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CR 01-181 Award Sale Of Bonds- General Obligation Refunding Bonds Of 2001 . C\TY Or: ~ Council Report 01-181 November 7,2001 HOPKINS AWARD SALE OF BOND - GENERAL OBLIGATION REFUNDING BONDS OF 2001 Proposed Action Staff recommends approval of the following motion: Approve resolution No. 2001-086 awarding the sale of 3755000 General Obli ation Refundin Bonds for refundin 810000 of 1992 G.O. Im rovement bonds 1 605 000 of G.O. Storm Sewer Revenue bonds and 1 300 000 of G.O. Park and Recreation Facilit Refunding bonds. With this motion, the sale of the bonds will be awarded based on the recommendation of Evensen Dodge Financial and Investment Advisors, the financial advisor for this bond refunding issue. Overview Refunding Bonds: The City of Hopkins has the authority to issue refunding bonds to pay for early retirement of old debt for new debt at a better price. It has been demonstrated that current bond rates have gone down and the city has an opportunity to issue new bonds at a lower rate to payoff old bonds that are at higher rates. All three of the bonds being refunded are callable in February 2002. The present value savings is estimated to be $110,000 with the total net savings of $131,000. In the future, less funds will be needed to payoff our new obligation. The bonds being issued will pay for 1992, 1993B and 1993D bond issues for a total of approximately $3,755,000. Future assessments, taxes and Storm Sewer revenues will pay for principal and interest on the new bonds according to a prescribed schedule.. . At the October 2nd, 2001 Council Meeting, the Council authorized the sale of bonds for refunding bond issues 1992, 1993B and 1993D. The bids will be accepted until 11:00 am on November 7,2001 at which time they will be reviewed and the recommendation incorporated into Resolution 01-086. Primary Issues to Consider At this time, there do not appear to be any primary issues relating to the award of the bond sales. Any significant issues affecting the sale will not be known until after the closing of the bids on March 7th, 2001. Supportin2 Information . Resolution No. 2001-086 . Official Statement ~'1 L'Y Y on ager Finance Director . Financial Impact: $3.755.000 Budgeted: N Source: N/A Related documents: None Notes: $3.755.000 General Obligation bonds issued for refunding bonds 1992. 1993B & 1993D. . . . CITY OF HOPKINS HENNEPIN COUNTY, MINNESOTA RESOLUTION NO. 2001-086 A RESOLUTION AWARDING THE SALE OF $3,755,000 GENERAL OBLIGATION REFUNDING BONDS OF 2001; FIXING THEIR FORM AND SPECIFICATIONS; DIRECTING THEIR EXECUTION AND DELIVERY; AND PROVIDING FOR THEIR PAYMENT BE IT RESOLVED By the City Council of the City of Hopkins, Hennepin County, Minnesota (City) as follows: Section 1. Sale of Bonds. 1.01. It is hereby determined that: (a) the City is authorized by Minnesota Statutes, Chapter 475 (Act) and Section 475.67, subdivision 3, of the Act to issue and sell its general obligation bonds to refund obligations and the interest thereon before the due date of the obligations, if consistent with covenants made with the holders thereof, when determined by the City Council to be necessary or desirable for the reduction of debt service cost to the City or for the extension or adjustment of maturities in relation to the resources available for their payment; (b) Section 475.67, subdivision 4 of the Act permits the sale of refunding obligations during the six month period prior to the date on which the obligations to be refunded may be called for redemption; (c) it is necessary and desirable to reduce debt service costs that the City issue approximately $3,755,000 General Obligation Refunding Bonds of 2001 (Bonds) to refund certain outstanding general obligations of the City; (d) the outstanding bonds to be refunded (Refunded Bonds) consist of the $2,000,000 Permanent Improvement Revolving Fund Bonds of 1992, dated August 1, 1992, of which $810,000 in principal amount is currently outstanding and is callable on February 1, 2002; the $2,445,000 General Obligation Storm Sewer Revenue Refunding Bonds, Series 1993B, dated October 15, 1993, of which $1,605,000 in principal amount is currently outstanding and is callable on February 1, 2002; and the $2,065,000 General Obligation Park and Recreational Facilities Refunding Bonds, Series 1993D, dated October 15, 1993, of which $1,300,000 in principal amount is currently outstanding and is callable on February 1,2002. 1.02. The proposal of (Purchaser) to purchase $ General Obligation Refunding Bonds of 2001 (Bonds) of the City described in the Terms of Proposal thereof is determined to be a reasonable offer and is accepted, the proposal being to purchase the Bonds at a price of $ plus accrued interest to date of delivery, for Bonds bearing interest as follows: SJB-20S016vl HPllO-63 . . . Year of Maturity Interest Rate Year of Maturity Interest Rate 2003 2004 2005 2006 2007 2008 2009 2010 2011 True interest cost: 1.03. The sum of $ being the amount proposed by the Purchaser in excess of $3,732,470 is credited to the Debt Service Fund hereinafter created. The City Finance Director is directed to deposit the good faith check of the Purchaser, pending completion of the sale of the Bonds, and to return the good faith checks of the unsuccessful proposers forthwith. The Mayor and City Manager are directed to execute a contract with the Purchaser on behalf of the City. 1.04. The City will forthwith issue and sell the Bonds pursuant to Minnesota Statutes, Chapter 475 (Act) in the total principal amount of $[3,755,000], originally dated December 1, 2001, in the denomination of $5,000 each or any integral multiple thereof, numbered No. R-l, upward, bearing interest as above set forth, and which mature serially on February 1 without option of prior payment in the years and amounts as follows: Year Amount Year Amount 2003 2008 2004 2009 2005 2010 2006 2011 2007 $[825,000] of the Bonds (the PIR Refunding Bonds) maturing in the amounts and on the dates set forth below are being issued to refund certain maturities of the City's $2,000,000 Permanent Improvement Revolving Fund Bonds of 1992, dated August 1, 1992 (the PIR Refunded Bonds): Year Amount 2003 $140,000 2004 140,000 2005 140,000 2006 135,000 2007 135,000 2008 135,000 $[1,620,000] of the Bonds (the Storm Sewer Refunding Bonds) maturing in the amounts and on the dates set forth below are being issued to refund certain maturities of the City's $2,445,000 SJB-20S016vl HPll 0-63 . General Obligation Storm Sewer Revenue Refunding Bonds, Series 1993B, dated October 15, 1993 (the Storm Sewer Refunded Bonds): Year Amount 2003 $170,000 2004 190,000 2005 195,000 2006 195,000 2007 210,000 2008 215,000 2009 215,000 2010 230,000 The remaining $[1,310,000] of the Bonds (the Recreational Facilities Refunding Bonds) maturing in the amounts and on the dates set forth below are being issued to refund certain maturities of the City's $2,065,000 General Obligation Recreational Facilities Refunding Bonds, Series 1993D, dated October 15, 1993 (the Recreational Facilities Refunded Bonds): Year Amount . 2003 $160,000 2004 160,000 2005 155,000 2006 155,000 2007 145,000 2008 145,000 2009 140,000 2010 135,000 2011 115,000 The PIR Refunded Bonds, Storm .Sewer Refunded Bonds and Recreational Facilities Refunded Bonds are referred to collectively herein as the "Refunded Bonds". Section 2. Registration and Payment. 2.01. Registered Form. The Bonds will be issued only in fully registered form. The interest thereon and, upon surrender of each Bond, the principal amount thereof, is payable by check or draft issued by the Registrar described herein. . 2.02. Dates; Interest Payment Dates. Each Bond will be dated as of the last interest payment date preceding the date of authentication to which interest on the Bond has been paid or made available for payment, unless (i) the date of authentication is an interest payment date to which interest has been paid or made available for payment, in which case the Bond will be dated as of the date of authentication, or (ii) the date of authentication is prior to the first interest payment date, in which case the Bond will be dated as of the date of original issue. The interest on theBonds is payable on February 1 and August 1 of each year, commencing August 1,2002, to the registered SJB-20S016vl HPllO-63 . . . owners of record as of the close of business on the fifteenth day of the immediately preceding month, whether or not that day is a business day. 2.03. Registration. The City will appoint, and will maintain, a bond registrar, transfer agent, authenticating agent and paying agent (Registrar). The effect of registration and the rights and duties of the City and the Registrar with respect thereto are as follows: (a) Register. The Registrar must keep at its principal corporate trust office a bond register in which the Registrar provides for the registration of ownership of Bonds and the registration of transfers and exchanges of Bonds entitled to be registered, transferred or exchanged. (b) Transfer of Bonds. Upon surrender for transfer of a Bond duly endorsed by the registered owner thereof or accompanied by a written instrument of transfer, in form satisfactory to the Registrar, duly executed by the registered owner thereof or by an attorney duly authorized by the registered owner in writing, the Registrar will authenticate and deliver, in the name of the designated transferee or transferees, one or more new Bonds of a like aggregate principal amount and maturity, as requested by the transferor. The Registrar may, however, close the books for registration of any transfer after the fifteenth day of the month preceding each interest payment date and until that interest payment date. (c) Exchange of Bonds. When Bonds are surrendered by the registered owner for exchange the Registrar will authenticate and deliver one or more new Bonds of a like aggregate principal amount and maturity as requested by the registered owner or the owner's attorney in writing. (d) Cancellation. Bonds surrendered upon transfer or exchange will be promptly cancelled by the Registrar and thereafter disposed of as directed by the City. (e) Improper or Unauthorized Transfer. When a Bond is presented to the Registrar for transfer, the Registrar may refuse to transfer the Bond until the Registrar is satisfied that the endorsement on the Bond or separate instrument of transfer is valid and genuine and that the requested transfer is legally authorized. The Registrar will incur no liability for the refusal, in good faith, to make transfers which it, in its judgment, deems improper or unauthorized. (f) Persons Deemed Owners. The City and the Registrar may treat the person in whose name a Bond is registered in the bond register as the absolute owner of the Bond, whether the Bond is overdue or not, for the purpose of receiving payment of, or on account of, the principal of and interest on the Bond and for all other purposes, and payments so made to a registered owner or upon the owner's order will be valid and effectual to satisfy and discharge the liability upon the Bond to the extent of the sum or sums so paid. (g) Taxes. Fees and Charges. The Registrar may impose a charge upon the owner thereof for a transfer or exchange of Bonds sufficient to reimburse the Registrar for any tax, fee or other governmental charge required to be paid with respect to the transfer or exchange. SJB-20S016vl HPll 0-63 . . . (h) Mutilated, Lost, Stolen or Destroved Bonds. If a Bond becomes mutilated or is destroyed, stolen or lost, the Registrar will deliver a new Bond of like amount, number, maturity date and tenor in exchange and substitution for and upon cancellation of the mutilated Bond or in lieu of and in substitution for any Bond destroyed, stolen or lost, upon the payment of the reasonable expenses and charges of the Registrar in connection therewith; and, in the case of a Bond destroyed, stolen or lost, upon filing with the Registrar of evidence satisfactory to it that the Bond was destroyed, stolen or lost, and of the ownership thereof, and upon furnishing to the Registrar an appropriate bond or indemnity in form, substance and amount satisfactory to it and as provided by law, in which both the City and the Registrar must be named as obligees. Bonds so surrendered to the Registrar will be cancelled by the Registrar and evidence of such cancellation must be given to the City. If the mutilated, destroyed, stolen or lost Bond has already matured or been called for redemption in accordance with its terms it is not necessary to issue a new Bond prior to payment. 2.04. Appointment of Initial Registrar. The City appoints Bankers Trust Company, Des Moines, Iowa, as the initial Registrar. The Mayor and the City Manager are authorized to execute and deliver, on behalf of the City, a contract with the Registrar. Upon merger or consolidation of the Registrar with. another corporation, if the resulting corporation is a bank or trust company authorized by law to conduct such business, the resulting corporation is authorized to act as successor Registrar. The City agrees to pay the reasonable and customary charges of the Registrar for the services performed. The City reserves the right to remove the Registrar upon 30 days' notice and upon the appointment of a successor Registrar, in which event the predecessor Registrar must deliver all cash and Bonds in its possession to the successor Registrar and must deliver the bond register to the successor Registrar. On or before each principal or interest due date, without further order of this Council, the City Finance Director must transmit to the Registrar monies sufficient for the payment of all principal and interest then due. 2.05. Execution, Authentication and Delivery. The Bonds will be prepared under the direction of the City Manager and executed on behalf of the City by the signatures of the Mayor and the City Manager, provided that all signatures may be printed, engraved or lithographed facsimiles of the originals. If an officer whose signature or a facsimile of whose signature appears on the Bonds ceases to be such officer before the delivery of any Bond, that signature or facsimile will nevertheless be valid and sufficient for all purposes, the same as if the officer had remained in office until delivery. Notwithstanding such execution, a Bond will not be valid or obligatory for any purpose or entitled to any security or benefit under this Resolution unless and until a certificate of authentication on the Bond has been duly executed by the manual signature of an authorized representative of the Registrar. Certificates of authentication on different Bonds need not be signed by the same representative. The executed certificate of authentication on a Bond is conclusive evidence that it has been authenticated and delivered under this Resolution. When the Bonds have been so prepared, executed and authenticated, the City Manager will deliver the same to the Purchaser. upon payment of the purchase price in accordance with the contract of sale heretofore made and executed, and the Purchaser is not obligated to see to the application of the purchase price. 2.06. Temporary Bonds. The City may elect to deliver in lieu of printed definitive Bonds one or more typewritten temporary Bonds in substantially the form set forth in Section 3 with such changes as may be necessary to reflect more than one maturity in a single temporary bond. Upon SJB-205016vl HPll 0-63 . . . the execution and delivery of definitive Bonds the temporary Bonds will be exchanged therefor and cancelled. Section 3. Form of Bond. 3.01. The Bonds will be printed or typewritten in substantially the following form: [Face of the Bond] No. R-_ UNITED STATES OF AMERICA STATE OF MINNESOTA COUNTY OF HENNEPIN CITY OF HOPKINS $ GENERAL OBLIGATION REFUNDING BOND OF 2001 Rate Maturity Date of Original Issue CUSIP December 1, 2001 Registered Owner: Cede & Co. The City .of Hopkins, Minnesota, a duly organized and existing municipal corporation in Hennepin County,. Minnesota (City), acknowledges itself to be indebted and for value received promises to pay to the Registered Owner specified above or registered assigns, the principal sum of $ on the matlJrity date specified above, with interest thereon from the date hereof at the annual rate specified above, payable February 1 and August 1 in each year, commencing August 1, 2002, to the person in whose name this Bond is registered at the close of business on the fifteenth day (whether or not a business day) of the immediately preceding month. The interest hereon and, upon presentation and surrender hereof, the principal hereof are payable in lawful money of the United States of America by check or draft by Bankers Trust Company, Des Moines, Iowa, as Bond Registrar, Paying Agent, Transfer Agent and Authenticating Agent, or its designated successor under the Resolution described herein. For the prompt and full payment of such principal and interest as the same respectively become due, the full faith and credit and taxing powers of the City have been and are hereby irrevocably pledged. The City Council has designated the issue of Bonds of which this Bond forms a part as "qualified tax exempt obligations" within the meaning of Section 265(b)(3) of the Internal Revenue Code of 1986, as amended (the Code) relating to disallowance of interest expense for financial institutions and within the $10 million limit allowed by the Code for the calendar year of issue. SJB-205016vl HPllO-63 . . . This Bond is one of an issue in the aggregate principal amount of $ all of like original issue date and tenor, except as to number, maturity date and interest rate, all issued pursuant to a resolution adopted by the City Council on November 7, 2001 (the Resolution), for the purpose of providing money to refund the outstanding principal amount of certain general obligation bonds of the City, pursuant to and in full conformity with the home rule charter of the City and the Constitution and laws of the State of Minnesota, including Minnesota Statutes, Sections 475.67 and the principal hereof and interest hereon are payable from special assessments against property specially benefited by local improvements, storm sewer revenues, and from ad valorem taxes, as set forth in the Resolution to which reference is made for a full statement of rights and powers thereby conferred, and net revenues of the storm sewer system. The full faith and credit of the City are irrevocably pledged for payment of this Bond and the City Council has obligated itself to levy additional ad valorem taxes on all taxable property in the City in the event of any deficiency in special assessments, taxes pledged and net revenues of the storm sewer system, which additional taxes may be levied without limitation as to rate or amount. The Bonds of this series are issued only as fully registered Bonds in denominations of $5,000 or any integral multiple thereof of single maturities. As provided in the Resolution and subject to certain limitations set forth therein, this Bond is transferable upon the books of the City at the principal office of the Bond Registrar, by the registered owner hereof in person or by the owner's attorney duly authorized in writing, upon surrender hereof together with a written instrument of transfer satisfactory to the Bond Registrar, duly executed by the registered owner or the owner's attorney; and may also be surrendered in exchange for Bonds of other authorized denominations. Upon such transfer or exchange the City will cause a new Bond or Bonds to be issued in the name of the transferee or registered owner, of the same aggregate principal amount, bearing interest at the same rate and maturing on the same date, subject to reimbursement for any tax, fee or governmental charge required to be paid with respect to such transfer or exchange. The City and the Bond Registrar may deem and treat the person in whose name this Bond is registered as the absolute owner hereof, whether this Bond is overdue or not, for the purpose of receiving payment and for all other purposes, and neither the City nor the Bond Registrar will be affected by any notice to the contrary. IT IS HEREBY CERTlFIED, RECITED, COVENANTED AND AGREED that all acts, conditions and things required by the home rule charter of the City and the Constitution and laws of the State of Minnesota to be done, to exist, to happen and to be performed preliminary to and in the issuance of this Bond in order to make it a valid and binding general obligation of the City in accordance with its terms, have been done, do exist, have happened and have been performed as so required, and that the issuance of this Bond does not cause the indebtedness of the City to exceed any constitutional or statutory limitation of indebtedness. This Bond is not valid or obligatory for any purpose or entitled to any security or benefit under the Resolution until the Certificate of Authentication hereon has been executed by the Bond Registrar by manual signature of one of its authorized representatives. SJB-20S016vl HPll 0-63 . . . IN WITNESS WHEREOF, the City of Hopkins, Hennepin County, Minnesota, by its City Council, has caused this Bond to be executed on its behalf by the facsimile or manual signatures of the Mayor and City Manager and has caused this Bond to be dated as of the date set forth below. Dated: CITY OF HOPKINS, MINNESOTA (Facsimile ) (Facsimile) City Manager Mayor CERTIFICATE OF AUTHENTICATION This is one of the Bonds delivered pursuant to the Resolution mentioned within. BANKERS TRUST COMPANY Des Moines, Iowa By Authorized Representative The following abbreviations, when used in the inscription on the face of this Bond, will be construed as though they were written out in full according to applicable laws or regulations: TEN COM -- as tenants in common UNIF GIFT MIN ACT Custodian (CusQ OVfinor) TEN ENT -- as tenants by entireties under Uniform Gifts or Transfers to Minors JT TEN -- as joint tenants with right of survivorship and not as tenants in common (State) Act. . . . . . Additional abbreviations may also be used though not in the above list. SJB-205016vl HPllO-63 . . . ASSIGNMENT For value received, the undersigned hereby sells, assigns and transfers unto the within Bond and all rights thereunder, and does hereby irrevocably constitute and appoint attorney to transfer the said Bond on the books kept for registration of the within Bond, with full power of substitution in the premises. Dated: Notice: The assignor's signature to this assignment must correspond with the name as it appears upon the face of the within Bond in every particular, without alteration or any change whatever. Signature Guaranteed: NOTICE: Signature(s) must be guaranteed by a financial institution that is a member of the Securities Transfer Agent Medallion Program ("STAMP"), the Stock Exchange Medallion Program ("SEMP"), the New York Stock Exchange, Inc. Medallion Signatures Program ("MSP") or other such "signature guarantee program" as may be determined by the Registrar in addition to, or in substitution for, STAMP, SEMP or MSP, all in accordance with the Securities Exchange Act of 1934, as amended. The Bond Registrar will not effect transfer of this Bond unless the information concerning the assignee requested below is provided. Name and Address: (Include information for all joint owners if this Bond is held by joint account.) Please insert social security or other identifying number of assignee SJB-205016vl HPll 0-63 . . . PROVISIONS AS TO REGISTRATION The ownership of the principal of and interest on the within Bond has been registered on the books of the Registrar in the name of the person last noted below. Date of Registration Registered Owner Signature of Officer of Registrar Cede & Co. Federal ill #13-2555119 3.02. The City Manager is authorized and directed to obtain a copy of the proposed approving legal opinion of Kennedy & Graven, Chartered, Minneapolis, Minnesota, which is to be complete except as to dating thereof and cause the opinion to be printed on or accompany each Bond. Section 4. Payment: Security: Pledges and Covenants. 4.01. (a) The Bonds are payable from the Refunding Bonds of 2001 Debt Service Fund (Debt Service Fund) hereby created. The City shall maintain in the Debt Service Account a "PIR Account" (PIR Account), a "Recreational Facilities Account" (Recreational Facilities Account) and a "Storm Sewer Account" (Storm Sewer Account). The proceeds of ad valorem taxes hereinafter levied with respect to the Recreational Facilities Refunding Bonds (Recreational Facilities Taxes), special assessments (Assessments) and taxes (pIR Taxes) levied with respect to the PIR Refunding Bonds, and net revenues of the storm sewer system, together with all other ad valorem taxes levied hereunder, are hereby pledged to the various accounts of the Debt Service Fund in accordance with this section. There is appropriated to the Recreational Facilities Account of the Debt Service Fund _ % of (i) any amount over the minimum purchase price paid by the Purchaser and (ii) the accrued interest paid by the Purchaser upon closing and delivery of the Bonds. There is appropriated to the PIR Account of the Debt Service Fund _% of (iii) any amount of the minimum purchase price paid by the Purchaser, and (iv) the accrued interest paid by the Purchaser upon closing and delivery of the Bonds. There is appropriated to the Storm Sewer Account of the Debt Service Fund _ % of (v) any amount of the minimum purchase price paid by the Purchaser, and (vi) the accrued interest paid by the Purchaser upon closing and delivery of the Bonds. If the balance in any account established in the Debt Service Fund is at any time insufficient to pay all interest and principal then due on all Bonds payable therefrom the Council covenants and agrees that it will each year levy an amount sufficient to take care of any accumulated or anticipated deficiency, which levy is not subject to any limitation as to rate or amount. (b) The City Finance Director shall timely deposit in the Recreational Facilities Account the proceeds of Recreational FacilitiesTaxes hereinafter levied in accordance with SJB-205016vl HPllO-63 . . . Section 4.02. If any payment of principal or interest on the Recreational Facilities Refunding Bonds portion of the Bonds shall become due when there is not sufficient money in the Recreational Facilities Account of the Debt Service Fund to pay the same, the Finance Director is directed to pay such principal or interest from the general fund of the City, and the general fund will be reimbursed for such advances out of the proceeds of Taxes when collected. (c) The City Finance Director shall timely deposit in the PIR Account any Assessments levied for the improvements financed by the PIR Refunded Bonds and the proceeds any PIR Taxes levied in accordance with Section 4.03. If any payment of principal or interest on the PIR Refunding Bonds portion of the Bonds shall become due when there is not sufficient money in the PIR Account of the Debt Service Fund to pay the same, the Finance Director is directed to pay such principal or interest from the general fund of the City, and the general fund will be reimbursed for such advances out of the proceeds of the Assessments and PIR Taxes when collected. (d) The City shall continue to operate its Storm Sever Fund to which shall be credited all gross revenues of the storm sewer system and out of which shall be paid all normal and reasonable expenses of current operations of the storm sewer system. Any balance therein shall be deemed net revenues and shall be transferred to the Storm Sewer Account of the Debt Service Fund in the amount necessary to pay principal and interest when due onthe Storm Sewer Refunding Bonds portion of the Bonds. Such pledge of net revenues is on a parity basis with any other obligations previously or subsequently issued that are secured by net revenues of the storm sewer system. If any payment of principal or interest on the Storm Sewer Refunding Bonds portion of the Bonds shall become due when there is not sufficient money in the Storm Sewer Account of the Debt Service Fund to pay the same, the. Finance Director is directed to pay such principal or interest from the general fund of the City, and the general fund will be reimbursed for such advances out of net revenues of the storm sewer system when collected. 4.02. For the purpose of paying the principal of and interest on the Recreational Facilities Refunding Bonds portion of the Bonds, there is hereby levied a direct annual irrepealable ad valorem tax upon all of the taxable property in the City, which will be spread upon the tax rolls and collected with and as part of other general taxes of the City. Such tax will be credited to the Recreational Facilities Account of the Debt Service Fund above provided and will be in the years and amounts as follows (year stated being year of levy for collection the following year): Year Levv (See Attachment A) The tax levy herein provided will be irrepealable until all of the Bonds are paid, provided that the City Manager may annually, at the time the City makes its tax levies, certify to the Taxpayer Services Division Manager of Hennepin County the amount available in the Debt Service Fund to pay principal and interest due during the ensuing year, and the Taxpayer Services Division Manager will thereupon reduce the levy collectible during such year by the amount so certified. SJB-205016vl HPll 0-63 . . . 4.03. For the purpose of paying the principal of and interest on the PlR Refunding Bonds portion of the Bonds, there is hereby levied a direct annual irrepealable ad valorem tax upon all of the taxable property in the City, which will be spread upon the tax rolls and collected with and as part of other general taxes of the City. Such tax will be credited to the PlR Account of the Debt Service Fund above provided and will be in the years and amounts as follows (year stated being year of levy for collection the following year): Year Levy (See Attachment A) The tax levy herein provided will be irrepealable until all of the Bonds are paid, provided that the City Manager may annually, at the time the City makes its tax levies, certify to the Taxpayer Services Division Manager of Hennepin County the amount available in the Debt Service Fund to pay principal and interest due during the ensuing year, and the Taxpayer Services Division Manager will thereupon reduce the levy collectible during such year by the amount so certified. 4.04; The City determines that the estimated collection of net revenues of the storm sewer system for payment of the principal and interest on the Storm Sewer Refunding Bonds portion of the Bonds will produce at least five percent in excess of the amount needed to meet when due the principal and interest payments on such portion of the Bonds, and that no tax levy in needed at this time with respect to such portion of the Bonds. 4.05. The City Manager is directed to file a certified copy of this resolution with the Taxpayer Services Division Manager of Hennepin County and to obtain the certificate required by Section 475.63 of the Act. 4.06. It is hereby determined that upon the receipt of proceeds of the Bonds (proceeds) for payment of the Refunded Bonds that an irrevocable appropriation to the debt service funds for the Refunded Bonds in the amount of such Proceeds, together with other funds of the Issuer in the amount necessary (when added to the Proceeds) to prepay all the principal of and interest on the Refunded Bonds, will have been made within the meaning of Section 475.61, Subdivision 3 of the Act and the City Manager is hereby authorized and directed to certify such fact to and request the Taxpayer Services Division Manager to cancel any and all tax levies made by the resolutions authorizing and approving the Refunded Bonds. 4.07. The pledges and covenants of the City made by the resolution awarding the sale of the Storm Sewer Refunded Bonds relating to the operation and financial management of the storm sewer system are restated and confirmed in all respects. The provisions of such prior resolution are hereby supplemented to the extent necessary to give full effect to the provisions of this resolution. SJB-205016vl HPllO-63 . . . Section 5. Refunding; Findings; Redemption of Refunded Bonds. 5.01. The Refunded Bonds are the Recreational Facilities Refunded Bonds of which $1,300,000 in principal amount is callable on February 1, 2002; the PIR Refunded Bonds of which $810,000 in principal amount is callable on February 1, 2002, and the Storm Sewer Refunded Bonds of which $1,605,000 in principal amount is callable on February 1,2002. It is hereby found and determined that based upon information presently available from the City's financial advisers, the issuance of the Bonds is consistent with covenants made with the holders thereof and is necessary and desirable for the reduction of debt service cost to the municipality. 5.02. It is hereby found and determined that the Proceeds together with other funds of the Issuer irrevocably appropriated hereunder will be sufficient to prepay all of the principal of, interest on and redemption premium (if any) on the Refunded Bonds. 5.03. The Refunded Bonds maturing on February 1, 2003 and thereafter will be redeemed and prepaid on February 1, 2002. The Refunded Bonds will be redeemed and prepaid in accordance with their terms 'and in accordance with the terms and conditions set forth in the forms of Notices-of Call for Redemption attached hereto as Attachments B, C, AND D which terms and conditions are hereby.approved and incorporated herein by reference. The City is hereby authorized and directed to forthwith publish the Notices of Call for Redemption in a publication qualified under Section 475.54 of Minnesota Statutes and to send written notices of call to the paying agent for the Refunded Bonds, provided that published notice alone will be effective. 5.04. When all Bonds and all interest thereon, have been discharged as provided in this section, all pledges, covenants and other rights granted by this resolution to the holders of the Bonds will cease, except that the pledge of the full faith and credit of the City for the prompt and full payment of the principal of and interest on the Bonds will remain in full force and effect. The City may discharge all Bonds which are due on any date by depositing with the Registrar on or before that date a sum sufficient for the payment thereof in full. If any Bond should not be paid when due, it may nevertheless be discharged by depositing with the Registrar a sum sufficient for the payment thereof in full with interest accrued to the date of such deposit. Section 6. Authentication of Transcript. 6.01. The officers of the City are authorized and directed to prepare and furnish to the Purchaser and to the attorneys approving the Bonds, certified copies of proceedings and records of the City relating to the Bonds and to the financial condition and affairs of the City, and such other certificates, affidavits and transcripts as may be required to show the facts within their knowledge or as shown by the books and records in their custody and under their control, relating to the validity and marketability of the Bonds and such instruments, including any heretofore furnished, will be deemed representations of the City as to the facts stated therein. 6.02. The Mayor, City Manager and Finance Director are hereby authorized and directed to certify that they have examined the Official Statement prepared and circulated in connection with the issuance and sale of the Bonds and that to the best of their knowledge and belief the Official Statement is a complete and accurate representation of the facts and representations made therein as of the date of the Official Statement. SJB-205016vl HPllO-63 . . . Section 7. Tax Covenant. 7.01. The City covenants and agrees with the holders from time to time of the Bonds that it will not take or permit to be taken by any of its officers, employees or agents any action which would cause the interest on the Bonds to become subject to taxation under the Internal Revenue Code of 1986, as amended (the Code), and the Treasury Regulations promulgated thereunder, in effect at the time of such actions, and that it will take or cause its officers, employees or agents to take, all affirmative action within its power that may be necessary to ensure that such interest will not become subject to taxation under the Code and applicable Treasury Regulations, as presently existing or as hereafter amended and made applicable to the Bonds. 7.02. (a) The City will comply with requirements necessary under the Code to establish and maintain the exclusion from gross income of the interest on the Bonds under Section 103 of the Code, including without limitation requirements relating to temporary periods for investments, limitations on amounts invested at a yield greater than the yield on the Bonds, and the rebate of excess investment earnings to the United States. 7.03. The City further covenants not to use the proceeds of the Bonds or to cause or permit them or any of them to be used, in such a manner as to cause the Bonds to be "private activity bonds" within the meaning of Sections 103 and141 through 150 of the Code. 7.04. In order to qualify the Bonds as "qualified tax-exempt obligations" within the meaning of Section 265(b )(3) of the Code, the City makes the following factual statements and representations: (a) the Bonds are not "private activity bonds" as defined in Section 141 of the Code; (b) the City hereby designates the Bonds as "qualified tax-exempt obligations" for purposes of Section 265(b )(3) of the Code; (c) the reasonably anticipated amount of tax-exempt obligations (other than private activity bonds, that are not qualified 501(c)(3) bonds) which will be issued by the City (and all subordinate entities of the City) during calendar year 2001 will not exceed $10,000,000; and (d) not more than $10,000,000 of obligations issued by the City during calendar year 2001 have been designated for purposes of Section 265(b )(3) of the Code. 7.05. The City will use its best efforts to comply with any federal procedural requirements which may apply in order to effectuate the designations made by this section. Section 8. Book-Entry System; Limited Obligation of City. 8.01. The Bonds will be initially issued in the form of a separate single typewritten or printed fully registered Bond for each of the maturities set forth in Section 1.03 hereof. Upon initial issuance, the ownership of each Bond will be registered in the registration books kept by the Bond SJB-205016vl HPllO-63 . . . Registrar in the name of Cede & Co., as nominee for The Depository Trust Company, New York, New York, and its successors and assigns (DTC). Except as provided in this section, all of the outstanding Bonds will be registered in the registration books kept by the Bond Registrar in the name of Cede & Co., as nominee of DTC. 8.02. With respect to Bonds registered in the registration books kept by the Bond Registrar in the name of Cede & Co., as nominee of DTC, the City, the Bond Registrar and the Paying Agent will have no responsibility or obligation to any broker dealers, banks and other financial institutions from time to time for which DTC holds Bonds as securities depository (Participants) or to any other person on behalf of which a Participant holds an interest in the Bonds, including but not limited to any responsibility or obligation with respect to (i) the accuracy of the records of DTC, Cede & Co. or any Participant with respect to any ownership interest in the Bonds, (ii) the delivery to any Participant or any other person (other than a registered owner of Bonds, as shown by the registration books kept by the Bond Registrar), of any notice with respect to the Bonds, including any notice of redemption, or (iii) the payment to any Participant or any other person, other than a registered owner of Bonds, of any amount with respect to principal of, premium, if any, or interest on the Bonds. The City, the Bond Registrar and.the Paying Agent may treat and consider the person in whose name each Bond is registered in the registration books kept by the Bond Registrar as the holder and absolute owner of such Bond for the purpose of payment of principal, premium and interest with respect to such Bond, for the purpose of registering transfers with respect to such Bonds, and for all other purposes. The Paying Agent will pay all principal of, premium, if any, and interest on the Bonds only to or on the order of the respective registered owners, as shown in the registration books . kept by the Bond Registrar, and all such payments will be valid and effectual to fully satisfy and discharge the City's obligations with respect to payment of principal of, premium, if any, or interest on the Bonds to the extent of the sum or sums so paid. No person other than a registered owner of Bonds, as shown in the registration books kept by the Bond Registrar, will receive a certificated Bond evidencing the obligation of this resolution. Upon delivery by DTC to the City Manager of a written notice to the effect that DTC has determined to substitute a new nominee in place of Cede & Co., the words "Cede & Co.," will refer to such new nominee of DTC; and upon receipt of such a . notice, the City Manager will promptly deliver a copy of the same to the Bond Registrar and Paying Agent. 8.03. Representation Letter. The City has heretofore executed and delivered to DTC a Blanket Issuer Letter of Representations (Representation Letter) which will govern payment of principal of, premium, if any, and interest on the Bonds and notices with respect to the Bonds. Any Paying Agent or Bond Registrar subsequently appointed by the City with respect to the Bonds will agree to take all action necessary for all representations of the City in the Representation letter with respect to the Bond Registrar and Paying Agent, respectively, to be complied with at all times. 804. Transfers Outside Book-Entry System. In the event the City, by resolution of the City Council, determines that it is in the best interests of the persons having beneficial interests in the Bonds that they be able to obtain Bond certificates, the City will notify DTC, whereupon DTC will notify the Participants, of the availability through DTC of Bond certificates. In such event the City will issue, transfer and exchange Bond certificates as requested by DTC and any other registered owners in accordance with the provisions of this Resolution. DTC may determine to discontinue providing its services with respect to the Bonds at any time by giving notice to the City and discharging its responsibilities with respect thereto under applicable law. In such event, if no successor securities depository is appointed, the City will issue and the Bond Registrar will SJB-20S016vl HPll 0-63 . . . authenticate Bond certificates in accordance with this resolution and the provisions hereof will apply to the transfer, exchange and method of payment thereof. 8.05. Payments to Cede & Co. Notwithstanding any other provision of this Resolution to the contrary, so long as a Bond is registered in the name of Cede & Co., as nominee of DTC, payments with respect to principal of, premium, if any, and interest on the Bond and notices with respect to the Bond will be made and given, respectively in the manner provided in DTC's Operational.Arrangements as set forth in the Representation Letter. Section 9. Continuing Disclosure. 9.01. The City hereby covenants and agrees that it will comply with and carry out all of the provisions of the Continuing Disclosure Certificate. Notwithstanding any other provision of this Resolution, failure of the City to comply with the Continuing Disclosure Certificate will not be considered an event of default with respect to the Bonds; however, any Bondholder may take such actions as may be necessary and appropriate, including seeking mandate or specific performance by court order, to cause the City to comply with its obligations under this section. 9.02. "Continuing Disclosure Certificate" means that certain Continuing Disclosure Certificate executed by the Mayor and City Manager and dated the date of issuance and delivery of the Bonds, as originally executed and as it may be amended from time to time in accordance with the terms thereof; SJB-205016vl HPllO-63 . . . Passed and adopted this Attest: day of , 2001. CITY OF HOPKINS, MINNESOTA Mayor City Manager. City Clerk SJB-205016vl HPllO-63 . . . The motion for the adoption of the foregoing resolution was duly seconded by Member , and upon vote being taken thereon, the following voted in favor thereof: and the following voted against the same: whereupon said resolution was declared duly passed and adopted. SJB-205016vl HPllO-63 . . . STATEOFMINNESOTA ) ) COUNTY OF HENNEPIN ) SS. ) CITY OF HOPKINS ) I, the undersigned, being the duly qualified and acting City Manager of the City of Hopkins, Hennepin County, Minnesota, do hereby certify that I have carefully compared the attached and foregoing extract of minutes of a regular meeting of the City Council of the City held on November 7,2001 with the original minutes on file in my office and the extract is a full, true and correct copy of the minutes insofar as they relate to the issuance and sale of $ General Obligation Refunding Bonds of 2001 of the City. WITNESS My hand officially as such City Manager and the corporate seal of the City this day of , 2001. City Manager Hopkins, Minnesota (SEAL) SJB-205016vl HPllO-63 . . . TAX LEVY ATTACHMENT A Recreational Facilities Taxes YEAR PIR Taxes YEAR Total Levy YEAR SJB-205016vl HPllO-63 AMOUNT AMOUNT AMOUNT . . . ATTACHMENT B NOTICE OF CALL FOR REDEMPTION $2,065,000 GENERAL OBLIGATION PARK AND RECREATIONAL FACILITIES REFUNDING BONDS, SERIES 1993D CITY OF HOPKINS HENNEPIN COUNTY, MINNESOTA NOTICE IS HEREBY GIVEN that, by order of the City Council of the City of Hopkins, Hennepin County, Minnesota, there have been called for redemption and prepayment on FEBRUARY 1,2002 all outstanding bonds of the City designated as General Obligation Park and Recreational Facilities Refunding Bonds, Series 1883D, dated October 15, 1993, having stated maturity dates of February 1 in the years 2003 through 2011, both inclusive, totaling $1,300,000 in principal amount, and with the following CUSIP numbers: Year 2003 2004 2005 2006 2007 2008 2009 2010 2011 Amount $155,000 150,000 150,000 150,000 145,000 145,000 140,000 135,000 130,000 CUSIP 439866 MSO 439866 MWl 439866 MZ4 439866 NC4 439866 NF7 439866 NJ9 439866 NM2 439866 NQ3 439866 NS9 The bonds are being called at a price of par plus accrued interest to February 1, 2002, on which date all interest on said bonds will cease to accrue. Holders of the bonds hereby called for redemption are requested to present their bonds for payment at Bankers Trust Company, in the City of Des Moines, Iowa, on or before February 1, 2002, at the following address: Bankers Trust Company Attention: Corporate Trust Operations 665 Locust Street Des Moines, Iowa 50309 SJB-205016vl HP110-63 . . . In compliance with the Interest and Dividend Compliance Act of 1983 and Broker Reporting Requirements, the redeeming institution is required to withhold a specified percentage of the principal amount of your holdings redeemed unless they are provided with your social security number or federal employer identification number, properly certified. This Compliance should be fulfilled through the submitting of a W -9 Form which may be obtained at a Bank or other Financial Institution. The Registrar will not be responsible for the selection or use of the CUSIP number, noris any representation made as to the correctness indicated in the Redemption Notice or on any Bond. It is included solely for convenience of the Holders. Dated: November 7,2001. BY ORDER OF THE CITY COUNClL By City Manager City of Hopkins, Minnesota SJB-205016vl HPll 0-63 ATIACHMENT C . NOTICE OF CALL FOR REDEMPTION $2,000,000 PERMANENT IMPROVEMENT REVOLVING FUND BONDS OF 1992 CITY OF HOPKINS HENNEPIN COUNTY, MINNESOTA NOTICE IS HEREBY GIVEN that, by order of the City Council of the City of Hopkins, Hennepin County, Minnesota, there have been called for redemption and prepayment on FEBRUARY 1,2002 all outstanding bonds of the City designated as Permanent Improvement Revolving Fund Bonds of 1992, dated August 1, 1992, having stated maturity dates of February 1 in the years 2003 through 2008, both inclusive, totaling $810,000 in principal amount, and with the following CUSIP numbers: . Year Amount CUSIP 2003 $135,000 439866 KY9 2004 135,000 439866 KZ6 2005 135,000 439866 LAO 2006 135,000 439866 LB8 2007 135,000 439866 LC6 2008 135,000 439866 LD4 The bonds are being called at a price of par plus accrued interest to February 1, 2002, on which date all interest on said bonds will cease to accrue. Holders of the bonds hereby called for redemption are requested to present their bonds for payment at Bankers Trust Company, in the City of Des Moines, Iowa, on or before February 1,2002, at the following address: Bankers Trust Company Attention: Corporate Trust Operations 665 Locust Street Des Moines, Iowa 50309 . In compliance with the Interest and Dividend Compliance Act of 1983 and Broker Reporting Requirements, the redeeming institution is required to withhold a specified percentage of the principal amount of your holdings redeemed unless they are provided with your social security number or federal employer identification number, properly certified. This Compliance should be SJB-205016vl HPllO-63 . . . fulfilled through the submitting of a W -9 Form which may be obtained at a Bank or other Financial Institution. The Registrar will not be responsible for the selection or use of the CUSIP number, nor is any representation made as to the correctness indicated in the Redemption Notice or on any Bond. It is included solely for convenience of the Holders. Dated: November 7,2001. BY ORDER OF THE CITY COUNCIL By City Manager City of Hopkins, Minnesota SJB-205016vl HPllO-63 . . . ATIACHMENTD NOT~EOFCALLFORREDEMPTION $2,445,000 GENERAL OBLIGATION STORM SEWER REVENUE REFUNDING BONDS, SERIES 1993B CITY OF HOPKINS HENNEPIN COUNTY, MINNESOTA NOTICE IS HEREBY GIVEN that, by order of the City Council of the City of Hopkins, Hennepin County, Minnesota, there have been called for redemption and prepayment on FEBRUARY 1,2002 all outstanding bonds of the City designated as General Obligation Storm Sewer Revenue Refunding Bonds,. Series 1993B, dated October 15, 1993, having stated maturity dates of February 1 in the years 2003 through 2010, both inclusive, totaling $1,605,000 in principal amount, and with the following CUSIP numbers: Year 2003 2004 2005 2006 2007 2008 2009 2010 Amount $165,000 180,000 185,000 190,000 205,000 215,000 225,000 240,000 CUSIP 439866 MU5 439866 MY7 439866 NB6 439866 NEO 439866 NH3 439866 NL4 439866 NP5 439866 NRl The bonds are being called at a price of par plus accrued interest to February 1, 2002, on which date all interest on said bonds will cease to accrue. Holders of the bonds hereby called for redemption are requested to present their bonds for payment at Bankers Trust Company, in the City of Des Moines, Iowa, on or before February 1, 2002, at the following address: Bankers Trust Company Attention: Corporate Trust Operations 665 Locust Street Des Moines, Iowa 50309 In compliance with the Interest and Dividend Compliance Act of 1983 and Broker Reporting Requirements, the redeeming institution is required to withhold a specified percentage of the principal amount of your holdings redeemed unless they are provided with your social security SJB-205016vl HPllO-63 . . . number or federal employer identification number, properly certified. This Compliance should be fulfilled through the submitting of a W -9 Form which may be obtained at a Bank or other Financial Institution. The Registrar will not be responsible for the selection or use of the CUSIP number, nor is any representation made as to the correctness indicated in the Redemption Notice or on any Bond. It is included solely for convenience of the Holders. Dated: November 7,2001. BY ORDER OF THE CITY COUNCIL By City Manager City of Hopkins, Minnesota SJB-205016vl HPllO-63 . . . STATE OF MINNESOTA TAXPAYER SERVICES DNISION MANAGER'S CERTIFICATE AS TO TAX LEVY AND REGISTRATION COUNTY OF HENNEPIN I, the undersigned Taxpayer Services Division Manager of Hennepin County, Minnesota, hereby certify that a certified copy of a resolution adopted by the governing body of Hopkins, Minnesota, on November 7, 2001, levying taxes for the payment of $ General Obligation Refunding Bonds of 2001, of said municipality dated December 1, 2001, has been filed in my office and said bonds have been entered on the register of obligations in my office and that such tax has been levied as required by law. WITNESS My hand and official seal this _ day of , 2001. Taxpayer Services Division Manager Hennepin County, Minnesota (SEAL) By Deputy SJB-205016vl HPll 0-63 . . . Extract of Minutes of Meeting of the City Council of the City of Hopkins, Hennepin County, Minnesota Pursuant to due call and notice thereof, a regular meeting of the City Council of the City of Hopkins, Minnesota, was duly held in the City Hall in said City on Wednesday, November 7,2001, commencing at 7:30 o'clock P.M. The following members were present: and the following were absent: *** *** *** The Mayor announced that the next order of business was consideration of the proposals which had been received for the purchase of the City's $3,755,000 General Obligation Refunding Bonds of 2001. The City Clerk presented a tabulation of the proposals which had been received in the manner specified in the Terms of Proposal for the Bonds. The proposals were as follows: SJB-20S016vl HPll 0-63 . . . After due consideration of the proposals, Member then introduced the following written resolution, the reading of which was dispensed with by unanimous consent, and moved its adoption: In accordance with the official Terms of Proposal the following adjustments were made: Principal Amount: Maturities: Minimum Purchase Price: SJB-205016vl HPllO-63 Refunding: Full Book Entry Only Rating: Applied for (Moody's and S&P's) . This official statement can be found on the World Wide Web at: www.evensendodge.com In the opinion of Bond Counsel, under present laws and rulings, the interest on the Bonds is not includable in gross income for purposes of federal income taxation or in taxable net income of individuals, estates or trusts for purposes of Minnesota income taxation. The Bonds are "qualified tax- exempt obligations" under Section 265(b)(3) of the Internal Revenue Code and interest thereon is not subject to the federal alternative minimum tax applicable to individuals or the Minnesota alternative minimum tax applicable to individuals, trusts and estates. See "TAX EXEMPTION" herein. OFFICIAL STATEMENT $3,755,000(1) General Obligation Refunding Bonds of 2001 CITY OF HOPKINS HENNEPIN COUNTY, MINNESOTA Dated: December 1,2001 Minimum Bid: $3,732,470 (99.4%) Maximum Bid: $3,755,000 (100.0%) The Bonds are issued pursuant to Minnesota Statutes, Chapters 429, 444 and 475, as amended. The proceeds of the Bonds will be used for the purpose of refunding a prior obligation of the City. The Bonds will be general obligations of the City for which its full faith and credit and unlimited taxing powers are pledged. Principal Due: February 1,2003-11 Good Faith Deposit: $37,550 The Bonds will be issued as fully registered Bonds without coupons and, when issued, will be registered in the name of Cede & Co., as nominee of the Depository Trust Company, New York, New York ("DTC"). DTC will act as securities depository of the Bonds. Individual purchases may be made in book-entry form only, in the principal amount of $5,000 and integral multiples thereof. Purchasers will not receive Bonds representing their interest in the Bonds purchased. Principal and interest, payable semiannually commencing August 1,2002, will be paid to DTC, which will in turn remit such principal and interest to its participants for subsequent dispersal to the beneficial owners of the Bonds as described herein. The Bonds will mature annually on February 1 in the following years and amounts: Interest Interest . Year Amount(1) Rate* Yield* Year Amount(1) Rate* Yield* 2003 $ 470,000 - % - % 2008 $ 495,000 - % - % 2004 490,000 - % - % 2009 355,000 - % - % 2005 490,000 - % - % 2010 365,000 - % - % 2006 485,000 - % - % 2011 115,000 - % - % 2007 490,000 - % - % The Bonds are not subject to redemption prior to stated maturity. BANK QUALIFIED: REGISTRARlPA YING AGENT: LEGAL OPINION: PROPOSAL OPENING: CONSIDERA TION: The Bonds are "Qualified Tax-Exempt Obligations." Bankers Trust Company, Des Moines, Iowa Kennedy & Graven, Chartered, Minneapolis, Minnesota 10:00 A.M. Central Time Wednesday, November 7, 2001 Offices of Evensen Dodge, Inc. 650 Third Avenue South, Suite 1800 Minneapolis, MN 55402 Wednesday, November 7, 2001 The date of this Official Statement is October 24, 2001. (I) The City reserves the right to adjust the issue size by an amounl no greater than $50,000 in total and $10,000 for any annual maturity. * Interest rates, reoffering yields or prices will be set forth in the Final Official Statement described herein. (THIS COVER PAGE CONTAINS CERTAIN INFORMATION FOR QUICK REFERENCE ONLY. IT IS NOT A SUMMARY OF THIS ISSUE. INVESTORS MUST READ THE ENTIRE OFFICIAL STATEMENT TO OBTAIN INFORMATION ESSENTIAL TO THE MAKING OF AN INFORMED INVESTMENT DECISION.) . EVENSEN DODGE FINANCIAL AND INVESTMENT ADVISORS . . . No dealer, broker, salesman or other person has been authorized by the City, the Financial Advisor or the Underwriters to give any information or to make any representations other than those contained in this Official Statement or the Final Official Statement and, if given or made, such information and representations must nqt be relied upon as having been authorized by the City, the Financial Advisor or the Underwriters. This Official Statement or the Final Official Statement does not constitute an offer to sell or solicitation of an offer to buy, nor shall there by any sale of the Bonds by any person in any jurisdiction in which it is unlawful for such person to make such offer, solicitation or sale. The information set forth herein has been obtained from the City and other sources which are believed to be reliable, but it is not to be construed as a representation by the Financial Advisor or Underwriters. The information and expressions of opinion herein are subject to change without notice, and neither the delivery of this Official Statement or the Final Official Statement nor any sale made thereafter shall, under any circumstances, create any implication that there has been no change in the affairs of the City or in any other information contained herein, since the date hereof. TABLE OF CONTENTS Page Roster of City Officials ............................................ii Introduction to the Official Statement...................... 1 Description of the Bonds ......................................... 3 Authorization .................................................... 3 Purpose .............................................................3 Security............................................................. 3 Optional Redemption........................................ 3 Book-Entry Only System .................................. 3 Continuing Disclosure ...................................... 5 The City................................................................... 6 General Information.............................. ............ 6 City Government............................................... 6 Employees; Pensions; Unions ........................... 6 Economic and Demographic Information ................ 7 Population......................................................... 7 Principal Employers.......................................... 7 Labor Force Statistics ....................................... 8 Retail Sales and Buying Income ....................... 8 Financial Summary ..................................................9 Indebtedness ..........................................................10, General Obligation Debt.................................lO Overlapping Debt ...........................................12 Future Financing ............................................. 12 Financial Information............................................. 13 Financial Reports.............................................. 13 0141oo2s Page Results of Operations ....................................13 Property Valuations and Taxes ..............................16 Minnesota Education Legislation.................. 16 Market and Assessed Values......................... 16 Property Tax Levies and Collections ................................................. 17 Tax Capacity Rates .......................................18 Principal Taxpayers ......................................19 Rating........................................... .......................... 19 Tax Exemption....................................................... 19 Qualified Tax-Exempt Obligations ........................ 20 Financial Advisor ...................................................20 Litigation................................................................ 21 Certification..................................................... ......21 Legal Matters .........................................................21 Miscellaneous........................................................ 21 Appendix A - Financial Statements Appendix B - Request For Proposals Appendix C - Form of Legal Opinion Appendix D -Form of Continuing Disclosure Certificate Worksheet Bid Forms . ROSTER OF CITY OFFICIALS CITY OF HOPKINS HENNEPIN COUNTY, MINNESOTA CITY COUNCIL Name Eugene Maxwell Richard Brausen Frances Hesch Karen Jensen Diane Johnson Position Mayor Council Member Council Member Council Member Council Member ADMINISTRA TION . Steve Mielke James Genellie Lori Yager Terry Obermaier City Manager Assistant City Manager Finance Director City Clerk KENNEDY & GRAVEN, CHARTERED Bond Counsel Minneapolis, Minnesota EVENSEN DODGE, INC. Financial Advisor Minneapolis, Minnesota . 11 INTRODUCTION TO THE OFFICIAL STATEMENT . Th' followmg infonnation i, Jumi,hed ,oldy '0 pmvid' limitoo m'mdudOry mfunna,ion "ga,dmg ,he $3.755.000 G",,,al Obligation R'funding Bonds of 2001 (,he "Bonds") of ,he City of Hopkins. Mmn"o'a ('h' "City" "' "1"u,,") and M" no' pu.-port '0 b, mmp"h.msiV'. All ,uch mfonnation i' qualifi,d in it> ,nti"ty by "f""''' '0 the more detailed descriptions appearing in this Official Statement, including the appendices hereto. City of Hopkins, Minnesota. The Bonds are general obligations of the City for which the full faith credit and unlimited taxing powers of the City are pledged. The Bonds are issued for the purpose of refunding prior obligations of the City. Issuer: Security: purpose: Denominations: $5,000 or multiples thereof. The Bonds will be issued in book-entry form only. Interest is payable February 1 and August 1 of each year, commencing August 1, 2002. Interest will be computed on a 360-day year, 30-day month basis, to the owners of record as of the close of business on the fifteenth of the inunediately preceding month. Form: Interest Payment: Optional Redemption: The Bonds are not subject to redemption prior to stated maturity. The Bonds are general obligations of the City for which the full faith credit and unlimited taxing powers of the City are pledged as more fully described herein. . Security: Denominations: $5,000 or integral multiples thereof. The Bonds will be issued as book-entry only securities through the Depository Trust Company. Book-Entry Only: The 15th day of the month preceding the payment date. Generally exempt from federal and state income taxes (see "TAX EXEMPTION"). The Bonds are "Qualified Tax-Exempt Obligations." Record Date: Tax Status: Professional Consultants: Financial Advisor: Evensen Dodge, Inc. Minneapolis, Minnesota Bond Counsel: Kennedy & Graven, Chartered Minneapolis, Minnesota . 1 -- . . The Official Statement is in a form deemed final as of its date for purposes of Securities and Exchange Commission Rule 15c2-J2(b)(l) (the "Rule"), but is subject to minor revision or amendment in accordance with the Rule. Not later than seven business days following the award of the Bonds, the City shall provide copies of the Final Official Statement, as that term is used in the Rule, to the purchaser of the Bonds. The Final Official Statement will be the Official Statement dated October 24, 2001 and an addendum which includes the maturity dates and amounts, interest rates and reoffering yields or prices, and any other information required by law. Any such addendum shall, on or after the date thereof, be fully incorporated in the Final Official Statement by reference. The pu,coo,,, will be ,upplied with Final Offici", Statement, in a quantity ,ufficient to meet it, ",que". Up to 100 copies of the Final Official Statement will be furnished without cost. Question, regaroing the Bonill; 0' the Official Statement can be directed to and additional cop;'" of the Official Statement, the City's audited financial reports and the Resolution may be obtained from Evensen Dodge, Inc., 650 Third Avenue South, Suite 1800, Minneapolis, Minnesota 55402 (612/338-3535), the City's financial advisor. (The remainder of this page has been left blank intentionally.) . 2 -- . . DESCRIPTION OF THE BONDS Authorization The City is authorized by Minnesota Statutes, Chapters 429, 444 and 475 to issue the Bonds. purpose The proceeds from the sale of the Bonds will be used for the purpose of effecting a current refunding of the City's General Obligation Bonds of 1992, 1993B and 1993D (the "Refunded Bonds"). Issue Original Outstanding Refunded Refunded Call Call Date purpose Amount Maturities Maturities Amount Date Price 8/92 Special Assessment $ 2,000,000 2/01/02-08 2/01/03-08 $ 810,000 2/01/02 100 10/93 Storm Sewer Refunding 2,445,000 2/01/02-10 2/01/03-10 1,605,000 2/01/02 100 10/93 Park and Rec. Facility Refunding 2,065,000 2/01/02-11 2/01/03-11 1,300,000 2/01/02 100 Security The Bonds are general obligations of the City for which its full faith and credit and unlimited taxing powers are pledged but will also be payable in part from special assessments levied against benefited properties and revenues of the City's storm sewer system. Optional Redemption The Bonds are not subject to redemption prior to stated maturity. Book-Entry Only System The information contained in the following paragraphs of this subsection "Book-Entry Only System" has been extracted from a schedule prepared by The Depository Trust Company ("DTC") entitled "SAMPLE OFFERING DOCUMENT LANGUAGE DESCRIBING BOOK-ENTRY ONLY ISSUANCE." The City makes no representation as to the completeness or the accuracy of such information or as to the absence of material adverse changes in such information subsequent to the date hereof The Depository Trust Company ("DTC"), New York, New York will act as securities depository for the Bonds. The Bonds will be issued as fully-registered securities registered in the name of Cede & Co. (DTC's partnership nominee). One fully-registered certificate will be issued for each annual maturity of the Bonds, each in the aggregate principal amount of such annual maturity, and will be deposited with DTC. . DTC is a limited-purpose trust company organized under the New York Banking Law, a "banking organization" within the meaning of the New York Banking Law, a member of the Federal Reserve System, a "clearing corporation" within the meaning of the New Yark Uniform Commercial Code, and a "clearing agency" registered pursuant to the provisions of Section 17 A of the Securities Exchange Act of 1934. DTC holds securities that its participants ("Participants") deposit with DTC. DTC also facilitates the settlement among Participants of securities transactions, such as transfers and pledges, in deposited securities through electronic computerized book-entry changes in Participants' accounts, thereby eliminating the need for physical movement of securities Bonds. Direct Participants include securities brokers and dealers, banks, trust companies, clearing corporations, and certain other 3 . . o,ganization. ("Direct Pmticipants"). DTC i. owned by a nombe' of its D~ect pa<ticipants and by Ibe New Yo<k Stock Excbange, Inc., Ibe An,.tican Stock Exchaoge, Inc., and Ibe Natiooal Asweiation of S",utitie>; DealetS, loc. Access to Ibe DTC sy.tem is al.o available to olbetS .ucb as .",,,,ities btoke<' and deal"'" banks, and trost companies Ibat c1ea' _ugh 0' maiotaio a costodial ...Iation.bip wilb a D~",t Participant, eilbe, d~ectly 0< indirectly ("Indi,"'t participants'). Tbe nlles applicable to DTC and its Participants me on file wilb Ibe Secutities and Exchange Commission. Putcbases of Ibe Bonds mule< the DTC ","em must be made by 0' thtough Direct participants, wbicb will ,ocoive a credit fo, the Bonds on DTC', =ds. The ownetSbip inte<est of eacb actoal p",cbaret of 03Cb Bond (''Beneficial Owoer) i. in turn to be ,eco"led 00 Ibe Direct and lodirect Participants' =ds. Beneficial OwoetS will not receive wtitten conlinnation from DTC of thei, p",cbase, but Beneficial Owne" me expected to ,ocoive writteo cooliromtions ptoviding details of Ibe transaction, as well as petiodic .tatements of Ibol, holdings, from the Direct 0< Indi'ect Participant _ugh whicb tbe Beneficial Owne< ente<ed into Ibe transaction. Tnutsfe<s of ownen;bip inte<e>;ll; in the Bond. me to be accompli. bed by enttie>; made on Ibe boolo; of Participants acting on bebalf of Beoeficial OwnetS. Beneficial Owne" will not ,-eceive Bonds ,eptesenting Ibe~ ownet.hip iot....sts in Bonds, except in the event that use of the book-entry system for the Bonds is discontinued. To facilitate .ubsequent transfets, all Bonds deposited by Participants witb DTC me ...gi.teted in the name ofDTC'. partne<sbip nominee, Cede & Co. The deposit of Bonds wilb DTC and Ibeu ...gi.tration in the name of Cede & Co. effect no cbange in beneficial owne"bip. DTC bas no knowledge of Ibe actual Beneficial OwnetS of the Bonds; DTC's ,eco,ds ,efl",t only Ibe identit)' of the Di- pa<ticipants to whose accounts socb Bonds me credited. whicb may Ot may not be the Beneficial ()wnets. The participants will remain ,espoosible fOt keePing account of Ibe~ holdings on behalf of their customers. Conveyance of notices. and olbe< communications by DTC to Di,-ect participants, by Direct Participants to Ind~",t participants, and by Ditect participants and Indi,-ect participants to Beneficial Owne<s will be governed by arrangements among Ibem. subi",t to any statutory Ot ...golat"'" reqni,ements as may be io effect from time to time. Nolthet DTC no' Cede & Co. will consent Ot vote wilb respeet to Ibe Bonds. Unde1" ill; osual proced-, DTC mail. an Qmnibn. Ptoxy to Ibe Cit)' as ,"00 as po"ible aftet Ibe ,,,,o,d date. The OmnibUS Ptnxy a"igos Cede & Co.'s consenting Ot voting tights to Ibo", DiteCt Participants to whose acconoll; the Bonds are credited on the ,,,,otddate (identified in a listing attached to the Omnibus Proxy). Ptiucipal and intete" payments on Ibe Bonds will be made to DTC. DTC's ptactioe is to c,edit Ditect Participants' acconoll; on the payable date in acco<dance wilb Ibeu ,e>;pective holdings shown on DTC', =,ds nuless DTC has ,eason to believe Ibat it will not ,,,,eive payment on Ibe payable date. Payments by Pa<ticipaots to Beneficial QwnetS win be govemed by standing in.troctions and costomaty ptactices, as is Ibe case wilb o;ec",ities held fo' the acconuts of cu"ometS in I>earet fono 0' regi.teted in "street name," and will be Ibe 'e>;ponsibilit)' of .uch pa<ticipants and not of DTC, Ibe Paying Agent, Ot Ibe Cit)', snbject to any statutory 0' ,egulatory reqni,emenll; as may be in effect from time to time. Payment of ptincipal and intoteSt to DTC is Ibe ...sponsibilit)' of the Cit)' 0' the Trostee, di.butsements of such payments to D~ect Participants wan be Ibe 'e>;ponsibilit)' ofDTC, and disb.....ment of .uCb payments to Ibe Boneficial ()wnets sban be Ibe ,esponsibilit)' ofD~eet and Inditect Participants. DTC may discontinne ptoviding its ",,,,ices as secutities depository wilb ,espect to Ibe Bonds at any time by giving ,easonable notice to Ibe City 0' the Paying Agent. Undo< soch ci,cutOSlances, in Ibe event that a .uccesso' secutities depository is not obtained, Bond Bonds are required to be printed and delivered. The Cit)' may decide to discontinue nse of Ibe system of book-entty transfers _ogh DTC (0' a s- o;ec",ities depository). In that event, Bond certificates will be printed and delivered. . NEITHER THE CITY, THE REGISTRAR NOR THE UNDERWRITER WILL HAVE ANY RESPONSIBILITY OR OBLIGATION TO PARTICIPANTS, TO INDIRECf PARTICIPANTS OR TO ANY BENEFICIAL OWNER WJTH RESPECf TO (I) THE ACCURACY OF ANY RECORDS MAINTAINED BY DTC, ANY DTC PARTICIPANT OR ANY INDIRECf P ARTlCIP ANT; (2) THE PAYMENT BY DTC, ANY DTC PARTICIPANT OR ANY INDIRECf PARTICIPANT OF ANY AMOUNT WITH RESPECT TO THE PRINCIPAL OF, 4 -- . PREMIUM, IF ANY, OR INTEREST ON THE BONDS; (3) ANY NOTICE WHICH IS PERMITTED OR REQUIRED TO BE GIVEN TO BONDHOLDERS; (4) ANY CONSENT GIVEN BY DTC OR OTHER ACTION TAKEN BY DTC AS BONDHOLDER; OR (5) THE SELECTION BY DTC, ANY DTC PARTICIPANT OR ANY INDIRECT PARTICIPANT OF ANY BENEFICIAL OWNER TO RECEIVE PAYMENT IN THE EVENT OF A PARTIAL REDEMPTION OF BONDS. The information in this section concerning DTC and DTC's book-entry system has been obtained from sources that the City believes to be reliable, but the City takes no responsibility for the accuracy thereof. Continuing Disclosure In order to permit bidders for the Bonds and other participating underwriters in the primary offering of the Bonds to comply with p"all'aph (h)(5) of Rule 15c2-12 promulgated by the Securities and Exchange Connniasion unde' the Securities Exchange Act of 1934, as amended (the "Rule"), the City will covenant and agree, for the benefit of the registered holders or beneficial owners from time to time of the outstanding Bonds, in the Bond Resolution, to ","ovide annual reports of specified infonnation and notice of the occurrence of certain events, if mate,.;al. a. hereinafter described (the "Disclosure Covenants"). The information to be provided on an annual basis, the events as to which notice is to be given, if material, and a summary of other provisions of the Disclosure Covenants, including termination, amendment and remedies, are set forth in Appendix D to this Official Statement. Breach of the Disclosure Covenants will not constitute a default or an "Event of Default" under the Bonds or the Resolution. A broker or dealer is to consider a known breach of the Disclosure Covenants, however, before recommending the purchase or sale of the Bonds in the secondary market. Thus, a failure on the part of the City to observe the Disclosure Covenants may adversely affect the transferability and liquidity of the Bonds and their market price. . (The remainder of this page has been left blank intentionally.) . 5 - THE CITY . General Information The City of Hopkins, wiili a 2000 u.s. Cens"" of 17,145, co_ises an area offour square miles and is a snhurb 01 ilie Minneapolis-SL Pant metmpolitan area located in Hennepin Connty. It is eight miles soniliwest of downtown Minneapolis. The city is served by Inwstate Highway No. 494, U.S. Highway 169, State Highway No.7 and a system of county highways. City Government The City of Hopkins was organized as a mnnicipality in 1893. The City opelateS nnder a borne mle cbarter foon of government consisting of a five-member City Conneil, of whicb ilie Mayor is a voting member. The City Manager, City Clerk. and Finaoce Director are responsible for administrative doties and financial records. The Economic Development Director oversees City activities in ilie areas of planning, development and housing. The Honsing Coordinator is responsible for all City housing programs. Employees; Pensions; Unions The City bas lOll full time, 9 part-time and 33 seasonal employees. All fn!l-time and certain part-time employees 01 ilie City are covered by defined benefit pension plana administer<>! by ilie Pu\>lic Employee Retirement Msociation of Minnesota (PERA). PERA adminlst"" ilie Public Employees Retirement Fnnd (pERF) and ilie Public Employees police and Fire Fnnd (pEPFFl wbkb are cost-sharing mnttiple-employer retirement plana. pERA members belong to eiilier ilie Coordinated Plan or ilie Basic Plan. Coordinated members are cuvered by Social Security. The City contributeS to ilie Hopkins Fire Relief Msociation, a single employer defined benefit plan. The funding policy pmvides iliat contributions from ilie City and from ilie S_ of Minnesota are in arnonnts sufficient to accumntate assets to pay benefits wben due. Annual City pension plan expenses for ilie Hopkins Fae Relief Msociation have been as follows: 1998, $27,500; 1999, $28,325; 2000, $29,000. . . 6 . . . ECONOMIC AND DEMOGRAPHIC INFORMATION population Table 1 shows the population for Hennepin County and the City as recorded in the past three census years. Table 1 population Statistics 2000 1990 1980 Hennepin County 1,116,200 1,032,431 941,411 City of Hopkins 17,145 16,529 15,336 Percent of Change 1980-2000 + 11.8% Source: U.S. Census Bureau. Principal Employers The major employers in the City of Hopkins are presented in Table 2. Table 2 Principal Emplovers Emplover Super Valu Inc. Alliant Techsystems ADC Telecommunications Thermotech POI Fulfillment, Inc. ISD No. 270 (Hopkins) Advance Circuits Quality Assured Label, Inc. Oak Ridge County Club City of Hopkins Product/Service Food distributor/retailer Military ordinance Fiber optic telephone and radio equipment Precision injection moldings Commercial & offset printing Education Printed circuit boards Printing labels County club Municipal government /services (I) Includes full-time, part-time and seasonal. Approximate Number of Employees(l) 1,540 600 400 325 301 246 207 185 180 177 Source: Written and telephone survey (February, 2000), and the Minnesota Department of Trade and Economic Development 7 . Labor Force Statistics Table 3 lists the annual average labor force and unemployment rate for Hennepin County and the unemployment rate for the State of Minnesota for the years 1997 through 2000 and for the most current month available. The information presented in this table has not been seasonally adjusted. . . Table 3 Unemployment Statistics Hennepin County State of Minnesota Unemployment Rate 3.2% 3.3% 2.8% 2.5% 3.3% Labor Force Unemployment Rate 3.3% 2.6% 2.2% 1.9% 2.4% 2001(1) 2000 1999 1998 1997 685,470 655,599 647,311 646,416 634,490 (1) August, 2001 only Source: Minnesota Department of Economic Security. Retail Sales and Buying Income Table 4 lists median household Effective Buying Income (EBI) and per capita retail sales for Hennepin County and the State of Minnesota for the years 1996 through 2000. Table 4 Retail SaleslBuvine Income Effective Buying Income Hennepin State of County Minnesota Per Capita Retail Sales(1) (OOOs) Hennepin State of County Minnesota 2000 1999 1998 1997 1996 $ 50,003 46,600 43,709 42,467 40,539 $ 41,098 39,126 37,050 35,737 34,346 $ 25,004 23,143 15,169 14,219 13,796 $ 16,094 15,264 10,456 9,946 9,662 (I) Beginning in 1999, Per Capita Retail Sales is not directly comparable to previous years. Statistics are now based on new North American Industry Classification System. Source: Sales and Marketing Management's "Survey of Buying Power." 8 - . FINANCIAL SUMMARY The following financial summary presents pertinent statistics relating to property valuations as assessed in 2000 for taxes collectible in 2001, indebtedness, population of the City and the indebtedness of overlapping governmental units to the City. The information provided in the Financial Summary is subject in all respects to more complete information contained in this Official Statement. Indicated Market Value (2000101) Estimated Market Value (2000101) Adjusted Net Tax Capacity (2000101) General Obligation Long-Term Debt (Including this issue) Overlapping General Obligation Debt population of the City Debt Ratios $ 1,062,025,495 $ 884,899,400 $ 16,025,438 $ 21,367,696 $ 16,224,979 17,145 Per Capita % of Indicated Amount (17 .145) Market Value . General Obligation Debt $ 21,367,696 $ 1,246 2.01% Overlapping Debt 16.224.979 ~ 1.52% Total ~ 37 .592.675 $ 2.192 3.53% (The remainder of this page has been left blank intentionally.) . 9 INDEBTEDNESS . General Obligation Debt Table 5 and Table 6 below summarize the City's general obligation debt outstanding as of the issuance of the Bonds described herein. Table 5 General Oblie:ation Lone:- Term Debt bv Issue Date of Original Interest Maturities Outstanding Issue purpose Amount Rate Range Outstanding Principal General Obligation Bonds: 1992 Redevelopment Taxable Bonds $ 2,888,543 7.60%-8.10% 2/01/2002-06 $ 572,696 1993 Redevelopment Refunding Bonds, Series A 1,135,000 3.80%-4.20% 6/01/2002-03 290,000 1993 Redevelopment Refunding Bonds, Series C 3,075,000 4.60% 2/01/2002-09 2,865,000 1993 Park and Rec Facility Refunding Bonds, Series D 2,065,000 4.60% 2/01/2002 155,000(1) 1995 Housing Improvement Area Bonds 815,000 6.90%-8.00% 2/01/2002-12 690,000 1996 Tax Increment, Series C 500,000 5.70% 2/01/2012-16 500,000 1996 Tax Increment, Series D 680,000 3.80%-4.20% 6/01/2003-11 680,000 1997 Tax Increment, Series A 2,240,000 4.40%-5.25% 2/01/2002-12 1,810,000 1997 Taxable Housing Improvement, Series B 1,700,000 6.70%-7.85% 2/01/2002-18 1,580,000 1999 Taxable Housing Improvement, Series A 1,465,000 5.75%-7.10% 2/01/2002-21 1,465,000 1999 Taxable Improvement Area Bonds, Series B 2,565,000 6.00%-7.375% 2/01/2002-21 2,565,000 . 2001 Refunding 3,755,000 This issue 2/01/2003-11 3,755,000 Special Assessment Bonds: 1992 Improvement Revolving Bonds $ 2,000,000 4.90%-5.60% 2/01/2002 $ 135,000(2) 1999 Improvement Revolving Bonds, Series D 2,000,000 4.90%-5.60% 2/01/2002-10 780,000 Revenue Bonds: 1993 Storm Sewer Utility Refunding Bonds, Series B $ 2,445,000 4.60% 2/01/2002 $ 160,000(3) 1999 Storm Sewer Bonds, Series C 1,545,000 4.00%-5.00% 2/01/2002-15 1,420,000 2000 Water Revenue Bonds 2,060,000 4.20%-5.50% 2/01/2002-15 1.945.000 Total $ 21.367.696 (1) The Bonds maturing in the years February 1,2003 through 2011 will be called for redemption on February 1,2002 at a price of par, and will be refunded by this issue. Therefore, those maturities have not been included in calculating the outstanding debt. (2) The Bonds maturing in the years February 1, 2003 through 2008 will be called for redemption on February 1, 2002 at a price of par, and will be refunded by this issue. Therefore, those maturities have not been included in calculating the outstanding debt. (3) The Bonds maturing in the years February 1, 2003 through 2010 will be called for redemption on February 1, 2002 at a price of par, and will be refunded by this issue. Therefore, those maturities have not been included in calculating the outstanding debt. . 10 . Table 6 General Obligation Annual Maturitv Schedule Outstanding This Issue Year Principal Interest Principal Interest(1) Total 2002 $ 1,386,502 $ 1,399,523 $ $ 83,730 $ 2,869,755 2003 1,018,138 1,103,450 470,000 119,720 2,711,308 2004 915,620 1,073,401 490,000 106,985 2,586,006 2005 1,061,152 986,683 490,000 92,652 2,630,487 2006 1,231,284 819,408 485,000 77,177 2,612,869 2007 1,450,000 686,138 490,000 60,477 2,686,615 2008 1,515,000 608,098 495,000 42,499 2,660,597 2009 1,610,000 525,103 355,000 26,295 2,516,398 2010 865,000 456,678 365,000 12,073 1,698,751 2011 1,035,000 398,659 115,000 2,386 1,551,045 2012 835,000 341,367 1,176,367 2013 820,000 291,004 1,111,004 2014 605,000 247,418 852,418 2015 930,000 199,635 1,129,635 2016 340,000 158,130 498,130 2017 575,000 125,229 700,229 2018 260,000 94,274 354,274 2019 485,000 66,807 551,807 2020 115,000 45,039 160,039 . 2021 560.000 20,478 580.478 Total $ 17.612.696 $ 9.646522 $ 3.755.000 $ 623.995 $ 31.638.213 (1) Estimated using an average coupon of 3.597%. (The remainder of this page has been left blank intentionally.) . 11 . Overlapping Debt . . Portion Allocable to the City $ 4,360,205 7,035,008 95,030 4,315,756 418.980 $ 16.224.979 Taxing jurisdictions which overlap the City and which have general obligation debt outstanding as of December 31, 2000 are presented in Table 7. Hennepin County ISD No. 270 (Hopkins) ISD No. 283 (St. Louis Park) Metropolitan Council Suburban Hennepin Reg. Park District Total Source: Hennepin County Auditor. Future Financing Table 7 Overlauuinl! Debt General Obligation Debt $ 327,835,000 43,155,000 22,100,000 685,040,645 23,390,000 % of Debt Allocable to the City 1.33% 16.30% 0.43% 0.63% 1.79% The City does not anticipate that it will incur any additional indebtedness within the next year. (The remainder of this page has been left blank intentionally.) 12 . . . FINANCIAL INFORMATION Financiql Reports The City's financial reports have been audited by an independent accountant. Copies of the City's audited financial reports for the years ended December 31, 1998 through 2000, and the 2001 General Fund Budget are available upon request from Evensen Dodge, Inc., the City's Financial Advisor. See Appendix A for selected schedules from the audited financial report of the City for the fiscal year ended December 31, 2000. Results of Operations Statements of revenues and expenditures of the General Fund of the City have been compiled from the City's financial reports. They have been organized in such a manner as to facilitate year-to-year comparisons. Table 8 below presents an audited statement of revenues and expenditures of the City's General Fund for the fiscal years ended December 31, 1998 through 2000. Table 11 summarizes the City's 2001 General Fund Budget. (The remainder of this page has been left blank intentionally.) 13 . Table 8 Statement of Revenues, Expenditures and Cham~es in Fund Balance of the General Fund (Years Ended December 31) 2000 1999 1998 Revenues: Property taxes $ 4,327,792 $ 4,049,173 $ 3,921,506 Intergovernmental 2,134,678 2,067,882 336,959 Licenses and permits 428,435 469,564 2,146,480 Fines and forfeitures 111,221 127,176 109,098 Charges for services 218,832 203,233 125,645 Investment earnings 165,005 160,942 119,158 Other 49.981 69 .402 94.818 Total Revenues $ 7 .435.944 $ 7.147.372 $ 6.853.664 Expenditures: Current: General government $ 828,027 $ 775,108 $ 806,168 Public safety 3,158,178 3,369,212 3,276,335 Community development 670,252 792,455 703,196 Public works 1,500,689 1,610,219 1,619,260 Recreation 460,528 530,647 481,105 . Other 1,318 23,874 72,981 Capital outlay 550,894 Total Operating Expenditures $ 7.169.886 $ 7.101.515 $ 6.959.045 Excess (deficiency) ofrevenues over expenditures 266,058 45,857 (105,381) Other Financing Sources (Uses): Operating transfers out (16.943) (3.103) Total Other Financing Sources (Uses) (16.943) (3.103) Excess of revenues and other financing sources over expenditures and other financing uses 249,115 42,754 (105,381) Fund Balance - January 1 2.877.512 2.834.758 2.948.618 Fund Balance - December 31 $ 3.126.627 $ 2.877.512 $ 2.843.237 . 14 . Table 9 2001 Budget for the General Fund Revenues: Property Tax $ 4,327,790 Intergovernmental 2,134,678 License, Permits and Fines 540,467 Investment Earnings 172,814 Charges for Current Services 217,835 Other Revenue 45.814 Total Revenues $ 7 .439.398 Expenses: Salaries and Employee Benefits $ 5,551,934 Materials, Supplies and Services 2,371,456 Capital Outlay 540,171 Capital Improvements 25.000 Total $ 8,488,561 Less Expenses Charged to Other Activities 0.263.708) Net Total 7,224,853 Other Financing Uses 106.000 . Total Expenditures $ 7.330.853 (The remainder of this page has been left blank intentionally.) . 15 . . . PROPERTY VALVA TIONS AND TAXES Minnesota Education Legislation The Minnesota legislature in its 2001 session provided for major reconstructing of the property tax system. The major elements of the restructuring are: . Elimination of the state-determined general education levy, and the first $415 per pupil unit of each district's referendum levy. . Compression of class rates within and across property classes. Residential homestead class rates are reduced to I percent up to $500,000, and 1.25 percent over $500,000. Commercial-industrial class rates are reduced to 1.5 percent on the first $150,000 of market value and 2 percent over $150,000. Apartments are reduced from 2.4 percent to 1.8 percent for pay 2002, with further reductions to 1.25 percent by taxes payable year 2004. Other class rates are changed correspondingly. . A statewide general property tax is established on commercial-industrial and seasonal recreational property only. Attached machinery of electric generation systems is exempted from the new state property tax. Growth in the tax is dedicated to an education reserve account. Market and Assessed Values The City Assessor, pursuant to State law, is responsible for the assessment of all taxable property located within a city. State law provides, with certain exceptions, that all taxable property is to be valued at its market value. Allreal property subject to taxation must be listed and may be revalued each year with reference to its value as of January 2. The assessor views and reappraises all parcels at maximum intervals of four years. Personal property subject to taxation must also be listed and assessed annually as of January 2. Property is appraised at Estimated Market Value, defined as the usual selling price of the property which would be obtained at private sale and not at a forced or auction sale. The amount of increase in market value for all property classified as residential homestead, which is entered by the assessor in the current assessment year, may not exceed the greater of (i) 8.5% of the preceding year's market value or (ii) 15% of the difference between the current assessment and the preceding assessment. The taxable value of property, upon which taxes are levied, extended and collected, is a percentage of the Estimated Market Value. In previous years, the term for taxable value was "assessed value". In 1988, the Minnesota State Legislature changed the manner in which the taxable value of property is determined. For taxes payable in 1989, the taxable value of property was called Gross Tax Capacity. Since 1990, taxable value has been referred to as Net Tax Capacity. The mechanics ofthe computation are the same as in previous years. Gross/Net Tax Capacity equals Estimated Market Value multiplied by a given percentage called a class ra,te for the particular classification of property. Neither the assessed value/tax capacity nor the market value may accurately represent what a property's actual market value would be in the market place. By dividing the estimated market value used for tax purposes by the State Equalization Aid Review Committee's (EARC) "Sales Ratio" for any particular year, an Indicated Market Value can be calculated which approximates actual market value. Sales ratios represent the relationship between the market value used for tax purposes and actual selling prices which were obtained in real estate transactions within a governmental unit in any particular year. The 2000 sales ratio for the City is 83.2%. Table 10 below presents the Estimated Market Value and Net Tax Capacity of taxable property within the City for assessment year 2000/collection year 2001. Also shown below are the Estimated Market Values and the Tax 16 . ., . Capacity for the five prior years. Table 11 presents the Net Tax Capacity of real property within the City by the various types of property. Table 10 Property ValDes Assessment Year 2000/Collection Year 2001 Indicated Market Value Real Estate Personal Property Less: Tax Increment and Fiscal Disparities Value Total $ 1,054,321,995 7,703,500 $ 1.062.025.495 Prior Year Values Estimated Market Value 1999/00 1998/99 1997/98 1996/97 1995/96 $ 795,182,000 733,284,400 668,685,400 629,579,800 608,180,200 Source: Hennepin County Auditor. Table 11 Net Tax Capacity by Category Assessment Year 2000 Estimated Market Value $ 877,195,900 7,703,500 $ 884.899.400 Net Tax Capacity $ 14,442,812 13,502,822 13,817,231 15,190,269 14,726,707 2000/01 % of Total Net Tax Capacity Net Tax Capacity Property Tvpe Residential Homestead Commercial & Industrial Railroad Operating Property Non-Homestead Residential Commercial & Seasonal Other $6,122,032 7,538,207 41,177 3,853,394 2,084 2.426 $ 17.559.320 Total Real Estate Source: Hennepin County Auditor. Property Tax Levies and Collections 34.35% 42.30% 0.23% 21.62% 0.01% 0.01% 98.53% Net Tax Capacity $ 17,559,320 261,290 1.795.172 $ 16.025.438 The tax year in Minnesota is January 1 to December 31. Taxes are collected by the County Treasurer. The sequence of events in the taxation of property begins with the certification of the property tax levy to the County Auditor on or before December 28. The County Auditor then calculates the Tax Capacity Rates and spreads the taxes designed to meet these property tax requirements. The resulting taxes on property are payable the following year. The due dates for taxes on real property are one-half on or before May 15 and one-half on or before October 15. The due dates for payment of personal property taxes are one-half on or before February 28 and one-half on or before June 30. Penalties on unpaid taxes occur as follows: on May 16, unpaid property taxes (first one-halt) are penalized at a rate of 3% on property classified as homestead and 7% on property classified as non-homestead. Thereafter, an additional 1 % is charged on the first day of each month up to and including October 16 for both homestead and non- 17 . . homestead property. On October 16 unpaid property taxes (second one-halt) are penalized at a rate of 4% for both homestead and non-homestead property. Thereafter, an additional 2% on homestead property and 4% on non- homestead property is charged on the 16th day of each month up to and including December 16. An additional 2% penalty is charged on the first business day in January following the year in which the taxes were due and interest is charged based on variable rates per annum, on the full amount of the taxes, penalties, and costs unpaid. Personal property tax not paid when due is penalized at a rate of 8%. Table 12 summarizes the City's tax collections for the past five years. Collection Year Gross Levy Net Tax Levy 2000/01 1999/00 1998/99 1997/98 1996/97 $ 5,012,580 4,672,878 4,422,033 4,233,279 4,217,915 $ 5,012,580 4,668,509 4,391,057 4,226,179 4,207,661 Source: Hennepin County Auditor Tax Capacity Rates Table 12 Tax Levies and Collections Collected First Year Percent of Net Levy Collected as of 5/31/01 Percent of Net Levy In process of collection.......... ... .......... ........ ...... $ 4,596,204 98.45% $ 4,621,325 98.99% 4,336,970 98.77% 4,370,553 99.53% 4,198,155 99.34% 4,220,929 99.88% 4,164,696 98.98% 4,203,241 99.89% Table 13 shows the tax rates for residents of the City for the. collection years 1997 through 2001. . Table 13 Tax Rates 2000/01 1999/00 1998/99 1997/98 1996/97 Hennepin County 37.624% 39.655% 40.994% 38.386% 35.515% City of Hopkins 31.136% 32.192% 32.442% 30.455% 27.650% ISD No. 270 44.220% 56.560% 58.941% 61.063% 61.884% ISD No. 283 51.126% 74.155% 63.140% 64.395% 62.954% Special DistrictS(I) 8.126% 11.757% 8.553% 7.483% 6.659% Total 172.23% 214.32% 204.07% 201.78% 194.66% (I) Special Districts are the Metropolitan Council, Mosquito Control, Metropolitan Transit District, Hennepin County Parks, Hennepin County Park Museum and HCRRA. Source: Hennepin County Auditor. 18 . Principal Taxpayers Table 14 shows the top ten Taxpaying Parcels in Hennepin County, for the collection year 2001. Table 14 Lareest Taxpavine Parcels Taxpayer Supervalue Inc. Super Valu Stores Inc. Southwest Real Estate Inc. Supervalue Inc. Ramsgate Apartments LLC Super Valu Stores Inc. Duke Realty Ltd Partnership Glaser Financial Group Inc. Alliant Techsystems Inc. Greenfield Apts. Gnrl Total: Source: Hennepin County Auditor. . Tax Capacity % of Total Tax Capacity 4.17% 2.69% 2.40% 1.82% 1.78% 1.67% 1.63% 1.51 % 1.38% 1.34% 20.37% $ 668,232 431,515 384,288 291,380 284,903 267,100 260,810 241,320 220,486 214.800 $ 3.264.834 RATING Rating reviews for the Bonds has been requested from Moody's Investors Service, Inc. and Standard & Poor's. A rating is subject to withdrawal at any time; withdrawal of a rating may have an adverse effect on the marketability of the Bonds. For an explanation of the significance of a rating, an investor should communicate with the rating agency. TAX EXEMPTION In the opinion of Bond Counsel, under federal and Minnesota laws, regulations, rulings and decisions in effect on the date of issuance of the Bonds, interest on the Bonds is not includable in gross income for federal income tax purposes or in taxable net income of individuals, estates and trust for Minnesota income tax purposes. Interest on the Bonds is includable in taxable income of corporations and financial institutions for purposed of the Minnesota franchise tax. Certain provisions of the Internal Revenue Code of 1986, as amended (the "Code"), however, impose continuing requirements that must be met after the issuance of the Bonds in order for interest thereon to be an remain not includable in federal gross income and in Minnesota taxable net income. Noncompliance with such requirements by the City may cause the interest on the Bonds to be includable in gross income for purposed of federal income taxation and in taxable net income for purpose of Minnesota income taxation, retroactive to the date of issuance of the Bonds, irrespective in some cases of the date on which such noncompliance is ascertained. No provision has been made for redemption of or for an increase in the interest rate on the Bonds in the event that interest on the Bonds becomes includable in federal gross income or Minnesota taxable income. . 19 . . . Interest on the Bonds is not an item of tax preference includable in alternative minimum taxable income for purposes of the federal alternative minimum tax applicable to all taxpayers or the Minnesota alternative minimum tax applicable to individuals, estates and trusts, but is includable in adjusted current earnings in determining the alternative minimum taxable income of corporations for purposes of the alternative minimum tax. Interest on the Bonds may be includable in the income of a foreign corporation for purposes of the branch profits tax imposed by Section 884 of the Code and is includable in the net investment income of foreign insurance companies for purposes of Section 842(b) of the Code. In the case of an insurance company subject to the tax imposed by Section 831 of the Code, the amount which otherwise would be taken into account as losses incurred under Section 832(b)(5) of the Code must be reduced by an amount equal to fifteen percent of the interest on the Bonds that is received or accrued during the taxable year. Section 86 of the code requires recipients of certain Social Security and railroad retirement benefits to take into account, in determining the taxability of such benefits, receipts or accruals of interest on the Bonds. Passive investment income, including interest on the Bonds, may be subject to federal income taxation under Section 1375 of the Code for a Subchapter S corporation that has Subchapter C earnings and profits at the close of the taxable year if greater that twenty-five percent of the gross receipts of such Subchapter S corporation is passive investment income. Section 265 of the Code denies a deduction for interest on indebtedness incurred or continued to purchase or carry the Bonds or, in the case of a financial institution, that portion of the holder's interest expense allocated to interest on the Bonds, except with respect to certain financial institutions (within the meaning of Section 265(b) ofthe Code.) The foregoing is not intended to be an exhaustive discussion of collateral tax consequences arising from receipt of interest on the Bonds. Prospective purchasers or bondholders should consult their tax advisors with respect to collateral tax consequences, including without limitations the calculations of alternative minimum tax or foreign branch profits tax liability or the inclusion of Social Security or other retirement payments in taxable income. QUALIFIED TAX-EXEMPT OBLIGATIONS The City will designate the Bonds as "qualified tax-exempt obligations" for purposes of Section 265(b)(3) of the Internal Revenue Code of 1986, as amended, relating to the ability of financial institutions to deduct from income for Federal income tax purposes, interest expense that is allocable to carrying and acquiring tax-exempt obligations. The City will also represent and covenant that it does not reasonably expect that it or any subordinate entities to it will issue tax-exempt obligations (other than private activity bonds, treating qualified 501(c)(3) bonds as not being private activity bonds) in an aggregate amount greater than $10,000,000 in 2001. FINANCIAL ADVISOR The City has retained Evensen Dodge, Inc., of Minneapolis, Minnesota, as financial advisor (the "Financial Advisor") in connection with the issuance of the Bonds. In preparing the Official Statement, the Financial Advisor has relied upon governmental officials, and other sources, who have access to relevant data to provide accurate information for the Official Statement, and the Financial Advisor has not been engaged, nor has it undertaken, to independently verify the accuracy of such information. The Financial Advisor is not a public accounting firm and has not been engaged by the City to compile, review, examine or audit any information in the Official Statement in accordance with accounting standards. The Financial Advisor is an independent advisory firm and is not engaged in the business of underwriting, trading or distributing municipal securities or other public securities and therefore will not participate in the underwriting of the Bonds. 20 . . . LITIGA TION There is no litigation now pending or, to the knoWledge of City officials, threatened which questions the validity of the Bonds or of any proceedings of the City taken with respect to the issuance or sale thereof. It is the opinion of the City's Legal Counsel, based upon the past experience of the payment of claims and judgment amounts, that there are presently no outstanding claims, litigation, pending litigation or contingent liabilities which would exceed the funds accumulated for this purpose and funds currently appropriated by the Board for these purposes, and that outstanding claims and suits would not materially affect the financial position of the City as of the date of this Official Statement. CERTIFICATION The City will furnish a statement to the effect that this Official Statement, to the best of their knowledge and belief as of the date of sale and the date of delivery, is true and correct in all material respects and does not contain any untrue statement of a material fact or omit to state a material fact necessary in order to make the statements made herein, in light of the circumstances under which they were made, not misleading. LEGAL MATTERS Legal matters incident to the authorization and issuance of the Bonds are subject to the opinion of Kennedy & Graven Chartered, Minneapolis, Minnesota, Bond Counsel, as to validity and tax exemption. Bond Counsel has not participated in the preparation of the Official Statement and expresses no opinion as to its accuracy, completeness or sufficiency. MISCELLANEOUS Any statements made in this Official Statement involving matters of opinion or of estimates, whether or not so expressly stated, are set forth as such and not as representations of fact, and no representation is made that any of the estimates will be realized. The execution and delivery of this Official Statement by its Superintendent has been duly authorized by the City. By: /s/ Lori Yager Finance Director City of Hopkins, Minnesota 21 . APPENDIX A Excerpts From the City's December 31, 2000 Audited Financial Statements . . . APPENDIX B Request for Proposals . . . REQUEST FOR PROPOSALS $3,755,000 General Obligation Refunding Bonds of 2001 CITY OF HOPKINS HENNEPIN COUNTY, MINNESOTA NOTICE IS HEREBY GIVEN that these Bonds will be offered for sale according to the following terms: TIME AND PLACE: Proposals will be received at the offices of Evensen Dodge, Inc., 650 Third Avenue South, Suite 1800, Minneapolis, Minnesota 55402 on Wednesday, November 7,2001, until 10:00 A.M. Central Time. The City Council will meet that same day, to consider the Proposals and award the sale. PURPOSE: The Bonds are issued for the purpose of refunding prior obligations of the City. SECURITY: The Bonds are general obligations of the City for which the full faith credit and unlimited taxing powers of the City are pledged. BONDS DATED: December 1,2001. PRINCIPAL DUE: February 1 in the following years and amounts: Year Amount Year Amount 2003 $ 470,000 2008 $ 495,000 2004 490,000 2009 355,000 . 2005 490,000 2010 365,000 2006 485,000 2011 115,000 2007 490,000 The City reserves the right to adjust the issue size by an amount no greater than $50,000 in total and $10,000 for any annual maturity. INTEREST PAYABLE: Semi-annually, commencing August 1, 2002. TERM BOND OPTION: Proposals for the Bonds may contain a maturity schedule providing for any combination of serial bonds and term bonds subject to mandatory redemption so long as the amount of principal maturing or subject to mandatory redemption in each year conforms to the maturity schedule set forth above. REDEMPTION: The Bonds are not subject to redemption prior to stated maturity. BOOK-ENTRY ONLY SYSTEM: The Bonds will be issued l:iS fully registered Bonds without coupons and, when issued will be registered in the name of Cede & Co., as nominee of the Depository Trust Company, New York, New York ("DTC"). DTC will act as securities depository of the Bonds. Individual purchases will be made in book-entry form only, in the principal amount of $5,000 and integral multiples thereof. Purchasers will not receive Bonds representing their interest in the Bonds purchases. Principal and interest will be paid to DTC, which will in turn remit such principal and interest to its participants for subsequent disbursement to the beneficial owner of the Bonds. CUSIP NUMBERS: The City will assume no obligation for the assignment of CUSIP numbers to the Bonds or for the correctness of any such numbers printed thereon, but the City will permit such printing to be done at the expense of the purchaser, if the purchaser waives any extension of the time of the delivery of the Bonds caused thereby. . . . . DELIVERY: The Bonds will be delivered without cost to the Purchaser, anywhere in the United States against payment in immediately available funds, to a location mutually agreed upon by the Purchaser and the City. Delivery will be subject to the approving legal opinion of Kennedy & Graven Chartered, Bond Counsel, Minneapolis, Minnesota, and customary closing Bonds, including a certificate that the Official Statement did not at the date of delivery of the Bonds contain any untrue statement of a material fact or fail to state a material fact necessary in order to make the statements contained therein not misleading, a certificate as to absence of material litigation, and an arbitrage certificate. The Bonds will be delivered against payment in immediately available funds at the City's designated depository on the date of delivery. Delivery is anticipated on or about December 4, 2001. TYPE OF PROPOSAL: Proposals for not less than $3,732,470 plus accrued interest from the dated date of the Bonds to the date of delivery must be received prior to the time specified above. No oral bid and no bid of neither less than $3,732,470 nor more than $3,755,000 plus accrued interest on all of the Bonds will be considered. Each proposal must be addressed to Evensen Dodge, Inc., 650 Third Avenue South, Suite 1800, Minneapolis, Minnesota, 55402. The interest rates specified in each proposal must be in non-descending order in multiples of 1/8 or 1/20 of 1 %, one rate per maturity. GOOD FAITH DEPOSIT: A Good Faith Deposit ("Deposit") in the form of a certified or cashier's check or a Financial Surety Bond in the amount of $37,550, payable to the order of the Finance Director, is required for each proposal to be considered. If a check is used, it must accompany each proposal. If a Financial Surety Bond is used, it must be from an insurance company licensed to issue such a bond in the State of Minnesota, and such bond must be submitted to the Issuer or its Financial Advisor prior to the opening of the proposals. The Financial Surety Bond must identify each proposer whose Deposit is guaranteed by such Financial Surety Bond. If the Bonds are awarded to a proposer utilizing a Financial Surety Bond, then that purchaser ("Purchaser") is required to submit its Deposit to the Issuer or its Financial Advisor in the form of a cashier's check (or wire transfer such amount as instructed by the Issuer or its Financial Advisor) not later than 3:30 P.M. Central Time on the next business day following the award. If such Deposit is not received by that time, the Financial Surety Bond may be drawn by the Issuer to satisfy the Deposit requirement. No interest on the Deposit will accrue to the Purchaser. The Deposit will be applied.to the purchaser price of the Bonds. In the event the Purchaser fails to honor its accepted proposal, the Deposit will be retained by the Issuer. A WARD: The bid which results in the lowest true interest cost (TIC) will be deemed the most favorable. The true interest cost is computed as the discount rate which, when used with semiannual compounding. to determine the present worth of the principal and interest payments as of the date of the Bonds, produces an amount equal to the purchase price. In the event two or more bids state the lowest true interest cost, the sale of the Bonds will be awarded by lot. The City reserves the right to reject any and all bids, to reject any bid which the City determines does not comply with the terms and conditions hereof, to waive any informalities in any bid, and to adjourn the sale. Upon award of the Bonds, the successful proposers will advise the City of the initial reoffering price to the public of the Bonds. Simultaneously with or before delivery of the Bonds, the successful proposer shall furnish to the City a certificate in form and substance acceptable to bond counsel (a) confirming the initial reoffering prices, (b) certifying that a bona fide initial reoffering of the Bonds has been made to the public (excluding bond houses, brokers, and other intermediaries), and (c) stating the price at which a substantial portion of the Bonds were sold to the public (excluding bond houses, brokers and other intermediaries). The City Council reserves the right to reject any and all Proposals, to waive any informality in any Proposal and to adjourn the sale. . . . OFFICIAL STATEMENTS: The City has prepared an Official Statement dated October --, 2001 which the City deems to be a preliminary or "near-final" Official Statement as that term is defined in Rule 15c2-12 of the Securities and Exchange Commission (the "Rule"). The Official Statement is available to prospective proposers www.evensendodge.com and to others who request copies from the City or its Financial Advisor, Evensen Dodge, Inc. Not later than seven business days following the award of the Bonds, the City shall provide copies of the Final Official Statement, as that term is used in the Rule, to the successful purchaser of the Series 2001 Bonds. The Final Official. Statement will be the Official Statement dated October --, 2001 which includes the maturity date and amount, interest rate and reoffering yield or price, and any other information required by law. The Purchaser will be supplied with Final Official Statements in a quantity sufficient to meet their request. Up to 100 copies of the Final Official Statement will be furnished without cost. ON BEHALF OF THE CITY By: Isl Lori Yager Finance Director City of Hopkins, Minnesota Further information may be obtained from: Evensen Dodge, Inc. 650 Third Avenue South Suite .1800 Minneapolis, MN 55402 (612) 338-3535 . APPENDIX C Form of Legal Opinion . . . APPENDIX D Form of Continuing Disclosure Certificate . . . . . OFFICIAL PROPOSAL FORM Members of the City Council City of Hopkins, Minnesota Sale Date: November 7, 2001 Members of the Council: For all or none of the principal amount of $3,755,000 General Obligation Refunding Bonds of 2001 dated December 1, 2001 for your City, legally issued and as described in the Request for Proposals, we will pay the City $ (neither less than $3,732,470 nor more than $3,755,000) plus accrued interest on the total principal of $3,755,000 to date of delivery, provided the Bonds bear the following interest rates: Year Amount Rate Year Amount Rate 2003 $ 470,000 - % 2008 $ 495,000 - % 2004 490,000 - % 2009 355,000 - % 2005 490,000 - % 2010 365,000 - % 2006 485,000 - % 2011 115,000 - % 2007 490,000 - % We hearby designate that the following bonds be aggregated into terms bonds maturing on February 1 of the following years and in the following amounts (leave blank if no term bonds are specified): Years Aggregated through through through The Bonds mature on February 1 in each of the years indicated above and interest is payable February 1 and August 1 of each year, commencing August 1,2002. Maturitv Year Amount In making this offer, we accept the terms and conditions as defined in the Request for Proposals published in the Official Statement dated October 24, 2001. All blank spaces ofthis offer are intentional and are not to be construed as an omission. NOT PART OF THIS BID: Respectfully submitted, Explanatory Note: According to our computation, this bid involves the following: Account Manager $ Net Interest Cost By % (A list of the firms associated with us in this bid is on the reverse side of this form.) True Interest Rate ************************************************************** The foregoing offer is hereby accepted by and on behalf of City of Hopkins, Minnesota, this 7th day of November, 2001. (Mayor) (City Clerk)