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CR 06-095 Approve Proposed 2007 Levy, Proposed 2007 General Fund Budget and Set Budget Public Hearing Dates August 31, 2006 Council Report 2006-095 APPROVE PROPOSED 2007 LEVY, PROPOSED 2007 GENERAL FUND BUDGET AND SET BUDGET PUBLIC HEARING DATES Proposed Action Staff recommends adoption of the following motion: Move to approve Resolution 2006-053 "Approving proposed 2007 tax levy. proposed 2007 general fund budget and setting public hearing dates". Adoption of resolution 2006-053 will set a preliminary maximum tax levy for 2007, and approve a proposed 2007 general fund budget. Actual budget and tax levy adoption will not occur until December 2006. Overview The Truth in Taxation process requires the City of Hopkins to certify a proposed levy and set public hearing dates in conformance with state statute. A proposed general fund budget has been established. Adoption of the actual budget will occur in December 2006, and at that time, the final levy may not exceed the approved proposed levy. The city council is charged with the authority to establish a budget for 2007 and set the preliminary levy. Levy limits have not been reinstated to date, which allows us more flexibility in setting the budget and levy for 2007. Staff is recommending that council approve the resolution setting the proposed levy for general fund operations, approve the levy adequate for the payment of debt, approve a levy for the Housing and Redevelopment Authority and capital improvements and to set the public hearing dates as set forth in the resolution. Primary Issues to Consider Legislative impacts 2007 budget concerns Tax impacts of budget concerns SUDDortin!! Information Staff analysis Power point presentation slides 2007 proposed general fund budget Historic Tax Levy Table Property tax impacts for Hopkins taxes payable 2007 Resolution 2006-053 ~~ Christine M. Harkess. CPA, CGFM Finance Director Staff Analvsis 2006 Legislative Actions Local government aid (LGA), a property tax relief program to 836 of 853 cities, that ensures residents have access to basic services, regardless of where in Minnesota they live, did not see any changes in 2006 that would impact the city of Hopkins. The City of Hopkins receives $50,000 in LGA, down from $1,880,000 four years ago, now a very small portion of the budget. Levy limits were repealed for all cities for 2005 and to date have not been reinstated. 2007 Levy The City of Hopkins is proposing a total tax levy increase of $579,448 or 6.87%. A current general fund operating levy increase of7.9%, a current debt service levy decrease of .8% or $10,000, no increase for the PERA adjustment, or Housing and Redevelopment Authority and a Capital levy increase of $25,000. The City's levy's are proposed as follows: General fund $7,728,711, HRA $20,000, PERA $11,815, Capital $50,000 and Debt $1,207,000 for a total levy of$9,017,526. The overall tax capacity rate for the city will decrease to 47.299% from 48.262%, which is due to increased values and new construction. The decrease in the debt levy is a result of decreased debt requirements per the bond covenant and by again reducing the debt levy by $80,000 with excess project funds. This is the second year of a 4-year debt service reduction due to project savings on our $13M facility projects. The Housing and Redevelopment Authority levy for 2007 is a continuation of the reinstatement of their past levy authority, however it remains at a significantly reduced level. In an ongoing attempt to establish a fund for capital improvements we are continuing the levy implemented in 2005. The City of Hopkins' taxable market value increased by 8.8% or $128 million due to new development, construction and general increases in property values. All these factors contribute to keeping the proposed 2007 levy at a moderate level 2007 Budget Analysis The 2007 general fund budget, and the 2007 general operating tax levy are proposed at $9,450,921 and $7,728,711, respectively. The proposed levy is set at maximum amount with a possibility of future reductions. The general fund budget is proposed to increase by $564,593 or 6.33% over the 2006 budget. Expenditures have increased due to salary and benefit increases, insurance - health and liability/property, fuel and fuel related products such as bituminous products, and heating costs. Many of these costs are beyond our control. Because we are a service related operation, salaries and benefits compose 76% of current general fund expenditures and any labor negotiations have a tremendous impact on the budget. The council and staff will continue to work on a final budget that will allow for essential programs and services to be accomplished. Attached to this report is a summary of 2007 general fund budget revenues and expenditure requests. The summary shows historical revenues and expenditures, which allows us to analyze current and future requests. Tax Impacts of Levy's Attached you'll find the proposed levy impacts for residential and commercial property. Historically the City Council has set the proposed levy amount at the State's recommended levy limit. This is the third year without levy limits so we continue to have more flexibility in setting the levy. Finance is recommending that the Council set the proposed levy at an amount that provides adequate resources to meet the needs of the community while minimizing the impact on property owners. 2006 Public Hearings for the 2007 Budget and 2007 Tax Levy Cities with populations above 500 are required to hold public hearings to give notification of the proposed property tax levy for the taxes payable in 2007 and the proposed budget for 2007. The percentage increase in the property taxes proposed and the specific purposes for a property tax increase must be discussed at the hearing. There are restrictions on which dates cities are able to hold public hearings for their proposed 2007 budget and property tax levy. The legislature has set aside the first two Mondays in December for the use of cities to hold their Initial Public Hearing and the Continuation Hearing. The City of Hopkins can choose other dates but it ~ust not overlap the county or school districts dates and must be between November 29,2006 and December 20,2006. There are other restrictions that must be adhered to also. Staff is recommending the City Council set its initial hearing date for December 4, 2006 with a continuation hearing date (if needed) for December 12,2006, and final adoption at the December 19,2006 council meeting. -- -- ,"""o,~ ,'0 Truth and Taxation Process 2006 Preliminary Levy " Council adopts a proposed levy. and Budget $i Council sets public hearing dates for final proposed levy and general fund budget. ~ The recommended public hearing dates are Monday, December 4th with a continuation hearing set for Tuesday, December 12th, if needed. r::~\~~:x~~ i~::~,~~ h-:~~:~ r::~~~~~~ r:~~;~:~~~ l~;?r::>>~ r~~~~~ i,:,~::M:~ l~X:~~::~ i~:%~~,X:~':'~ Legislative changes effecting local City Planning governments $ For 2007, city council and staff have been Ij; Limited Market Value has been extended to meeting and discussing options for 2009 which mitigates the impact of taxes on maintaining a balanced budget in 2007 and property that experiences significant beyond. increases in value. 1- Options include budget cuts, use of l&I There has been no change to the Local reserves, taxes and new revenue sources. Govemment Aid formula as it related to 1- The 2007 General Fund budget details will be Hopkins. outlined prior to adoption in December 2006 of $ Levy limits repealed in 2005 were not the final budget and levy. reinstated for 2007. tt~X~^~:~X~ Z,m~~~~,~ l~,~::a~~,,~ ra:.<XM~:~~ lr;:~~~~ r-::~:~;~~r~~:~~~a:::~~:b,~ r,:~:-:~~ W,X~~W~<:~ Why do levies go up? How do levies go down? "" The city experiences increases in the levy through increased spending or decreases in 1- The city may reduce its tax levy by decreasing other revenue sources. costs or increasing other revenue sources. 1- Spending may increase for several reasons. To decrease costs the city could eliminate Inflationary increases in salaries and benefits, programs or services it currently provides to the property & liability insurance, fuel & fuel related citizens. The city may also outsource certain city products, equipment costs, additional services at a lower cost. programs, infrastructure improvements, debt ~ Increased revenues are derived primarily from etc. .. new fees and increased charges for services. 14- Other revenue sources may decrease due to a $ The City may receive grants for specific slow economy, reduction in government aids, programs. reduced interest earnings, etc... 1 '~~'~WM:~~ r~;,:*:~~~ f)~~:~,~w~ i~:~ r~:~>:h:~1=:1 What are our tax needs? ~ The 2007 preliminary levy has a proposed increase of $579,448 or a 6.87% increase over the 2006 levy. !\<< The increase is a result of inflationary increases in expenditures, primarily salaries & benefits, insurance premiums, fuel costs, fuel related product costs, heating and electric costs. Debt service payments on G.O Debt also has an effect on the tax levy. iN'~1~~~~~~~[&.%~~~~~~~r~~---' 2007 Proposed General Fund Budget and 2007 Preliminary Levy 2007 General Fund 2007 Levv Budaet $9,017,526 $9,450,921 This is an increase over This is a increase over last years levy of last years budget of $579,448 or 6.87%. 6.33%. The increase is a result of The increase is due to new inflationary increases, initiatives, negotiated new initiatives and debt personnel costs and service requirements for inflationary increases. G.O Debt. r~~,~~~r(~~ rh~:~~~~m:~ r~~~~:~ f$:~~,~~,~,~ 1t}'~mx:~~~~~ ESTIMATED PROPERTY TAX IMPACTS FOR CITY LEVY'S RESIDENTIAL HOMESTEAD PROPERTY ITax Rate 48 262 47 299 I Iocr/(Decr) Incr/(Decr) over PreVIOUS Cdy Cdy over PreVIOUS Incr/(Decr) Year "Tax 2005 2006 Taxes Taxes Year at Incr over PrevtOUS Rate II same Marl<et Market Pa)'lble Payable Tax Rate & Year at same wdh Market ~ ~ ~-1!!!L Market Vak1e Market Vak1e Value Incr S 164,700 S 175,000 S 795 S 828 S 33 S (16) S 50 I S 221,100 $235,000 $ 1,068 $ 1,112 S 44 $ (21) $ 67 I S 325,200 S 345,400 S 1,569 S 1,634 S 64 S (31) S '11 S 491,400 S 521,900 S 2;372 S 2,469 S '11 S (47) S 147 ~',':~';;~!F::,:~:2:""""""" t"'::~~ ~~ ::'7<"::? ~ Tax Levy Options ~ The levy set this evening is the maximum levy for 2007. ~ Levy can, and most likely will be reduced but it cannot be increased. '*' Staff continues to evaluate the budget making adjustments and revisions in our goal of reducing the levy from the preliminary amount set. :~:'2:;:""""" It"':':'''';';'''''''''''''' ;:~~=m:~ It'~''':''W":''< """,::] j"'''''''''' J~ How will my taxes be affected? <<0 The City of Hopkins' taxable market value increased by 8.8% or $128 million due to new construction, development and increases in property values. ~ Due to increases in the taxable market value the preliminary tax rate for the city decreased by an estimated 1.995%. ... The market value of the median (average) home in Hopkins increased about 6.2% for 2007 to $235,000. (10 Property that had significant increases in valuation will most likely realize an increase in taxes. t;,m'~'~:,':--"1 It'''':::"':''::::::J r~'~,','; ~ f~w,"',~,,::~ ;w"""",':-....., Development and Taxes City property taxes for 2007 are going to be affected by decisions that were made over past years for various development projects that continue to be added to the tax base. This Council and past Councils have seen the wisdom of committing time, energy, and funding to projects whose payoff may be years in the future, Projects funded by tax increment financing have added to the City's tax base. These projects have also created the environment for additional development. 2 ----- ----- - ----- - - - 2007 Preliminary Levy and Budget I I Questions? 3 CITY OF HOPKINS Hennepin County, Minnesota RESOLUTION NO. 2006-053 RESOLUTION APPROVING THE PROPOSED 2007 TAX LEVY, APPROVING THE PROPOSED 2007 BUDGET, AND SETTING PUBLIC HEARING DATES BE IT RESOLVED BY THE COUNCIL OF THE CITY OF HOPKINS, MINNESOTA, That the following sums be levied for 2007 upon the taxable property in said City of Hopkins, for the following purposes. General Fund Housing & Redevelopment Authority PERA Rate Increase Capital Levy General Obligation Bonds Improvement Bonds HRA Leased Revenue Bonds Total Levy $7,728,711 20,000 11,815 50,000 175,000 147,000 885.000 $9,017,526 That the Proposed 2007 General Fund Budget be set at $9,450,921. Provision has also been made for the payment of principal an interest for the following bond issues: 1-1-97 Redevelopment Bonds 10-1-96 Redevelopment Bonds 12-1-89 Sewer Revenue Bonds 2-1-92 Taxable Refunding Bonds Refunded 10-15-93 & 12-4-01 12-1-89 Redevelopment Bonds 8-1-92 Improvement Revolving Bonds Refunded 10-15-93 Refunded 12-4-01 3-1-90 Park Bonds Refunded 10-15-93 & 12-4-01 Housing Bonds 5-1-99 Taxable GO Housing Improvement Bonds Housing Bonds 8-1-99 GO Storm Sewer Bonds GO Housing Improvement Bonds 4-1-00 Water Revenue Bonds GO Improvement Revolving Bonds 10-1-02 GO Improvement Revolving Bonds Redevelopment Bonds 10-1-02 BRA Lease Revenue Bonds BRA Lease Revenue Bonds 6-1-03 GO Storm Sewer Revenue Bonds 9-1-95 6-1-97 8-1-99 8-1-99 10-1-02 6-1-03 Bold = Included in Levy That the public hearing for the 2007 Budget and Tax Levy be set for December 4,2006 with a continuation hearing date of December 12, 2006 at 6:30 pm in the City Council Chambers. BE IT FURTHER RESOLVED that the City Clerk is hereby ordered and directed to transmit a certified copy of this resolution to the County Auditor of Hennepin County, Minnesota. Adopted by the City Council of the City of Hopkins this 5th day of September 2006. By Eugene Maxwell, Mayor ATTEST: Terry Obermaier, City Clerk 0/0 Change 2006 BUDGET 2005 ACTUAL 2004 ACTUAL General Fund Budget 2003 ACTUAL SOURCE Current Revenues 7.460/0 1.72% 1.99% -2.25% 66.67% 6.330/0 7,748,711 421,010 647,000 110,000 208,950 25,250 290,000 9,450,921 $ 7,211,078 413,910 634,400 110,000 213,750 15,150 290,000 8,888,288 $ 6,947,865 732,468 671,079 72,883 438,548 13,160 307,457 9,183,460 $ 6,372,727 743,812 687,655 48,919 277,206 56,283 242,431 8,429,033 $ 5,932,258 1,094,005 773,539 101,647 333,085 9,783 8,244,317 $ CURRENT PROPERTY TAX INTERGOVERNMENTAL REVENUE LICENSE, PERMITS & FINES INVESTMENT EARNINGS CHARGES FOR CURRENT SERVICES OTHER REVENUES FRANCHISE FEES TOTAL REVENUES 6.89% -8.370/0 -6.270/0 1.580/0 7,105,966 3,205,375 69,080 10,380,421 6,647,670 3,498,024 73,700 10,219,394 6,455,777 3,144,839 149,683 9,750,299 6,291,222 2,780,197 82,186 9,153,605 6,259,361 2,400,725 276,306 8,936,392 -29.94% 6.360/0 -11.760/0 6.330/0 (944,500) 9,435,921 15,000 9,450,921 (1,348,106) 8,871,288 17,000 8,888,288 (1,344,231) 8,406,068 537,493 8,943,561 (1,321,365) 7,832,240 313,408 8,145,648 (1,265,183) 7,671,209 161,600 7,832,809 SALARIES AND EMPLOYEE BENEFITS MATERIALS, SUPPLIES AND SERVICES CAPITAL OUTLAY TOTAL LESS EXPENDITURES CHARGED TO OTHER ACTMTIES NET TOTAL OTHER FINANCING USES TOTAL EXPENDITURES Current Expenses 4,311.195 $ 4,311.195 $ 239,899 4,311.195 $ 283,385 4,071,296 $ 411,508 3,787,911 $ CHANGE IN FUND BALANCE Total Fund Balance / CITY OF HOPKINS ANALYSIS OF TAX LEVY 2007 Proposed Levy $7,728,711 2006 $7,164,263 2005 $7,261 ,263 2004 $6,654,321 2003 $6,167,437 2002 $6,137,325 ~url!ose General Operations General Fund Oth r Levi s: $11,815 $50,000 $20,000 $7,810,526 $11,815 $25,000 $20,000 $7,221,078 $11,815 $25,000 $10,000 $7,308,078 $11 815 $0 $0 $6,666,136 $11,815 $0 $106,000 $6,285,252 $11,815 $0 $100,000 $6,249,140 $175,000 $147,000 $885,000 $180,000 $147,000 $890,000 $190,000 $147,000 $475,000 $210,000 $150,000 $678,000 $190,000 $143,000 $550,000 $215,000 $127,000 PERA Levy Capital Levy HRA Levy Total G neral Levy * Sp cial L vies: GO Bonds Improvement Bonds HRA Revenue Bonds $1,207,000 $9,017,526 $1,217,000 $8,438,078 $812,000 $8,120,078 $1,038,000 $7,704,136 (2) $883,000 $7,168,252 (1 ) $342,000 $6,591 ,140 Special Levies TOTAL LEVIES Subtotal $579,448 6.87% I I $318,000 3.92% $415,942 5.40% $535,884 7.480/0 $577,112 8.76% $1,578,779 31.50% Total over prior year rc ntag Incr (Deer) as Incr P 47.299% -1.9950/01 r 48.262% -1.393% 48.944% -13.624% 56.664% 1.007% 56.099% 4.167% 53.855% 67.914% n Tax Capacity Rate Tax Capacity Rate Perc ntag Incr/Decr Notes * Included in Operating Levy on Tax Statements (1) First portion of new facility bonds levied (2) Second portion of new facility bonds and no LGA CITY OF HOPKINS INCLUDES GENERAL FUND, DEBT SERVICE, HOUSING & REDEVELOPMENT and PERA HISTORIC, cuRRENT AND PROJECTED TAX LEVIES AND CITY TAX RATES Levy Total Levy Fiscal Disp Net Tax Tax GroSS Payable Tax General PERA Capital HRA Debt Before Distribution After Capacity Tax Levy ~ ~paci!Y l&YY .lax LeVL l&YY IaxLe~ 3axLeVY~ gedits hlDolla1]. flscal Dispar Rate Increase - - - - 2007 17,026,722 7,728,711 11,815 50,000 20,000 1,207,000 9,017,526 964,012 8,053,514 47.2990/0 6.870/0 2006 15,622,197 7,164,263 11,815 25,000 20,000 1,217,000 8,438,078 898,980 7,539,098 48.262% 3.92% 2005 14,655,800 7,261,263 11,815 25,000 10,000 812,000 8,120,078 48.944% 5.40% 2004*** 11,901,703 6,654,321 11 ,815 - - 1,038,000 7,704,136 56.664% 7.48% 2003** 11,140,721 6,167,437 11,815 - 106,000 883,000 7,168,252 56.099% 8.76% 2002* 10,658,607 6,137,325 11,815 - 100,000 342,000 6,591,140 53.855% 9.78% 2001 13,451,366 5,661,993 342,000 6,003,993 32.073% 6.00% 2000 12,526,355 5,334,144 330,000 5,664,144 32.112% 5.23% 1999 11,749,302 5,052,640 330,000 5,382,640 32.441% 3.63% 1998 11,936,742 4,864,184 330,000 5,194,184 30.452% 0.30% 1997 13,194,123 4,439,137 739,663 5,178,800 27.648% 1.21% 1966 12,902,081 4,538,426 578,574 5,117,000 28.540% 3.30% 1995 12,981,406 4,379,653 573,947 4,953,600 27.042% * NO HACA ** First portion of new facility bonds levied "'LeVY for second portion of new facility bonds and nO local government aid, In 2002 the legislature removed flACA from the aids to local governments and reallocated it to school districts, In 2003 the city implemented the initial debt service levy to pay for the facility projects, In 2004 the legislature eliminated local government aids to the City of HopkinS In 2005 the Limited Market Value Credit is being gradually phased out, FYJl'l' V A.LuB l'R01oA 2003 'f0 2()04 A.SSU1oABS A. l5% TNCRBhSE TN ~FYJl'l' V A.LuB FR010A 2004 'f0 2005 A.SSU1oABS A. l5% TNCRBA.SE TN ... FYJl'l' V ,\LUE FR010A 2005 'f0 2006 A.SSU1oABS A. 6.2% TNCRB"'SE TN lVU' City Increase 2006 'ta1les over 1\nnual % Market -payable -previouS ~~~ ~ $826 $49 5.9% $l'14,600 $1,092 $65 5.9% $230,922 $345,445 $1,634 $91 5.9% $2,469 $146 5.9% $521,922 $69 $4 $91 $5 $136 $8 $206 $12 CI't'Y Of 1l01'lZl~S ES'flW- 'fED \'RO\'ER'f'i 'fN' ]}A\' A.crS FOR Cn)' LEV)"S RBS\DEN'flfJ.- ,\\OWlS'fEA.D \'RO\'ER'f'i City Increase 2005 'taKes over 1\nnual 1\nnual 1>ayable 1>reviouS % % Market ~ ~ ~~~ $111 $11 10.0% ~0.6% $164,401 $1,028 $102 10.0% ~0.6% $211,441 $1,531 $153 10.0% ~0.6% $325,211 $2,323 $231 10.0% ~0.6% $491,452 $65 $6 $86 $9 $128 $\3 $194 $19 City Increase 2004 'ta1les over Market 1>ayable 1'reviouS Value 2005 ~ ~~ $142,962 $100 ~$5 $189,019 $925 ~$6 $282,850 $1,384 ~$9 $421,349 $2,091 ~$14 1oA0N"tlU.s CoS'f Of LEV)' $58 1oA0N'ffll.)' COS'f Of LE'l'i $11 1oA0N'fl\L)' COS'f Of LEV'l $115 1oA0N'fl\L)' COS'f Of LEV)' $l'14 , ' _arl<et "alne for aU \udi"idnals resideuce, d' OU tbe actnal ",.reaSe '" ~ ^ctnal tall. \nll'aets Jl\\l)' "art del'eu \U\l, nl' \ City Increase 2006 T""es ovet M",ket PaJoh\e Pt~\OUS ~~~ $\91.913 $\,S\% $\S6 $2,829 $265 $660 \ \ ^nt\ua\ % ~ 1\.4% CI'f'l OF flOPlZI'NS I AJ.. flAP l\ers fOR Cl'T'i LEY'l s ESTU,\J\ TED PROPER'T'i ~'DtJS1'R1AL PROPBR1'~ COMMBRCI^L ~ )X.. \0:3% 9.5% 9:3% $1,320 $\3 $22 $55 $1\0 $1,513 $\5,502 $121 $236 $631 $ \ ,292 $336,554 $838,086 $1,616,\13 Annua\ % ~ 3.0% 2.3% \.9% \.1% City Increase 200S T""es over M.,ket pa)'lll>\e l'tO'l\ous "'1_1 2006 ~~ ~~-- $\%\,621 $\,362 $40 $2,564 $59 $\21 $242 $6,9\3 $14,\8\ $308,165 $168,886 $\,531,113 City Increase ^nt\ua\ 2004 T""es over . % Matket pa)lOl>\e l'tev\Ous 200S 'leat ~ ~ ~ .-:-=- -- 23 41:'\ \2 ~1.8% $\12,649 $\,3 .. $2,S06 .$23\ .%5% ~8.9% ~$662 $293,503 $6,186 $3 $5 $11 $20 $1\4 $214 $516 $\,\82 ~9.0% ~$\,382 $13,940 $130,88\ $\,461,161 , ' """ko\ value fot a ~ific business, d' on tbe actua!11\CteaSe 11\ ' . Mtual tal'- i11ll""'ts roaJ var'j del"'" \ng f 1\ cotnl11etCial bUsinesses \n 1l.0\,\a11ll. 1'\1e ",."ease used fot 200410S is t\1e average 0 a \ . and ty1>e of business. M",ket value \s d~da11t on t\1e ocat'on ~ V l\L\Jb fROM 2003 TO 2004 l\SSmAES l\ S .2% lNCRlll\SE IN Ml\ FJOlT V l\L\Jb fROM 2004 TO 2005 l\SSmAES l\ S.2,/,lNCRbl\SE IN M~"I\T V j\L\Jb fROM 200S TO 2006 l\SsmAES l\ 9'/' lNcREl\SE IN }AP.."" $1\0 $209 $566 $1,162 MONT\lL'l COST Of LEY'l MON'f\\L'l COST Of LEY'l MON'f\\L'l COST Of LEY'l MON'fll.L'l COST Of LEY'l