Resolution 83-3100CITY OF HOPKINS
Hennepin. County, Minnesota
RESOLUTION NO. 83 -3100
Authorizing the issuance of the City of Hopkins,
Minnesota, Collateralized Multifamily Housing Revenue
Bonds (Auburn Apartments Project), in the aggregate
principal amount not to exceed $5,600,000, which bonds
and the interest and premium thereon shall be payable
solely from the revenues derived from the lender loan
agreement; prescribing the form of and authorizing the
execution of an indenture of trust, a lender loan
agreement, a collateral agreement, and a regulatory
agreement; authorizing the execution and sale of the
bonds and directing delivery thereof; authorizing
acceptance of the contract of purchase in connection
with the bonds; consenting to the distribution of a
preliminary official statement and a form of final
official statement and providing for the securities,
rights, and remedies of the holders of said revenue
bonds.
WHEREAS, the City of Hopkins (the "City is a home -rule charter city duly
organized and existing under the Constitution and laws of the State of Minnesota;
and
WHEREAS, pursuant to the Constitution and laws of the State of Minnesota,
particularly Minnesota Statutes, Chapters 462A and 462C, as amended (the "Acts
the City is authorized to carry out the public purposes described therein and
contemplated thereby by issuing its revenue bonds to defray, in whole or in part,
the development costs of a rental housing development, and by entering into any
agreements made in connection therewith and pledging them as security for the
payment of the principal of and interest on any such revenue bonds (the
"Program and
WHEREAS, to provide a means of financing the cost of a rental housing
development that will provide decent, safe and sanitary housing for residents of the
City at rents they can afford, and further (1) to provide for and promote the public
health, safety, morals and welfare; (2) to provide for efficient and well planned
urban growth and development, including the elimination and prevention of
potential urban blight, and the proper coordination of industrial facilities with
public services, mass transportation and multifamily housing developments; and (3)
to assist persons of low and moderate income in obtaining safe and sanitary housing
at rents which they can afford, which constitute valid public purposes for the
issuance of revenue bonds under the Acts, the City has developed a program with
respect to (i) the issuance by the City of its Collateralized Multifamily Housing
Revenue Bonds (Auburn Apartments Project) (the "Bonds in the aggregate
principal amount not to exceed $5,600,000, and (ii) the use of the Bond proceeds by
the City to make a loan (the "Lender Loan to Midwest Federal Savings and Loan
Association of Hopkins (the "Lender pursuant to a loan agreement, subject to the
requirement that in consideration for such Lender Loan the Lender will make a
mortgage loan (the "Developer Loan to Richard Neslund, a Minnesota resident
(the "Developer in accordance with the provisions of the loan agreement between
the City and the Lender dated as of the date hereof (the "Lender Loan
Agreement and
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WHEREAS, the City developed a Housing Plan pursuant to and in conformity
with the Acts and on April 19, 1983, held a public hearing thereon after one
publication of notice in a newspaper circulating generally in the City; and
WHEREAS, the City by the passage of Resolution No. 83 -3073 adopted the
Housing Plan on April 19, 1983; and
WHEREAS, the Housing Plan was submitted on March 17, 1983 to the
Metropolitan Council, which reviewed the Housing Plan and forwarded its
comments to the City, which comments were reviewed and discussed by the City;
and
WHEREAS, the City Council of the City adopted the program for the
issuance of the Bonds (the "Program as a part of the adoption of the Housing
Plan, by the passage of Resolution Number 83 -3063, adopted after conducting a
public hearing on the program after publication of notice thereof in a newspaper
circulating generally in the City at least fifteen (15) days before the hearing; and
WHEREAS, the Acts require approval of the Program by the Minnesota
Housing Finance Agency (the "Agency which approval was given on April 28
1983; and
WHEREAS, pursuant to the the Acts, and the Indenture of Trust by and
between the City and First Trust Company of Saint Paul (the "Trustee (the
"Indenture the City proposes to undertake the Program, and for the financing
thereof, to authorize, issue and sell the Bonds; and
WHEREAS, neither the City nor the State of Minnesota or any political
subdivision thereof shall be liable on the Bonds, and the Bonds shall not be a debt of
the City, the State of Minnesota, or any political subdivision thereof, and in any
event shall not give rise to a charge against the general credit or taxing power of
the City, the State of Minnesota, or any political subdivision thereof (including
without limitation the City), and shall not be payable out of any funds or properties
other than those of the City provided as security by the Indenture; and
WHEREAS, in order to comply with the requirements of the Tax Equity and
Fiscal Responsiblity Act of 1982, the City Council held a second public hearing on
September 6, 1983, after publication of notice thereof in a newspaper of general
circulation in the City at least fourteen days before the hearing, and City Council
recommended that the City proceed with the financing for the Project and issue
the Bonds;
NOW, THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF THE
CITY OF HOPKINS, MINNESOTA:
Section 1. The City Council of the City acknowledges, finds, determines,
and declares that the preservation of the quality of life in the City is dependent
upon the maintenance, provision, and preservation of an adequate housing stock,
that accomplishing this is a public purpose, and that many would -be providers of
housing units in the City are either unable to afford mortgage credit at present
market rates of interest or are unable to obtain mortgage credit because the
mortgage credit market is severely restricted.
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Section 2. The City Council of the City further finds, determines, and
declares that the purpose of the Program is to issue the Bonds, the proceeds of
which will be loaned to the Lender pursuant to the Lender Loan Agreement, in
consideration for which the Lender will make the Developer Loan to the Developer
to finance the construction of a rental housing development consisting of
approximately 136 rental units to be located at two proximate sites in the City of
Hopkins, as more fully described in the Lender Loan Agreement (the "Project for
occupancy primarily by persons of low and moderate income.
Section 3. For the purpose of financing the Program there is hereby
authorized the issuance of the Bonds of the City in an amount not to exceed
$5,600,000. The Bonds shall be in such principal amount, shall mature, shall bear
interest, shall be in such denomination, shall be numbered, shall be dated, shall be
subject to redemption prior to maturity, shall be in such form, and shall have such
other details and provisions as are prescribed by the Indenture and the Official
Statement hereinafter referred to.
Section 4. The Bonds shall be special obligations of the City payable solely
from the revenues of the Program, in the manner provided in the Indenture of Trust
(the "Indenture between the City and First Trust Company of Saint Paul. The
Bonds do not constitute a debt to the City, nor does the City pledge its full faith
and credit in regard to the issuance of the Bonds. The City Council of the City
hereby authorizes and directs the Mayor of the City (the "Mayor and the City
Manager (the "City Manager to execute, under the corporate seal of the City, the
Indenture, and to deliver to First Trust Company of Saint Paul (the "Trustee the
Indenture, and hereby authorizes and directs the execution of the Bonds in
accordance with the Indenture, and hereby provides that the Indenture shall provide
the terms and conditions, covenants, rights, obligations, duties, and agreements of
the bondholders, the City, and the Trustee as set forth therein.
All of the provisions of the Indenture, when executed as authorized herein,
shall be deemed to be a part of this resolution as fully and to the same extent as if
incorporated verbatim herein and shall be in full force and effect from the date of
execution and delivery thereof. The Indenture shall be substantially in the form on
file with the City Clerk of the City (the "Clerk on the date hereof, and is hereby
approved, with such necessary and appropriate variations, omissions, and insertions
as do not materially affect the substance of the transaction and as the Mayor and
City Manager, in their discretion, shall determine; provided that the execution
thereof by the Mayor and City Manager shall be conclusive evidence of such
determination.
Section 5. The Mayor and the City Manager are hereby authorized and
directed to accept and execute the Bond Purchase Agreement (the "Underwriting
Agreement from Miller Schroeder Municipals, Inc. (the "Underwriters All of
the provisions of the Underwriting Agreement, when executed and delivered as
authorized herein, shall be deemed to be a part of this resolution as fully and to the
same extent as if incorporated verbatim herein and shall be in full force and effect
from the date of execution and delivery thereof. The Underwriting Agreement
shall be substantially in the form on file with the Clerk on the date hereof, and is
hereby approved, with such necessary and appropriate variations, omissions, and
insertions as do not materially affect the substance of the transaction and as the
Mayor and the City Manager, in their discretion, shall determine; provided that the
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execution thereof by the Mayor and the City Manager shall be conclusive evidence
of such determination.
Section 6. The Mayor and the City Manager are hereby authorized and
directed to execute and deliver the Lender Loan Agreement and, when executed
and delivered as authorized herein, the Lender Loan Agreement shall be deemed to
be a part of this resolution as fully and to the same extent as if incorporated
verbatim herein and shall be in full force and effect from the date of execution and
delivery thereof. The Lender Loan Agreement shall be substantially in the form on
file with the Clerk on the date hereof, and is hereby approved, with such necessary
variations, omissions, and insertions as do not materially affect the substance of
the transaction and as the Mayor and the City Manager, in their discretion, shall
determine; provided that the execution thereof by the Mayor and City Manager
shall be conclusive evidence of such determination.
Section 7. The Mayor City Manager are hereby authorized and directed to
accept and execute the Regulatory Agreement (the "Regulatory Agreement
between the City, the Lender, the Trustee and the Developer and, when executed
and delivered as authorized herein, the Regulatory Agreement shall be deemed to
be a part of this resolution as fully and to the same extent as if incorporated
verbatim herein and shall be in full force and effect from the date of execution and
delivery thereof. The Regulatory Agreement shall be substantially in the form on
file with the Clerk on the date hereof, and is hereby approved, with such necessary
variations, omissions, and insertions as do not materially affect the substance of
the transaction and as the Mayor and the City Manager, in their discretion, shall
determine; provided that the execution thereof by the Mayor and the City Manager
shall be conclusive evidence of such determination.
Section 8. The City hereby approves the Collateral Agreement (the
"Collateral Agreement by and between the City, the Trustee and the Lender, and
when executed and delivered by the parties thereto, the Collateral Agreement shall
be deemed to be a part of this resolution as fully and to the same extent as if
incorporated verbatim herein and shall be in full force and effect from the date of
execution and delivery thereof. The Collateral Agreement shall be substantially in
the form on file with the Clerk on the date hereof, and is hereby approved, with
such necessary variations, omissions, and insertions as do not materially affect the
substance of the transaction and as the Mayor and the City Manager, in their
discretion, shall determine; provided that the execution thereof by the parties
thereto shall be conclusive evidence of such determination.
Section 9. All covenants, stipulations, obligations, representations, and
agreements of the City contained in this resolution or contained in the Indenture,
Lender Loan Agreement, Collateral Agreement, Regulatory Agreement or other
documents referred to above shall be deemed to be the covenants, stipulations,
obligations, representations, and agreements of the City to the full extent
authorized or permitted by law, and all such covenants, stipulations, obligations,
representations, and agreements shall be binding upon the City. Except as
otherwise provided in this resolution, all rights, powers, and privileges conferred,
and duties and liabilities imposed upon the City or the City Council members
thereof by the provisions of this resolution or of the Indenture, the Lender Loan
Agreement, the Collateral Agreement, the Regulatory Agreement or other
documents referred to above shall be exercised or performed by the City, or by
such members, officers, board, body, or agency as may be required or authorized by
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law to exercise such powers and to perform such duties. No covenant, stipulation,
obligation, representation, or agreement herein contained or contained in the
Indenture, the Lender Loan Agreement, the Collateral Agreement, the Regulatory
Agreement or other documents referred to above shall be deemed to be a
covenant, stipulation, obligation, representation, or agreement of any officer,
agent, or employee of the City in that person's individual capacity, and neither the
members of the City Council of the City nor any officer or employee executing the
Bonds shall be liable personally on the Bonds or be subject to any personal liability
or accountability by reason of the issuance thereof.
Section 10. Except as herein otherwise expressly provided, nothing in this
resolution or in the Indenture, expressed or implied, is intended or shall be
construed to confer upon any person, firm, or corporation other than the City, the
holders of the Bonds, the Trustee, and the Developer and the Lender to the extent
expressly provided in the Indenture, any right, remedy, or claim, legal or equitable,
under and by reason of this resolution or any provision hereof or of the Indenture or
any provision thereof, this resolution, the Indenture and all of their provisions being
intended to be and being for the sole and exclusive benefit of the City, the holders
from time to time of the Bonds issued under the provisions of this resolution and
the Indenture, and the Developer and the Lender to the extent expressly provided
in the Indenture.
Section 11. In case any one or more of the provisions of this resolution or of
the Indenture or of the Bonds issued hereunder shall for any reason be held to be
illegal or invalid, such illegality or invalidity shall not affect any other provision of
this resolution or of the Indenture or of the Bonds, but this resolution, the
Indenture, and the Bonds shall be construed as if such illegal or invalid provision
had not been contained therein. The terms and conditions set forth in the
Indenture, the pledge of revenues derived from the Program referred to in the
Indenture, the pledge of collateral derived from the Program referred to in the
Indenture, the creation of the funds provided for in the Indenture, the provisions
relating to the application of the proceeds derived from the sale of the Bonds
pursuant to and under the Indenture, and the application of said revenues,
collateral, and other monies are all commitments, obligations, and agreements on
the part of the City contained in the Indenture, and the invalidity of the Indenture
shall not affect the commitments, obligations, and agreements on the part of the
City to create such funds and to apply said revenues, other monies, and proceeds of
the Bonds for the purposes, in the manner, and according to the terms and
conditions fixed in the Indenture, it being the intention hereof that such
commitments on the part of the City are as binding as if contained in this
resolution separate and apart from the Indenture.
Section 12. All acts, conditions, and things required by the laws of the State
of Minnesota, relating to the adoption of this resolution, to the issuance of the
Bonds, and to the execution of the Indenture and the other documents referred to
above to happen, exist, and be performed precedent to and in the enactment of this
resolution, and precedent to the issuance of the Bonds, and precedent to the
execution of the Indenture and the other documents referred to above have
happened, exist, and have been performed as so required by law.
Section 13. The City Council of the City, officers of the City, and
attorneys and other agents or employees of the City are hereby authorized to do all
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acts and things required of them by or in connection with this resolution and the
Indenture and the other documents referred to above for the full, punctual, and
complete performance of all the terms, covenants, and agreements contained in
the Bonds, the Indenture and the other documents referred to above, and this
resolution.
Section 14. The City hereby consents to the distribution of the Preliminary
Official Statement, dated September 20, 1983, relating to the Bonds, substantially
in the form on file with the Clerk on the date hereof, and ratifies the distribution
thereof by the Underwriters. The City hereby consents to the use by the
Underwriters in connection with the sale of the Bonds of the Final Official
Statement, substantially in the form on file with the Clerk; provided that the City
Manager may consent to such variations, omissions, and insertions as are not
materially inconsistent with the form on file with the Clerk on the date hereof.
The Preliminary Official Statement and the Final Official Statement are the sole
materials consented to by the City for use in connection with the offer and sale of
the Bonds. The Mayor is hereby authorized to execute the Final Official
Statement.
Section 15. The Mayor and the City Manager are authorized and directed to
execute and deliver any and all certificates, agreements or other documents which
are required by the Indenture, the Lender Loan Agreement, Collateral Agreement,
the Underwriting Agreement or the Regulatory Agreement, or any other
certificates or documents which are deemed necessary by bond counsel to evidence
the validity or enforceability of the Bonds, the Indenture or the other documents
referred to in this Resolution, or to evidence compliance with Section 103(b)(4)(A)
or Section 103(c) of the Internal Revenue Code, as amended; and the Mayor and the
City Manager are hereby designated as Officers of the City for the purposes of
executing the Officer's Certificate; and all such agreements or representations
when made shall be deemed to be agreements or representations, as the case may
be, of the City.
Section 16. If for any reason the Mayor of the City is unable to execute and
deliver those documents referred to in this Resolution any other member of the
City Council of the City may execute and deliver such documents with the same
force and effect as if such documents were executed by the Mayor. If for any
reason the Comptroller- Treasurer or the Clerk of the City is unable to execute and
deliver the documents referred to in this Resolution, such documents may be
executed and delivered by any other member of the City Council or the City Clerk
with the same force and effect if such documents were executed and delivered by
the City Manager of the City.
Section 17. All costs incurred by the City in connection with the issuance,
sale and delivery of the Bonds and the execution and delivery of the Indenture, the
Lender Loan Agreement, the Collateral Agreement, the Regulatory Agreement, or
the Underwriting Agreement or any other agreement or instrument relative to the
Bonds, whether or not actually issued or delivered, shall be paid by the Developer
or reimbursed by the Developer to the City.
Section 18. This resolution shall be in full force and effect from and after
its passage and publication.
Passed and adopted by the Council of the City of Hopkins, Minnesota, at a
regular meeting of the Council held the 4th day of October, 1983.
J. SCOTT REND, ROBERT F. P1TT fl R
City Clerk
JOSEPH C. VESELY,
City Attorney
Mayor