajor Special Revenue Funds Tax Increment District Sonoma For the Year Ended December 31, 2018 Original Budget Final Approved Budget Actual Variance with Final Budget Over/Under Revenues Tax increments $ 14,000 $ 14,000 $ 17,905 $ 3,905 Investment earnings --20 20 Other miscellaneous revenues 7,000 7,000 4,760 (2,240) Total Revenues 21,000 21,000 22,685 1,685 Expenditures Urban redevelopment and housing 2,850 2,850 3,615 (765) Debt service: Interest and fiscal fees 4,126 4,126 -4,126 Total Expenditures 6,976 6,976 3,615 3,361 Excess (deficiency) of revenues over expenditures 14,024 14,024 19,070 5,046 Other Financing Sources (Uses) Transfer in --24,108 24,108 Total Other Financing Sources (Uses)--24,108 24,108 Net change in fund balance $14,024 $14,024 43,178 $29,154 Fund balance (deficit) - January 1 (67,870) Fund balance (deficit) - December 31 $ (24,692) 123 City of Hopkins Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Nonmajor Special Revenue Funds Tax Increment District Oaks of Mainstreet For the Year Ended December 31, 2018 Original Budget Final Approved Budget Actual Variance with Final Budget Over/Under Revenues Investment earnings $- $- $ 1,986 $ 1,986 Total Revenues --1,986 1,986 Expenditures Current: Urban redevelopment and housing --8,959 (8,959) Total Expenditures --8,959 (8,959) Net change in fund balance $-$-(6,973)$(6,973) Fund balance (deficit) - January 1 562,532 Fund balance (deficit) - December 31 $ 555,559 124 City of Hopkins Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Nonmajor Special Revenue Funds 5th Ave Flats For the Year Ended December 31, 2018 Original Budget Final Approved Budget Actual Variance with Final Budget Over/Under Expenditures Urban redevelopment and housing $ 2,000 $ 2,000 $ 2,000 $- Debt service: Total Expenditures 2,000 2,000 2,000 - Net change in fund balance $(2,000)$(2,000)(2,000)$- Fund balance (deficit) - January 1 (391,831) Fund balance (deficit) - December 31 $ (393,831) 125 City of Hopkins Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Nonmajor Special Revenue Funds Tax Increment District Moline For the Year Ended December 31, 2018 Original Budget Final Approved Budget Actual Variance with Final Budget Over/Under Revenues Tax increments $ 97,500 $ 97,500 $ 98,179 $679 Investment earnings 500 500 -(500) Total Revenues 98,000 98,000 98,179 179 Expenditures Urban redevelopment and housing 11,000 11,000 93,806 (82,806) Total Expenditures 11,000 11,000 93,806 (82,806) Net change in fund balance $87,000 $87,000 4,373 $(82,627) Fund balance (deficit) - January 1 - Fund balance (deficit) - December 31 $ 4,373 126 City of Hopkins Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Nonmajor Special Revenue Funds Tax Increment District Marketplace & Main For the Year Ended December 31, 2018 Original Budget Final Approved Budget Actual Variance with Final Budget Over/Under Revenues Tax increments $ 125,000 $ 125,000 $ 185,166 $ 60,166 Investment earnings --197 197 Total Revenues 125,000 125,000 185,363 60,363 Expenditures Current: Urban redevelopment and housing 115,000 115,000 179,974 (64,974) Debt service: Total Expenditures 115,000 115,000 179,974 (64,974) Net change in fund balance $10,000 $10,000 5,389 $(4,611) Fund balance (deficit) - January 1 (209,222) Fund balance (deficit) - December 31 $ (203,833) 127 128 CITY OF HOPKINS, MINNESOTA NONMAJOR PROPRIETARY FUNDS Enterprise Funds are established to account for the financing of self-supporting activities of governmental units, which render services to the general public on a user charge basis. Records are maintained on the accrual basis of accounting. The Authority for these types of funds is derived from Section 11.01 of the City Charter, which allows for utility or other public service enterprise funds. The City has six Enterprise Funds, three of which are considered to be nonmajor, they are: Refuse Utility Fund – This fund accounts for the operations of the city owned refuse service. Housing Authority Fund – This fund accounts for the operations of the city owned federally subsidized apartment building. 129 City of Hopkins Combining Statement of Net Position Nonmajor Enterprise Funds December 31, 2018 Nonmajor Business-type Activities-Enterprise Funds Refuse Utility Housing Authority Total Assets Current assets: Cash and investments $ 1,330,984 $ 577,075 $ 1,908,059 Accounts receivable 48,181 80,311 128,492 Due from other governments -55,226 55,226 Prepaid expenses -14,056 14,056 Total current assets 1,379,165 726,668 2,105,833 Noncurrent assets: Capital assets, nondepreciable: Land - 208,252 208,252 Capital assets, depreciable: Building and structures 302,727 5,258,304 5,561,031 Machinery and equipment 838,330 52,719 891,049 Less accumulated depreciation (562,261) (3,964,663) (4,526,924) Total noncurrent assets 578,796 1,554,612 2,133,408 Total Assets 1,957,961 2,281,280 4,239,241 Deferred outflows of resources: Pensions and OPEB 40,557 1,420 41,977 Total Deferred Outflows of Resources 40,557 1,420 41,977 Liabilities Current liablilities: Accounts payable 34,495 80,322 114,817 Salaries payable 7,185 60,504 67,689 Due to other governments 11,827 -11,827 Compensated absences 20,142 11,360 31,502 Total current liabilities 73,649 152,186 225,835 Noncurrent liabilities: Total OPEB liability due within one year 2,832 1,420 4,252 Total OPEB liability due in more than one year 15,999 18,823 34,822 Net pension liability 212,348 - 212,348 Total noncurrent liabilities 231,179 20,243 251,422 Total Liabilities 304,828 172,429 477,257 Deferred inflows of resources: Pensions 55,349 -55,349 Total Deferred Inflows of Resources 55,349 -55,349 Net Position Net investment in capital assets 578,796 1,554,612 2,133,408 Unrestricted 1,059,545 555,659 1,615,204 Total Net Position $1,638,341 $2,110,271 $3,748,612 130 City of Hopkins Combining Statement of Revenues, Expenses and Changes in Net Position Nonmajor Enterprise Activities For the Year Ended December 31, 2018 Nonmajor Business-type Activities-Enterprise Funds Refuse Utility Housing Authority Nonmajor Enterprise Funds Total Operating revenues Charges for services $ 964,135 $ 285,370 $ 1,249,505 Other 12,595 117,529 130,124 Total operating revenues 976,730 402,899 1,379,629 Operating expenses Cost of sales and services 569,267 99,845 669,112 Administration 94,032 403,525 497,557 Depreciation 59,147 173,799 232,946 Total operating expenses 722,446 677,169 1,399,615 Operating income (loss)254,284 (274,270)(19,986) Nonoperating revenues (expenses) Miscellaneous revenue 2,415 -2,415 Investment earnings 4,051 4,429 8,480 Intergovernmental grants 21,662 185,119 206,781 Gain (loss) on sale of assets 9,695 -9,695 Total nonoperating revenues (expenses)37,823 189,548 227,371 Income (loss) before contributions and transfers 292,107 (84,722)207,385 Capital contributions Transfers (25,000)-(25,000) Change in net position 267,107 (84,722)182,385 Net position - January 1, as previously stated 1,388,318 2,203,560 3,591,878 Cumulative effect of a change in accounting principle (17,084)(8,567)(25,651) Net position - January 1, as restated 1,371,234 2,194,993 3,566,227 Net position - December 31 $1,638,341 $2,110,271 $3,748,612 131 City of Hopkins Combining Statement of Cash Flows Nonmajor Enterprise Funds For the Year Ended December 31, 2018 Nonmajor Business-type Activities-Enterprise Funds Nonmajor Refuse Housing Enterprise Funds Utility Authority Total Cash Flows from Operating Activities Receipts from customers and users $ 980,617 $ 389,667 $ 1,370,284 Receipts from interfund services provided - - - Payments to suppliers (356,859)(398,302)(755,161) Payments to employees (211,054)(45,499)(256,553) Payments for interfund services used (94,032) - (94,032) Net cash used by operating activities 318,672 (54,134) 264,538 Cash Flows from Noncapital Financing Activities Intergovernmental grants 21,662 185,119 206,781 Taxes - - - Transfers in (out)(25,000) - (25,000) Miscellaneous income 2,415 - 2,415 Net cash provided (used) by noncapital and related financing activities (923) 185,119 184,196 Cash Flows from Capital and Related Financing Activities: Issuance of Debt - Construction of capital assets (188,034)(118)(188,152) Proceeds from sales of capital assets 9,695 - 9,695 Interest and other payments - - - Bond payments - - - Net cash provided (used) by capital and related financing activities (178,339)(118)(178,457) Cash Flows From Investing Activities Interest received 5,709 4,429 10,138 Net increase (decrease) in cash and cash equivalents 145,119 135,296 280,415 Cash and cash equivalents - January 1 229,359 441,779 671,138 Cash and cash equivalents - December 31 $ 374,478 $ 577,075 $ 951,553 Reconciliation of Cash and Cash Equivalents at End of Year to Cash and Investments per Statement of Net Position Ending cash and cash equivalents per cash flow statement $ 374,478 $ 577,075 $ 951,553 Investments 956,506 - 956,506 Cash and Investments per Statement of Net Position $ 1,330,984 $ 577,075 $ 1,908,059 Reconciliation of operating loss to net cash used by operating activities: Operating income (loss) 254,284 (274,270)(19,986) Adjustments to reconcile operating loss to net cash used by operating activities: Depreciation expense 59,147 173,799 232,946 (Increase) decrease in: Accounts receivable 3,887 (13,232)(9,345) Prepaid expense - (440)(440) Pensions (deferred outflows)(7,748) - (7,748) OPEB (deferred outflows)(2,832)(1,420)(4,252) Increase (decrease) in: Accounts, compensated absences and accrued interest payable 11,006 69,996 81,002 Due to other funds - - - Due to other governments (7,559) - (7,559) Unearned revenue - - - Net pension liability (42,972)(28,801)(71,773) Total OPEB liability 18,831 20,234 39,065 Pension (deferred inflows) 32,628 - 32,628 Net cash used by operating activities $ 318,672 $ (54,134) $ 264,538 132 CITY OF HOPKINS, MINNESOTA INTERNAL SERVICE FUNDS Internal Service Funds are used to account for the financing of goods or services provided by one department to other departments of the government, on a cost reimbursement basis. Revenues and expenses are recognized on the accrual basis. Revenues are recognized in the accounting period in which they are earned and become objectively measurable; expenses are recognized in the period incurred, if objectively measurable. Equipment Replacement Fund – This fund accounts for the acquisition of machinery and equipment. User charges are billed to the various City departments. Insurance Risk Fund – This fund accounts for the dividends and deductibles relating to property and casualty insurance coverage. Deductibles are paid from past dividends. Users are charged only if the fund has a shortfall. Employee Benefits Fund – This fund accounts for accrued employee benefits within the governmental funds. User charges are billed to the various departments. 133 City of Hopkins Combining Statement of Net Position Internal Service Funds December 31, 2018 Equipment Replacement Employee Benefits Insurance Risk Total Assets Current assets: Cash and investments $ 225,954 $ 1,063,188 $ 316,661 $ 1,605,803 Accrued interest receivable 1,921 381 57 2,359 Total current assets 227,875 1,063,569 316,718 1,608,162 Property and equipment: Machinery and equipment 10,164,846 -- 10,164,846 Less accumulated depreciation (5,447,923)-- (5,447,923) Net property and equipment 4,716,923 --4,716,923 Total Assets 4,944,798 1,063,569 316,718 6,325,085 Liabilities Current liabilities: Accounts payable 342,770 --342,770 Compensated absences -884,053 -884,053 Total current liabilities 342,770 884,053 -1,226,823 Noncurrent liabilities: Total noncurrent liabilities ---- Total Liabilities 342,770 884,053 -1,226,823 Net Position Net investment in capital assets 4,753,482 -- 4,753,482 Unrestricted (151,454)179,516 316,718 344,780 Total Net Position $4,602,028 $179,516 $316,718 $5,098,262 134 City of Hopkins Combining Statement of Revenues, Expenses and Changes in Net Position Internal Service Funds Year Ended December 31, 2018 Equipment Replacement Employee Benefits Insurance Risk Total Operating revenues Charges for services $ 487,900 $- $ 21,803 $ 509,703 Operating expenses Materials, supplies and services 251,966 -1,861 253,827 Administration 6,333 -397 6,730 Depreciation expense 856,695 --856,695 Total operating expenses 1,114,994 -2,258 1,117,252 Operating income (loss)(627,094)-19,545 (607,549) Nonoperating revenues (expenses) Miscellaneous revenue 5,870 --5,870 Investment earnings -3,453 1,009 4,462 Interest/fiscal agent expense (1,443)--(1,443) Gain (loss) on sale of assets (42,540)--(42,540) Total nonoperating revenues (expenses)(38,113)3,453 1,009 (33,651) Income (loss) before contributions and transfers (665,207)3,453 20,554 (641,200) Transfers and contributions Transfers in 592,000 --592,000 Total transfers and contributions 592,000 --592,000 Change in net position (73,207)3,453 20,554 (49,200) Total net position - January 1 4,675,235 176,063 296,164 5,147,462 Net position - December 31 $4,602,028 $179,516 $316,718 $5,098,262 135 City of Hopkins Combining Statement of Cash Flows Internal Service Funds For the Year Ended December 31, 2018 Equipment Employee Insurance Replacement Benefits Risk Totals Cash Flows from Operating Activities Receipts from customers and users $- $- $ 21,803 $ 21,803 Receipts from interfund services provided 487,900 - - 487,900 Internal activity-payments to other funds (24,056)- (24,056) Payments to suppliers 88,959 - (1,553) 87,406 Payments for interfund services used (6,333) 48,111 (397)41,381 Net cash provided (used) by operating activities 546,470 48,111 19,853 614,434 Cash Flows from Noncapital Financing Activities Transfers in 597,870 - - 597,870 Net cash provided by noncapital financing activities 597,870 - - 597,870 Cash Flows from Capital and Related Financing Activities: Purchases of capital assets (821,627) - - (821,627) Proceeds from sales of capital assets (42,540) - - (42,540) Interest and other payments (1,922) - - (1,922) Capital lease payments (52,295) - - (52,295) Net cash used by capital and related financing activities (918,384) - - (918,384) Cash Flows From Investing Activities (2)4,705 1,391 6,094 Net increase (decrease) in cash and cash equivalents 225,954 52,816 21,244 300,014 Cash and Cash Equivalents - January 1 - 66,191 - 66,191 Cash and Cash Equivalents - December 31 $ 225,954 $ 119,007 $ 21,244 $ 366,205 Reconciliation of Cash and Cash Equivalents at End of Year to Cash and Investments per Statement of Net Position Ending cash and cash equivalents per cash flow statement $ 225,954 $ 119,007 $ 21,244 $ 366,205 Investments - 944,181 295,417 1,239,598 Cash and Investments per Statement of Net Position $ 225,954 $ 1,063,188 $ 316,661 $ 1,605,803 Reconciliation of operating income (loss) to net cash provided (used) by operating activities: Operating income (loss) $ (627,094) $- $ 19,545 $ (607,549) Adjustments to reconcile operating income (loss) to net cash provided (used) by operating activities: Depreciation expense 856,695 - - 856,695 (Increase) decrease in: Due from other funds (24,056) - - (24,056) Increase (decrease) in: Accounts, compensated absences and accrued interest payable 340,925 48,111 308 389,344 Net Cash Provided (Used) by Operating Activities $ 546,470 $ 48,111 $ 19,853 $ 614,434 136 CITY OF HOPKINS, MINNESOTA COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED DECEMBER 31, 2017 SECTION III STATISTICAL SECTION 137 CITY OF HOPKINS, MINNESOTA STATISTICAL SECTION This part of the City of Hopkins’ comprehensive annual financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and the required supplementary information says about the city’s overall financial health. Contents Page Financial Trends 140 These schedules contain trend information to help the reader understand how the city’s financial performance and well-being have changed over time. Revenue Capacity 148 These schedules contain information to help the reader assess the factors affecting the city’s ability to generate its property and sales taxes. Debt Capacity 152 These schedules present information to help the reader assess the affordability of the city’s current levels of outstanding debt and the city’s ability to issue additional debt in the future. Demographic and Economic Information 156 These schedules offer demographic and economic indicators to help the reader understand the environment within which the city’s financial activities take place and to help make comparisons over time and with other governments. Operating Information 158 These schedules contain information about the city’s operations and resources to help the reader understand how the city’s financial information relates to the services the city provides and the activities it performs. Sources: Unless otherwise noted, the information in these schedules is derived from the comprehensive annual financial reports for the relevant year. 138 139 City of Hopkins Net Position by Component, Last Ten Fiscal Years (accrual basis of accounting) Fiscal Year 2009 2010 2011 2012 Governmental activities Net investment in capital assets $ 32,759,480 $ 32,823,582 $ 31,666,432 $ 31,891,229 Restricted 11,952,783 8,613,114 8,250,360 8,684,347 Unrestricted 10,022 3,590,101 6,348,703 7,854,941 Total governmental activities net position $ 44,722,285 $ 45,026,797 $ 46,265,495 $ 48,430,517 Business-type activities Net investment in capital assets $ 14,994,311 $ 16,279,028 $ 17,075,284 $ 16,405,495 Restricted - - - - Unrestricted 1,655,927 1,073,329 731,674 2,262,236 Total business-type activities net position $ 16,650,238 $ 17,352,357 $ 17,806,958 $ 18,667,731 Primary Government Net investment in capital assets $ 47,753,791 $ 49,102,610 $ 48,741,716 $ 48,296,724 Restricted 11,952,783 8,613,114 8,250,360 8,684,347 Unrestricted 1,665,949 4,663,430 7,080,377 10,117,177 Total primary government net position $ 61,372,523 $ 62,379,154 $ 64,072,453 $ 67,098,248 140 Schedule 1 Fiscal Year 2013 2014 2015 2016 2017 2018 $ 30,666,268 $ 31,272,253 $ 32,609,356 $ 33,833,387 $ 32,064,111 $ 37,136,053 10,014,203 16,967,889 20,016,574 17,743,963 18,544,263 16,547,512 9,575,287 1,902,270 (9,447,813) (18,308,556) (17,563,673) (14,432,266) $ 50,255,758 $ 50,142,412 $ 43,178,117 $ 33,268,794 $ 33,044,701 $ 39,251,299 $ 16,621,198 $ 16,937,928 $ 17,893,856 $ 21,798,183 $ 23,990,746 $ 28,627,563 - - - - - - 2,469,397 1,954,212 1,419,018 435,435 1,443,445 1,733,552 $ 19,090,595 $ 18,892,140 $ 19,312,874 $ 22,233,618 $ 25,434,191 $ 30,361,115 $ 47,287,466 $ 48,210,181 $ 50,503,212 $ 55,631,570 $ 56,054,857 $ 65,763,616 10,014,203 16,967,889 20,016,574 17,743,963 18,544,263 16,547,512 12,044,684 3,856,482 (8,028,795) (17,873,121) (16,120,228) (12,698,714) $ 69,346,353 $ 69,034,552 $ 62,490,991 $ 55,502,412 $ 58,478,892 $ 69,612,414 141 City of Hopkins Changes in Net Position, Last Ten Fiscal Years (accrual basis of accounting) Fiscal Year 2009 2010 2011 2012 2013 2014 Expenses Governmental activities: General Government $ 1,679,040 $ 1,693,275 $ 1,719,970 $ 2,056,756 $ 2,108,141 $ 2,276,155 Public Safety 6,249,519 6,243,813 6,213,995 6,382,270 6,357,722 6,526,230 Health and Welfare 278,002 180,895 170,018 136,528 165,649 171,187 Highways and Streets 3,069,078 3,062,507 3,332,067 3,226,807 5,845,437 5,709,009 Urban Development and Housing 1,690,861 1,914,779 2,859,900 2,362,030 2,000,868 2,247,553 Culture and Recreation 1,482,349 1,505,513 1,644,834 1,726,812 1,857,743 1,941,912 Interest on long-term debt 1,025,771 895,873 871,902 811,914 908,264 711,697 Total governmental activities expenses 15,474,620 15,496,655 16,812,686 16,703,117 19,243,824 19,583,743 Business-type activities: Water 1,209,508 1,196,947 1,263,835 1,365,542 1,387,807 1,540,940 Sewer 1,741,115 1,844,309 1,800,126 1,816,058 1,995,886 2,042,106 Storm Sewer 403,231 420,619 407,057 451,659 448,170 508,686 Refuse 786,522 738,398 778,044 862,286 825,329 834,113 Pavilion/Ice Arena 401,598 398,354 416,166 430,082 426,634 460,246 Housing and Redevelopment Authority 528,542 542,324 607,090 563,863 615,043 625,667 Total business-type activities 5,070,516 5,140,951 5,272,318 5,489,490 5,698,869 6,011,758 Total primary government expenses $ 20,545,136 $ 20,637,606 $ 22,085,004 $ 22,192,607 $ 24,942,693 $ 25,595,501 Program Revenues Governmental activities: Charges for services: General Government $ 30,797 $ 17,169 $ 42,112 $ 40,360 $ 76,477 $ 56,635 Public Safety 284,160 124,338 186,611 159,642 180,548 118,248 Health and Welfare 9,265 32,135 41,815 55,331 57,032 57,235 Highways and Streets 42,150 56,902 73,519 78,226 75,840 96,573 Urban Development and Housing - - 206,916 3,444 228 242 Culture and Recreation 509,098 560,702 623,147 684,018 756,011 740,147 Operating grants and contributions 2,441,622 1,894,777 2,325,158 3,499,465 5,273,474 2,943,889 Capital grants and contributions 745,505 567,370 1,751,464 1,350,147 1,775,717 2,728,416 Total governmental activities program revenues 4,062,597 3,253,393 5,250,742 5,870,633 8,195,327 6,741,385 Business-type activities: Charges for services: Water 1,339,390 1,343,153 1,395,306 1,534,071 1,483,133 1,497,699 Sewer 1,598,717 1,812,585 1,838,949 2,015,166 1,999,333 2,025,763 Storm Sewer 800,843 803,889 803,417 801,345 799,603 802,898 Refuse 821,628 852,215 939,421 894,534 901,670 906,387 Pavilion/Ice Arena 368,228 363,591 385,748 70,976 65,055 31,914 Housing and Redevelopment Authority 279,860 258,388 255,188 255,921 272,109 256,884 Operating grants and contributions 150,814 216,596 190,442 698,769 561,111 795,199 Capital grants and contributions 142,691 328,515 28,250 206,681 144,076 - Total business-type activities program revenues 5,502,171 5,978,932 5,836,721 6,477,463 6,226,090 6,316,744 Total primary government program revenues $ 9,564,768 $ 9,232,325 $ 11,087,463 $ 12,348,096 $ 14,421,417 $ 13,058,129 Net (Expense)/Revenue Governmental activities $ (11,412,023) $ (12,243,262) $ (11,561,944) $ (10,832,484) $ (11,048,497) $ (12,842,358) Business-type activities 431,655 837,981 564,403 987,973 527,221 304,986 Total primary government net expense $ (10,980,368) $ (11,405,281) $ (10,997,541) $ (9,844,511) $ (10,521,276) $ (12,537,372) General Revenues and Other Changes in Net Position Governmental activities: Property taxes $ 9,353,966 $ 9,827,813 $ 9,952,156 $ 10,354,188 $ 10,565,115 $ 11,207,914 Tax Increments 1,636,609 2,147,517 2,239,668 2,332,863 2,002,607 2,700,110 Unrestricted grants and contributions 309,609 306,215 312,519 20,724 21,152 20,510 Unrestricted investment earnings 170,960 121,229 108,956 106,304 105,213 193,546 Gain on sale of capital assets 9,796 - 42,343 38,427 34,651 27,235 Transfers 145,000 145,000 145,000 145,000 145,000 493,093 Total governmental activities 11,625,940 12,547,774 12,800,642 12,997,506 12,873,738 14,642,408 Business-type activities: Property taxes - - - - - - Grants & Contributions not restricted - - - - - - Unrestricted investment earnings 12,841 9,138 8,319 9,040 18,788 24,503 Gain on sale of capital assets 367 - 26,879 760 21,855 - Loss on disposal of capital assets (12,048)- - 8,000 - - Transfers (145,000) (145,000) (145,000) (145,000) (145,000) (493,093) Total business-type activities (143,840)(135,862)(109,802)(127,200)(104,357)(468,590) Total primary government $ 11,482,100 $ 12,411,912 $ 12,690,840 $ 12,870,306 $ 12,769,381 $ 14,173,818 Change in Net Position Governmental activities 213,917 304,512 1,238,698 2,165,022 1,825,241 1,800,050 Business-type activities 287,815 702,119 454,601 860,773 422,864 (163,604) Total primary government $ 501,732 $ 1,006,631 $ 1,693,299 $ 3,025,795 $ 2,248,105 $ 1,636,446 142 Schedule 2 Fiscal Year 2015 2016 2017 2018 $ 6,656,991 $ 10,341,183 $ 6,751,459 $ 4,361,727 6,665,974 8,561,759 8,126,086 7,846,565 185,248 185,301 179,916 196,435 4,542,014 5,168,939 5,932,978 4,562,075 1,249,457 1,398,736 1,354,036 2,352,139 2,068,887 2,231,605 2,737,116 2,015,291 688,155 952,756 1,335,290 65,784 22,056,726 28,840,279 26,416,881 21,400,016 1,699,540 1,878,807 1,871,868 1,704,965 2,061,180 2,251,291 2,406,027 2,288,938 394,707 397,660 460,771 461,036 848,685 867,823 874,750 910,481 462,771 483,035 547,831 689,178 610,318 616,653 591,895 677,169 6,077,201 6,495,269 6,753,142 6,731,767 $ 28,133,927 $ 35,335,548 $ 33,170,023 $ 28,131,783 $ 82,686 $ 72,716 $ 175,390 $ 43,471 79,415 274,661 172,584 171,291 47,085 58,264 59,645 48,550 127,221 125,749 125,046 165,600 220,027 190,199 146,491 961,625 810,762 770,466 788,549 861,815 4,970,313 4,087,923 8,007,553 11,597,974 501,029 1,109,278 1,731,738 1,630,559 6,838,538 6,689,256 11,206,996 15,480,885 1,514,086 1,526,290 1,837,434 1,931,035 2,172,277 2,215,251 2,698,307 2,780,090 805,542 810,142 809,262 806,605 910,672 959,258 956,056 954,620 24,876 22,275 37,080 62,161 277,885 282,125 294,000 402,899 622,332 721,677 697,635 579,401 - 702,555 - - 6,327,670 7,239,573 7,329,774 7,516,811 $ 13,166,208 $ 13,928,829 $ 18,536,770 $ 22,997,696 $ (15,218,188) $ (22,151,023) $ (15,209,885) $ (5,919,131) 250,469 744,304 576,632 785,044 $ (14,967,719) $ (21,406,719) $ (14,633,253) $ (5,134,087) $ 11,038,746 $ 11,994,436 $ 12,895,910 $ 14,343,939 2,920,681 2,959,459 2,146,730 2,433,504 20,510 20,510 20,510 56,990 279,418 124,406 168,437 225,337 27,535 62,013 69,883 45,002 (864,187) (2,089,914) (3,533,235) (4,218,053) 13,422,703 13,070,910 11,768,235 12,886,719 - 63,519 -81 - - - 2,758 64,161 13,231 20,760 13,153 23,477 9,776 (54) 17,210 -- - - 864,187 2,089,914 3,533,235 4,218,053 951,825 2,176,440 3,553,941 4,251,255 $ 14,374,528 $ 15,247,350 $ 15,322,176 $ 17,137,974 (1,795,485) (9,080,113) (3,441,650) 6,967,588 1,202,294 2,920,744 4,130,573 5,036,299 $ (593,191) $ (6,159,369) $ 688,923 $ 12,003,887 143 City of Hopkins Fund Balances, Governmental Funds, Last Ten Fiscal Years (modified accrual basis of accounting) Fiscal Year 2009 2010 2011 2012 General Fund Reserved $ 196,790 $ 182,211 $- $ - Unreserved 3,930,996 4,071,049 - - Nonspendable - - 174,487 196,500 Assigned - - 591,676 508,767 Unassigned - - 4,266,048 4,488,876 Total general fund $ 4,127,786 $ 4,253,260 $ 5,032,211 $ 5,194,143 All other Governmental Funds Reserved reported in: Special Revenue Funds $ 3,528,529 $ 2,844,901 $- $ - Capital Projects Funds - - - - Debt Service Funds 6,021,748 4,850,159 - - Unreserved reported in: Special Revenue Funds (24,957) 590,281 - - Capital Projects Funds 1,264,405 3,572,002 - - Nonspendable - - 2,674,342 1,718,341 Restricted - - 5,823,862 6,312,043 Committed - - 926,349 2,679,389 Assigned - - 2,502,336 4,785,717 Unassigned - - (1,916,865) (2,090,788) Total all other governmental funds $ 10,789,725 $ 11,857,343 $ 10,010,024 $ 13,404,702 Total all funds $ 14,917,511 $ 16,110,603 $ 15,042,235 $ 18,598,845 Note: The City began to use new categories of fund balance when it implemented GASB 54 in 2011. Prior years were not retroactively reclassified. 144 Schedule 3 Fiscal Year 2013 2014 2015 2016 2017 2018 $- $- $- $- $- $ - - - - - - - 231,608 213,499 227,113 87,263 135,373 192,368 426,768 339,055 340,189 340,857 245,494 245,494 4,823,141 5,184,081 5,439,798 5,437,774 5,471,420 5,179,824 $ 5,481,517 $ 5,736,635 $ 6,007,100 $ 5,865,894 $ 5,852,287 $ 5,617,686 $- $- $- $- $- $ - - - - - - - - - - - - - - - - - - - - - - - - - 1,495 201 204 - - - 5,199,415 12,683,242 16,720,476 15,207,736 13,114,006 13,826,248 4,509,026 4,574,733 4,882,609 5,034,095 5,157,831 3,722,663 3,313,086 4,162,299 1,249,239 - 1,655,606 - (2,011,214) (2,029,619) (1,960,918) (2,789,907) (1,536,968) (3,373,861) $ 11,011,808 $ 19,390,856 $ 20,891,610 $ 17,451,924 $ 18,390,475 $ 14,175,050 $ 16,493,325 $ 25,127,491 $ 26,898,710 $ 23,317,818 $ 24,242,762 $ 19,792,736 145 City of Hopkins Changes in Fund Balances, Governmental Funds Last Ten Fiscal Years (modified accrual basis of accounting) Fiscal Year 2009 2010 2011 2012 Revenues Property Taxes $ 9,377,127 $ 9,795,318 $ 10,038,514 $ 10,403,945 Tax Increments 1,636,535 2,147,517 2,239,668 2,332,863 Special Assessments 1,071,406 1,128,467 1,446,922 1,307,949 Intergovernmental 1,220,766 1,215,163 1,931,333 1,549,464 Licenses and Permits 820,031 623,492 691,962 476,296 Charges for Services 875,470 800,115 908,106 787,724 Fines and Forfeits 148,172 138,894 174,303 253,530 Investment Earnings 135,569 106,128 94,409 94,235 Miscellaneous 1,024,879 589,604 701,683 1,881,347 Total revenues 16,309,955 16,544,698 18,226,900 19,087,353 Expenditures Current: General Government 1,552,712 1,576,676 1,598,885 4,038,893 Public Safety 5,888,481 5,881,633 5,895,640 6,144,206 Health and Welfare 273,760 177,732 168,202 136,169 Highways and Streets 2,139,351 2,082,853 2,337,018 2,193,209 Urban Redevelopment and Housing 1,586,083 1,881,610 2,826,172 2,348,694 Culture and Recreation 1,278,108 1,339,695 1,510,024 1,581,886 Capital outlay 1,556,121 1,358,792 1,972,143 2,470,049 Debt Service Principal 1,805,000 4,665,000 2,065,000 1,635,000 Interest and fiscal charges 1,037,372 953,232 852,184 819,238 Bond Issuance Costs 34,972 49,233 - - Total expenditures 17,151,960 19,966,456 19,225,268 21,367,344 Excess (deficiency) of revenues over expenditures (842,005) (3,421,758) (998,368) (2,279,991) Other Financing Sources (Uses) Sale of Property 341 - - - Proceeds from Issuance of Debt 2,865,000 2,710,000 - 5,985,000 Issuance of refunding debt - 1,805,000 - - Discount on Debt (24,400)(45,150)- (12,830) Premium on Debt - - - 65,705 Refunded bond payment - - (215,000) - Transfer In 1,088,875 7,808,068 1,504,822 4,788,179 Transfer Out (943,875) (7,663,068) (1,359,822) (4,989,453) Total other financing sources (uses) 2,985,941 4,614,850 (70,000) 5,836,601 Net change in fund balances $ 2,143,936 $ 1,193,092 $ (1,068,368) $ 3,556,610 Debt service as a percentage of noncapital expenditures 18.2%30.2%16.9%13.0% Note: Capital outlay has been adjusted for items not shown as capital expenditures on the entity wide statements and reclassified to their respective expenditure category. 146 Schedule 4 Fiscal Year 2013 2014 2015 2016 2017 2018 $ 10,600,854 $ 11,212,334 $ 11,190,091 $ 12,181,695 $ 13,089,431 $ 14,414,205 2,002,607 2,700,110 2,920,681 2,959,459 2,146,730 2,433,504 1,634,903 1,202,401 1,003,444 1,404,258 1,753,923 1,121,267 3,775,172 3,272,977 2,234,195 2,698,372 3,743,694 8,466,571 649,672 569,585 489,373 686,785 811,826 702,431 884,354 835,960 848,775 1,000,847 1,008,699 933,517 251,170 229,807 258,924 223,131 230,804 190,395 94,024 172,012 257,543 115,925 157,870 215,005 1,343,592 1,148,505 1,474,048 1,870,874 2,463,487 2,104,422 21,236,348 21,343,691 20,677,074 23,141,346 25,406,464 30,581,317 2,019,932 2,126,004 2,586,582 2,886,837 3,285,079 2,872,325 6,089,431 6,154,320 6,253,424 6,718,046 7,154,007 7,600,081 164,237 167,088 176,248 181,666 177,734 190,623 4,709,377 4,495,659 3,180,023 3,797,748 4,546,602 3,283,862 1,979,001 2,192,453 1,219,526 1,337,387 1,306,327 2,294,347 1,688,876 1,747,614 1,851,741 2,016,229 2,107,616 2,024,126 4,272,737 2,144,714 8,789,979 7,325,037 11,753,941 19,310,698 3,265,000 1,970,000 8,570,000 3,075,000 3,080,000 3,890,000 853,433 709,367 646,387 855,114 1,050,401 1,496,932 - - - - - - 25,042,024 21,707,219 33,273,910 28,193,064 34,461,707 42,962,994 (3,805,676) (363,528) (12,596,836) (5,051,718) (9,055,243) (12,381,677) - - - - - - 1,920,000 1,895,000 18,735,000 8,770,000 13,530,000 6,715,000 - 6,345,000 - 3,540,000 - - - -- - - - 42,010 214,606 425,129 452,971 1,352,173 168,423 - - (3,927,887) (7,305,660) (3,678,549) - 2,948,556 9,351,659 8,513,635 8,112,133 12,157,526 9,870,518 (3,210,410) (8,858,566) (9,377,822) (12,098,618) (15,690,761) (8,822,290) 1,700,156 8,947,699 14,368,055 1,470,826 7,670,389 7,931,651 $ (2,105,520) $ 8,584,171 $ 1,771,219 $ (3,580,892) $ (1,384,854) $ (4,450,026) 19.80%13.70%37.60%18.80%18.20%22.80% 147 Schedule 5 City of Hopkins Assessed and Actual Value of Taxable Property Last Ten Fiscal Years (in thousands of dollars) Less: Total Taxable Payable Residential Apartment Commercial Industrial Other Tax-Exempt Market Total Direct Year Property Property Property Property Property Property Value Tax Rate 2009 $ 1,017,790 $ 266,458 $ 395,842 $ 192,138 $ 1,815 $ 182,899 $ 1,691,144 $ 47.574 2010 922,267 251,418 404,674 168,803 1,503 177,975 1,570,690 49.377 2011 883,348 251,141 397,506 173,349 1,272 179,699 1,526,917 56.463 2012 816,431 252,968 422,769 174,254 1,492 179,699 1,488,215 59.718 2013 867,012 269,812 405,840 174,255 1,492 179,699 1,538,712 63.819 2014 838,714 277,435 419,190 177,413 1,492 179,699 1,534,545 64.290 2015 917,367 313,183 430,897 181,538 1,506 179,699 1,664,792 62.503 2016 961,676 363,334 439,692 191,925 1,604 179,699 1,778,532 65.581 2017 999,228 406,566 530,859 198,797 1,350 254,549 1,882,251 64.485 2018 1,004,480 449,375 541,376 181,049 1,429 254,549 1,923,160 67.833 Notes: (1) The direct tax rate is applied to the tax capacity of the property which is calculate by applying a statutory formula to the estimated market value of the property. The tax capacity is then multiplied by the direct tax rate to determine the city taxes payable on a specific parcel. (2) Tax exempt property is revalued on a six-year cycle. All other property is revalued on a three year cycle. 148 Schedule 6 City of Hopkins Direct and Overlapping Property Tax Rates Last Ten Fiscal Years (rate per $1,000 of assessed value) City Direct Rate Overlapping Rates Fiscal Year Basic Rate General Obligation Debt Service Total Direct School District Hennepin County Metro Council Other Total Overlapping Total Direct and Overlapping Tax Rate 2009 41.346 6.228 47.574 20.080 40.413 2.579 5.834 68.906 116.480 2010 43.121 6.256 49.377 22.944 42.561 2.612 6.825 74.942 124.319 2011 49.638 6.825 56.463 26.456 45.840 2.949 7.540 82.785 139.248 2012 52.238 7.480 59.718 29.270 48.231 3.084 7.827 88.412 148.130 2013 55.902 7.917 63.819 29.730 49.461 3.242 8.241 90.674 154.493 2014 55.743 8.547 64.290 32.358 49.959 3.335 8.716 94.368 158.658 2015 53.884 8.619 62.503 30.340 46.398 3.006 8.094 87.838 150.341 2016 55.365 10.216 65.581 28.514 45.356 2.899 7.864 84.633 150.214 2017 54.251 10.234 64.485 25.611 44.087 2.821 7.755 80.274 144.759 2018 53.153 14.680 67.833 29.035 42.808 2.630 7.984 82.457 150.290 Source: Hennepin County, Minnesota Taxpayer Services Department Notes: The City's basic rate is determined by the city's annual budget requirements as set by the City Council. Rates for debt service are based on each year's requirements. 149 Schedule 7 City of Hopkins Principal Property Taxpayers, Current Year and Ten Years Ago 2018 2009 Percentage Percentage of Total of Total City City Tax Tax Tax Tax Capacity Capacity Capacity Capacity Taxpayer Value Rank Value Value Rank Value Colfin MIdwest NNN Investment, LLC $ 1,754,120 1 7.16 % $ - - - % Super Valu 1,047,910 2 4.28 1,114,910 1 6.38 Heines Global REIT 9320 EXCEL 891,430 3 3.64 229,250 6 1.31 Greenfield Apartments, LLP 429,388 4 1.75 274,375 3 1.57 Ramsgate Apartments, LLC 292,813 5 1.19 225,000 8 1.29 Southwest Real Estate, Inc 264,848 6 1.08 243,750 5 1.40 The Luther Co., LTD 256,120 7 1.05 - - - Duke Realty Corporation 243,990 8 1.00 249,250 4 1.43 Westside Property Owner, LLC 227,250 9 0.93 - - - City Center Ventures, LLC 226,580 10 0.92 - - - Hopkins Real Estate, LLC - - 229,250 7 1.31 Opus Northwest, LLC - - - - - Auburn Limited Partnership - - - - - Oak Ridge Country Club - - 167,590 9 0.96 Excelsior Crossings, LLC - 439,250 2 2.51 Steel & Bakken Investments LLC 135,250 10 0.77 Total $ 5,634,449 22.99 % $ 3,307,875 18.94 % Total City 2018/2009 tax capacity $ 24,506,227 17,466,343 Source: Hennepin County, Minnesota Assessor's Office Notes: Tax capacity is a percentage of total market value. For taxes payable in 2011 and forward these class rates are 1% for residential, 1.25% for apartments and 1.5% of first $150,000 with balance at 2.0% for commercial/industrial properties. 150 Schedule 8 City of Hopkins Property Tax Levies and Collections, Last Ten Fiscal Years Collected within the Taxes Levied for the Fiscal Year Fiscal Year of Levy Total Collections to Date Percentage Collections in Percentage Outstanding Percentage Fiscal Operating Debt Total Tax of Subsequent of Delinquent of Levy Year Tax Levy Tax Levy Levy Amount Levy Years (4) Amount Levy Taxes Outstanding 2009 8,346,114 1,257,000 9,603,114 9,101,458 94.8% 188,029 9,289,487 96.7% 313,627 3.4% (1) 2010 8,733,685 1,267,000 10,000,685 9,533,671 95.3% 101,357 9,635,028 96.3% 365,657 3.8% (2) 2011 9,022,414 1,241,000 10,263,414 9,828,089 95.8% 185,324 10,013,413 97.6% 250,001 2.5% (3) 2012 9,119,591 1,306,400 10,425,991 10,181,764 97.7% 122,430 10,304,194 98.8% 121,797 1.2% 2013 9,219,774 1,306,400 10,526,174 10,319,805 98.0% 45,857 10,365,662 98.5% 160,512 1.5% 2014 9,268,754 1,421,461 10,690,215 10,506,537 98.3%(19,092) 10,487,445 98.1% 202,770 1.9% 2015 9,735,801 1,514,844 11,250,645 11,009,239 97.9% 35,506 11,044,745 98.2% 205,900 1.9% 2016 10,338,764 1,907,878 12,246,642 12,120,075 99.0%(17,211) 12,102,864 98.8% 143,778 1.2% 2017 11,151,866 2,103,366 13,255,232 12,984,829 98.0% 4,223 12,989,052 98.0% 266,180 2.0% 2018 11,403,994 3,149,223 14,553,217 14,187,600 97.5%- 14,187,600 97.5% 365,617 2.6% Notes: (1) For the year 2009 State of MN unalloted $246,865 in Market Value Homestead Credit that is included in the total levy. Had the City received those funds, outstanding delinquent taxes would be reduced to $91,797 and the percentage of levy outstanding would be 0.9%. (2) For the year 2010 State of MN unalloted $241,193 in Market Value Homestead Credit that is included in the total levy. Had the City received those funds, outstanding delinquent taxes would be reduced to $182,339 and the percentage of levy outstanding would be 1.8%. (3) For the year 2011 State of MN unalloted $257,696 in Market Value Homestead Credit that is included in the total levy. Had the City received those funds, outstanding delinquent taxes would be reduced to $153,757 and the percentage of levy outstanding would be 1.5%. (4) During the years 2010-2015 there were a significant number of tax court challenges that resulted in taxes being rebated to taxpayers resulting in higher delinquent taxes for the years 2008-2015. 151 Schedule 9 City of Hopkins Ratios of Outstanding Debt by Type Last Ten Fiscal Years Business-Type Governmental Activities Activities General HRA Tax Special Total Percentage Fiscal Obligation Lease Revenue Increment Assessments Capital Revenue Primary of Personal Per Year Bonds Bonds Bonds Bonds Lease Bonds Government Income Capita 2009 $ 9,182,508 $ 2,404,246 $ 10,263,615 $ 2,335,972 $ 391,115 $ 6,262,966 $ 30,840,422 16.79% $ 1,764 2010 8,566,973 2,281,799 8,290,713 4,861,298 355,556 5,133,954 29,490,293 16.84% 1,676 2011 7,951,437 2,154,353 7,265,336 4,362,694 318,241 3,843,183 25,895,244 14.21% 1,472 2012 10,130,650 - 6,733,274 7,262,674 279,083 4,832,960 29,238,641 15.02% 1,652 2013 9,388,707 - 4,691,998 8,745,591 237,990 6,054,706 29,118,992 14.23% 1,623 2014 15,092,501 - 4,095,716 10,123,177 194,868 5,488,002 34,994,264 16.94% 1,900 2015 15,637,818 - 15,519,181 8,757,855 149,616 4,807,632 44,872,102 20.75% 2,436 2016 23,522,410 - 17,869,376 8,155,188 102,128 4,422,261 54,071,363 23.94% 2,812 2017 35,893,456 - 16,852,700 7,547,520 52,675 6,500,290 66,846,641 28.63% 3,518 2018 36,883,957 - 19,269,286 6,919,853 - 9,369,368 72,442,464 29.19% 3,797 Notes: Details regarding the District's outstanding debt can be found in note 9 of the notes to the financial statements. See the Demographic and Economic Statistics schedule on schedule 14 for personal income and population data. 152 Schedule 10 City of Hopkins Ratios of Net General Bonded Debt Outstanding Last Ten Fiscal Years General Obligation Bonds Less Percentage of General Tax Debt Service Actual Taxable Fiscal Obligation Improvement Revenue Increment Fund Net Value of Per Year Bonds Bonds Bonds Bonds Total Balance Bonded Debt Property Capita 2009 $ 11,586,754 $ 2,335,972 $ 8,667,212 $ 10,263,615 $ 32,853,553 $ 11,257,574 $ 21,595,979 1.277% $ 1,235 2010 10,848,772 4,861,298 7,415,753 8,290,713 31,416,536 7,688,050 23,728,486 1.511% 1,349 2011 10,105,790 4,362,694 5,997,536 7,265,336 27,731,356 6,650,512 21,080,844 1.381% 1,198 2012 10,130,650 7,262,674 4,832,960 6,733,274 28,959,558 6,543,187 22,416,371 1.506% 1,266 2013 9,388,707 8,745,591 6,054,706 4,691,998 28,881,002 7,871,612 21,009,390 1.365% 1,171 2014 15,092,501 10,123,177 5,488,002 4,095,716 34,799,396 14,373,448 20,425,948 1.331% 1,109 2015 15,637,818 8,757,855 4,807,632 15,519,181 44,722,486 15,540,533 29,181,953 1.750% 1,518 2016 23,522,410 8,155,188 4,422,261 17,869,376 53,969,235 11,342,561 42,626,674 2.397% 2,217 2017 35,893,456 7,547,520 6,500,290 16,852,700 66,793,966 10,596,245 56,197,721 2.986% 2,958 2018 36,883,957 6,919,853 9,369,368 19,269,286 72,442,464 8,599,909 63,842,555 3.320% 3,346 Notes: Details regarding the city's outstanding debt can be found in note 9 of the notes to the financial statements See the Assessed and Actual Value of Taxable Property schedule 5 for taxable market value of property data See the Demographic and Economic Statistics schedule 14 for population data G.O Improvement bonds are included as they are backed by a general tax levy and specuial assessements levied against benefitted properties G.O. Revenue bonds are included as they are backed by the full taxing authority of the City should revenues fall short of debt requirements G.O. Tax Increment bonds are included as they are backed by property taxes levied against the properties benefitting from specific development for which the bonds were issued. 153 Schedule 11 City of Hopkins Direct and Overlapping Governmental Activities Debt As of December 31, 2018 Estimated Estimated Share of Net Debt Percentage Overlapping Outstanding Applicable (a)Debt Debt repaid with property taxes: School Districts: Hopkins ISD 270 $ 181,265,000 16.27% $ 29,491,816 St. Louis Park ISD 283 122,140,000 0.52% 635,128 Other Debt: Hennepin County 1,225,230,000 1.18% 14,457,714 Hennepin Suburban Park District 66,300,000 1.65% 1,093,950 Hennepin Regional RR Authority 29,865,000 1.65% 492,773 Metropolitan Council (d) 1,549,087,966 0.56% 8,674,893 Subtotal - overlapping debt 54,846,273 City of Hopkins Direct Debt (b,c) 65,505,772 100.00% 65,505,772 Total Direct and Overlapping Debt: $ 120,352,045 Source: Hennepin County, Minnesota Taxpayer Services Note: Overlapping governments are those that coincide, at least in part, with the geographic boundaries of the City. This schedule shows the portion of the outstanding debt of those overlapping governments that is borne by the residents and businesses of the City. This process recognizes that, when considering the City's ability to issue and repay long-term debt, the entire debt burden borne by the residents and businesses should be taken into account. However, this does not imply that every taxpayer is a resident, and therefore responsible for repaying the debt, of each overlapping government. (a) The percentage of overlapping debt applicable is estimated using the taxable market values. Applicable percentages were estimated by determining the portion of the county's and school district's taxable market value that is within the City's boundaries. (b) City of Hopkins direct debt includes long-term debt instruments of the City which are bonds and capital leases of the government. (c) Net Debt Outstanding excludes revenue bonds. (d) 2018 Met Council Tax Capacity was used - 2019 N/A 154 Schedule 12 City of Hopkins Legal Debt Margin Information Last Ten Fiscal Years (dollars in thousands) Legal Debt Margin Calculation for Fiscal Year 2018 Market value $ 1,923,162 Debt limit (3% of market value) 57,695 Debt applicable to limit: General Obligation Bonds 34,730 Less: Amount set aside for repayment of general obligation debt (2,555) Total net debt applicable to limit 32,175 Legal debt margin $ 25,520 Fiscal Year 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 Debt limit $ 50,734 47,121 $ 43,806 $ 42,189 $ 46,161 46,036 $ 48,168 $ 51,633 $ 54,888 $ 57,695 Total net debt applicable to limit 8,772 10,144 9,549 9,402 8,903 8,736 14,661 21,761 24,401 32,175 Legal debt margin $ 41,962 36,977 $ 34,257 $ 32,787 $ 37,258 37,300 $ 33,507 $ 29,872 $ 30,487 $ 25,520 Total net debt applicable to the limit as a percentage of debt limit 17.29% 21.53% 21.80% 22.29% 19.29% 18.98% 30.44% 42.15% 44.46% 55.77% 155 Schedule 13 City of Hopkins Demographic and Economic Statistics Last Ten Calendar Years Personal Per Income (2)Capita Fiscal (thousands Personal School Unemployment Year Population (1)of dollars)Income (2) Enrollment (3)Rate (4) 2009 17,481 $ 182,075 $ 45,459 9,333 6.7 2010 17,591 174,808 43,265 9,241 6.5 2011 17,591 180,988 44,489 9,107 5.5 2012 17,701 193,488 47,136 8,556 5.1 2013 17,939 203,498 49,147 8,555 4.3 2014 18,413 206,789 49,460 8,489 3.8 2015 19,227 216,218 51,244 8,495 3.1 2016 19,227 225,882 53,121 8,327 3.8 2017 19,000 233,465 53,166 8,182 3.6 2018 19,079 215,086 59,736 8,152 2.8 Sources: (1) Metropolitan Council, except for 2010 and 2011 which is per the U.S. Census. (2) U.S. Department of Commerce Bureau of Economic Analysis data for Minnesota Metropolitan Area (3) Minnesota Department of Education and is for public and non-public schools in Hopkins School District #270 (4) Minnesota Department of Employment and Economic Development, based on December rates 156 Schedule 14 City of Hopkins Principal Employers, Current Year and Ten Years Ago 2018 2009 Percentage Percentage of Total of Total Taxpayer Employees Rank Employment Employees Rank Employment Colfin Midwest NNN INV LLC (Cargil) 4,000 1 23.774 900 3 7.765 % ISD 270 Hopkins (1) 1,041 2 6.187 1,222 2 10.544 SuperValu 707 3 4.202 1,350 1 11.648 Thermotech 400 4 2.377 152 7 1.311 US Post Office 314 5 1.866 - - - Oak Ridge Country Club 185 6 1.100 184 5 1.588 Augustana Chapel View Care Center 185 7 1.100 219 4 1.890 US Bank 185 8 1.100 - - - City of Hopkins 144 9 0.856 129 8 1.113 Walser Chrysler Dodge Jeep Ram 100 10 0.594 - - - Hopkins Honda - - - 157 6 1.355 Hopkins Care Center - - - 125 9 1.079 SunGard Financial Systems 105 10 0.906 Total 7,261 43.156 % 4,543 39.199 % Source: Minnesota Department of Employment and Economic Development, Metropolitan Council and Minnesota State Business Directory Notes: (1) Includes total number of employees located in facilities throughout Independent School District 270, Hopkins. 157 Schedule 15 City of Hopkins Full-Time Equivalent City Employees by Type Last Ten Fiscal Years Full-time-Equivalent Employees as of December 31, 2018 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 General Government Administrative Services 4.95 4.80 4.80 4.95 5.00 5.00 5.00 5.05 5.50 5.00 Finance 4.60 4.60 4.60 4.60 4.60 4.60 4.60 4.00 5.00 4.00 Municipal Building 1.45 1.45 1.45 1.45 1.45 1.45 1.45 1.45 1.45 1.45 Community Services 9.95 9.95 9.95 9.80 9.80 9.70 9.70 8.65 7.20 8.95 Public Safety Police 40.00 39.00 40.00 39.50 36.45 34.50 36.50 36.78 38.45 38.28 Fire 1.20 1.20 1.20 1.20 1.25 1.25 1.25 3.25 3.25 4.10 Public Works 18.70 17.77 17.25 17.69 17.69 17.09 18.09 17.58 18.09 19.98 Recreation Activity Center 3.30 3.30 3.30 3.20 3.20 3.20 3.20 3.25 3.20 2.80 Skate Park 0.05 0.05 0.05 0.05 0.05 0.05 0.05 0.05 0.05 0.05 Planning & Zoning 1.15 1.35 1.35 1.35 1.35 1.35 1.35 1.35 1.35 1.35 Community Development - - - 0.85 0.85 0.85 0.85 1.50 0.85 0.85 Total General Government 85.35 83.47 83.95 83.79 81.69 79.04 82.04 82.91 84.39 86.81 Special Revenue Funds Economic Development 1.75 1.75 1.60 1.60 1.15 1.60 1.60 1.25 1.60 2.00 Paratransit 0.20 - - - - - - - - - Housing Rehabilitation 0.85 0.85 0.85 - - - - - - - Parking 1.00 1.00 1.00 0.72 0.72 0.72 1.00 0.72 0.72 1.12 Section 8 - - - - - - - - - - Communication 0.10 0.40 0.25 0.25 0.25 0.25 0.25 0.75 1.25 1.00 Depot Coffee House 1.00 1.00 1.50 1.50 2.50 2.50 2.50 5.25 5.25 5.00 Art Center 4.05 4.05 4.55 4.30 3.80 3.80 4.30 4.30 4.30 5.28 Total Special Revenue Funds 8.95 9.05 9.75 8.37 8.42 8.87 9.65 12.27 13.12 14.40 Enterprise Funds Water 3.67 3.11 3.11 3.13 3.13 3.13 3.43 2.60 3.43 4.79 Sanitary Sewer 4.08 3.44 3.44 3.46 3.46 3.46 3.76 3.40 3.76 2.60 Refuse 4.12 3.40 3.58 3.89 3.89 3.89 3.89 4.09 4.09 3.39 Storm Sewer 0.46 0.42 0.42 0.63 0.63 0.63 0.63 0.43 0.63 0.63 Pavilion/Ice Arena 3.80 3.05 2.45 2.40 2.40 2.40 2.90 2.90 2.90 2.70 Housing and Redevelopment 2.05 2.05 2.20 2.20 2.20 2.20 2.20 2.40 2.40 2.40 Total General Government 18.18 15.47 15.20 15.71 15.71 15.71 16.81 15.82 17.21 16.51 Total 112.48 107.99 108.90 107.87 105.82 103.62 108.50 111.00 114.72 117.72 Source: City Finance Office 158 159 City of Hopkins Operating Indicators by Function/Program Last Ten Years Fiscal Year Function/Program 2009 2010 2011 2012 2013 General Government Elections 1 2 1 2 1 Registered voters 9,548 9,393 9,691 10,912 9,917 Number of votes cast 861 5,761 961 9,130 1,674 Voter participation (registered)9%61.30%9.90%83.70%16.90% Public Safety Police Total Calls for Service 19,238 19,141 21,257 25,379 25,286 Sworn Officers 26 26 26 26 26 Traffic Stops 2,698 2,597 5,231 7,602 6,333 Parking Citations 925 914 864 958 979 Fire Fires 38 58 40 36 38 False Alarm 107 98 95 91 101 Fire Runs 220 370 331 382 382 Medical Runs 56 66 77 141 178 Average Response Time (minutes) 4.2 4.0 4.0 4.0 4.2 Inspections Building Permits 381 4 631 501 509 Value of Building Permits $ 54,688,290 $ 10,968,955 $ 19,211,258 $ 9,804,196 $ 44,183,445 Public Works Miles of seal coating 0.55 0.95 0.85 5.36 5.49 Miles of crack sealing 3.71 1.99 7.26 4.13 3.75 Sidewalk repairs in square feet 6,228 5,252 5,831 5,770 5,172 Alley repairs in square yards 142 170 200 201 190 Culture and Recreation Art Center Bookings 5,392 4,913 4,307 307 4,440 Reserved Hours 33,780 30,414 26,406 26,406 27,442 Customer Visits for Events/Activities 203,100 205,319 219,975 219,975 213,487 Water Gallons of water pumped (in millions) 813 794 744 781 817 Number of well house inspections 2,484 2,501 2,446 2,480 2,465 Number of hydrants flushed 130 144 151 142 138 Water Rate - Tier One $ 1.86 $ 1.90 $ 1.90 $ 1.96 $ 2.02 Water Rate - Tier Two Water Rate - Tier Three Sanitary Sewer Sanitary sewage flow (in millions of gallons) 580.2 567.8 606.5 601.9 579.0 Miles of sewer lines jetted 14.2 15.4 14.6 14.7 16.2 Number of manholes checked/cleaned 1,290 1,301 1,421 1,337 1,413 Lift Station Maintenance checks 4,312 4,310 4,321 4,314 4,307 Sewer Rate $ 3.10 $ 3.40 $ 3.60 $ 3.75 $ 3.90 Refuse Number of refuse accounts 2,689 2,695 2,687 2,681 2,706 Tons of refuse collected 2,335 2,298 2,265 2,470 2,136 Tons of recycled material (residential) 1,194 1,148 1,222 1,182 757 Refuse rate $15.85-21.85 15.85-21.85 15.85-21.85 15.85-21.85 16.85 - 24.30 Recycling rate $ 3.50 $ 3.75 $ 3.75 $ 4.00 $ 4.25 Pavilion/Ice Arena Ice time rental hours 1,456 1,455 1,407 1,429 1,401 Turf use hours 624 624 758 869 865 Mezzanine rental use 495 776 1,150 1,260 1,386 Source: Various City Departments Notes: (1) Information not available is labeled N/A.. (2) In 2009 the Sewer Department began checking manholes on a monthly basis. 160 Schedule 16 Fiscal Year 2014 2015 2016 2017 2018 2 1 2 1 2 109,123 9,647 10,418 10,366 22,279 9,130 1,058 9,198 2,164 11,583 83.70%11.00%88.30%20.90%52.0% 26,140 23,535 24,549 26,724 26,063 26 28 27 27 27 5,741 6,055 6,910 6,232 6,212 820 725 640 662 542 51 18 81 43 31 100 103 130 123 110 428 467 566 415 322 195 177 171 119 143 4.2 4.4 4.2 4.2 4.2 455 501 451 485 405 $ 16,453,935 $ 12,631,596 $ 76,838,870 $ 19,553,988 $ 27,785,861 ... 5.26 1.81 1.05 1.32 1.18 5.85 5.26 1.54 2.22 2.33 4,482 6,800 6,286 10,260 25,905 41 182 180 1,235 712 4,747 5,013 4,981 4,761 3,975 29,440 31,759 31,320 32,993 24,901 215,371 216,450 211,969 220,032 227,291 812 751 787 760 720 2,510 2,190 2,450 1,095 1,095 150 120 139 139 - $ 2.10 $ 2.18 $ 2.18 2.44 2.6 2.81 3 3.23 3.45 628.6 615 605 598 560 14.6 12 15 15 13 1,400 274 1,025 274 302 4,401 4,350 4,283 1,945 1,095 $ 4.10 $ 4.30 $ 4.30 $ 5.81 $ 6.12 2,709 2,735 2,692 2,687 2,698 2,393 2,368 2,095 2,215 - 1,114 1,106 166 966 - $ 16.85 - 24.30 $16.85 - 24.30 $16.85 - 24.30 $17.85-25.30 $17.85-25.30 $ 4.25 $ 4.50 $ 5.00 $ 5.00 $ 5.00 1,370 1,365 1,284 1,385 1,213 810 818 749 682 425 2,147 2,822 2,847 7,315 8,892 161 Schedule 17 City of Hopkins Capital Asset Statistics by Function/Program Last Ten Years Fiscal Year Function/Program 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 Public Safety Police Stations 1 1 1 1 1 1 1 1 1 1 Patrol Units 10 11 11 11 11 11 11 11 11 11 Fire Stations 1 1 1 1 1 1 1 1 1 1 Public Works Highways (miles) 3.57 3.57 3.57 3.57 3.57 3.57 3.57 3.57 3.57 3.57 County Highways 5.32 5.32 5.32 5.32 5.32 5.32 5.32 5.32 5.32 5.32 City Streets (miles) 47.50 47.50 47.50 47.50 47.50 47.50 47.50 47.5 47.5 47.5 Alleys (miles) 9.52 9.52 9.52 9.52 9.52 9.52 9.52 9.52 9.52 9.52 Streetlights 398 398 398 398 398 398 398 398 398 398 Traffic Signals 44 44 44 44 44 44 44 44 44 44 Refuse collection trucks 3 3 3 3 3 3 3 3 3 3 Culture & Recreation Parks Parks 16 16 16 16 16 16 16 16 16 16 Park Trails 4 4 4 4 4 4 4 4 4 4 Park Acres 104 104 104 104 104 104 104 104 104 104 Park Shelters 10 10 11 11 11 11 11 11 11 11 Playgrounds 11 11 11 11 11 11 11 11 11 11 Skateboard Park/Inline Skating 1 1 1 1 1 1 1 1 1 1 Skating Rinks 7 7 7 7 7 7 7 7 7 7 Hockey Rinks 6 5 5 5 5 5 5 5 5 5 Basketball Courts 6 6 6 6 6 6 6 6 6 6 Pickleball Courts - - - - - - - - - 1 Softball Fields 4 4 4 4 4 4 4 4 4 4 Swimming Beach 1 1 1 1 1 1 1 1 1 1 Tennis Courts 8 8 8 8 8 8 8 8 8 8 Volleyball Courts 2 2 2 2 2 2 2 2 2 2 Watermains Distribution System (miles) 52.60 52.60 52.60 52.60 52.60 52.60 52.60 52.6 52.6 52.6 Fire Hydrants 560 560 560 560 560 560 560 560 560 560 Storage Capacity (gallons in thous) 3,200 3,200 3,200 3,200 3,200 3,200 3,200 3200 3200 3200 Water Connections 3,163 3,168 3,168 3,168 3,168 3,168 3,168 3168 3168 3168 Sanitary Sewer Collection System (miles) 45.46 45.46 45.46 45.46 45.46 45.46 45.46 45.46 45.46 45.46 Sewer Connections 3,081 3,086 3,086 3,086 3,086 3,086 3,086 3,086 3,086 3,086 Storm Sewer Pipe (miles) 21.40 21.40 21.40 21.40 21.40 21.40 21.40 21.40 21.40 21.40 Parking Parking Lots 7 7 7 7 7 7 7 7 7 7 Parking Ramp 1 1 1 1 1 1 1 1 1 1 Source: Various City Departments 162