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HRA Report 10-10 Assignment Agreement Market Place and MainG, TY 0F 1* September 3, 2010 HRA Report 2010-10 NOPKINS AMENDMENT TO DEVELOPMENT AGREEMENT/ASSIGNMENT AGREEMENT — MARKETPLACE & MAIN Proposed Action Staff recommends adoption of the following motion: Move to approve the Fifth Amendment to the First Amended and Restated Contract for Private Redevelopment and the Assignment and Assumption Agreement — Marketplace & Main. With this motion, the agreements will be executed. It is understood that staff has the ability to make minor modifications that do not affect the overall intent of the agreements. Overview In May 2009, the Hopkins HRA entered into a redevelopment agreement with Marketplace Holdings, Inc. for the purposes of facilitating the redevelopment of the former Hopkins Honda Body Shop building at 701 Mainstreet into a mixed-use housing over retail development (phase 1). The project area also included two additional parcels (phase II). The Beard Group is now ready to move ahead on the phase I project (701 Mainstreet), securing financing through the U.S. Department of Housing & Urban Development. A requirement of financing is that the HRA's interest be subordinate to HUD and that the property for phase I be held by a single -purpose entity. Because the current entity, Marketplace Holdings, Inc. also owns the land for phase Il, the land and development rights for phase II must be assigned to a new entity. In order to accomplish this, the HRA must approve the Fifth Amendment and the assignment of the land and rights for development to the new entity, Marketplace Townhomes Holdings, Inc. All obligations and responsibilities related to phase II will remain as will all obligations associated with phase I development. Primary Issues to Consider This action will facilitate the financing for the phase I project while not releasing the redeveloper of any obligations under the current agreement. Supporting Information • Fifth Amendment to the First Amended and Restated Contract for Private Redevelopment n Agreement KerstenWerum Director of Planning & Development Financial Impact: $_0 Budgeted: Y/N Source: Related Documents (CIP, ERP, etc.): Notes: FIFTH AMENDMENT TO FIRST AMENDED AND RESTATED CONTRACT FOR PRIVATE REDEVELOPMENT THIS FIFTH AMENDMENT is made effective as of the day of , 2010, by and between the Housing and Redevelopment Authority in and for the City of Hopkins, a public body corporate and politic (hereinafter referred to as the "Authority"), established pursuant to Minnesota Statutes, sections 469.001-469.047 (hereinafter referred to as the "Act"), and having its principal office at 1010 First Street South, Hopkins, Minnesota 55343, and Marketplace Holdings, Inc., a Minnesota corporation (hereinafter referred to as the "Redeveloper"), having its principal office at 750 Second Street Northeast, Suite 100, Hopkins, Minnesota 55343 and amends that certain First Amended and Restated Contract for Private Redevelopment between the Authority and the Redeveloper dated as of May 5, 2009, which First Amended and Restated Contract for Private Redevelopment has been amended by a First Amendment thereto dated as of January 5, 2010, a Second Amendment thereto dated as of , 2010, a Third Amendment thereto dated as of . , 2010, and a Fourth Amendment thereto dated as of , 2010 (which agreement as amended is referred to herein as the "Agreement"). WHEREAS, the Authority and the Redeveloper entered into the Agreement under which the Redeveloper and the Authority agreed to proceed to implement a proposal by the Redeveloper to redevelop certain property in the City of Hopkins through the construction of a mixed use retail/commercial/residential development; and WHEREAS, Dougherty Mortgage LLC, a Delaware limited liability company ("Lender") has agreed to make a loan to the Redeveloper in the original principal amount of (the "HUD Loan") which loan shall be insured by the Federal Housing Administration (the "FHA") of the United States Department of Housing and Urban Development ("HUD") under Section 232 of the National Housing Act of 1934, as amended, pursuant to the Commitment to Insure Upon Completion dated , 2010 (FHA Project No. ), as amended (the "FHA Commitment"). The HUD Loan will be evidenced by that certain Mortgage Note dated , 2010 (the "HUD Note") executed by the Redeveloper in favor of Lender in the original principal amount of the Loan and will be secured in part by (i) that certain Mortgage dated , 2010 (the "HUD Mortgage") executed by the Redeveloper in favor of Lender, and by (ii) the Regulatory Agreement for Multifamily Housing Projects dated , 2010 (the "HUD Regulatory Agreement") executed by and between Redeveloper and the Secretary of Housing and Urban Development. The HUD Note, the HUD Mortgage, the HUD Regulatory Agreement and all other loan and security documents executed in connection with the HUD Loan are collectively referred to herein as the "HUD Loan Documents." As a condition to the making of the HUD Loan to the Redeveloper, Lender and HUD require that the Agreement, to the extent applicable to and encumbering the Parcel I only, be amended to include certain HUD provisions and that the Agreement be subordinated to the HUD Loan and the HUD Loan Documents. NOW, THEREFORE, the Authority and Redeveloper do hereby agree that: 1. All capitalized terms used herein shall have the meanings given to such terms in the Agreement. DOCS -#3328084-V2 2. As to Parcel I, the following additional provisions shall apply: ARTICLE XI PARCEL I - HUD REQUIREMENTS This Article XI is applicable to and shall be enforced only with regard to Parcel I and the rights, duties and obligations of the parties under this Agreement with regard to the Parcel I, and development, operation and use of the Minimum Improvements located on Parcel I. Section 11.1. Notwithstanding anything in this Agreement to the contrary, except the requirements in 26 U.S.C. 42(h)(6)(E)(ii), this Agreement is expressly subordinate to (i) the HUD Note, (ii) the HUD Mortgage, (iii) the HUD Regulatory Agreement, and (iv) all other documents executed by the Redeveloper, Lender and/or HUD in connection with the HUD Note in connection with Parcel I; and is subordinate to all applicable HUD mortgage insurance (and Section 8 of the U.S. Housing Act of 1937, if applicable) regulations and related administrative requirements. In the event of any conflict between the provisions of this Agreement and the provisions of applicable HUD regulations, related HUD administrative requirements, or HUD Loan Documents, the HUD regulations, related administrative requirements or HUD Loan Documents shall control. Section 11.2. In the event of foreclosure or transfer of title by deed in lieu of foreclosure of Parcel I, any and all land use covenants contained herein encumbering and/or applicable to the Parcel I shall automatically terminate except those requirements set out in 26 U.S.C. 42(h)(6)(E)(ii). Section 11.3. Failure to comply with the covenants contained herein encumbering and/or applicable to Parcel I will not serve as a basis for default on any of the HUD Loan Documents. Section 11.4. The covenants contained in this Agreement encumbering and/or applicable to Parcel I are not included in any of the HUD Loan Documents. Section 11.5. Enforcement of the covenants contained herein encumbering and/or applicable to Parcel I will not result in any claim against Parcel I, the proceeds from the HUD Mortgage, any reserve or deposit required by HUD in connection with the HUD Mortgage transaction, or the rents or other income from Parcel I other than from available Surplus Cash, as defined in the HUD Regulatory Agreement. Section 11.6. So long as Parcel I is subject to a mortgage insured or held by HUD, no amendment shall be made to this Agreement without the prior written consent of HUD. Section 11.7. This Agreement may not be foreclosed upon or sold, transferred, assigned or pledged, without the prior written of consent of HUD of such foreclosure, conveyance, assignment or pledge. DOCS -#3328084-V2 Section 11.8. With regard to Parcel I only, no action shall be taken in accordance with the rights granted herein or prohibiting the Redeveloper or any of its successors or assigns from taking any action except in strict accordance with the U.S. Housing Act of 1937 (the "Housing Act"), applicable mortgage insurance regulations, the HUD Loan Documents, or applicable public housing regulations under Sections 5 and 9 of the Housing Act, or if applicable, Section 8 of the Housing Act and the regulations thereunder. Section 11.9. The covenants contained in this Agreement encumbering and/or applicable to Parcel I shall not be construed to conflict with any applicable HUD mortgage insurance regulation, applicable public housing regulations, or Section 8 of the Housing Act and the regulations thereunder. Section 11.10. The terms and conditions of Article XI supersede the terms of the Agreement with regard to Parcel I only, and, should there be any conflict or inconsistency between Article XI and the Agreement as enforced and encumbering Parcel I, the terms and conditions of Article XI shall prevail. 3. All other provisions of the Agreement shall remain in full force and effect. IN WITNESS WHEREOF, the Authority has caused this Fifth Amendment to be duly executed in its name and behalf and the Redeveloper has caused this Fifth Amendment to be duly executed in its name and behalf on or as of the date first above written. DOCS -#3328084-V2 SIGNATURE PAGE TO FIFTH AMENDMENT TO FIRST AMENDED AND RESTATED CONTRACT FOR PRIVATE REDEVELOPMENT HOUSING AND REDEVELOPMENT AUTHORITY IN AND FOR THE CITY OF HOPKINS STATE OF MINNESOTA ) ) SS. COUNTY OF ) The foregoing instrument was acknowledged before me this day of , 2010, by and the and of the Housing and Redevelopment Authority In and For the City of Hopkins, a public body politic and corporate under the laws of the state of Minnesota. Notary Public DOCS -#3328084-V2 SIGNATURE PAGE TO FIFTH AMENDMENT TO FIRST AMENDED AND RESTATED CONTRACT FOR PRIVATE REDEVELOPMENT MARKETPLACE HOLDINGS, INC., A Minnesota corporation Its: STATE OF MINNESOTA ) ) SS. COUNTY OF ) The foregoing instrument was acknowledged before me this day of , 2010, by , the of Marketplace Holdings, Inc., a Minnesota corporation, on behalf of the corporation. Notary Public DOCS -#3328084-V2 ASSIGNMENT AND ASSUMPTION AGREEMENT This Assignment and Assumption Agreement is made and entered into this day of , 2010, by the Housing and Redevelopment Authority In and For the City of Hopkins, Minnesota, a public body politic and corporate under the laws of the State of Minnesota (the "Authority"), Marketplace Holdings, Inc., a Minnesota corporation (the "Assignor") and Marketplace Townhomes Holdings, LLC, a Minnesota limited liability company (the "Assignee"). WITNESSETH WHEREAS, the Assignor and the Authority entered into a First Amended and Restated Contract for Private Redevelopment dated May 5, 2009, which has been amended by a First Amendment thereto dated as of January 5, 2010, a Second Amendment thereto dated as of , 2010, a Third Amendment thereto dated as of , 2010, and a Fourth Amendment thereto dated as of , 2010 (which agreement as amended is referred to herein as the "Agreement"), providing for the redevelopment by Assignor of certain real property located within the City of Hopkins, Minnesota (the "Redevelopment Property"), which Agreement is incorporated herein and made a part hereof by reference; and WHEREAS, the Agreement provides that the Assignor will develop the improvements to be constructed on the Redevelopment Property in two phases, Phase I consisting of 53 apartments and 5,500 square feet of retail/commercial space, and Phase IIA anticipated to consist of approximately 7 townhouses; and WHEREAS, the Assignor is in the process of securing financing for the construction of Phase I and the Assignor's lender has required that, as a condition to making a construction loan for Phase I, Assignor transfer its interest in that portion of the Redevelopment Property on which Phase IIA will be constructed to a separate entity; and WHEREAS, the Agreement requires the Authority's approval of any transfer of any portion of the Redevelopment Property on which a Phase is to be built prior to the completion of construction of the Phase; and WHEREAS, the Assignor desires to transfer to Assignee the portion of the Redevelopment Property on which Phase IIA will be built ("Parcel IIA") and to assign to Assignee its rights and obligations under the Agreement as it relates to Parcel IIA; and WHEREAS, the Authority is willing to permit the transfer of Parcel IIA and assignment of the provisions of the Agreement relating to Parcel IIA but only on the terms and conditions contained in this Assignment and Assumption Agreement. NOW, THEREFORE, the parties hereto do hereby agree as follows: Section 1. All capitalized terms contained herein that are not defined in this Assignment and Assumption Agreement shall have the meanings of such terms as defined in the Agreement. DOCS -#3328098-v2 Section 2. Assignor hereby assigns to Assignee all of Assignor's right, title and interest in and to the Agreement as it relates to Phase IIA and Parcel IIA. Assignee agrees to assume and perform all of Assignee's obligations and responsibilities under the Agreement relating to Phase IIA and Parcel IIA. Such assignment and assumption shall only be effective if and when Assignor conveys Parcel IIA to Assignee, notice of which shall be promptly furnished to the Authority. The Assignor and Assignee agree that they will be jointly and severally liable with respect to the repayment of the Authority Loan and agree to execute such documents as are reasonably required to effectuate that agreement. Section 3. Assignor shall be released from all obligations and responsibilities under the Agreement relating to Phase IIA and Parcel IIA. Assignor shall remain liable for all of the Redeveloper's obligations under the Agreement relating to Phase I and Parcel I. The Note to be issued pursuant to the Agreement for Phase I shall be issued to the Assignor and the Assignee shall have no rights with respect to the Note. Section 4. The Authority hereby consents to the conveyance of Parcel IIA to Assignee and to the assignment of the Agreement as it relates to Phase IIA and Parcel IIA to Assignee. Section 5. All of the other terms and provisions of the Agreement shall remain in full force and effect. DOCS -#3328098-v2 IN WITNESS WHEREOF, the parties have executed this Agreement on or as of the date first above written. HOUSING AND REDEVELOPMENT AUTHORITY IN AND FOR THE CITY OF HOPKINS By_ Its By— Its MARKETPLACE HOLDINGS, INC. By— Its y—Its By_ Its MARKETPLACE TOWNHOMES HOLDINGS, LLC By— Its By_ Its y— Its STATE OF MINNESOTA ) )SS. COUNTY OF ) The foregoing instrument was acknowledged before me this day of , 2010, by and , the and of the Housing and Redevelopment Authority In and For the City of Hopkins, a public body politic and corporate, on behalf of the Authority. Notary Public DOCS -#3328098-v2