III.2. Overview of 2024 Grants and Loans; Howard, Larson, and Needham
CITY OF HOPKINS
Memorandum
To: Honorable Mayor and Council Members
Mike Mornson, City Manager
From: Kurt Howard, Planner; Mikala Larson, Sustainability Specialist; Revée
Needham, Community Development Manager
Date: May 7, 2024
Subject: Overview of 2024 Grants and Loans
_____________________________________________________________________
PURPOSE
Staff will share information and program changes on three funding opportunities for
Hopkins businesses and residents. This is for information only; no action is needed.
INFORMATION
To better promote three City programs, staff have worked together to create a joint
application and share information on three funding opportunities: Hopkins Climate
Solutions Fund, Façade Improvement Program, and Hopkins Small Business Loans.
More information on the programs can be found on the City website at:
https://www.hopkinsmn.com/1181/Grant-and-Loan-Opportunities.
Hopkins Climate Solutions Fund (HCSF)
The Hopkins Climate Solutions Fund (HCSF) was established in 2023, driven by
inquiries from residents and businesses regarding incentive opportunities for
sustainable improvements such as solar, electric vehicle infrastructure and energy
system improvements, and direction from City Council to develop a green cost share
program for sustainable property improvements. Staff worked with local consultant,
Local Climate Solutions, to develop an equity-centered program that focuses on
providing incentives for items which are likely to have the greatest impact on resiliency.
The program takes into consideration existing rebates from utility providers Xcel Energy
and CenterPoint Energy, and planned State and Federal rebates and tax credits as part
of the IRA legislation passed in 2022. In 2023, $150,000 of American Rescue Plan Act
(ARPA) funds were allocated to fund the Hopkins Climate Solutions Fund program. In
the first year of the program, solar energy system installations and electric bicycle
purchases were the two most popular projects.
HCSF will be available to the community for its second year in 2024. $200,000 of
franchise fees are budgeted for the program. The program structure will remain the
same, with three separate buckets of funding for income-qualified residential,
residential, and commercial projects. The program follows the Federal Justice 40
initiative by allocating 40% of the funding for the program to underserved communities.
Ten technologies are available for income-qualified residential and residential
applicants, including a Home Energy Squad Planner visit, insulation and air sealing,
electric panel upgrade, cold climate air source heat pump system, heat pump or
Engineering; Planning &
Economic Development
tankless water heater, solar energy system, and electric bikes. Renters are eligible to
apply for the program, but need property owner approval on all project applications,
except for electric bicycles. There are six eligible technologies available for commercial
projects including LED lighting upgrades, solar energy system, Level 2 electric vehicle
charging equipment, and electric bikes. After receiving feedback from applicants, staff
increased the LED lighting rebate from a maximum rebate of $1,500, to a maximum
rebate of $10,000.
Using findings from the Heat Vulnerability Study, staff established the Green
Infrastructure Bonus, that makes a bonus rebate available to eligible multifamily or
commercial properties that are in the urban heat island area of concern along either the
Blake Road or Excelsior Boulevard corridors. To access the Green Infrastructure
Bonus, eligible properties would need to complete site improvements that increase
shade, and/or convert 10% or more of dark impervious surfaces to cool pavement,
provide shade trees, or replace rooftops with white membranes or green roofs.
Staff anticipate receiving more applications than funds are available, therefore a
randomized lottery will select the winners. Projects must begin following the application
closing on June 28. Projects must be completed by December 31, 2024. Complete
Hopkins Climate Solutions Fund program guidelines are available online:
https://www.hopkinsmn.com/1149/Hopkins-Climate-Solutions-Fund
Façade Improvement Program
The Façade Improvement Program was originally established in 2015 and has been
offered approximately every other year, in 2015, 2017, 2019, and 2022. The purpose of
the program is to strengthen the vitality of Mainstreet by improving the pedestrian
experience, increasing building transparency, and beautifying buildings through façade
revitalization efforts which will have a lasting impact on downtown Hopkins. The
program offers technical and a total of $100,000 financial assistance (up to $25,000 per
project) to property and business owners to help improve commercial building façades.
The Façade Improvement Program structures its financial assistance as forgivable
loans which are structured as 10-year loans with no payments, and 10% of the original
loan amount is forgiven each year over the 10-year term. If the building is sold before 10
years, the remaining balance of the loan must be repaid by the property owner.
To date, the City has invested $285,000 into 16 façade improvement projects to
leverage over $1,000,000 in façade improvements in downtown Hopkins. To continue
its momentum and expand the impact of this program, the area of eligibility has been
expanded for the 2024 round of funding to include all commercial properties between
7th Avenue and Shady Oak Road and between 1st Street N and 1st Street S. Complete
program guidelines are available online: https://www.hopkinsmn.com/1009/Facade-
Improvement-Program
Hopkins Small Business Loans
In 2022, City Council discussed and approved the American Rescue Plan Act (ARPA)
spending plan, which included $75,000 in mini grants to small businesses to support
economic development. The city has until the end of 2024 to allocate the ARPA funds.
The Small Business Loan program is a onetime program funded by ARPA. The program
will be structured with no-interest forgivable loans, capped at $5,000. The program will
be open to small businesses and nonprofit organizations within the city. Eligible
expenses in the program include exterior publicly visible physical improvements such as
awnings, lighting, painting, landscaping, fencing, outdoor seating, public art, and
improvements that remove barriers for accessibility.
Staff anticipate more applications than funds are available, in which case a randomized
lottery will select the winners. Recipients will enter into a loan agreement with the city
and will receive their loan disbursement. After recipients report their approved expenses
with recipients, the loan will be forgiven.
Complete program guidelines are available online:
https://www.hopkinsmn.com/1185/Small-Business-Loan-Program.
Promotion of the Programs
Staff are promoting the programs to the public via multiple measures. The programs
have been or will be shared via the city’s communication channels including Hopkins
Highlights (May-June), Hopkins Connections, a press release, social media, and the city
website. Staff are also targeting specific individuals and groups including Hopkins
Apartment Managers Association (HAMA), Hopkins Business and Civic Association
(HBCA), contractors, and Access Hopkins. In addition, staff will be mailing information
about the HCSF to properties within the Green Infrastructure Bonus Zone and mailing
information about the Façade Improvement Program to properties within the boundaries
of the program. Staff have presented at the Hennepin County Library and will be
presenting at an Energy Incentives Program Breakfast and HAMA meeting on May 7th,
and tabling at the June 15th Farmers Market. Staff are preparing flyers to be distributed
within the community. Staff welcome feedback on the selected promotional
opportunities and any additional outreach ideas.
Application and Timeline
To streamline the programs and make it easier for folks to apply, staff created one
application that covers all three programs.
The application will be available online from June 3 – June 28, 2024 at:
https://www.hopkinsmn.com/1181/Grant-and-Loan-Opportunities.
After the application deadline has passed, staff will review the submissions for
completeness and contact the selected recipients for next steps.
FUTURE ACTION
Staff will share progress of the programs with City Council.