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Agenda- HRANOVEMBER S M T W T F S 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 I. CALL TO ORDER HOPKINS HRA REGULAR MEETING November 1, 2011 7:20 p.m. II. OPEN AGENDA - PUBLIC COMMENTS (Public must fill out a Speaker Request form. There is a three minute limit for each person.) III. CONSENT AGENDA 1. Approve minutes of the October 4, 2011, regular meeting 2. Approve disbursements through October 31, 2011 3. ITEM HRA 2011-16 Decertification of Tax Increment Financing District 1-3, Resolution 481 Recommendation: approve consent agenda Board Action: IV. NEW BUSINESS 2. ITEM HRA 2011-17 Phase Note and Coverage Note for Cargill, Excelsior Crossings Recommendation: adopt Resolution 482 Board Action: V. ADJOURNMENT Board Action: DECEMBER MAXWELL S M T W T F S BRAUSEN 1 2 3 HALVERSON 4 5 6 7 8 9 10 ROWAN 11 12 13 14 15 16 17 YOUAKIM 18 19 20 21 22 23 24 25 26 27 28 29 30 31 MORNSON ELVERUM HOPKINS HRA REGULAR MEETING November 1, 2011 7:20 p.m. II. OPEN AGENDA - PUBLIC COMMENTS (Public must fill out a Speaker Request form. There is a three minute limit for each person.) III. CONSENT AGENDA 1. Approve minutes of the October 4, 2011, regular meeting 2. Approve disbursements through October 31, 2011 3. ITEM HRA 2011-16 Decertification of Tax Increment Financing District 1-3, Resolution 481 Recommendation: approve consent agenda Board Action: IV. NEW BUSINESS 2. ITEM HRA 2011-17 Phase Note and Coverage Note for Cargill, Excelsior Crossings Recommendation: adopt Resolution 482 Board Action: V. ADJOURNMENT Board Action: UNOFFICIAL MINUTES OF HOPKINS HRA REGULAR MEETING October 4, 2011 A regular meeting of the Hopkins Housing and Redevelopment Authority was held October 4, 2011, at Hopkins City Hall. Present were Chairman Eugene Maxwell and Commissioners Rick Brausen, Kristi Halverson, Bruce Rowan and Cheryl Youakim. Also present were Executive Director Mike Mornson, Assistant Executive Director Kersten Elverum and City Attorney Jerry Steiner. I. CALL TO ORDER The meeting was called to order at 7:26 p.m. II. OPEN AGENDA - PUBLIC COMMENTS No one from the public came forward to speak. III. CONSENT AGENDA • 1. Approve minutes of the September 6, 2011, regular meeting 2. Approve disbursements through September 30, 2011 Commissioner Rowan moved, Commissioner Brausen seconded, to approve the consent agenda. The motion was approved unanimously. IV. NEW BUSINESS 1. ITEM 2011-15 Renewal of General Liability and Property Insurance Finance Director Christine Harkess recommended renewal of the general liability and property insurance and not waiving the statutory tort liability limits. She indicated that this action will save money in premium costs and potentially in lawsuit costs. Chairman Maxwell asked about changes; Ms. Harkess explained they were minimal. Commissioner Rowan moved, Commissioner Halverson seconded, to approve renewal of the LMCIT Insurance Policy for the HRA and to not waive the statutory tort liability limits to the extent of the coverage purchased. The motion was approved unanimously. UNOFFICIAL 0 Minutes of Regular HRA Meeting, October 4, 2011 - Page 2 V. ADJOURNMENT Commissioner Brausen moved, Commissioner Youakim seconded, to adjourn the meeting. The motion was approved unanimously. The meeting adjourned at 7:29 p.m. Eugene J. Maxwell, Chairman Mike Mornson, Executive Director .7 0 10/10/2011 8:44 AM A / P CHECK REGISTER PAGE: 1 PACKET: 02240 HRA 10-10-2011 VENDOR SET: 01 BANK HRA HRA WELLS FARGO 0 CHECK CHECK CHECK CHECK VENDOR NAME / I.D. DESC TYPE DATE DISCOUNT AMOUNT NO# AMOUNT 27829 ACME GENERAL CONTRACTING R 10/10/2011 012281 1,495.00 27274 CITY OF HOPKINS R 10/10/2011 012282 1,197.00 03635 CONTINENTAL RESEARCH CORPORATION R 10/10/2011 012283 68.12 07711 FINKEN GREAT GLACIER WATER R 10/10/2011 012284 13.52 06691 FRANKS AUTO BODY R 10/10/2011 012285 691.34 07182 GENERAL ELECTRIC CO R 10/10/2011 012286 1,433.00 27200 HD SUPPLY FACILITIES MAINTENANCE R 10/10/2011 012287 260.34 13336 MIDWEST MAINTENANCE & MECHANICAL INC R 10/10/2011 012288 134.80 14040 C. NABER & ASSOCIATES R 10/10/2011 012289 205.00 28456 BOBBY PARKER R 10/10/2011 012290 100.00 16453 PLUNKETTS R 10/10/2011 012291 31.49 �7 SCHERER BROS. LUMBER CO. R 10/10/2011 012292 31.49 21558 STACY UNOWSKY R 10/10/2011 012293 183.15 22000 VAIL PLACE R 10/10/2011 012294 6,447.36 23008 WASTE MANAGEMENT OF WI -MN R 10/10/2011 012295 581.67 25080 XCEL ENERGY R 10/10/2011 012296 3,406.63 * * T 0 T A L S * * NO# DISCOUNTS CHECK AMT TOTAL APPLIED REGULAR CHECKS: 16 0.00 16,279.91 16,279.91 HANDWRITTEN CHECKS: 0 0.00 0.00 0.00 PRE -WRITE CHECKS: 0 0.00 0.00 0.00 DRAFTS: 0 0.00 0.00 0.00 VOID CHECKS: 0 0.00 0.00 0.00 NON CHECKS: 0 0.00 0.00 0.00 CORRECTIONS: 0 0.00 0.00 0.00 REGISTER TOTALS: 16 0.00 16,279.91 16,279.91 TOTAL ERRORS: 0 TOTAL WARNINGS: 0 • 10/10/2011 8:44 AM PACKET: 02240 HRA 10-10-2011 VENDOR SET: 01 BANK HRA HRA WELLS FARGO 0 VENDOR NAME / I.D. DESC l� u A / P CHECK REGISTER CHECK CHECK CHECK TYPE DATE DISCOUNT AMOUNT NO# ** POSTING PERIOD RECAP ** FUND PERIOD AMOUNT ----------------------------------------- 001 10/2011 16,279.91CR ALL 16,279.91CR PAGE: 2 CHECK AMOUNT 10/10/2011 9:16 AM PACKET: 02243 HRA #2 10-10-2011 VENDOR SET: 01 BANK HRA HRA WELLS FARGO *OR NAME / I.D. DESC *VOID* VOID CHECK 16453 PLUNKETTS ** T 0 T A L S REGULAR CHECKS: HANDWRITTEN CHECKS: PRE -WRITE CHECKS: DRAFTS: VOID CHECKS: NON CHECKS: CORRECTIONS: REGISTER TOTALS: TOTAL ERRORS: 0 TOTAL WARNINGS: 0 0/10/2011 9:17 AM CKET: 02243 HRA #2 10-10-2011 VENDOR SET: 01 BANK HRA HRA WELLS FARGO VENDOR NAME / I.D. DESC 0 A / P CHECK REGISTER PAGE: 1 CHECK CHECK CHECK CHECK TYPE DATE DISCOUNT AMOUNT NO# AMOUNT V 10/10/2011 012291 **VOID** R 10/10/2011 012297 24.05 NO# DISCOUNTS CHECK AMT TOTAL APPLIED 1 0.00 24.05 24.05 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 1 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 2 0.00 24.05 24.05 A / P CHECK REGISTER CHECK CHECK CHECK TYPE DATE DISCOUNT AMOUNT NO# ** POSTING PERIOD RECAP ** FUND PERIOD AMOUNT ------------------------------------------- 001 10/2011 24.05CR ALL 24.05CR PAGE: 2 CHECK AMOUNT 10/28/2011 8:53 AM A / P CHECK REGISTER PACKET: 02270 HRA 10-28-2011 012298 49.00 VENDOR SET: 01 012300 557.89 BANK HRA HRA WELLS FARGO 012302 20,947.17 ONDOR 148.09 CHECK CHECK 012305 NAME / I.D. DESC TYPE DATE 28486 AASC R 10/28/2011 27829 ACME GENERAL CONTRACTING R 10/28/2011 03165 CENTERPOINT ENERGY R 10/28/2011 17806 CENTURY LINK R 10/28/2011 03316 CITY OF HOPKINS R 10/28/2011 08644 HOME DEPOT CREDIT SERVICES R 10/28/2011 26106 L & R SUBURBAN LANDSCAPING R 10/28/2011 13336 MIDWEST MAINTENANCE & MECHANICAL INC R 10/28/2011 13446 MN DEPT LABOR & INDUSTRY R 10/28/2011 28107 MN NAHRO R 10/28/2011 14040 C. NABER & ASSOCIATES R 10/28/2011 �60 NEXTEL WEST CORP. R 10/28/2011 26965 OCE IMAGISTICS INC R 10/28/2011 28281 TRUGREEN-Mtka 5640 R 10/28/2011 22000 VAIL PLACE R 10/28/2011 TOTAL ERRORS: 0 • ** T 0 T A L S REGULAR CHECKS: HANDWRITTEN CHECKS: PRE -WRITE CHECKS: DRAFTS: VOID CHECKS: NON CHECKS: CORRECTIONS: REGISTER TOTALS: TOTAL WARNINGS: 0 DISCOUNT AMOUNT PAGE: 1 CHECK CHECK NO# AMOUNT 012298 49.00 012299 980.00 012300 557.89 012301 137.92 012302 20,947.17 012303 148.09 012304 225.00 012305 50.00 012306 100.00 012307 355.00 012308 150.00 012309 111.72 012310 142.00 012311 90.85 012312 6,167.04 NO# DISCOUNTS CHECK AMT TOTAL APPLIED 15 0.00 30,211.68 30,211.68 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 0 0.00 0.00 0.00 15 0.00 30,211.68 30,211.68 10/28/2011 8:53 AM PACKET: 02270 HRA 10-28-2011 VENDOR SET: 01 BANK HRA HRA WELLS FA -RSO VENDOR NAME / I.D. DESC CHECK CHECK TYPE DATE DISCOUNT AMOUNT ** POSTING PERIOD RECAP ** FUND PERIOD AMOUNT ------------------------------------------- 00i i0/2011 �G,211.58CR ---------------------------------- ^_LL 30.211.68CR • • • CHECK CHECK NO# AMOUNT • • G\TY OF C210 October 27, 2011 H O P K I N S HRA Report 2011-16 DECERTIFICATION OF TAX INCREMENT FINANCING DISTRICT 1-3 Proposed Action Staff recommends adoption of the following motion: Move to approve Resolution 481 authorizing the decertification of Tax Increment Financing District No. 1-3. With this motion, the resolution will be forwarded to Hennepin County, and District 1-3 will be decertified. Overview The HRA established TIF District 1-3 in 2005 for the purpose of facilitating a redevelopment project referred to as Block 64. The District was challenged in Hennepin County District Court and was ruled invalid. This determination was later upheld by the Court of Appeals. While the City of Hopkins does not agree with the ruling, there is no other option than to notify Hennepin County of the status and request that the District be • decertified. Primary Issues to Consider As mentioned, the Hopkins HRA has no choice but to notify Hennepin County that TIF District 1-3 was ruled invalid by Hennepin County Courts. Any tax increment received to date will be returned to Hennepin County for disbursement to the taxing jurisdictions. Supporting Documents • Resolution 481 Ker en EI Brum Director Planning & Development Financial Impact: $ 0 Budgeted: Y/N Source: Related Documents (CIP, ERP, etc.): Notes: • U HOUSING AND REDEVELOPMENT AUTHORITY IN AND FOR THE CITY OF HOPKINS HENNEPIN COUNTY, MINNESOTA RESOLUTION NO. 481 BEING A RESOLUTION AUTHORIZING THE DECERTIFICATION BY THE HOUSING AND REDEVELOPMENT AUTHORITY IN AND FOR THE CITY OF HOPKINS OF ITS TAX INCREMENT FINANCING DISTRICT NUMBER 1-3 WHEREAS, the Housing and Redevelopment Authority In and For the City of Hopkins, Minnesota (the "Authority") and the City of Hopkins (the "City"), have the legal authority to create redevelopment projects pursuant to Minnesota Statutes, Section 469.001 to 469.047, inclusive, and to create tax increment financing districts within such redevelopment projects pursuant to Minnesota Statutes, Sections 469.174-.179, inclusive. WHEREAS, pursuant to a Tax Increment Financing Plan (the "Tax Increment Plan") the Authority and the City created Tax Increment Financing District No. 1-3 (the "District") within the Authority's Redevelopment Project No. 1; and WHEREAS, subsequent to the creation of the District, the District was challenged in Hennepin County District Court and the District Court Judge ruled that the District was improperly created; and WHEREAS, the Minnesota Court of Appeals upheld the District Court decision and the Minnesota Supreme Court refused to hear an appeal of the matter, so the Authority has no further options to appeal the District Court decision; and WHEREAS, the Authority has determined that it is necessary to request that the Hennepin County Auditor decertify the District at this time. NOW, THEREFORE, BE IT RESOLVED by the Board of Commissioners of the Authority to authorize the decertification of the District, and the Executive Director of the Authority is hereby directed to furnish the City Council of the City with a copy of this Resolution and to take all other actions, including notifying the County Auditor of Hennepin County, Minnesota, necessary to decertify the District. DATED: 12011 ATTEST: Executive Director Chainnan CITY OF October 26, 2011 C3�HRA Report 2011-17 • NOPKINS PHASE NOTE AND COVERAGE NOTE FOR CARGILL - EXCELSIOR CROSSINGS • Proposed Action Staff recommends adoption of the following motion: Move to approve resolution 482 authorizing the issuance of Phase Note and Coverage Note to Cargill Incorporated for the Excelsior Crossings project. With this motion the notes will be prepared and executed. Overview The Hopkins HRA and Cargill have entered into a Redevelopment Agreement which supported the construction of a 279,872 square foot commercial building — Excelsior Crossings Phase III. The Authority agreed that it would utilize tax increment generated from Phase III to reimburse the Redeveloper for certain costs incurred by the Redeveloper. The Authority issued its $4,825,000 Tax Increment Revenue Bonds, the net proceeds of which were used to reimburse the Redeveloper for a portion of the costs to be reimbursed under the Contract. In order to fully reimburse the Redeveloper as contemplated by the Contract, the Authority agreed that it would issue a phase note payable from certain excess tax increment revenues generated by Phase III (the "Phase Note") and a coverage note payable from funds released to the Authority by the trustee for the Bonds with respect to a debt service reserve established in connection with the issuance of the Bonds. The notes that have been prepared are a Phase Note, which is in the form attached hereto as Exhibit A, and a Coverage Note, which is in the form attached to the Resolution as exhibit B. They were prepared by Bob Dieke, HRA Attorney. The notes will be paid from the excess tax increment and from the debt service reserve. There is no obligation for the HRA or the City to make up for a shortfall in tax increment used to pay the notes. Supporting Information • R lutio 482 Kersten Elverum Director of Planning & Development Financial Impact: $ 0 Budgeted: Y/N Source: Related Documents (CIP, ERP, etc.): Notes: . HOUSING AND REDEVELOPMENT AUTHORITY IN AND FOR THE CITY OF HOPKINS, MINNESOTA RESOLUTION NO. 482 RESOLUTION AUTHORIZING THE ISSUANCE OF A PHASE NOTE AND COVERAGE NOTE TO CARGILL INCORPORATED FOR THE EXCELSIOR CROSSINGS PROJECT. BE IT RESOLVED BY THE BOARD OF COMMISSIONERS OF THE HOUSING AND REDEVELOPMENT AUTHORITY IN AND FOR THE CITY OF HOPKINS (the "Authority") AS FOLLOWS: Section 1. Background. The Authority and the City of Hopkins, Minnesota (the "City") have heretofore approved the establishment of Tax Increment Financing District No. 2-11 (the "District") within the Authority's Redevelopment Project No. 2 (the "Project"), and has adopted a tax increment financing plan for the purpose of financing certain public costs of the Project. Pursuant to Minnesota Statutes, Section 469.178, subd. 4, the Authority is authorized to issue and sell its tax increment revenue notes for the purpose of financing the public redevelopment costs of the Project. The Authority and Cargill Incorporated (the "Redeveloper") have entered into a Redevelopment Agreement dated as of March 17, 2007, and a First Amendment to Redevelopment Agreement dated as of September 28, 2009 (collectively, the "Contract"). Pursuant to the Contract the Redeveloper has caused to be constructed a 279,872 square foot commercial building ("Phase III") within the District. The Authority agreed in the Contract that it would utilize tax increment generated from Phase III to reimburse the Redeveloper for certain costs incurred by the Redeveloper in constructing Phase III. The Authority issued its $4,825,000 Housing and Redevelopment Authority In and For the City of Hopkins, Minnesota Tax Increment Revenue Bonds (Excelsior Crossings Project Phase Three) Series 2009 (the "Bonds"), the net proceeds of which were used to reimburse the Redeveloper for a portion of the costs to be reimbursed under the Contract. In order to fully reimburse the Redeveloper as contemplated by the Contract, the Authority agreed that it would issue a phase note payable from certain excess tax increment revenues generated by Phase III (the "Phase Note") and a coverage note payable from funds released to the Authority by the trustee for the Bonds with respect to a debt service reserve established in connection with the issuance of the Bonds (the "Coverage Note"). There has been prepared and presented to the Authority's Board of Commissioners a Phase Note, which is in the form attached hereto as Exhibit A, and a Coverage Note, which is in the form attached hereto as Exhibit B. The Phase Note and the Coverage Note are collectively referred to in this Resolution as the "Notes" or individually as a "Note". L E • 1.02. Issuance of the Notes. The appropriate officers of the Authority are hereby authorized to issue and deliver to the Redeveloper the Phase Note and the Coverage Note. Section 2. Form of Notes. The Notes shall be substantially in the forms attached hereto, with the blanks to be properly filled in. Section 3. Terms, Execution and Deliverv. 3.01. Dates; Interest Payment Dates. The Phase Note shall be dated as of the date of the issuance of the Bonds and the Coverage Note shall be dated as of the date of its issuance. The principal amounts of and interest on the Notes shall be payable to the owner of record thereof as of the close of business on the fifteenth day of the month preceding the Scheduled Payment Date, as defined in the Notes, whether or not such day is a business day. 3.02. Registration. The Authority appoints its Executive Director as Note Registrar. The effect of registration and the rights and duties of the Registrar with respect thereto shall be as follows: (a) Re ister. The Registrar shall keep at his/her principal office Note registers in which the Registrar shall provide for the registration of ownership of the Notes and the registration of • transfers or exchanges of the Notes. (b) Transfer of Note. Upon surrender for transfer of a Note duly endorsed by the registered owner thereof or accompanied by a written instrument of transfer, in form satisfactory to the Registrar, duly executed by the registered owner thereof or by an attorney duly authorized by the registered owner in writing, the Registrar shall authenticate and deliver, in the name of the designated transferee or transferees, a new Note of a like aggregate principal amount and maturity, as requested by the transferor. The Registrar may close the books for registration of any transfer after the fifteenth day of the month preceding each interest payment date and until such interest payment date. The Notes shall not be transferred to any person unless the Authority approves such transfer and has been provided with an opinion of counsel or other evidence, acceptable to the Authority, that such transfer is exempt from registration and prospectus delivery requirements of federal and applicable state securities laws. (c) Cancellation. A Note surrendered upon any transfer shall be promptly canceled by the Registrar and thereafter disposed of as directed by the Authority. (d) Improper or Unauthorized Transfer. When a Note is presented to the Registrar for transfer, the Registrar may refuse to transfer the same until it is satisfied that the endorsement on such Note or separate instrument of transfer is valid and genuine and the requested transfer is legally authorized. The Registrar shall incur no liability for its refusal, in good faith, to make transfers which it, in its judgment, deems improper or unauthorized. 11 • (e) Persons Deemed Owners. The Authority and the Registrar may treat the person in whose name a Note is at any time registered in the Note register as the absolute owner of the Note, whether the Note shall be overdue or not, for the purpose of receiving payment of, or on account of, the principal of or interest on such Note and for all other purposes, and all such payments so made to any such registered owner or upon the owner's order shall be valid and effectual to satisfy and discharge the liability of the Authority upon such Note to the extent of the sum or sums so paid. (f) Taxes, Fees and Charges. For every transfer or exchange of a Note, the Registrar may impose a charge upon the owner thereof sufficient to reimburse the Registrar for any tax, fee, or other governmental charge required to be paid with respect to such transfer or exchange and reasonable legal fees and other costs incurred in connection therewith. (g) Mutilated, Lost, Stolen or Destroyed Note. In case a Note shall become mutilated or be lost, stolen, or destroyed, the Registrar shall deliver a new Note of like amount, maturity dates and tenor in exchange and substitution for and upon cancellation of such mutilated Note or in lieu of and in substitution for such Note lost, stolen, or destroyed, upon the payment of the reasonable expenses and charges of the Registrar in connection therewith; and, in the case of a Note lost, stolen, or destroyed, upon filing with the Registrar of evidence satisfactory to it that such Note was lost, stolen or destroyed, and of the ownership thereof, and upon furnishing to the Registrar of an appropriate indemnity in form, substance, and amount satisfactory to it, in which both the Authority and the Registrar shall be named as obligees. Any Note so surrendered to the Registrar shall be canceled by it and evidence of such cancellation shall be given to the Authority. If the mutilated, lost, stolen, or destroyed Note has already matured or been called for redemption in accordance with its terms, it shall not be necessary to issue a new Note prior to payment. 3.03. Preparation and Delivery. The Notes shall be prepared under the direction of the Authority's Executive Director and shall be executed on behalf of the Authority by the manual signatures of its Chairman and Executive Director. In case any officer whose signature, or a facsimile of whose signature, shall appear on the Notes shall cease to be such officer before the delivery of the Notes, such signature or facsimile shall nevertheless be valid and sufficient for all purposes, the same as if such officer had remained in office until delivery. When the Notes have been so executed, they shall be delivered by the Authority's Executive Director to the Redeveloper. Section 4. Security Provisions. 4.01 Pledge. The Authority hereby pledges to the payment of the principal of and interest on the Phase Note the Available Tax Increment, as defined in the Contract. Section 5. Certification of Proceedings. 0 • 5.01. Certification of Proceedings. The officers of the Authority are hereby authorized and directed to prepare and furnish to the Redeveloper certified copies of all proceedings and records of the Authority, and such other affidavits, certificates, and information as may be required to show the facts relating to the legality and marketability of the Notes as the same appear from the books and records under their custody and control or as otherwise known to them, and all such certified copies, certificates and affidavits, including any heretofore furnished, shall be deemed representations of the Authority as to the facts recited therein. Adopted this 1 st day of November, 2011. Attest: Secretary • Eugene Maxwell, Chairman EXHIBIT A $3,032,879 UNITED STATES OF AMERICA STATE OF MINNESOTA COUNTY OF HENNEPIN HOUSING AND REDEVELOPMENT AUTHORITY IN AND FOR THE CITY OF HOPKINS LIMITED REVENUE TAX INCREMENT NOTE (CARGILL INCORPORATED PHASE NOTE) The Housing and Redevelopment Authority In and For the City of Hopkins, Minnesota (the "Authority"), hereby acknowledges itself to be indebted and, for value received, promises to pay to the order of Cargill, Incorporated, a Delaware corporation, or its permitted assigns (the "Owner"), solely from the source, to the extent and in the manner hereinafter provided, the principal amount of this Note, being Three Million Thirty Two Thousand Eight Hundred Seventy Nine Dollars ($3,032,879) (the "Principal Amount"), together with interest thereon at the rate of five and seventy five one hundredths percent (5.75%) per annum (the "Rate") said amount to be paid commencing on February 1, 2012, and continuing on each February 1 and August 1, thereafter until termination of the Authority's Tax Increment Financing District No. 2- 11 (the "Scheduled Payment Dates"). The term of this Note shall continue until the entire Principal Amount of and interest on this Note has been paid or until termination of the Authority's Tax Increment Financing District No. 2-11, whichever is earlier. Interest shall be computed on the basis of a 360 -day year of twelve (12) 30 -day months. Each payment on this Note is payable in any coin or currency of the United States of America which on the date of such payment is legal tender for public and private debts and shall be made by check or draft made payable to the Owner and mailed to the Owner at its postal address within the United States as is designated from time to time by the Owner, or, if so requested by Owner, shall be made by wire transfer to the Owner, to such bank account within the United States, as is designated from time to time by Owner. The Note is a special and limited obligation and not a general obligation of the Authority, which has been issued by the Authority pursuant to and in full conformity with the Constitution and laws of the State of Minnesota, including Minnesota Statutes, Section 469.178, subdivision 4, to aid in financing a "project", as therein defined, of the Authority consisting generally of defraying certain public redevelopment costs incurred and to be incurred by the Authority within and for the benefit of its Redevelopment Project No. 2 (the "Project"). THIS NOTE IS NOT A DEBT OF THE CITY OF HOPKINS OR THE STATE OF • MINNESOTA (THE "STATE"), AND NEITHER THE CITY, THE STATE NOR ANY POLITICAL SUBDIVISION THEREOF SHALL BE LIABLE ON THE NOTE, NOR SHALL THIS NOTE BE PAYABLE OUT OF ANY FUNDS OR PROPERTIES OTHER THAN THE AMOUNTS HEREBY PLEDGED THE PAYMENT OF THIS NOTE. • The Authority and the Owner have entered into that certain Redevelopment Agreement dated as of March 15, 2007, and First Amendment to Redevelopment Agreement dated as of September 28, 2009, (collectively, the "Contract"). Pursuant to the Contract the Owner is undertaking the development of an office development (the "Minimum Improvements") in the City of Hopkins (the "City"). In order to assist the Owner in its development of the Minimum Improvements the Authority has, pursuant to the terms of the Contract, issued the $4,825,000 Housing and Redevelopment Authority in and for the City of Hopkins, Minnesota Tax Increment Revenue Bonds (Excelsior Crossings Project Phase Three) Series 2009 (the "Bonds"). Net proceeds from the sale of the Bonds have been made available to the Owner to reimburse it for certain qualified costs incurred in constructing the Minimum Improvements. In connection with the issuance of the Bonds an Indenture of Trust (the "Indenture") has been entered into between the Authority and U.S. Bank National Association, as trustee for the Bonds (the "Trustee"). So long as the any of the Bonds are outstanding and unpaid, the Scheduled Payment of this Note due on any Scheduled Payment Date is payable solely from and only to the extent of amounts paid by the Trustee to the Authority pursuant to Section 5.6 of the Indenture, after deducting any amounts required to be paid by the Authority to the Owner pursuant to that certain Housing and Redevelopment Authority In and For the City of Hopkins Limited Revenue Note (Cargill Coverage Note) dated of even date herewith, issued by the Authority to the Owner (the "Coverage Note"). . After the entire principal amount of and interest on the Bonds has been paid in full, this Note shall be payable solely from and only to the extent of Available Tax Increment, which consists of a portion of the real property taxes received as tax increment by the Authority with respect to the Authority's Tax Increment Financing District No. 2-11. Available Tax Increment, with respect to each Scheduled Payment Date, shall have the meaning given to such term in the Contract, provided, that there shall first be deducted from Available Tax Increment any amount required to be paid by the Authority to the Owner pursuant to the Coverage Note described above. The Authority shall pay on each Scheduled Payment Date to the Owner the amounts herein pledged to the payment of this Note. Payments shall be first applied to accrued interest and then to the Principal Amount. If not terminated sooner pursuant to the terms of this Note or the Contract, upon termination of the Authority's Tax Increment District No. 2-11, the Authority's payment obligations under this Note shall terminate and this Note shall no longer be an obligation of the Authority. This Note shall not be payable from or constitute a charge upon any funds of the Authority, and the Authority shall not be subject to any liability hereon or be deemed to have obligated itself to pay hereon from any funds except amounts herein pledged to the payment of this Note, and then only to the extent and in the manner herein specified. • The Owner shall never have or be deemed to have the right to compel any exercise of any taxing power of the Authority or of any other public body, and neither the Authority nor any director, commissioner, council member, board member, officer, employee or agent of the Authority, nor any person executing or registering this Note shall be liable personally hereon by reason of the issuance or registration hereof or otherwise. 6 C: This Note shall not be transferable or assignable, in whole or in part, by the Owner without the prior written consent of the Authority, which consent shall not be unreasonably withheld or delayed. This Note is issued pursuant to Resolution of the Authority and is entitled to the benefits thereof, which resolution is incorporated herein by reference. IT IS HEREBY CERTIFIED AND RECITED that all acts, conditions, and things required by the Constitution and laws of the State of Minnesota to be done, to have happened, and to be performed precedent to and in the issuance of this Note have been done, have happened, and have been performed in regular and due form, time, and manner as required by law; and that this Note, together with all other indebtedness of the Authority outstanding on the date hereof and on the date of its actual issuance and delivery, does not cause the indebtedness of the Authority to exceed any constitutional or statutory limitation thereon. IN WITNESS WHEREOF, the Housing and Redevelopment Authority In and For the City of Hopkins, by its Board of Commissioners, has caused this Note to be executed by the manual signatures of the Chair and Executive Director of the Authority and has caused this Note to be dated , 2009. • REGISTRATION PROVISIONS The ownership of the unpaid balance of the within Note is registered in the bond register of the Authority, in the name of the person last listed below. Date of Registration Registered Owner Signature of Executive Director Cargill, Incorporated. Federal Tax I.D. #: 0 • EXHIBIT B UNITED STATES OF AMERICA STATE OF MINNESOTA COUNTY OF HENNEPIN HOUSING AND REDEVELOPMENT AUTHORITY IN AND FOR THE CITY OF HOPKINS LIMITED REVENUE NOTE (CARGILL COVERAGE NOTE) The Housing and Redevelopment Authority In and For the City of Hopkins, Minnesota (the "Authority"), hereby acknowledges itself to be indebted and, for value received, promises to pay to the order of Cargill Incorporated, a Delaware corporation, or its permitted assigns (the "Owner"), solely from the sources, to the extent and in the manner hereinafter provided, the amounts described in this Note. The Authority and the Owner have entered into that certain Redevelopment Agreement dated as of March 15, 2007, and First Amendment to Redevelopment Agreement dated as of . September 28, 2009, (collectively, the "Contract"). Pursuant to the Contract the Owner is undertaking the development of an office development (the "Minimum Improvements") in the City of Hopkins (the "City"). In order to assist the Owner in its development of the Minimum Improvements the Authority has, pursuant to the terms of the Contract, issued the $4,825,000 Housing and Redevelopment Authority in and for the City of Hopkins, Minnesota Tax Increment Revenue Bonds (Excelsior Crossings Project Phase Three) Series 2009 (the "Bonds"). Net proceeds from the sale of the Bonds have been made available to the Owner to reimburse it for certain qualified costs incurred in constructing the Minimum Improvements. 'Pursuant to the Indenture of Trust (the "Indenture") entered into between the Authority and U.S. Bank National Association, as trustee for the Bonds (the "Trustee"), $374,597.50 of the proceeds of the Bonds have been deposited into a debt service reserve fund for the Bonds (the "Reserve Fund"). In order that the Owner receive the benefits of tax increment financing agreed to in the Contract, the Authority agrees that it will pay to the Owner the following amounts: 1. The amount of the Reserve Fund released to the Authority pursuant to the terms of the Indenture; 2. The lesser of (a) the amount of any interest actually earned by the Trustee on amounts on deposit in the Reserve Fund or (b) any amounts actually paid to the Authority pursuant to Section 5.6(d) of the Indenture; and • 3. The lesser of (a) any amount that the Owner may have paid or reimbursed the Authority to reimburse Opus Northwest, LLC, for amounts previously paid the Owner as required pursuant to Section 7 of the First Amendment to Redevelopment Agreement referenced 8 • above or (b) any amounts actually paid to the Authority pursuant to Section 5.6(d) of the Indenture, after deducting any amounts paid by the Authority pursuant to item 2 above. After payment in full of the entire principal amount of and interest on the Bonds and termination of the Indenture, amounts remaining unpaid under items 2 and 3 above, shall be payable solely from and to the extent of Available Tax Increment. Available Tax Increment shall have the meaning given such term in the Contract. Amounts required to be paid by the Authority to the Owner under this Note shall be payable within a reasonable time after their receipt by the Authority. Each payment on this Note is payable in any coin or currency of the United States of America which on the date of such payment is legal tender for public and private debts and shall be made by check or draft made payable to the Owner and mailed to the Owner at its postal address within the United States as is designated from time to time by the Owner, or, if so requested by Owner, shall be made by wire transfer to the Owner, to such bank account within the United States, as is designated from time to time by Owner. The Note is a special and limited obligation and not a general obligation of the Authority, which has been issued by the Authority pursuant to and in full conformity with the Constitution • and laws of the State of Minnesota, including Minnesota Statutes, Section 469.178, subdivision 4, to aid in financing a "project", as therein defined, of the Authority consisting generally of defraying certain public redevelopment costs incurred and to be incurred by the Authority within and for the benefit of its Redevelopment Project No. 2 (the "Project"). THIS NOTE IS NOT A DEBT OF THE CITY OF HOPKINS OR THE STATE OF MINNESOTA (THE "STATE"), AND NEITHER THE CITY, THE STATE NOR ANY POLITICAL SUBDIVISION THEREOF SHALL BE LIABLE ON THE NOTE, NOR SHALL THIS NOTE BE PAYABLE OUT OF ANY FUNDS OR PROPERTIES OTHER THAN AMOUNTS SPECIFICALLY PLEDGED HEREIN. This Note shall not be payable from or constitute a charge upon any funds of the Authority, and the Authority shall not be subject to any liability hereon or be deemed to have obligated itself to pay hereon from any funds except for the funds specifically pledged to the payment of this Note. The Owner shall never have or be deemed to have the right to compel any exercise of any taxing power of the Authority or of any other public body, and neither the Authority nor any director, commissioner, council member, board member, officer, employee or agent of the Authority, nor any person executing or registering this Note shall be liable personally hereon by reason of the issuance or registration hereof or otherwise. • This Note shall not be transferable or assignable, in whole or in part, by the Owner without the prior written consent of the Authority, which consent shall not be unreasonably withheld or delayed. 9 • • • IT IS HEREBY CERTIFIED AND RECITED that all acts, conditions, and things required by the Constitution and laws of the State of Minnesota to be done, to have happened, and to be performed precedent to and in the issuance of this Note have been done, have happened, and have been performed in regular and due form, time, and manner as required by law; and that this Note, together with all other indebtedness of the Authority outstanding on the date hereof and on the date of its actual issuance and delivery, does not cause the indebtedness of the Authority to exceed any constitutional or statutory limitation thereon. IN WITNESS WHEREOF, the Housing and Redevelopment Authority In and For the City of Hopkins, by its Board of Commissioners, has caused this Note to be executed by the manual signatures of the Chair and Executive Director of the Authority and has caused this Note to be dated 52011. Chair Executive Director REGISTRATION PROVISIONS The ownership of the unpaid balance of the within Note is registered in the bond register of the Authority, in the name of the person last listed below. Date of Registration Registered Owner Cargill Incorporated Federal Tax I.D. #: 10 Signature of Executive Director