1997-102
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CITY OF HOPKINS
RESOLUTION NO. 97-102
A RESOLUTION OF THE CITY OF HOPKINS AUTHORIZING THE
ISSUANCE, SALE AND DELIVERY OF UP TO $10,500,000 ELDERLY
HOUSING REVENUE REFUNDING BONDS (GNMA COLLATERALIZED
MORTGAGE LOAN - ST. THERESE SOUTHWEST PROJECT), SERIES
1997 A, AND APPROVING THE FORM OF AND AUTHORIZING THE
EXECUTION AND DELIVERY OF THE BONDS AND THE RELATED
DOCUMENTS.
WHEREAS, pursuant to Minnesota Statutes, Chapter 462C (the "Act"), the City of Hopkins (the
"City") is authorized to issue its revenue bonds, in anticipation of the collection of
revenues of a multifamily housing project, to finance, in whole or in part, the cost of
acquisition, construction, reconstruction, improvement, betterment, or extension of such
project, and to refund its bonds previously issued for such purpose; and
WHEREAS, the City has previously issued its $8,500,000 Elderly Housing Revenue Refunding
Bonds (St. Therese Southwest, Inc. Project), Series 1994A, its $1,810,000 Subordinated
Elderly Housing Revenue Refunding Bonds (St. Therese Southwest, Inc. Project), Series
1994B and its $880,000 Subordinated Elderly Housing Revenue Refunding Bonds (St.
Therese Southwest, Inc. Project), Series 1994C (collectively, the "Series 1994 Bonds")
for the purpose of refunding bonds previously issued to finance a project consisting of
224 apartment units for independent seniors, located in the City and owned and operated
by St. Therese Southwest, Inc., a Minnesota nonprofit corporation (the "Borrower"); and
WHEREAS, the Borrower has requested the Issuer to issue its Elderly Housing Revenue
Refunding Bonds (GNMA Collateralized Mortgage Loan - St. Therese Southwest
Project), Series 1997 A (the "Bonds") in the aggregate principal amount of not to exceed
$10,500,000, for the purpose of defeasing and redeeming in advance of their maturity the
Series 1994 Bonds, resulting in increased cash flow and debt service savings to the
Borrower; and
WHEREAS, neither the State of Minnesota nor any political subdivision thereof (other than the
Issuer and then only to the extent of the trust estate pledged in the Indenture (as
hereinafter detined)) shall be liable on the Bonds, and the Bonds shall not be a debt of the
State of Minnesota or any political subdivision thereof (other than the Issuer and then
only to the extent of the trust estate pledged in the Indenture), and in any event shall not
give rise to a charge against the general credit or taxing power of the Issuer, the City, the
State of Minnesota, or any political subdivision thereof; and
WHEREAS, Section 147(f) of the Internal Revenue Code of 1986, as amended, requires that a
public hearing be held on the proposed bond issue after publication of notice in a
newspaper of general circulation within the City of Hopkins at least fourteen (14) days in
advance of the hearing as a condition to the tax exemption of interest on the bonds; and
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WHEREAS, the Issuer on this date conducted a public hearing on the proposed issuance of
bonds.
NOW, THEREFORE, BE IT RESOLVED BY THE COUNCIL OF THE CITY OF HOPKINS,
MINNESOTA AS FOLLOWS:
I. The Issuer finds, determines, and declares that it is in the best interest of the Issuer
that the Issuer (1) issue the Bonds in the aggregate principal amount not to exceed
$10,500,000 pursuant to the terms of an Indenture of Trust dated as of October 1,
1997 (the "Indenture") by and between the Issuer and First Trust National
Association, as trustee (the "Trustee"), (2) provide for the use of the proceeds of
the Bonds by the Issuer to make a loan (the "Loan") to the Borrower in accordance
with the provisions of a Financing Agreement dated as of October 1, 1997 (the
"Financing Agreement") by and between the Borrower, the Issuer, the Trustee and
GMAC Commercial Mortgage Corporation (the "Lender"), (3) provide for the
defeasance and redemption of the Series 1994 Bonds in accordance with an
Escrow Agreement dated as of October I, 1997 (the "Escrow Agreement")
between the Issuer, the Borrower and the Trustee, and (4) provide for compliance
with the arbitrage regulations applicable to the Bonds pursuant to the terms of an
Arbitrage Compliance Agreement dated as of October 1, 1997 (the "Arbitrage
Compliance Agreement") by and between the Issuer, the Borrower and the
Trustee.
2. For the purpose of refunding and defeasing the Series 1994 Bonds there is hereby
authorized the issuance of the Bonds in the amount not to exceed $10,500,000.
The Bonds shall be numbered, shall be dated, shall mature, shall bear interest at a
rate not to exceed 7.0% per annum, shall be subject to redemption prior to
maturity, shall be in such form, and shall have such other details and provisions as
are prescribed in the Indenture, in the form now on file with the Issuer.
3. The Bonds shall be special obligations of the Issuer payable solely from the
revenues of the Project. The Bonds shall not constitute an indebtedness, liability,
general or moral obligation (except to the extent of the payments received under
the Financing Agreement and pledged to the payment of the Bonds) or a pledge of
the faith and credit or any taxing power of the Issuer, the State of Minnesota, or
any political subdivision thereof. The Issuer hereby authorizes and directs the
Mayor of the Issuer (the "Mayor") and the City Manager of the Issuer (the "City
Manager") to execute the Indenture, on behalf of and under the corporate seal of
the Issuer, and to deliver the Indenture to the Trustee, and hereby authorizes and
directs the execution of the Bonds in accordance with the terms of the Indenture,
and hereby provides that the Indenture shall provide the terms and conditions,
covenants, rights, obligations, duties and agreements of the owners of the Bonds,
the Issuer and the Trustee as set forth therein.
All of the provisions of the Indenture, when executed as authorized herein, shall
be deemed to be a part of this resolution as fully and to the same extent as if
incorporated verbatim herein and shall be in full force and effect from the date of
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execution and delivery thereof. The Indenture shall be substantially in the forin
on file with the Issuer, which is hereby approved, with such necessary and
appropriate variations, omissions and insertions as do not materially change the
substance thereof, as the Mayor and the City Manager, in their discretion, shall
determine, and the execution thereof by the Mayor and the City Manager shall be
conclusive-evidence of such determination.
4. The Mayor and the City Manager are hereby authorized and directed to execute
and deliver the Financing Agreement, the Escrow Agreement, the Arbitrage
Compliance Agreement and the Bond Purchase Agreement to be dated on or prior
to closing (the "Bond Purchase Agreement") between the Issuer, the Borrower and
Miller & Schroeder Financial, Inc. (the "Underwriter"). When executed and
delivered as authorized herein, the Financing Agreement, the Escrow Agreement,
the Arbitrage Compliance Agreement and the Bond Purchase Agreement shall be
deemed to be a part of this resolution as fully and to the same extent as if
incorporated verbatim herein and shall be in full force and effect from the date of
execution and delivery thereof. The Financing Agreement, the Escrow
Agreement, the Arbitrage Compliance Agreement and the Bond Purchase
Agreement shall be substantially in the forms on file with the Issuer on the date
hereof, and are hereby approved, with such necessary variations, omissions and
insertions as do not materially affect the substance of the transaction and as the
Mayor and City Manager, in their discretion, shall determine; provided that the
execution thereof by the Mayor and City Manager shall be conclusive evidence of
such determination.
5. The Bonds shall be revenue obligations of the Issuer, the proceeds of which shall
be disbursed pursuant to the Indenture and the Financing Agreement, and the
principal, premium and interest on the Bonds shall be payable solely from the
proceeds of the Bonds, revenues received pursuant to the terms of the Financing
Agreement and the other sources set forth in the Indenture.
6. The Trustee is hereby appointed as Paying Agent and Bond Registrar for the
Bonds.
7. The Mayor and City Manager of the Issuer are hereby authorized to execute and
deliver, on behalf of the Issuer, such other documents as are necessary or
appropriate in connection with the issuance, sale and delivery of the Bonds,
incl uding the Arbitrage Certificate, and all other documents and certificates as
shall be necessary and appropriate in connection with the issuance, sale and
delivery of the Bonds.
8. The Issuer has not participated in the preparation of the Preliminary Official
Statement relating to the Bonds (the "Preliminary Official Statement"), which
Preliminary Official Statement is expected to be amended and completed to add
certain pricing and other information (as so amended, the "Official Statement")
and has made no independent investigation with respect to the information
contained therein, including the Appendices thereto, and the Issuer assumes no
responsibility for the sufficiency, accuracy or completeness of such information.
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Subject to the foregoing, the Issuer hereby consents to the distribution and the use
by the Underwriter, in connection with the sale of the Bonds of the Preliminary
Official Statement and the Official Statement in the form on file with the Issuer.
The Preliminary Official Statement and the Official Statement are the sole
materials consented to by the Issuer for use in connection with the offer and sale
of the Bonds.
9. All covenants, stipulations, obligations, representations and agreements of the
Issuer contained in this resolution or contained in the aforementioned documents
shall be deemed to be the covenants, stipulations, obligations, representations, and
agreements of the Issuer to the full extent authorized or permitted by law, and all
such covenants, stipulations, obligations, representations and agreements shall be
binding upon the Issuer. Except as otherwise provided in this resolution, all
rights, powers and privileges conferred, and duties and liabilities imposed upon
the Issuer or the City Council by the provisions of this resolution or of the
aforementioned documents shall be exercised or performed by the Issuer, or by
such members, officers, board, body or agency as may be required or authorized
by Jaw to exercise such powers and to perform such duties.
No covenant, stipulation, obligation, representation or agreement herein contained
or contained in the aforementioned documents shall be deemed to be a covenant,
stipulation, obligation, representation or agreement of any officer, agent or
employee of the Issuer in that person's individual capacity, and neither the
members of the City Council of the Issuer nor any officer or employee executing
the Bonds shall be liable personally on the Bonds or be subject to any personal
liability or accountability by reason ofthe issuance thereof.
No provision, covenant or agreement contained in the Bonds, the aforementioned
documents or in any other document related to the Bonds, and no obligation
therein or herein imposed upon the Issuer or the breach thereof, shall constitute or
give rise to a general obligation of the Issuer or any charge upon its general credit
or taxing powers. In making the agreements, provisions, covenants and
representations set forth in such documents and the Bonds, the Issuer has not
obligated itself to payor remit any funds or revenues, other than the funds and
revenues derived from the Financing Agreement which are to be applied to the
payment of the Bonds, as provided therein and in the Indenture.
lO. Except as herein otherwise expressly provided, nothing in this resolution, the
aforementioned documents or in the Bonds, expressed or implied, is intended or
shall be construed to confer upon any person, firm or corporation other than the
Issuer or any owner of the Bonds issued under the provisions of this resolution,
any right, remedy or claim, legal or equitable, under and by reason of this
resolution or any provision hereof, this resolution, the aforementioned documents,
the Bonds and any provision thereof, being intended to be and being for the sole
and exclusive benefit of the Issuer and any owner from time to time of the Bonds
issued tmder the provisions of this resolution and the Indenture.
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, .
11. In case anyone or more of the provisions of this resolution, other than tlie
provisions contained in the first two sentences of Section 3 hereof, or of the
aforementioned documents or the Bonds issued hereunder shall for any reason be
held to be illegal or invalid, such illegality or invalidity shall not affect any other
provision of this resolution, the aforementioned documents or the Bonds, but this
resolution, such documents and the Bonds shall be construed as if such illegal or
invalid provision had not been contained therein.
12. The Bonds, when executed and delivered, shall contain a recital that they are
issued pursuant to the Act, and such recital shall be conclusive evidence of the
validity of the Bonds and the regularity of the issuance thereof, and that all acts,
conditions and things required by the laws of the State of Minnesota relating to
the adoption of this resolution, to the issuance of the Bonds and to the execution
of the aforementioned documents to happen, exist and be performed precedent to
and in the enactment of this resolution, and precedent to issuance of the Bonds
and precedent to the execution of the aforementioned documents have happened,
exist and have been performed as so required by law.
13. The City Council of the Issuer, officers of the Issuer and attorneys and other
agents or employees of the Issuer are hereby authorized to do all acts and things
required of them by or in connection with this resolution and the Bonds and the
other documents referred to above for the full, punctual and complete
performance of all the terms, covenants and agreements contained in the Bonds
and the other documents referred to above, and this resolution.
14. If for any reason the Mayor is unable to execute and deliver those documents
referred to in this resolution, any member of the City Council of the Issuer may
execute and deliver such documents with the same force and effect as if such
documents were executed by the Mayor. If for any reason the City Manager of the
Issuer is unable to execute and deliver the documents referred to in this
Resolution, such documents may be executed and delivered by any other officer of
the issuer or member of the City Council with the same force and effect if such
documents were executed and delivered by the City Manager of the Issuer.
15. All costs incurred by the Issuer in connection with the issuance, sale and delivery
of the Bonds and the execution and delivery of the aforementioned documents or
any other agreement or instrument relative to the Bonds, whether or not actually
issued or delivered, shall be paid by the Borrower or reimbursed by the Borrower
to the Issuer.
16. This resolution shall be in full force and effect from and after its passage.
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Adopted by the City Council on October 21
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, 1997.
BC~~
Charles D. Redepenning, Mayor
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