1996-031CITY OF HOPKINS
Hennepin County, Minnesota
RESOLUTION NO. 96-31
AUTHORIZING THE FINANCING OF A HOUSING PROGRAM UNDER MINNESOTA
STATUTES, CHAPTER 462C, AUTHORIZING THE ISSUANCE OF MULTIFAMILY
HOUSING REVENUE BONDS (HOPKINS RENAISSANCE PROJECT), SERIES 1996, IN
THE AGGREGATE PRINCIPAL AMOUNT NOT TO EXCEED $5,600,000 TO FINANCE
THE PROGRAM, APPROVING AND AUTHORIZING THE EXECUTION OF VARIOUS
DOCUMENTS IN CONNECTION THEREWITH.
WHEREAS, pursuant to the Minnesota Municipal Housing Act, Minnesota Statutes Chapter
462C (the "Act") a city is authorized to carry out programs for the financing of
multifamily housing for persons of low and moderate income, and to authorize its
housing and redevelopment authority to act on its behalf; and
WHEREAS, by Resolution No. 96-22, adopted on March 19, 1996, the City has adopted a
multifamily mortgage program (the "Program") as described herein pursuant to the Act
and resolutions of the City to provide a means of financing the cost of rental housing
development that will provide decent, safe and sanitary housing for low and moderate
income residents of the City of Hopkins at rents they can afford, which constitutes a valid
public purposes for the issuance of revenue bonds under the Act; and
WHEREAS, the Program is to be financed from the proceeds of Multifamily Housing Revenue
Bonds (Hopkins Renaissance Project), Series 1996 in the aggregate principal amount not
to exceed $5,600,000 (the "Bonds"), to be issued by the City, and the revenues from the
Project (as defined below) shall be pledged for the security of and payment for the Bonds
(except as may be otherwise set forth in the Indenture hereinafter referred to); and
WHEREAS, the Bond proceeds will be used by City to provide for funding of a loan (the
"Loan") to Community Housing Development Corporation, a Minnesota nonprofit
corporation (the "Owner"), to finance the acquisition and rehabilitation of a 101-unit
multifamily rental housing development (the "Project"); and
WHEREAS, the Bonds will be issued under a Loan Agreement and Indenture of Trust (the
"Indenture"), and will be secured by a pledge and assignment of the revenues of the
Project, including the housing assistance payments to be derived from the Housing
Assistance Payments Contract (the "HAP Contract") between Minnesota Housing
Finance Agency ("MHFA") and the Owner, all in accordance with the terms of the
Indenture, and said Bonds and the interest on said Bonds shall be payable solely from the
revenue pledged therefor and the Bonds shall not constitute a debt of the City within the
meaning of any constitutional or statutory limitation nor give rise to a pecuniary liability
of the City or a charge against its general credit or assets and shall not constitute a charge,
lien, or encumbrance, legal or equitable, upon any rroperty of the City other than the
City's interest in said Project; and
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WHEREAS, forms of the following documents (including the exhibits referred to therein) have
been submitted to the City:
a. The Indenture to be made and entered into among the City, the Owner and
Norwest Bank Minnesota, National Association, as trustee (the "Trustee"),
providing for the issuance of the Bonds, prescribing the form thereof, pledging the
trust estate described therein for the security of the Bonds, and setting forth
proposed recitals, covenants and agreements by the parties with respect thereto;
b. The Regulatory Agreement to be executed by the City and the Owner, setting forth
certain covenants of the Owner;
c. A Bond Purchase Agreement, to be dated as ~f the date of execution thereof (the
"Bond Purchase Agreement"), by and among the City, the Owner and Norwest
Investment Services, Inc. (the "Underwriter") providing for the purchase of the
Bonds by the Underwriter;
d. A Combination Mortgage, Security Agreement and Fixture Financing Statement
from the Owner to the City and assigned to the Trustee;
e. An Assignment of HAP Contract, from the Owner to the Trustee and approved by
MHFA and the United States Department of Housing and Urban Development;
and
f. A Preliminary Official Statement (the "Preliminary Official Statement"); and
The agreements described and referred to in paragraphs a through e above, shall hereinafter
sometimes be referred to collectively as the "Agreements."
NOW, THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF
HOPKINS:
1. That it is hereby found, determined and declared that:
a. The preservation of the quality of life in the City is dependent upon the
maintenance, provision, and preservation of an adequate housing stock
which is affordable to persons and families of low or moderate income,
that accomplishing this is a public purpose, and that many would-be
providers of housing units in the City are either unable to afford mortgage
credit at present market rates of interest or are unable to obtain mortgage
credit because the mortgage credit market is severely restricted;
b. The development and implementation of the Program, and the issuance
and sale of the Bonds by the City, and the execution and delivery of the
Agreements and the performance of all covenants and agreements of the
City contained therein and of all other acts and things required under the
Constitution and Laws of the State of Minnesota to make the Agreements
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and the Bonds valid and binding obligations of the City in accordance with
their terms, are authorized by the Act;
c. The implementation of the Program for the purposes and in the manner
contemplated by the Agreements conforms or will conform to all pertinent
statutes, regulations and ordinances of the State of Minnesota, and the
City;
d. It is desirable that the Bonds in the principal amount not to exceed
$5,600,000 be issued by the City, on the terms set forth in the Indenture
and the Bond Purchase Agreement;
e. The payments required or provided for by the Agreements are intended to
produce income and revenues sufficient to provide for the payment when
due of principal of, and interest on ali Bonds issued under the Indenture,
and payments are required to be made for such expenses of, among other
things, administration of the Program, as will be necessary to protect the
interests of the City and the Trustee; and
f. Pursuant to the provisions of the Act, and as provided in the Agreements,
the Bonds shall be retired solely from the revenues of the Project, and a
separate sinking fund shall be established for the accounting of the
revenues and retirement of the Bonds.
2. That the Agreements in substantially the forms submitted to the City at this
meeting, are hereby approved. Such of the documents as require the execution of
the City are hereby authorized and directed to be executed or accepted, as the case
may be, and delivered in the name and on behalf of the City by its Mayor and City
Manager upon execution thereof by the parties thereto as appropriate and upon
satisfaction of the following conditions: (i) execution by the Owner of an
Additional Payment Agreement acceptable to the City, and (ii) receipt by the City
of such assurances and agreements as the City Attorney deems necessary or
desirable from the Owner and others, concerning maintenance and use of the
Community Center and shared facilities. The Bonds and the Agreements shall be
executed and delivered as provided therein. Copies of all the documents necessary
for the consummation of the transactions described herein and in the Agreements
shall be delivered, filed and recorded as provided herein and in the Agreements.
3. That the form and terms of the Agreements may be varied prior to execution and
delivery by the parties thereto, provided that any such variance shall not be, in the
opinion of the City's legal counsel and the Mayor, materially adverse to the
interests of the City. The execution and delivery of the Agreements as provided
above shall be conclusive evidence of the determination that any such variance
was not materially adverse to the interests of the City.
4. That in anticipation of the collection of revenues of the Project, there shall be
issued forthwith the Bonds, in the principal amount not to exceed $5,600,000,
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which issuance is approved, substantially in the forms and upon the terms set forth
in the Indenture, the terms of which are for this purpose incorporated in this
resolution and made a part hereof as if fully set forth herein. The Bonds shall be
dated as of the date and shall mature on the dates (subject to redemption on such
earlier dates as provided in the Indenture), bear interest and be payable at the
rates, all determined as set forth in the Indenture, provided that such rates shall
result in an average coupon not greater than 6.5%. The City may at its option
issue additional bonds at a later date to be used to pay or reimburse costs of the
Project not paid from the proceeds of the Bonds, in a principal amount not to
exceed the amount set forth in the Program.
5. That all actions of the members, employees and staff of the City heretofore taken
in furtherance of the Program are hereby approved, ratified and confirmed.
6. That the sale of said Bonds to the Original Purchaser to be determined is hereby
approved, and the Bonds are hereby directed to be sold to the Underwriter, upon
the terms and conditions set forth in the Bond Purchase Agreement. The Mayor
and City Manager of the City are hereby authorized and directed to prepare and
execute by manual or facsimile signature the Bonds as described in the Indenture
and to deliver them to the Trustee (which is herein designated as the
authenticating agent under Minnesota Statutes, Section 475.55) for authentication
and delivery to the Original Purchaser, together with a certified copy of this
resolution, and the other documents required by the Indenture.
7. That the Mayor, City Manager and other officers of the City are authorized and
directed to prepare and furnish when the Bonds are issued, certified copies of all
proceedings and records of the City relating to the Bonds and such other affidavits
and certificates (including but not limited to those required by bond counsel) as
may be required to show the. facts relating to the legality, tax exemption and
marketability of the Bonds as such facts appear from the books and records in said
officers custody and control or as otherwise known to them; and all such certified
copies, certificates and affidavits, including any heretofore furnished, shall
constitute representations of the City as to the truth of all statements made by the
City and contained therein. The Mayor, City Manager and said officers are further
authorized to execute such additional documents as shall be determined by the
Mayor to be necessary and desirable to provide for the issuance of the Bonds.
8. That the Mayor, City Manager and other officers of the Issuer consent to the
distribution of the Preliminary Official Statement relating to the Bonds,
substantially in the form on file with the Issuer. The Mayor, City Manager and
said officers further consent to the use by the Underwriter in connection with the
sale of the Bonds of a final Official Statement, substantially in the form of the
Preliminary Official Statement described above. The Preliminary Official
Statement and the Official Statement are the sole materials consented to by the
Mayor, City Manager and said officers for use in connection with the offer and
sale of the Bonds. The Mayor, City Manager and said officers have not
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participated in the preparation thereof, has not made any independent
investigation of the information contained therein and shall have no liability in
connection with the contents of or use of such offering materials.
9. That all covenants, stipulations, obligations and agreements of the City contained
in this resolution and the aforementioned documents shall be deemed to be the
covenants, stipulations, obligations and agreements of the City to the full extent
authorized or permitted by law, and all such covenants, stipulations, obligations
and agreements shall be binding upon the City. Except as otherwise provided in
this resolution, all rights, powers and privileges conferred and duties and
liabilities imposed upon the City by the provisions of this resolution or of the
aforementioned documents shall be exercised or performed by the City or by such
members of the City, or such officers, board, body or agency thereof as may be
required or authorized by law to exercise such powers and to perform such duties.
No covenant, stipulation, obligation or agreement herein contained or contained in
the aforementioned documents shall be deemed to be a covenant, stipulation,
obligation or agreement of any member of the City, or any officer, agent or
employee of the City in that person's individual capacity, and neither the City
Council nor any officer or employee executing the Bonds shall be liable
personally on the Bonds or be subject to any personal liability or accountability by
reason of the issuance thereof.
No provision, covenant or agreement contained in the aforementioned documents,
the Bonds or in any other document related to the Bonds, and no obligation
therein or herein imposed upon the City or the breach thereof, shall constitute or
give rise to any pecuniary liability of the City or any charge upon its general credit
or taxing powers. In making the agreements, provisions, covenants and
representations set forth in such documents, the City has not obligated itself to pay
or remit any funds or revenues, other than funds and revenues derived from the
Project or the proceeds of the Bonds which are to be applied to the payment of the
Bonds, as provided therein and in the Indenture. The Bonds shall not constitute a
charge, lien or encumbrance, legal or equitable, upon any property or funds of the
City except that revenue and proceeds pledged to the payment thereof, nor shall
the City be subject to any liability thereon. The Holders of the Bonds shall never
have the right to compel any exercise of the taxing power of the City to pay the
outstanding principal on the Bonds or the interest thereon, or to enforce payment
hereon against any property of the City. The Bonds shall recite in substance that
the Bonds, including the interest thereon, are payable solely from the revenues and
proceeds pledged to the payment thereof. The Bonds shall not constitute a debt of
the City within the meaning of any constitutional or statutory limitation.
10. That except as herein otherwise expressly provided, nothing in this resolution or
in the aforementioned documents expressed or implied, is intended or shall be
construed to confer upon any person or firm or corporation, other than the City or
any holder of the Bonds issued under the provisions of this resolution, any right,
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remedy or claim, legal or equitable, under and by reason of this resolution or any
provision hereof, this resolution, the aforementioned documents and all of their
provisions being intended to be and being for the sole and exclusive benefit of the
City and any holder from time to time of the Bonds issued under the provisions of
this resolution
11. That in case any one or more of the provisions of this resolution, or of the
aforementioned documents, or of the Bonds issued hereunder shall for any reason
be held to be illegal or invalid, such illegality or invalidity shall not affect any
other provision of this resolution, or of the aforementioned documents, or of the
Bonds, but this resolution, the aforementioned documents, and the Bonds shall be
construed and endorsed as if such illegal or invalid provision had not been
contained therein.
12. That the Bonds, when executed and delivered, shall contain a recital that they are
issued pursuant to the Act, and such recital shall be conclusive evidence of the
validity of the Bonds and the regularity of the issuance thereof, and that all acts,
conditions and things required by the laws of the State of Minnesota relating to
the adoption of this resolution, to the issuance of the Bonds and to the execution
of the aforementioned documents to happen, exist and be performed precedent to
and in the enactment of this resolution, and precedent to issuance of the Bonds
and precedent to the execution of the aforementioned documents have happened,
exist and have been performed as so required by law.
13. That in the event any of the officers of the City authorized to execute documents
on behalf of the City under this resolution shall have resigned or shall for any
reason be unable to do so, any member of the City, or officer of the City, is hereby
directed and authorized to do so on behalf of the City, with the same effect as if
executed by the officer authorized to do so in this resolution.
14. That this Resolution shall take effect immediately.
Adopted by the City Council of the City of Hopkins this 21st day of May, 1996.
ATTEST:
A. Genellie, City Clerk
Charles D. Redepenning, Mayor ~
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