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TIF Report from Stacie Kvilvang with EhlersTIF REPORT FROM EHLERS Given by Stacie Kvilvang ■S-0— Economic Development and Redevelopment -ET0-- March 2012 Management Review & Analysis Tax Increment Financing Districts City of Hopkins. Minnesota EHLERS LEADERS IN PUBLIC FINANCE •or';_ Prepared By: City Staff And Ehlers 651-697-8500 3060 Centre Pointe Drive Offices also in Wisconsin and Illinois 651-697-8555 Roseville, MN 55113-1122 800-552-1171 Table of Contents ManagementReview and Analysis.........................................................................................................3 Overview .............. ...................................................................................................................................................... ......................... 3 TIFDistrict Summa ....................................................................4 Obligationsof the TIF Districts..........................................................................................................................................................5 AdministrativeExpenses....................................................................................................................................................................9 9 Assumptions........................................................................................................................................................................................ Recommendations.............................................................................................................................................................................10 RedevelopmentProject Area................................................................................................................13 TaxIncrement Financing Districts.........................................................................................................14 TIF1-2 Entertainment District..........................................................................................................................................................14 TIF1-4 Marketplace and Main.........................................................................................................................................................21 TIF 2-1 RL Johnson Property ......................26 TIF 2-6 Hopkins Barrier Free Housing .............................................................31 TIF2-9 Oaks of main........................................................................................................................................................................36 TIF2-11 Super Valu.........................................................................................................................................................................41 Mapof the TIF Districts..................................................................................................................................................................49 Definitions.............................................................................................................................................50 Management Review & Analysis - Tax Increment Financing Districts March 2012 Hopkins, Minnesota Page 2 Management Review and Analysis Overview Revenue from tax increment financing (TIF) districts is a financial asset of the City of Hopkins. This revenue must be used primarily to address blight, contamination, housing or redevelopment needs for the parcels in the TIF district within a specified period of time. The revenue generated is first used to pay debt service on outstanding bonds, interfund loans and developer pay-as-you-go notes (PAYGO). A portion, but not all, of the remaining revenues can be used to participate in other eligible development projects and City initiatives. In the past twenty two years, the HRA has utilized unobligated revenues from older TIF districts to complete the following projects: • Streetscape improvements on Main Street in the 1990's • Market Place Lofts redevelopment for land acquisition and road improvements in 2002 The factors that produce tax increment revenues change every year. At the same time, the state property tax laws have changed significantly since 1997, including the major reforms enacted in 2001. Despite reductions in revenue due to the reform, the City has more than adequate cash flow to pay for all outstanding general obligation tax increment bonds. A few of the TIF districts for which project costs were paid through a developer financed PAYGO note are not meeting scheduled principal and interest payments. However, it should be noted that these Notes were approved prior to the 2001 legislative tax reform which effectively decreased the amount of TIF available to these Notes. In addition, the interest rates on these notes is much higher than what we are seeing in today's market. Overall, the City has no obligation to make up shortfalls for these PAYGO notes, since they are revenue based notes and the risk is borne by the developer. The Office of the State Auditor (OSA) has a TIF division which is mandated by state law to collect annual reporting forms and, if necessary, audit the use of TIF. Such audits could result in a letter to the county attorney or attorney general for enforcement actions. To date the City has not been audited. Due to legislative and market changes and oversight of TIF districts by the OSA, the management of the City's TIF districts is an ongoing activity. Ehlers worked with City staff to create the following plan for the management of its TIF districts and their related obligations. Management Review & Analysis - Tax Increment Financing Districts March 2012 Hopkins, Minnesota Page 3 TIF District Summary Currently the City has five active TIF districts as outlined in the chart below. A more detailed explanation of each district can be found starting on page 14. AVMlk Management Review & Analysis - Tag Increment Financing Districts March 2012 Hopkins, Minnesota Page 4 TIF 1-2 TIF 2-6 District Entertainment TIF 1-4 Marketplace and Main Hopkins Barrier Free T IF 2-9 TIF 2-11 Oaks of Main Super Valu District Housing District Type Redevelo ment Redevelopment Housing Redevelopment Redevelopment Redevelopment of a mixed used Public infrastructure paid by Development of development consisting Development of 24 units of Redevelopment of a Supervalu warehouse and Project Description Hopkins Art Center, of 53 market rate handicapp accessible former trailer court park into 66 owner occupied development of a 279,872complex Mann Theater, Big 10 apartments over 5.500 housing sq/ftelated A office complex Restaurant and Retail sq/ft of retail and 7 town homes and related parking structures owner occupied town homes Approved 4/4/1995 4/18/2006 10/14/1992 9/3/1996 10/6/1998 Legal max term 12/31/2023 12/31/2032 12/31/2019 12/31/2023 12/31/2029 Anticipated/ Actual 12/31/2023 12/31/2032 12/3/12019 12/31/2016 12/31/2023 Term First Increment 1998 2007 1994 1998 2000 $2,490,000 TE GO TIF Bonds, Series 2002A, $1,585,000 TE GO Refunding Bonds, Series $1,630,000 GO TIF 20108, $9,005,000 Phase 1 $1,000,000 Phase I Refunding Bonds, Series TIF Rev Bond, Series 2007, $750,000 Interfund PAYGO Note and $566,500 Interfund Loan from 2005A and the $5,290,000 Phase II TIF Rev Current Obligations Loan from EDA Fund $360,000 Phase II EDA Fund $1,755,000 GO Taxable Bond, Series 2008, PAYGO Note TIF Refunding Bonds, $4,825,000 Phase III TIF Rev Series 2005B Bond, Series 2009, $3,032,879 Phase PAYGO Note, $374,597.50 Coverage PAYGO Note 2012TIF Revenue $58,172 $0 $9,384 $132,759 $2,132,261 Fiscal Disparities Outside (A) Inside (B) Outside (A) Outside (A) Inside (13) Election County Number 1165 1172 1163 1 1167 1169/1170 AVMlk Management Review & Analysis - Tag Increment Financing Districts March 2012 Hopkins, Minnesota Page 4 Obligations of the TIF Districts The revenues from these districts are largely site specific, meaning that the revenues are restricted by law and by contract with the developers. The revenues must be used primarily to address blight, contamination, housing or redevelopment needs for the parcels in the TIF district within a specified period of time. The City has the following obligations outstanding as of December 31, 201: :.12/31/2011 . •.U/31/2011 Amount DistrictIssue Paying 2005A GO TIF Refunding Bonds $ 695000 2-9 Oaks of Mainstreet 2/1/2016 2005B GO Taxable TIF Refunding Bonds $ 865,000 2/1/2018 TE GO TIF Bonds Series 2002A $ 1,504,000 2-11 Super Valu 2/1/2013 TE GO Refundinp Bonds Series 2010B $ 2,680,000 2/1/2026 Phase I TIF Rev Bond Series 2007 $ 8865 000 2/1/2030 Phase II TIF Rev Bond Series 2008 $ 5 290 000 2/1/2030 Phase III TIF Rev Bond Series 2009 $ 4 825 000 2/1/2030 TOTAL $ 24724,000 1 N/A I N/A Pay As You . •.U/31/2011 Note OutstandingDistrict 2/1/2012 TIF 1.2 Entertainment District EDA Interfund Loan $ 242,158 TIF 1.4 Marketplace and Main Note A $ 1,000,000 Note B $ 360,000 TIF 2-6 Barrier Free Housing EDA Interfund Loan $ 793,834 Opus Coverage Not $ 988,283 TIF 2-11 SuperValu Cargill Phase Note $ 3,032,879 Cargill Coverage Not $ 374,598 TOTAL N/A 1 $ 6,791,7 Management Review & Analysis - Tax Increment Financing Districts March 2012 Hopkins, Minnesota Page 5 TIF as a Development Tool Continuous redevelopment is vital to maintaining the City's long-term economic health and vitality. Hopkins has utilized TIF for key redevelopment and housing projects since 1976, when TIF District 1-1 was created. Utilizing this tool to accomplish the various goals of the City has strengthened the overall diversity of housing options, land uses and tax base, while increasing employment opportunities and cleaning up blighted areas. One immediate benchmark of the benefit in utilizing TIF is the overall increase in market value from when the district was created to when it is fully developed and aging. As illustrated in the following table. the City's overall market value has increased in the various TIF districts by over 573%: Even though there are many benefits to utilizing TIF as a development tools, cities still wonder if they are utilizing the tool too much or not enough. One good way to measure a citv's use of'I'1F is to compare the use of TIF with similar cities. A common measure of the use of TIF is the percentage of the gross tax base captured in TIF districts. Below is a chart which demonstrates Hopkins's current and projected tax base which is captured in TIF districts with similar cities. Management Review & Analysis - Tax Increment Financing Districts March 2012 Hopkins, Minnesota Page 6 City of Hopkins Projected Captured TIF Tax Capacity and Comparison with Other Cities City of Hopkins 8.8% 55.762% Aaa St Anthony 12.9% 68.634% AA 2012 2013 2014 2016 2016 2017 Captured TIF Tax Capacity AAA Hopkins 12.6% 60.321% AA New Hope TIF 1-2 39,832 40,629 41,441 42,270 43,115 43,978 TIF 1-4 0 0 100,402 102,410 104,458 106,547 TIF 2-6 6,976 7,116 7,258 7,403 7,551 7,702 TIF 2-9 100,722 102,736 104,791 106,887 109,025 0 TIF 2-11 2,332,116 2,378,758 2,426,333 2,474,860 2,524,357 2,574,845 Future Captured TIF Tax Capacity 2,479,646 2,629,239 2,680,226 2,733,830 2,788,507 2,733,072 Total Tax Capacity (Gross) 19,721,224 20,115,648 20,517,961 20,928,321 21,346,887 21,773,825 Percentage of Tax Base in TIF 12.6% 12.6% 13.1% 13.1% 13.1% 12.6% Assumes 2% annual increase in tax base and TIF beginning in payable 2013 Golden Valley 8.8% 55.762% Aaa St Anthony 12.9% 68.634% AA Richfield 12.8% 62.337% Aa2 St. Louis Park 8.7% 45.418% AAA Hopkins 12.6% 60.321% AA New Hope 5.8% 54.940% AA West St Paul 8.2% 64.109% AA Management Review & Analysis - Tax Increment Financing Districts March 2012 Hopkins, Minnesota Page 7 Today, the City's use of TIF is lower than average when compared to similar cities. Also shown are comparable cities' tax rates and bond ratings. Although this is a small sample of municipalities, the amount of TIF used by a City does not seem to correlate directly with a City's tax rate or bond rating. In conversations with rating agencies, we do know that market value growth is an important factor in maintaining Hopkins's AA bond rating and that redevelopment plays an important factor in that. Following is a table which demonstrates the historical market value growth of the City of Hopkins. 2012 Prelim 1,471,076,286 -6.69% 2011 1,576,485,200 -7.04% 2010 1,695,916,200 0.90% 2009 1,680,859,300 0.57% 2008 1,671,252,600 5.16% 2007 1,589,259,600 8.80% 2006 1,460,671,900 8.99% 2 Prelim 59.279 6.35% 2011 55.739 13.76% 2010 48.999 3.56% 2009 47.315 4.22% 2008 45.401 -1.01% 2007 45.862 -4.97% 2006 48.262 -1.39% " Does not include HRA rate, which was first adopted in 2008 The above two tables show the history for the City's taxable market value and the City's tax rate. Factors such as total general and debt levy needs, state law and economic factors will influence both the market value and the corresponding tax rate. A correlation cannot always be made when considering market value, tax rate and total tax capacity captured by tax increment districts. Management Review & Analysis - Tax Increment Financing Districts March 2012 Hopkins, Minnesota Page 8 Administrative Expenses Minnesota TIF law defines certain costs to administer and maintain the district as allowable costs that can be paid for from tax increment revenues. These generally include City staff time, legal expenses, financial advisory expenses and publication and reporting expenses. This allows a City to defray documented staff time that is most likely a General Fund expense, such as Finance, Community Development, and Administration such as the City Manager. Time spent can be paid for from TIF revenues rather than general property tax or other revenues. The table below shows the estimated amount of increment remaining in the City's TIF districts for payable 2012 after district obligations have been paid and after estimated administrative costs. HopkinsDistrict TIF 1-2 TIF 1-4 TIF 2-6 TIF 2-9 TIF 2-11 Entertainment District Market Place/Main Oaks of Mainstreet -Super Value Pay 2011 TIF 52,546 0 9,454 147,777 2,030,408 Obligations Paid 238,354 0 0 120,185 906,523 Allowable admin 5.255 Q 91a 14.778 203.041 Net TIF (191,063) 0 8,509 12,814 920,844 Assumptions Before discussing the recommendations of the current TIF analysis, it is important to understand the assumptions used in making these projections. 1. Fund Balances. Fund balances shown for debt service funds are based on amounts for December 31, 2011. 2. Tax Increment. Pay 2012 tax increment revenues are based upon Hennepin County reports. Payable 2011 increment revenues are actual amounts. 3. Protected Revenues. Projected revenues do not account for additional development or inflation/decrease of existing values. 4. Administrative Expenses. Maximum amount of 10% is deducted annually, even though traditionally the HRA has not utilized this amount. Management Review 8 Analysis - Tax Increment Financing Districts March 2012 Hopkins, Minnesota Page 9 Recommendations The updated financial analysis of Hopkins 111 Districts offers the following recommendations: General Recommendations: 1. Administrative Expenses. We recommend that a process be put in place to track staff time to all TIF districts in order to maximize utilizing 10% of the tax increment generated to pay for staff time in administering the districts (i.e. negotiations, paygo and bond calculations and payments, TIF reporting, TIF management, etc.). This will allow other funds that pay for staff time to be decreased accordingly and will help in future years for budgeting purposes. 2. Base Tax Capacity. MN Statute 469.1763 subd. 3 requires that the original tax classification for a parcel included in a TIF district be changed to the future use of the property. Hennepin County does not make this change unless asked by the City. We recommend that for TIF districts 1-2, 14, 2-6, and 2-9 that the HRA make the request for the appropriate changes in base tax capacity by June 30, 2012, which will be effective for tax increment collected starting in 2013. 3. Pooline Balances - End of Oblieation and District. Some of the districts will have cash balances within them at the end of the district and/or obligation due to funds not being utilized for administration or other projects within or outside the district. For TiF Districts 2-9 and 2-11, we recommend reviewing the obligations and look for opportunities to expend pooling dollars prior to when the obligations will be paid off and/or look to extending the obligations in order to maximize pooling dollars for other projects. 1-2 Entertainment District 2023 2=$3(22362 02 $ 697,002 Redevelopment 1-4 Marketplace and Main 2032 2- $ - Redevelopment 2-1 RL Johnson 2010 262 $ 211,462 Redevelopment 2-6 Barrier Free Housing2019 230) $ (182,130) Affordable Housin 2-9Oaks ofMain 2023 207 $ 289,694 Redevelopment 2-11 Super Valu/Cargill 2029 262 $ 3,232,662 Redevelo ment Management Review & Analysis - Tax Increment Financing Districts Marcri X012 Hopkins, Minnesota Page 10 4. Pooling Balances - Cumulative by Year. Some of the districts will have cash balances available on an annual basis due to funds not being utilized for staff and consultant administration or other projects within or outside the district. We recommend continuing to monitor possible pooling dollars on an annual basis and develop strategies to secure the use of these funds if deemed appropriate by the HRA. Following is a chart outlining the districts and their cumulative annual cash balances (based upon when the obligations are paid off, not the legal term of the districts: Ms1r: Wt 66f 61N <tY 6 kpl h)- 00M 0))09)1 mw<_',0 ) 3'i6�« mei. , ,6 e,h.a ur) s • ns ur6x 9 , o ,. 6,.� a oo rn : 3.,e ,a „r )mn �.,. .o �„6 • ,�.noi 227,a9u 5 EOII $ 306.ns.n $ 151,)93.. S $ 2013 $ 30,02.1] 6 I6 -M $ - S - .11 $ L6,n9.n $ ])0.250.. $ $ - ]O15 S 316,9]6% 5 1]3,9)6.. S $ - .16 $ 351,)10.. $ 181.MM $ - S - M] 5 370..3.51 $ 1%,12].. $ - 5 - 2019 S 3351.0.69 $ »5,159. $ $ 2019 S 1 1. S 213A79.. S - S 5 116,1Y 97 5 I. .. 219,227A6 f 233,s"10 $ l3»,f6tA5 5 ],SMISl.m - .n 5 - 5 - M3 3 tfitHAO S 2K,D34p� 5 - $ .. 5 0.2.1)..95 S $ .1 S $ S S M6 $ S 1A30Au.07 $ $ $ .n S - $ f f .38 $ 3y5,33).n $ $ M9 S - $ S S - S 3.6%,0..% 5 3.6N,013Xf S 1M6t37.22 5 3M9,932.3f - 5 0.17 S - .31 $ - S 3Q:Yr 33•<tewk£$.:. Ms1r: Wt 66f 61N <tY 6 kpl h)- 00M 0))09)1 mw<_',0 ) 3'i6�« mei. , ,6 e,h.a ur) s • ns ur6x 9 , o ,. 6,.� a oo rn : 3.,e ,a „r )mn �.,. .o �„6 • ,�.noi 5. Debt Service Fund Balance. We recommend that balances in the debt service funds be maintained at minimal levels pursuant to federal arbitrage regulations. Monies needed to pay principal and interest should be transferred from tax increment funds only as needed. 6. Early Decertification. Minnesota Statute 469.1763 subd. 4 places restrictions on the use of increment after the applicable five-year period is completed. Revenues may only be used to pay debt or contracts that were entered into before the five year rule deadline. Once outstanding obligations are paid, the district must be decertified. We recommend looking at obligations in TIF district 2-9 and 2-11 to see if it makes sense to extend the obligations to the end term of each district. 7. Excess Increment. Excess increment is a new law which impacts the ability to use increment above any outstanding budgeted or actual obligations. Excess increment calculations are required each year by the OSA in their reporting forms. We recommend monitoring total budgets and annual TIF reports carefully to avoid excess increment. Management Review & Analysis - Tax Increment Financing Districts March 2012 Hopkins, Minnesota Page 11 227,a9u 5 5539xi.. S ).501.c15.. 5 1,131,)96. S 31%sir s9 S 1,)u151m $ )31.9..0 $ 1)3,8)5.. $ 1.9562N.N S 1351,635.. S 3,»1An 41 f IMlt63.m - 5 S S x37.919.15 S 193,70-00 S IA0A39.p S IMlA19.N f 24K496m S LIf),162K $ 243,517A6 $ 2.03.90 S y»2,1.X) S 2,3f2M927 3 zmL s $ 2.576,1%27 $ 219,227A6 f 233,s"10 $ l3»,f6tA5 5 ],SMISl.m S 3A%,1514) $ lf%,m5m 5 - 5 - $ MMS 7 $ 253,.1.. S 1.9255». S E62S,533A5 S l,t15A11.31 $ 0.2.1)..95 $ S 1--N $ 3X101..52 S 1A30Au.07 $ k -All” 5 $ - $ - 5 - S 3,0X3).)) 5 3y5,33).n $ - $ - S - S - S 3.6%,0..% 5 3.6N,013Xf S 1M6t37.22 5 3M9,932.3f - 5 0.17 S S - $ - S .30,n33) S 4n9310.. S 3X0,au.x 5 1,335,%3m 5 1X»AN.m 5 1,3».911.90 f 63WA2t51 f I.t01X55m 5 - S - 5 - 5 - S 1X63,05.63 S 1X63,05.63 f s,t..9x1.m S IA03,sna3 - f - S 5 - S - 5 1,n6356T 5 IXNAO.T $ SM>M919 5 )3.639)6 - S - 3 5 - S 5..3M159 5 3.053.9..59 S 034».59 5 51534.59 SJ1l.0tX) 5 3,313.W.3) S . $ 5.02,{60.6) $ 5,1524N.6] f 1,.U2 .67 5 SA5;668.67 S sST309Q s 53)gl»A) f 6510,»A) f S,STX».) S - S sA6Y,90M 5 S,Kl,f95.. S SAfLff5A9 5 ML.S 19 S5,).X60.93 5 �)M360.13 3 SXM%lfl f S,n6,36893 $ lX9Y468M $ 3]326$2;05; 3 12360x.0 S a,x1EME0 - - 5. Debt Service Fund Balance. We recommend that balances in the debt service funds be maintained at minimal levels pursuant to federal arbitrage regulations. Monies needed to pay principal and interest should be transferred from tax increment funds only as needed. 6. Early Decertification. Minnesota Statute 469.1763 subd. 4 places restrictions on the use of increment after the applicable five-year period is completed. Revenues may only be used to pay debt or contracts that were entered into before the five year rule deadline. Once outstanding obligations are paid, the district must be decertified. We recommend looking at obligations in TIF district 2-9 and 2-11 to see if it makes sense to extend the obligations to the end term of each district. 7. Excess Increment. Excess increment is a new law which impacts the ability to use increment above any outstanding budgeted or actual obligations. Excess increment calculations are required each year by the OSA in their reporting forms. We recommend monitoring total budgets and annual TIF reports carefully to avoid excess increment. Management Review & Analysis - Tax Increment Financing Districts March 2012 Hopkins, Minnesota Page 11 8. Interfund Loans. The 2001 Legislature made several changes to the process for establishing an interfund loan. We recommend that the HRA continue its practice of approving interfund loan resolutions and setting amortization schedules each time funds for TIF projects are borrowed from City or HRA funds (even if repayment isn't anticipated). This will assure repayment to the fund originating the loan in the future, if revenues are available. TIF District Specific Recommendations 1. TIF District 2-11. There is approximately $213,000 annually in the allowable 10% administrative fee for this district. Since it is unlikely that the HRA will ever utilize this amount, we recommend utilizing these dollars for pooling for other redevelopment projects as appropriate. 2. TIF District 2-6. Currently estimates show that approximately $119,000 will remain of the $566,500 intcrfund loan from the Economic Development Fund. We recommend adding an interest component to this loan and utilizing available cash balances from either TIF district 2-1 and/or TiF 2-9 to pay the interfund loan in full. 3. TIF District 1-4. MN Statute 469.1763 subd. 3 1 year rule) requires that, within five years from certification date, revenues have to be expended on an activity, which can include payment to a third party for an activity, issuance of bonds, binding contracts with third parties and affordable housing purposes. The State Legislature amended the five year rule to increase it by an additional five years for districts that were certified on or after June 30, 2003 and before April 20, 2009. The only district that falls within this timeframe is TiF 1-4, Marketplace and Main. We recommend that staff and consultants review the district to make sure all obligations are in place to avoid any lost opportunities for additional projects. 4. TIF District 1-4. The HRA provided a loan to the developer to assist in land acquisition. The loan was to be forgiven at the time of constructions. We recommend that the HRA approve a $400,000 interfund loan from the EDA fund to this district. The interfund loan will be repaid from tax increment not needed to pay obligations in district 1-4, 1-2, 2-9, and 2-11. Management Review & Analysis - Tax Increment Financing Districts March 2012 Hopkins, Minnesota face 12 Redevelopment Project Area The City established the original project area in 1970. In 1971, the City established the R-46 Urban Renewal Project, which was subsequently expanded. In 1976, the City adopted the Central Business District Redevelopment Plan, also known as the North Sector Project Area, and Tax Increment District 1-1 was established. The North Sector Project Area was subsequently renamed the Redevelopment Project No. 1. In 1978, the South Hopkins Industrial Redevelopment Program was established, which was also known as the South Sector Project Area. A tax increment financing district was established within this Project Area. The South Sector Project Area was subsequently renamed the Redevelopment Project No. 2 in 1989. Tax Increment Districts 2-1, 2-2, 2-3, 2-4 and 2-5 were established between 1989 and 1990. In 1992, Redevelopment Project No. 2 was combined with Redevelopment Project No.1 and the entire area has since been known as Redevelopment Project No. 1. Tax Increment Districts 2-6, 2-7, 2-8, 2-97 2-10 and 2-11 were established within the renamed Redevelopment Project No. 1. Management Review & Analysis - Tax Increment Financing Districts March 2012 Hopkins, Minnesota Page 13 Tax Increment Financing Districts TIF 1-2 Entertainment District TIF 1-2, the Entertainment District (County #1165) is a Redevelopment District established on April 4, 1995 and is located within the Redevelopment Project No. 1. Originally the district encompassed nine (9) parcels of land, that housed the Suburban Chevrolet dealership. All (9) parcels were purchased by the City for redevelopment. The City developed a new performing arts center on three (3) of the parcels in July 1997 and it was formally opened to the public in May 1998. On January 20. 1995, the HRA entered into a development agreement with the Beard Group to construct a seven (7) screen movie theater of approximately 26,000 sq/ft (Mann Theater), a 5,000 sq/ft casual dining establishment (Big Ten Restaurant) and ancillary office and retail space. The City sold the remaining six (6) parcels to the Beard Group for S1.00 and provided $50,000 toward utilities, soil corrections, SAC/WAC, park dedication and streetscape fees. In addition, the HRA provided two (2) loans for construction of the project in the amount of S 1.4 million and $750,000. The $1.4 million loan was at 2% interest and required monthly payments of accrued interest in the I" three years. Starting in year four, the Beard Group was required to make monthly payments on the full principal and interest based upon a 30 -year amortization schedule. but overall the loan had to be paid in full in fifteen years. This loan was paid in full in August, 2010. The 5750,000 loan was at 0% interest to the Beard Broup, but was booked as an interfund loan from the EDA fund at a 5% interest rate (to be repaid from TIF generated from the project). If the project was sold and/or transferred within five (5) years of closing on loan it was to be repaid in full by the Beard Group. if the Beard Group sold and/or transferred the property in years 6-15, they were required to repay a portion of the loan. The Beard Group retained ownership for the 15 year duration so the loan was forgiven to them but is still an interfund loan from the EDA Fund to the District. Both loans were secured by a mortgage, personal guarantee and assignment of leases and revenue, but were subordinate to the first mortgage. Management Review & Analysis - Tax Increment Financing Districts March 2012 01 Hopkins, Minnesota Pace 14 The Beard Group was required to provide a minimum of $300,000 in equity to the project and were allowed a developer fee of 5% of total development costs and a leasing fee of $3 sq/ft. In addition, there was a formal lease executed for use of the City's parking facility at no cost with a term the same as the Movie Theater lease and with the same options for extension. Adopted....................................04/04/1995 Requested Date............................06/05/1995 Certified Date..............................07/25/1995 Decertifies.................................12/31 /2023 Obligation End Date.............................2024 Farmer and Current PID Numbers: Former PID # New PID # New Use 24-117-22-31-0046 24-117-22-31-0149 Performing Arts Center 24-117-22-31-0047 24-117-22-31-0048 24-117-22-34-0058 24-117-22-34-0249 Mann Theater, Big Ten Restaurant and Ancillary Retail 24-117-22-34-0059 24-117-22-34-0060 24-117-22-34-0061 24-117-22-34-0063 24-117-22-34-0077 Fiscal Disparities Election: The City elected to calculate fiscal disparities from outside the district, or Option A. Frozen Tax Rate: 146.5720 Management Review & Analysis - Tax Increment Financing Districts March 2012 Hopkins, Minnesota Page 15 ;i MN Statute 469.176 subd. 4j specifies the activities on which tax increment from a redevelopment district may be spent. In general, tax increment must be spent on correcting those conditions v,hich caused the area to be designated a redevelopment district. Allowable uses include property acquisition, demolition, rehabilitation, installation of public utilities, road, sidewalks, public parking facilities, and allowable administrative expenses. 0f•!i(1 )tic,ns: There is one interfund loan for this district as follows: • $750,000 interfund loan adopted in 1985 from the Economic Development Fund at 5% interest. Final payment is expected on February 1, 2024. F(,ur Year Rule MN Statute 469.176 subd. 6 requires that, within four years from certification date, certain activities must have taken place on each parcel with the TIF district. Required activities include demolition, rehabilitation, renovation and site improvements. If these activities have not taken place within the required time, the parcel is `knocked down' from the district. meaning, that no increment may be collected from that individual parcel for the duration of the district. The law, does, however allow for reinstatement procedures should the required activity later occur on the parcel. TIF 1-2 original Four Year Rule deadline was July 1999 and was met by the projects. Fiv - Year Rule.- MN ule:MN Statute 469.1763 places limits on the amount and the length of time in which revenues from the TIF district may be used for activities outside the district. In general, for the TIF 1-2 redevelopment district, at least 75°o of tax increment revenues must be used to pay for qualified costs within the district. This is considered the 'in district percent. Subdivision 3 of this section of the statute further specifies that within five years, tax increment must actually be paid for activities, bonds issued, contracts entered into in order for revenues to be considered to have been spent. The original five year deadline was July 2000 and was met by the various projects. Geographic Enlargements MN Statute 469.175 subd. 4 (f) places limits on the length of time a TIF district may add parcels. No parcels may be added five years after the certification date. TIF 1-2 is past this deadline and the City may no longer enlarge the geographic size of the district. Management Review & Analysis - Tax Increment Financing Districts March 2012 Hopkins, Minnesota Page 16 R�-ccmrner��!a'ti�ms: Inrerfund Loan. We recommend reamortizing the $750,000 interfund loan to February 1, 2024 (2nd half of 2023 increment) to maximize available cash/fund balance for other projects. Management Review & Analysis - Tax Increment Financing Districts March 2012 Hopkins, Minnesota Page 17 City of Hopkins, MN TIf District 1-2 Enteroinment Diahut TOyea Y- a- DAIGIXAI 4 X39 Gen.EMargemens n,amr lu✓ti ln[ome pMrAevenw 1:. UmaM PoplmB pp'.ans iv4xibk ImXeel on BondM Debt IMeXund.1 Admin Elpense CXmty Adltln OuXide UXrkt N. Elpeme Distrin Type Endnl sulk U-1 0.eaevebpmenl 11 >aT•n l.per.se IC 09. 1: &:dBet Nod Mot 8e4ommen0ld ai rns tnrw 71)031 35,60a ]OSE od PrpjM Pres w2% 15,066 76S694S 3,042,311 1233,676) 201,253 3'. kers b-.. ..4.....11, <_4, Al or Urkx limit 1,453 4JM iwlDispariUts 139118% AE%clbn 562 53,108 11,086 3251 15.000 95,310 (275,508) 166071 (arnh Number 7017 1165 67,190 39.831 118130% 56,11) - 51,112 1]11] 5,83) frozen Aall E" ill UTA 14.577% CAM C0.30`i 15 M13 7,459 1),290 39831 ia813Ja 58.371 Add 2nd UTA OAM 5811 11925 1195,N71 216.42 16 M4 1,453 47190 Add3rd UTA Ob" Add X39 Aad Gec - 31.172 a.44 $,Bl) 17925 1155,199) 286.730 1run Rax Delete AamTIF 7.459 11.290 PUN BVDGH ANALY9S 58.]71 51.171 '3.308 5917 - I],92S De4en�Ae, 326977 18 7016 ❑xrkrcpre4 47,290 39.831 14::1 58.171 ON Appaed 4 ftwe3 [rood legal lean l4pMMlerm lax xarement Im -ln[ome OrM1er Aevenue TOM -HUES 1mdM Debt IMerMk- Pdminfn,, a County M., Outside0.krit utnX Eye 7-1-51 Toon 6*" Orymal Wdlet 4/a/1995 6/5/1995 7/15/1995 411 3:.1023 11/31/1013 1535:15 58.:71 1,519,135 )9A d"+1 151913 1,<68,)61 3,519,1I5 1,515,111 16,4) [umWUw xeM.e 37D,OM 20 1018 ),539,115 47,29,0 1,519,135 198151 151,913 ],168,)nl 3,519,125 3,5]9,115 5.867 5811 - 15,6)9 End of Mon. ArojMed..I T.' 5161,646 36166 'a OSE eU( 3,559.812 466,)19 118,119 1,731,915 3916.$S2 3,316.$53 58.111 - $8,172 UMx/10x4.1 Budlet 'a.05.,a7Y (311.! I2-.-1 11.010,6811 196451 1166,7)9', 133,764 11.263.116) f»1,7171 1797,7271 TOyea Y- a- Cnrt901 Sud Uptu'M Eurrnrt lxal 148.$x4 iv h,nemeM ImerlX ln[ome pMrAevenw 7OT.FtMNUES ImXeel on BondM Debt IMeXund.1 Admin Elpense CXmty Adltln OuXide UXrkt N. Elpeme 101A1E10KN31 Endnl sulk U-1 Eking Gln Balance" 11 m 71)031 35,60a ]OSE od 1,101,635 w2% 15,066 76S694S 3,042,311 1233,676) 201,253 13 2011 1,453 4JM 3167) 139118% 5),546 562 53,108 11,086 3251 15.000 95,310 (275,508) 166071 14 7017 7ASB 67,190 39.831 118130% 56,11) - 51,112 1]11] 5,83) ]7,958 (235,64) 206,235 15 M13 7,459 1),290 39831 ia813Ja 58.371 5/.171 s11M 5811 11925 1195,N71 216.42 16 M4 1,453 47190 35837 1a9139a Sg,])1 - 31.172 a.44 $,Bl) 17925 1155,199) 286.730 17 2%5 7.459 11.290 35932 1N 131R 58.]71 51.171 '3.308 5917 - I],92S (14.9531 326977 18 7016 1,1 47,290 39.831 14::1 58.171 m" I1.3a1 5,81) - 17, 11,958 114.7111 351,128 19 701] 1,453 47,19,0 3983) 11613C% 58.:71 531]1 x1,1]0 5,81) 16,4) (33,552) 37D,OM 20 1018 7,459 47,29,0 3983) 1c813C% 58,1)1 SI,IR 5.867 5811 - 15,6)9 1,41 45.$39 21 2019 7,153 11,290 39131 Ill Bis 58.111 - $8,172 1,481 5817 14,305 S1,B08 400,»1 22 20M 7,451 41,29,0 39631 148130.$ 56.1)1 51,177 ),063 5,81) - 12980 91,100 41&149 23 2@l 7,158 47,390 39831 14813994 58.111 SI,IIi 5.519 5.811 - 1194[ 14,936 41,501 24 M22 7,48 4),190 � 39.831 IN 1304. 58.]12 - 51,172 - 3936 5,817 9,753 193,45 46,/59 25 7(173 7,158 47.190 35.832 149130% Se,t11 - min 2,267 5,811 8,079 243,438 47,211 M m4 - CSMA 1 179 4)9 242,959 165,112) "aAuxed br yex end xcruW ic6).Mb 36,166 2J56 iW 3,559,113 166779 ]16119 3,731,945 33:6652 Management Review & Analysis - Tax Increment Financing Districts March 2012 Hopkins, Minnesota Page 18 City o1 Hopkins, MN TIF District 1-2 Entertainment District Pursuont to M.S. 469.176 Subd. 3: Admin limit is based on: Expenses ADMINISTRATIVE EXPENSE TEST TEST 1: Admin per TIF Plan $251,913 1T2: Estimated TIF Admin Allowable (10%) 226,721 Estimated Total TIF Expenses per TIF Plan $2,267,212 sT3: Cumulative TIF Admin Allowable (30%) $319,872 Puquont to M.S. 169.]7635ubd. 2: Total TIF Expenses for the Project 3,198,724 District Type: Does this section apply? Redevelopment Yes WILTS: Estimated TIF Admin Allowable (10%) $319,672 Certification Request Date: 6/5/1995 Actual Admin Expenses $118,129 Does TIF Plan Specify Assisting Housing Outside Project Area? No Available Admin $108,592 N so, Whal Is the Additional % Allowed In TIF Plan (Up to 10%): 0% Actual Percentage 3. Total Pooling %: 25% Accummulated Totals Tax Increment POOLING CALCULATION (25% Outside of District) 25% for Qualified F Year Year Admin. Expenses Total %Allowable Current Year Cummulatfve Admin Costs Costs Spent Outside Cumulative 12 45,068 2,997,243 1.5% 717,031 717,031 45,068 134,190 - 134,190 13 2011 48,322 3,089,329 1.6% 52,546 769,577 48,322 144,072 144,072 14 2012 S4,139 3,101,470 1.7% 58,172 827,750 54,139 152,798 - 152,798 15 2013 59,956 3,113,578 1.9% 58,172 885,922 59,956 161,524 - 161,524 16 2014 65,774 3,125,686 2.1% 58,172 944,094 65,774 1701 - 170,250 17 2015 71,591 3,137,794 2.3% 58,172 1,002,267 71,591 178,976 - 178,976 18 2016 77,408 3,149,935 2.5% 58,172 1,060,439 77,408 187,702 - 187,702 19 2017 83,225 3,161,104 2.6% 58,172 1,118,611 $3,225 196,427 - 196,427 20 2018 89,043 3,170,966 2.8% 58,172 1,176,784 89,043 205,153 - 205,153 21 2019 94,860 3,179,455 3.0% 58,172 1,234,956 94,860 213,879 - 213,879 22 2020 100,677 3,186,517 3.2% 58,172 1,293,129 300,677 222,605 - 222,605 23 2021 106,494 3,192,D47 3.3% 58,172 3,351,301 106,494 231,331 - 231,331 24 2022 112,312 3,195,982 3.5% 58,172 1,409,473 112,312 240,057 240,057 25 2023 118,129 3,198,245 3.7% 58,172 1,467,646 118,129 248,783 - 248,783 26 2024 118,129 3,198,724 3.7% 1 1,467,646 118,129 248,783 - Management Review & Analysis - Tax Increment Financing Districts March 2012 49 Hopkins, Minnesota Page 19 crcy or Hoywal. nr 1a Management Review & Analysis - Tax Increme,i f inancina Districts March 2012 Hopkins, Minnesota Page 20 1750.000 3 750,000.00 2/11,99s 929.52.05 811/1996 i82 10.69063 18,)50.00 51.37 18698.63 3 749,948.63 211/1 B9. -el 8,750.00 18.750.00 (152.817 5,59 8,902.81 E 8.598{1 1 750,101 *4 9.85 D/111p9. 2/111990 8.59841 18.902.85 2],311.00 8.15 8.902.85 b 1.70 •/111899 18 386.17 27.311.00 8,9245] 18.386.17 3 .32.616.8) 2/1/1999 18.465.96 1.00 8451 465.96 S a 723271.83 0/1/1999 +].945.58 27.311.00 9.36542 94556 ]144%40 2/1/2000 184 18.0%.96 27.311.00 9.30404 18,0%.eb 5 705.102.36 D/1 /2000 11,579.26 27.311.00 ] t .>4 1) 579.26 S O 62 2/12001 17.52).15 27 311.00 787.85 17 327.15 3 5.586.]] D/112001 t8t 16.89850 27.711.00 312.20 8.80 3 6752.4.6) "'.002 e/1/2002 17,02062 16,487.96 2].311.000 2].311.00 0.827.04 110]062 S 6,48).96 3 x1.15 2/1/2003 184 18,48845 27.311.00 0,822.55 6488.45 3 ]8.60 D/1 /2003 15.951.2 27,311.00 1 359.)7 51.2) 3 6J1,97H.87 2/1/2004 5.928.33 27.]11.00 1.781,6] 5.929.33 3 620.597.20 8/1no04 15!7242 27.311.00 ]e.5tl 1547212 3 608,758.62 2/1/2005 8/1/2005 15.344 05 14 797.16 2].311.00 2] J+1.00 6.95 12 513.84 15.344.05 3 14.797.16 3 67 584.2.7.84 21'..- 4 )2).00 2).311 00 114.00 422] 00 $ 71.69354 01112006 2I1rz00) 184 14.178.12 27.311.00 27,311.00 3.136.13 13232.28 3 14.078 J2 3 57.]2 s4s.3zs..3 811/200) 1].521.06 2).31 1,00 ],]89.92 13,521.08 S 531.535.51 2/1/2008 13.307.61 27.311.00 913.79 ]e].fi1 3 617,622 1' •/112006 12,805.10 27,311.00 405.90 12.905.10 3 503216.22 211.009 12,683.01 2].311.00 117e71 683.81 3 488.589.03 e/1.009 12.1+4.33 2].311.00 19667 4.]3 S 173.392.36 2H rz010 +.9]2.0. 27.31+00 6.378.92 932.08 3 D/12010 1356.22 27.311.00 5.854.)8 1.356.22 $ 442.05866 2/1/2011 142.30 16.004.19 211.043.00 199.900.70 142.30 3 16.004.19 242157.% N1 2011 2/112012 6.103-)1 6.004.19 6., OS.iI - - 3 6.103.)1 s 242.,57.% .1/2012 6.037.36 6.017.]6 - 6037.36 $ 342.,5- 2111201) D/1/3013 101 6103.71 0].711 1 103.71 6.004.19 - 6.103.)1 3 242.157.% 242,157.% .1/2014 6.103.71 - 6,103.7, E 242,157.% 8/1/2014 6.004.19 6004.19 - 6.004.19 3 242,+SJ.% 21//2015 6.t OJ.)1 6.103.71 - 6,103.11 $ 5..% •/1/2015 6.004.19 - 3 242.157.% 2/12016 6113.71 6.103.)1 6.10371 S 242,157.% .1/2016 6.037.36 8500.00 62.64 6037.38 3 229695.33 211201] 5.789.58 18.50000 12710.42 578958 3 216.994.91 01112011 5.3801 18500 a0 360.04 3 2035641 2/120016 6.138.51 0.500.00 3661 3 4.72344 1J6.726.so .11 .?234. 3.176.56 3 2112019 +5441 8.500.00 4.045.51 449 3 162,681.38 011 2019 .0336' 18.50000 466.39 ]361 S 14..214.98 2/1/2020 102 3.]3553 3.327.13 16.500.00 00.00 4.764.17 5.172.07 ]5.8] S S 13345052 7.95 8112020 2/1. 21 2.981.25 18.500.00 .1J 81.25 3 102 ]59.20 D/1/2021 181 2347.87 18.500.00 5552.13 2,541.87 3 8650).07 2/12022 2.188.01 10.500 00 1.99 88.01 3 0485.08 .12022 181 1 )47.89 18.500.00 16.)52.11 1,747.89 S 53,742.97 2/1/203) 184 1]5462 18.500.00 17.145 38 462 3 36397.59 8/11202] ' B 1 90142 18.500.00 1).592 58 90]42 $ 19 005 01 2/1/1024 479 O] 19484.04 479.03 $ O 00 Management Review & Analysis - Tax Increme,i f inancina Districts March 2012 Hopkins, Minnesota Page 20 TIF 1-4 Marketplace and Main TIF 1-4 Marketplace and Main (County #1172) is a Redevelopment District established on April 18, 1996 and is located within the Redevelopment Project No. 1. Originally the district encompassed 12 parcels of land, which were removed from TIF 1-3, and was established to facilitate the redevelopment of the downtown area for mixed use commercial and housing developments. It is anticipated that one parcel which currently contains an office building (Wellness Center) will not be redeveloped. On February 20, 2007 the HRA entered into a --� development agreement with the Beard Group to ,�., 7oi ^>l construct a mixed-use development consisting of 45 condominium units over 5,500 sq/ft of retail and 13 '"►� l town homes. The HRA provided a loan to the Beard Group to acquire the property in the J - s - — _ ►� amount of $900,000 ($400,000 from the EDA fund and $500,000 from TIF 2-11 via special ! `1 legislation in 2008 which allowed pooling up to 20% for housing purposes) which was to be repaid by October 1, 2008. The Beard Group's obligation to repay the loan was secured by a j �_ +—'= LL second mortgage on the property and the personal guarantees of the principals. The loan was ia,: ver- +�rw to be repaid if the Beard Group had not closed on financing and commenced construction,,a of the first phase of the development by August 31, 2008. If they completed construction =` of the first phase, the loan was to have been forgiven. No interest accrues on the principal amount of the loan, provided that if the loan was not paid M- in full when due, interest at the rate of 7.5% per year would accrue on the unpaid principal amount until the loan was paid in full. Due to the change in the market for the demand for owner -occupied condominiums, the HRA entered into the first amended and restated development agreement for construction of Phase I on May 5, 2009. The new Phase I development would consist of a vertical mixed-use development consisting of 53 units of market rate apartments over 5,500 sq/ft of retail and Phase II would consist of the construction of 7 owner -occupied town homes. The $900,000 loan payment due date was extended to October 1, 2009 and the loan was to be forgiven once construction of Phase I was completed. In addition, in the event that the Beard Groun nroceeded with the construction of Phase I but did not cmmnly with itc Management Review & Analysis - Tax Increment Financing Districts March 2012 Hopkins, Minnesota Page 21 obligations to market and construct Phase IIA or Phase 11B the City had the right to purchase Parcel IIA for a purchase price of $255,840 and Parcel IIB for a purchase price of $170,560. The Beard Group would be issued a $1,000.000 PAYGO TIF Note at 6.25% interest for Phase I and a yet to be determined PAYGO TIF Note for Phase 11, once development plans were submitted. On January 5, 2010, the HRA entered into the second amended and restated development agreement which extend the repayment date on the $900,000 loan to May 31, 2010; provided that the date for commencement of construction of Phase I is May 31, 2010, the date for completion of construction of Phase I is July 30, 2011; and that the Beard Group conveyed Parcel IIB to a third party so the definition of Redevelopment Property was modified to delete Parcel IIB as a part of the Redevelopment Property and all references to Parcel ❑B and Phase IIB were deleted from the development agreement. On April 20, 2010, the HRA entered into the third amended and restated development agreement which extend the repayment date on the $900,000 loan to August 31, 2010; provided that the date for commencement of construction of Phase I is August 31, 2010, the date for completion of construction of Phase I is October 31, 2011; and that the City would issue a Phase 11 PAYGO TIF Note in the amount of $360,000 with interest payable at 6.25%. On August 23, 2010, the HRA entered into the fourth amended and restated development agreement which extend the repayment date on the $900,000 loan to August 31, 2011, provided that the date for commencement of construction of Phase 1 is August 31, 2011, the date for completion of construction of Phase I is July 31, 2012; and that the interest on the $360,000 Phase 11 PAYGO TIF Note will equal the rate of interest on the mortgage loan obtained by the Beard Group to finance the construction of Phase I IA, but in no event will the interest rate on either PAYGO TIF Note exceed 7%. Adopted .................................... 04/18/2006 Requested Date ........................... 05/15/2006 Certified Date ............................. 06/05/2006 Decertifies ................................. 12/31/2032 Management Review & Analysis - Tax Increment Financing Districts March 2012 Hopkins, Minnesota Face 22 Former PID # ... New Use 0 24-117-22-42-0029 Town Homes 24-117-22-42-0030 Town Homes 24-117-22-42-0031 24-117-22-42-0175 Division in Process - see below Town Homes 24-117-22-42-0032 Town Homes 24-117-22-42-0033 Town Homes 24-117-22-42-0048 24-117-22-42-0173 Market Place and Main Apartments 24-117-22-42-0049 24-117-22-42-0050 24-117-22-42-0167 24-117-22-42-0056 24-117-22-42-176 Hopkins Health &Wellness Center 24-117-22-42-0057 24-117-22-42-00169 24-117-22-42-0175 Division in Process - see below Town Homes Town Homes will be: 24-117-22-42-0178, 0179,0180,0181, 0182, 0183, 0184, 0185 (vacant open space) Fiscal Disparities Election. The City elected to calculate fiscal disparities from inside the district, or Option B. Frozen Tax Rate: 118.9470 Allo%vable Useq MN Statute 469.176 subd. 4j specifies the activities on which tax increment from a redevelopment district may be spent. In general, tax increment must be spent on correcting those conditions which caused the area to be designated a redevelopment district. Allowable uses include property acquisition, demolition, rehabilitation, installation of public utilities, road, sidewalks, public parking facilities, and allowable administrative expenses O Management Review & Analysis - Tax Increment Financing Districts March 2012 Hopkins, Minnesota Page 23 There are two PAYGO Notes that will be issued for the projects within this district as follows: • Phase I - PAYGO Note in the amount not to exceed $1,000,000 at 4.47% interest. The HRA has pledged 95% of the tax increment revenues from the project. First payment is expected in 2104 and the final payment on February 1, 2033. • Phase 11— PAYGO Note in the amount of $360,000 at 6.25% interest. The HRA has pledged 95% of the tax increment revenues from the project. First payment is expected in 2014 and the final payment on February 1, 2033. Fosr YEr�r RuIF MN Statute 469.176 subd. 6 requires that, within four years from certification date, certain activities must have taken place on each parcel with the TIF district. Required activities include demolition, rehabilitation, renovation and site improvements. If these activities have not taken place within the required time, the parcel is `knocked down' from the district. meaning, that no increment may be collected from that individual parcel for the duration of the district. The law, does, however alloy, for reinstatement procedures should the required activity later occur on the parcel. The State Legislature amended the four year rule to increase it by an additional two years for districts that were certified on or after January 1. 2005 and before April 20, 2009. TIF 1-4 falls within this timeline and the Four Year Rule deadline is nog+ June 5, 2012. The TIF 1-4 original Four Year Rule deadline was June 5, 2010. Five YEL ar Rule: MN Statute 469.1763 places limits on the amount and the length of time in which revenues from the TIF district may be used for activities outside the district. In general, for the TIF 1-4 redevelopment district, at least 75% of tax increment revenues must be used to pay for qualified costs within the district. This is considered the 'in district' percent. Subdivision 3 of this section of the statute further specifies that within five years, tax increment must actually be paid for activities, bonds issued, contracts entered into in order for revenues to be considered to have been spent. The State Legislature amended the five year rule limit to increase it to ten years for Redevelopment or Renewal and Renovation districts certified after June 30, 2003 and before April 20, 2009. This district fits this timeline and the extended Five Year Rule limit is now June 5, 2016. The original five year deadline was June 5, 2011. Geographic Enlargements MN Statute 469.175 subd. 4 (f) places limits on the length of time a TIF district may add parcels. No parcels may be added five years after the certification date. This district is past this timeline and no additional parcels may be added to its geographic size. Management Review & Analysis - Tax Increment Financing Districts March 2012 Hopkins, Minnesota Pace 24 1. Phase II TIF Note. Due to market value exclusion, the Phase II TIF Note should be reviewed to determine how much TIF will be generated due to the reduction in taxable market value and possibly be revised as appropriate. 2. Base Tax Capacity. The original tax classification for all the parcels was commercial (1.5%-2%). The tax classification should be changed to reflect the new end uses, as allowed in State Statute. We would recommend requesting the County to change PID #'s 24-117-2242-0029 through 0033 and 24-117-22-42-0169 to the homestead residential tax classification (1%) and PID #'s 24-117-22-42-0048 through 0050 and 24-117-22-42-0167 to rental (1.250%). This request should be completed by June 2012, and will be in effect for the pay 2013 taxes/ IF. 5. Interfund Loan. The HRA provided a loan to the developer to assist in land acquisition. The loan was to be forgiven at the time of construction/development of the project. We recommend that the HRA approve a $400,000 interfund loan from the EDA fund to this district. The interfund loan will be repaid from tax increment not needed to pay obligations in district 1-4, 1-2, 2-9, and 2-11. Management Review & Analysis -Tax Increment Financing Districts March 2012 Hopkins, Minnesota Page 25 TIF 2-1 RL Johnson Property TIF 2-1 RL Johnson Property (County #1158) is a Redevelopment District established on December 3, 1985 and is located within the Redevelopment Project No 1. Originally the district contained 10 parcels of land in a disused industrial site that contained a 500,000 sq/ft obsolete manufacturing building that was home to the White Motors Plant, property owned by Minneapolis Moline company and a vacant train depot. On April 27, 1989, the HRA entered into an agreement with Marcus Corporation to construct a 10,000 sq/ft commercial facility on the fonner Minneapolis Moline property and to establish a minimum market value of $425,000 that would be in effect until August 1, 2009. On December 6, 1995, the HRA entered into an agreement with RL Johnson Company to construct a 222,494 sq/ft office/warehouse facility. The HRA provide the RL Johnson Corporation a PAYGO TIF Note in the amount of $2,017,556 at 8.5% interest, payable from 90% of the increment generated from the project. In return, RL Johnson was to create a minimum of 75 full time jobs payable at federal minimum wage, as adjusted from time to time. Adopted ............................... 12/03/1985 Requested Date ....................... 12/03/1985 Certified Date ........................ 12/06/1985 Budget Modification ................ 04/04/1995 * Decertified .......................... 07/06/2010 Note: The City decertified this district one year early. Management Review & Analysis - Tax Increment Financing Districts Marc? 2012 40 Hopkins, Minnesota Page 26 Fo riTi,ar =illi! Curru[it 1`10 Former PID # NewPID# New Use 25-117-22-12-0005 25-117-22-21-0023 and outlot25-117-22-12-0013 Cornerstone Warehouse 19-117-21-31-0002 19-117-21-31-0002 HCRRA 25-117-22-24-0006 same Same - Industrial 25-117-22-24-0007 same Same - Industrial 24-117-22-43-0043 same Same - Industrial 24-117-22-43-0142 same Same - Industrial 24-117-22-43-0039 same Same - Industrial 25-117-22-13-0118 same Same - Industrial 25-117-22-12-0004 25-117-22-12-0012 HRA Outlot 25-117-22-21-0004 25-117-22-21-1022 Wendy's -dlowable Uses: MN Statute 469.176 subd. 4j specifies the activities on which tax increment from a redevelopment district may be spent. In general, tax increment must be spent on correcting those conditions which caused the area to be designated a redevelopment district. Allowable uses include property acquisition, demolition, rehabilitation, installation of public utilities, road, sidewalks, public parking facilities, and allowable administrative expenses. Obligations: Currently all obligations have been satisfied. Four Year RUle. MN Statute 469.176 subd. 6 requires that, within four years from certification date, certain activities must have taken place on each parcel with the TIF district. Required activities include demolition, rehabilitation, renovation and site improvements. If these activities have not taken place within the required time, the parcel is `knocked down' from the district, meaning, that no increment may be collected from that individual parcel for the duration of the district. The law, does, however allow for reinstatement procedures should the required activity later occur on the parcel. The TIF 2-1 original Four Year Rule deadline was December 1989 and was met. Management Review & Analysis - Tax Increment Financing Districts March 2012 Hopkins, Minnesota Page 27 Fivr:; YE- <ir F2,,;!, MN Statute 469.1763, which restricts the amount of increment that may be spent outside a tax increment financing district, was effective for districts where the certification was requested before April 30, 1990. Therefore, this section of the lay+ does not appi(r to this district. The district, therefore, has flexibility in the use of increment. Ri.,�,(:mrnt:r ,11a<.. . 1. Use of Funds. There is approximately 5211,462 left in the district. Since this is a Pre -1990 TIF district, the HRA has a lot of flexibility in the use of these funds for projects. We recommend that the HRA develop a plan for use of these funds. Management Review & Analysis - Tax Increment Financing Districts March 2012 Hopkins, Minnesota Page 28 City of Hopkins, MN TIF District 2-1 RL Johnson Property ORIGINAL H55 11 Umited Ppolir%p0lidr ava4able Msbin Trye Rederabpment ..,.��tar -., 1G0e% 21 Mg. Mad Mot RtapnmeMMal Wsume hoj-Area 31 Admin. 6merde is ounerrck'. 3.4% At or UWu UmN Fival Onwrltle 0Ele . foamy Numhtr komn Rate Ed.10 UTA DBDOIA 01000% 04110% Add 2W UTA 0000'% Add3rd UTA 0.000% Add NSS Add Geo. Insert how 0ekte AowBUDGET ANALYSIS Ot11rUlNa Revenues FgeWNvtl Ctl'A98F9F9d oftaw' t C."" LWWT R O9tMdTerm Tb— htereat Mtmne Oth,,R—oe TOTALAIDANIMS Bmded NW Ad—Eq— fw., Adnin Uwide DNDitt Other Egtaae TOTAL EXPENSE Total BRden E1d MOEAFdheje0edA—t ToW 7,710,733 660,949 8,137779 16,71C,K1 9.912491 516,919 2,113 6,051446 16,512,999 16,512,999 UMer/IOvm1BW6et 9,312,267 1680,9491 18.:32,129; 29X.539 (8,516,359) 1155,351 12113) 7,905122 510,001 110001 11F Year Year Bare CuneM FN4d DNpadties 4pdrM Cvrint TU Rate Taa Mcrement Other Rerenae iOTAI R[VfMUFS M Mt Bmr6ed1— Mein Egeme c—„Admin ODUIde Omrirt O Egeme WiM— tnd, fas6 TOTALERPENSE Balarce Ba —' 23 MC 1,110,233 819B2`' 8,12..360 16,718,920 9,505X01 536,205 2,113 6,051446 16.095.168 623,752 623,751 24 2.1 1,122 1,419 5,562 407X87 ic,7M 117,831 211,162 211,162 ”-.Eluded f,,y,erw -1 7,710,733 Blo'W9 8,132,779 16,724,461 9,912,191 546,949 6,051446 1E51?999 Management Review & Analysis - Tax Increment Financing Districts March 2012 Hopkins, Minnesota Page 29 City of Hopkins, MN TIF District 2-1 RL Johnson Property Pursuant to M.S. 469.176 Subd. 3: Admin limit is based on: Expenses 1: Admin per IIF Plan 2: Estimated TIE Admin Allowable (10%) $1,532,070 Estimated Total TIE Expenses per TIE Plan $15,320,700 TEST 3: Cumulative TIF Admin Allowable (10%) Total TIF Expenses for the Project $1,596,605 $15,966,050 RESULTS: Estimated TIE Admin Allowable (10%) $1,596,605 Actual Admin Expenses $546,949 Available Admin $985,121 Actual Percentage 3.4% Pursuant to M.S. 469.1763 Subd. 2: District Type: Redevelopment Does this section apply? No Certification Request Date: 12/3/1985 Does TIF Plan Specify Assisting Housing Outside Project Area? No If so, What is the Additional % Allowed in TIE Plan (Up to 10%)-. 0% Total Pooling W 100% Ez::] • • rr• r Tax Increment 100% for TIE YearYear al %Allowable Current Year Cummulative Admin Costs Qualified Costs Spent Outside Cumulative 23 58,963 3.4% 7,710,733 7,710,733 536,205 7,174,528 - 7,174,528 24 2011966,050 3.44 - 7,710,733 546,949 7,163,784 - 7,163,784 Management Review & Analysis - Tax Increment Financing Districts March 2012 01 Hopkins, Minnesota Page 30 TIF 2-6 Hopkins Barrier Free Housing TIF 2-6 Hopkins Barrier Free Housing (County #1163) is a Housing District established on October 14, 1992 and is located within the Redevelopment Project No. 1. The district is located at the comer of 5'h Avenue and 2nd Street and originally encompassed 7 parcels of land that contained single-family homes. The district was established to facilitate the development of an affordable 24 unit rental handicap housing facility called Sonoma Apartments which is owned by the National Handicapped Housing Institute. On August 31, 1992 the HRA entered into a development agreement for the construction of the not to exceed $566,500 to assist in writing down the costs of land acquisition, relocation and demolition of the existing single-family homes. The funds were provided to the project from an interfund loan from TIF district 1-1 and were to be repaid with no interest. This loan was subsequently transferred to the Economic Development Fund in 2000. The developer was required to enter into a minimum assessment agreement for $825,000 through the term of the obligation (commencing on January 2, 1994). The developer also provided a TIF guarantee in that to the extent the amount of TIF generated from the project fell below $19,024, the developer would make up the short fall. Finally, in the event of a sale or transfer of the property, the developer is required to pay the HRA 25% of any proceeds received as prepayment on the loan. On April 15, 2004, the district was modified to add two additional parcels of land (24-117-2243-0015 and 24-117-22-43-0016) that were inadvertently omitted as part of the original TIF plan. Adopted .................................... 10/14/1992 Requested Date ........................... 10/14/1992 Certified Date ............................. 03/04/1993 Decertifies ................................. 12/31/2019 Obligation End date ..................... 12/31/2019 Modifications..............................04/ 15/1994 Management Review & Analysis - Tax Increment Financing Districts March 2012 Hopkins, Minnesota Page 31 Former PID # 24-117-22-43-0010 New PID # 24-117-22-43-0157 New Use Hopkins Barrier Free Housing 24-117-22-43-0011 24-117-22-43-0012 24-117-22-43-0013 24-117-22-43-0014 24-117-22-43-0158 Public Parking 24-117-22-43-0015 24-117-22-43-0016 24-117-22-43-0017 24-117-22-43-0018 r,,,cal Disparities Election. The City elected to calculate fiscal disparities from outside the district, or Option A. This district does not contain any commercial properties, and therefore, the fiscal disparities election does not affect the City's fiscal disparities contribution as a whole. Frozen Tax Rate:: 135.0070 AiiovvatJ- MN Statute 469.176 sub 4d specifies the activities on which tax increment from a housing district may be spent. In general, tax increment must be spent public improvements directly related to housing projects and administrative expenses. Obligations. There is one interfund loan that is due to the Economic Development fund as follows: • $566,500 at 0% interest. The HRA has pledged 100% of the tax increment revenues from the project. First payment was made in 1994 and the final payment is expected on February I, 2020 (second half of 2019 increment). If the project does not generate 519,024 in TIF, the developer is obligated to pay the difference to the HRA. It is not anticipated that this loan will be repaid in full and that a balance of approximately $119,000 will remain when the district is decertified on December 31, 2019. Management Review & Analysis - Tax Increment Financing Districts March 2012 Hopkins, Minnesota Page 32 Four Year RO( MN Statute 469.176 subd. 6 requires that, within four years from certification date, certain activities must have taken place on each parcel with the TIF district. Required activities include demolition, rehabilitation, renovation and site improvements. If these activities have not taken place within the required time, the parcel is `knocked down' from the district, meaning, that no increment may be collected from that individual parcel for the duration of the district. The law, does, however allow for reinstatement procedures should the required activity later occur on the parcel. The Four Year Rule deadline for TIF 2-6 was March 1997 and was met. Five Year Rule' MN Statute 469.1763 places limits on the amount and the length of time in which revenues from the TIF district may be used for activities outside the district. In general, for the TIF 1-2 redevelopment district, at least 75% of tax increment revenues must be used to pay for qualified costs within the district. This is considered the `in district' percent. Subdivision 3 of this section of the statute further specifies that within five years, tax increment must actually be paid for activities, bonds issued, contracts entered into in order for revenues to be considered to have been spent. The original five year deadline was July 2000 and was met by the various projects. Geographic Enlargements: MN Statute 469.175 subd. 4 (f) places limits on the length of time a TIF district may add parcels. No parcels may be added five years after the certification date. This district is past this timeline and no additional parcels may be added to its geographic size. Recommendations.- 1. ecommendations:1. Base Tax Capacity. The original tax classification for all the parcels was residential homestead (1%) or rental (1.25%). The tax classification was never changed to reflect the new end uses, as allowed in State Statute. We would recommend requesting the County to change PID #'s 24-117- 22-43-0010 through 0013 to the 4d tax classification (.75%) and PID #'s 24-117-2243-0014 through 0018 to exempt (0%). By changing the base tax capacity, the development will generate approximately $3,200 more in tax increment annually. This request should be completed by June 2012, and will be in effect for the pay 2013 taxes/TIF. 2. Repayment to EDA Fund. We recommend adding an interest component to the loan starting with the August 1, 2012 payment and utilizing TIF from TIF districts 2-1, 2-9 and 2-11 to pay off the balance of the interfund loan. Management Review & Analysis*- Tax Increment Financing Districts March 2012 Hopkins, Minnesota Page 33 City of Hopkins, MN TIE D,,-. 2.6 Ho*,, miner 6r« 33 g 2�$1 Management Review & Analysis - 7ax Increment Financing Districts March 2012 Hopkins, Minnesota Pace 34 ORIGINAL His flew EW,1 m 0 n . i me 10. --... 4 Wbk D...Type 297,KB housing Admr Eeceise 1COTh c. .. n.:5ecomnended.7fistme AojM Nee 3; Mrr ls— "I AI or U.., -,I int.l DispHfte 203 1' AElec 197,156 19,017 13,9901 CounryMumber 71,027 1163 ira.en ft. E1ee719U4 _ 13500]% OCDO% 0.000k' FLOW PROjECTIONSROLL UP AOd2MUTA 0.000% Add 3rd VIA OW.. Add HIS axC: (ASH R'u MIM Row We .Row bp m_ TIF PLAN BUDGET ANALYSIS DerMilies Rerewes F.pendw Cvrent fool 0I6 AAnN.N ON, ReleNA C." 1M.ITerm E.pmted1l. lelmrement ImmeAMtome OtNNReeerwe TOTALAE6ENUE5 Bawd Deq McNwe wnRl Mm,n f.Rmoe (o."Mm Od I— DINH EN;wH,1 70TAIIXKW 7_18.det_. 2�$1 Management Review & Analysis - 7ax Increment Financing Districts March 2012 Hopkins, Minnesota Pace 34 ENA dDistritt lrojMed Artu.l lora 29I.1'.1 6,217 297,KB ^4 epee npAunJ b• 36.953 3,990 438614 479,597 6]9.597 UMm/10rc0 Bwg. 203 1' 16.117) 197,156 19,017 13,9901 56.000 71,027 71.027 FLOW PROjECTIONSROLL UP TAB CAPACIM (ASH R'u bp m_ Cvrent fool Ellin iurld Ending Wh TV IN. Ta meg O_ Rd WAINNIINI Cadmee T.. mte I..Imremem Interest lns4me bMrRe — TOTAIRENENUES Boded Deq MerlW soon Rl Aemin E.peeNe County Admin ON de DHU lAbm EsANNe TOTAL EMNSE W— AW,Ne' 16 MID 2-119; 6,:81 212,97. 779:5 395 438624 K6,N8 1253,94) 1253,941 17 2011 1,454 alm - 6976 139748% 9384 36 9,420 1,561 399 I'm (246,s4) 12.6,504) 11 2012 115' 11630 - 697E 14613. 9384 - 934 938 399 1.337 1238,1511 .,.111 19 2013 1.454 11.43D - 6.9-6 146130°. 9364 - 9,361 938 399 1,137 1230,.1o) 1230,410) 20 2014 .,e5< 11,41130 - 6.976 148 130'. 9.361 - 9,34 538 399 1,337 1221361) 1222,34) 21 7015 [,t4 11.430 - 0'9 146 13. 9.364 9,3& 938 399 1,337 (214317) 1214,3171 27 1016 i,15e 11,430 - 6,9-6 146:3. 9,364 9.34 938 399 - 1,317 (206.210) 1206,2101 13 2017 4,.54 11,430 - 6,976 In 13. 9.364 9.34 938 399 - 1,337 (198,223) (196,223) 24 2018 4!5t 1:.130 - 69'E 14813. 934 - 934 938 399 1,137 1110,176) 119D,1%) 25 1019 61St iLUD - 69]6 I4F 13. 934 - 9,34 938 399 1,137 I18111o) (I82,13D) 2�$1 Management Review & Analysis - 7ax Increment Financing Districts March 2012 Hopkins, Minnesota Pace 34 City of Hopkins, MN TIF District 2-6 Hopkins Barrier Free Housing Pursuant to M.S. 469.176 Subd. 3: Admin limit is based on: Expenses Admin per TIF Plan Estimated TIF Admin Allowable (10%) Estimated Total TIF Expenses per TIF Plan TEST J: Cumulative TI1 Admin Allowable (10%) 1 $44,261 Total TIF Expenses for the Project $442,614 RESULTS: Cumulative TIF Admin Allowable (10%) $44,261 Actual Admin Expenses $36,983 Awilable Admin $7,278 ArYnal Parrantaea a axe F Year Year Admin. Expenses Total %Allowable 16 206,793 27,915 439,023 6.4% 17 2011 29,476 439,422 6.7% 18 2012 30,414 439,821 6.99( 19 2013 31,353 440,220 7.1% 20 2014 32,291 440,619 7.3% 21 2015 33,230 441,018 7.5% 22 2016 34,168 441,417 7.7% 23 2017 35,107 441,816 7.9% 24 2018 36,045 442,215 82% 25 2019 36,983 442,614 8.4% Pursuant to M.S. 469.1763 Subd. 2: District Type: Housing Does this section apply? Yes Certification Request Date: 10/14/1992 Does TIF Plan Specify Assisting Housing Outside Project Area? No If so, What is the Additional % Allowed in TIF Plan (Up to 10%): 0% Total Pooling %: 25% Current Year Cummulative Ad - in Costs 25% for Qualified Costs Spent Outside CumulatWe 206,793 206,793 27,915 23,783 - 23,783 9,384 216,177 29,476 24,568 - 24,568 9,384 225,561 30,414 25,976 - 25,976 9,384 234,946 31,353 27,384 - 27,384 9,384 244,330 32,291 28,791 - 28,791 9,384 253,714 33,230 30,199 - 30,199 9,384 263,098 34,168 31,606 - 31,606 9,384 272,482 35,107 33,014 - 33,014 9,384 281,866 36,045 34,422 - 34,422 9,384 291,251 36,983 35,829 - 35,829 Management Review & Analysis - Tax Increment Financing Districts March 2012 to Hopkins, Minnesota Page 35 TIF 2-9 Oaks of main TIF 2-9 Oaks of Main (County #1167) is a Redevelopment District established on September 3, 1996 and is located within the Redevelopment Project No. 1. Originally the district encompassed I parcel of land, which was The Pines Trailer Court Park. The District was established to facilitate the development of a 66 unit townhome project. Adopted .................................... 09/03/1996 Requested Date ........................... 11/12/1996 Certified Date ............................. 03/04/1997 Decertifies ................................. 12/31/2023 Obligation End date..............................2016 Former aria Current PID r: Fiscal Disnarities Eletction The City elected to calculate fiscal disparities from outside the district, or Option A. This district does not contain any commercial properties, and therefore, the fiscal disparities election does not affect the City's fiscal disparities contribution as a whole. Management Review & Analysis - Tax Increment Financing Districts March 2012 Hopkins, Minnesota Page 36 Fro7f�n T<,x Rate: 132.2840 Allowable Uses: MN Statute 469.176 subd. 4j specifies the activities on which tax increment from a redevelopment district may be spent. In general, tax increment must be spent on correcting those conditions which caused the area to be designated a redevelopment district. Allowable uses include property acquisition, demolition, rehabilitation, installation of public utilities, road, sidewalks, public parking facilities, and allowable administrative expenses. Obligations.- There bligations:There are two (2) obligations comprised of two (2) Tax Exempt GO Bonds as follows: • $1,630,000 Tax Increment Refunding Bonds, Series 2005A. These Bonds were issued on November 3, 2005 and refunded the 1996C General Obligation Tax Increment Bonds and the 1997A General Obligation Tax Increment Bonds (Pooled Debt). • $1,755,000 Taxable General Obligation Refunding Bonds, Series 2005B. The 2005B issue is not a pooled obligation. The 2005B Bonds refunded the Taxable General Obligation Housing Improvement Area Bonds of 1997B and the General Obligation Taxable TIF Bonds of 1996D. Four Year Rule MN Statute 469.176 subd. 6 requires that, within four years from certification date, certain activities must have taken place on each parcel with the TIF district. Required activities include demolition, rehabilitation, renovation and site improvements. If these activities have not taken place within the required time, the parcel is `knocked down' from the district, meaning, that no increment may be collected from that individual parcel for the duration of the district. The law, does, however allow for reinstatement procedures should the required activity later occur on the parcel. The Four Year Rule deadline for TIF 2-9 was March 2001 and was met. Five Year Rule MN Statute 469.1763 places limits on the amount and the length of time in which revenues from the TIF district may be used for activities outside the district. In general, for the TIF 1-2 redevelopment district, at least 75% of tax increment revenues must be used to pay for qualified costs within the district. This is considered the `in district' percent. Subdivision 3 of this section of the statute further specifies that within five years, tax increment must actually be paid for activities, bonds issued, contracts entered into in order for revenues to be considered to have been spent. The original five year deadline was July 2000 and was met by the various projects. Management Review & Analysis - Tax Increment Financing Districts March 2012 Hopkins, Minnesota Page 37 Geogr„l:�k�ir Enlarc;r,tner�t� MN Statute 469.175 subd. 4 (f) places limits on the length of time a TIF district may add parcels. No parcels may be added five years after the certification date. This district is past this timeline and no additional parcels may be added to its geographic size. 1li�trket',',flue Exrlusicn In the 2011 legislative session, the entire Market Value Homestead Credit (MVHC) and reimbursement program was eliminated and takes effect beginning with taxes payable in 2012. In place of the current MVHC program, homeowners will receive an exclusion of a portion of the market value of their house from property taxes. The Homestead Market Value Exclusion excludes from taxation 40% of the value on the first $76,000 of a property's value. The amount excluded is reduced as the value rises above $76.000 (the exclusion reduction is equal to 9% of the value above $76,000). Homesteads that exceed $413,800 in value will receive no homestead exclusion. TIF districts that contain homestead property are impacted by this change since TIF statutes do not provide for any adjustment to a TIF district's original net tax capacity resulting from the new market value exclusion. As a result. the application of market value exclusion will reduce increments in districts containing homesteaded property that qualifies for the exclusion. For TIF District 2-9, the taxable market value has been reduced by S1,161.069 or 9.7% (from Sl 1,883,000 to S 10.721 .930). This reduces the annual TIF generated, net of 10% set aside for admin and pooling, to S 119,480. If the la" had not changed, the annual TIF, net of 10% set aside for admin and pooling, would have been $133,254 (net loss of S 13,774 annually). If we assume pay 2012 market values and the frozen City tax rate were held constant through the remaining term of the district, the future value of the net loss of TIF would be S165,282 (loss in 10% set aside for admin and pooling would be $18,365). Ret;ommcndation�. 1. Pooiin . We are projecting that approximately $289,000 in available TIF for pooling for other projects. We recommend that the HRA utilize these funds to repay loan in TIF 2-6 and develop a plan for the use of the remaining funds. 2. Base Tax Capacity. The original tax classification for the parcel was non -homestead residential (1.25%). The tax classification should be changed to reflect the new end use, as allowed in State Statute. We would recommend requesting the County to change PID 4's 23-117-22-44-0001 to the homestead residential tax classification (1 %). This request should be completed by June 2012, and will be in effect for the pay 2013 taxes/TIF. Management Review & Analysis - Tax Increment F nancino Districts March 2012 Hopkins, Minnesota Paae 38 City of Hopkins, MN TIF DMriO 1-9 Oaks of Main no1H3 er%a iMal Owe�� carry rwnkr Clry.ypw91 3r19gwp 0.r110r0 Wal Te.m ONn eww3�e ] 14VlIIUFs m 01L13/1596 MMofel M1n9f Mi WwM 0b6H �M1p50,000 pvawrof uIVIMt ad wY.) � 4rN6u16uef•� Ml9% 3/1ary99) ]U31/5033 11/31/3 13 f.e50.ao0 3p).000 IISOO,WD Sf,ssOp00 sA00.000 lylsDOD ss,]n.oaa 15.])5.000 fAM.000 500,000 f 13500M Uls I5.720M n3 EMMDu11M 9reMnf6u6e1Ted fY333 13A10396 }1.9Y.9'a 1416f tro fs981 11;a 0. F Ir.w. /loerl w38w 1fY 311) R31o59a1 ry;x,en) Nw9 ]wl All, M) p9KlmMl 13.-111% CrMI11fsW 10 Ye1M�a [ndnl line n9'fx =� kw ]huI01 uM Tr 9m 3:9gn9u1 ime oM e...we ) Oe 73f1 o - o- TO -MISE �9s13a6 Aw 2.636.911 Ivfa, a].63) A]o 36]653 ase e.e3].66] l,uf.2o IY,Io: Ise.16s Y my s.soo u9a90 - la,Y9 Irl I.).m a339 2,w In.SY Is- 9],Y1 5.995 IY v6.sY x9.7.6 v6Y6 Y ]013 1.500 IM;I3 1M,ni IY.1 23.>a 13M 106.331 Y,n6 3L IY.9n 23,765 l33]w Is 3013 63M 107.25 - 1M,)I3 I -M I.- 1394 - In- IM.IM 11,216 IY llt]Y 33)Ais zf],Yi 16 1016 63M ]0]32 - 1M,m -.1 113.759 lAn - 2321 IW.656 13,1)6 3L 1Y.)A 511.066 1N.M6 17 5015 FSM 10]]31 - 1Mni INS 133.759 3.ffl Wfm Imam U]76 359 113W mU] SnNI 18 1016 6,500 107)2 - IM,723 14.1 115,39 3.T]B 135.W II1.M1 - 13,1]6 35B - ]IS.f% 199,[W IN.W Y MI] f300 107,23 - 1M.m Iu.13Yf 13;29 -o - Ys,sx - 11,13 358 Y.W 111.117 113m M lMe 63M 107,131 - 100,23 ]4. 13x.39 011 - ]YA]] - 11.33 3L - 11,W 511.159 511.939 n 3011 63M 10),3]1 - 1M,n] 111. I35.7N 9350 133109 - 13.])6 311 Y.fY 659,.11 653W i} ]OID 6,500 10],3]] - ]M,nl IY.1 113.759 3393 - iffAv 13.])6 311 - - v,W H5,156 m,W 2 mn 6.'o, 1m.m ]M,n: ]a.] 25,- -1 - Iro.6u - 132. 359 ss,W I.- vx,m }6 1On 63M 10],12 - ]M.n3 14.1 23,159 9.23 - 111,111 I3.n6 35e - Y.W 1pw,379 1.0ro33 55 5013 fSM sol n - 1M7zz ]ae.1 Yi.3a w909 - 19],163 - - Yns ase - Y.W 1.16336) 329.w7 ••Mer9tl}mns9m9 bryew ertl9mu91 3.63,389 6133a9 ]]A10.39a i1,Y6p5e 10,299,]30 65z1A] 5-.055 9]3,959 !,93],66) 30,716.110 Management Review & Analysis - Tax Increment Financing Districts March 2012 Hopkins, Minnesota Page 39 Cfty of Hopkins, MN TIF 06-1 t 2-9 Oaks of Main hrstront to M.S. 469.176 Subd. 3: Admin liml[ is based on: Expens¢s 2: Estimated TIF Admin Allowable (10%) Estim-d Total TIF Expenses per TIF Plan TEST S: Cumulatve TaIF m[eP52,044,6 Tol TIF Ea 20,22,161 RESULTS: Admin pas TIF Pen $2,024,316 Actual Admin Expenses S472,959 AY411,be Admin 5517,041 ACtual Perc¢ntng,. F 2.3% M.S. 469.1763 Subd. 2: D irsup Fo ype Dorts this sectmn apply? ihcation Request Date- Dons l if Plan Specify A.11- g Housing Outside Prolecl Area' If so, What is the Additional % Allowed in 111 Pl.,n (()I, (oral Popling %: YMs Y49r Admin. ExpensesTolal 122,972 - 153,921 %Allowable 173,835 - Current Year Cummulatlxe Admin Cests 12 307,653 19.581.16) l.Gx 253,493 - 1.722,499 1.)22.499 307.653 13 2011 313,"8 19,701,210 ] GY.. 333,146 147,777 1,870,276 3]3,648 14 2012 326,924 19,808,405 1.7x 13].759 2.003,035 324.924 SS 2013 340,200 19,916,963 1.7x. 1. ], 9 2,135.195 340,200 16 2014 353,476 20,021.811 132,759 2,268,554 353,476 17 2015 366,752 20,128,235 1.8% 132,759 2,401,314 36.,752 18 2016 380,029 20,240,655 1.9%. 132,159 2,534,073 390,028 19 2017 393,304 20,241,013 1.9 132,759 2,666,833 393,304 20 2018 406,580 20,241.372 2.OY^ 132.259 2,799,592 406,580 21 2019 419,856 20,241,729 21% 132,759 2,932,351 4]9,856 22 2020 433,131 20,242,087 2.1x 132.159 3,065,111 433,131 23 2021 446,407 20,242,445 1.2% 132,159 3.19),810 446.407 24 2022 459,683 20.242,903 2.3%, 132,759 31330,630 450,6.3 25 2023 472,959 20,243.1.1 2.3% 132.159 3,463.389 412,959 Re dexelopment 11/12/1996 No ON 25x for puaiNied Costs Spent Outside Cumula[Ixe 122,972 - 153,921 122,9 J2 153,921 173,835 - 313,835 193,149 - 193,749 213,663 - 213,663 233,577 - 233,577 253,493 - 253,491 273,404 - 273,404 293,318 - 293,318 313,232 - 313,232 333,146 333,146 353,060 - 3S3,060 372,974 - 312,974 392,888 392,888 Management Review & Analysis - Tax Increment Financing Districts March 2012 Hopkins, Minnesota Page 40 TIF 2-11 Super Valu TIF 2-11 Super Valu (County #1169/1170) is a Redevelopment District established on October 6, 1998, and is located within the Redevelopment Project No. 1. Originally the district encompassed 6 parcels of land, and was established to facilitate the redevelopment of a Super Valu complex and development of adjacent properties. The district was modified in 2001 to add parcel 19-117-21-32-0032 to further assist the development of a corporate headquarters. r --" ,L On July 20, 1998, the HRA entered into a development agreement with Super Valu, as amended by a OEM"— {i .tib: First Amendment to Redevelopment Agreement dated February 18, 2003 to construct the new ..— Super Valu warehouse. The City sold a tax exempt, General Obligation TIF bond in 2002 to provide funding for a portion of the public improvements related to Highway 7 upgrade east of Highway 100. This bond was advance refunded in 2010 as part of a larger refinancing (Series 2010B). The 2002A bonds will continue to be paid out of tax increment from the new Super Valu Warehouse and when the final payment is made on February 1, 2013 (call date), the debt service on the 2010B bonds will then be paid from this same source. This will not change and all tax increment both current and future are first pledged to these bonds. On March 29, 2006, the HRA entered into a development agreement with Opus Northwest LLC to pay for cost related to land assembly, demolition and site remediation in order to facilitate the construction of a three office building of approximately 250,000 sq/ft, 268,000 sq/ft and 279,872 sq/ft as part of a multi -phased development on a 27 -acre parcel (Phase 1, Phase Il and Phase III). The development agreement was first amended on January 2, 2007 to detail the allocation of eligible public redevelopment project costs between Opus and Cargill and to authorize the issuance of bonds for Phase I that exceed the amount detailed in the existing agreement. A second amendment was approved on March 20, 2007 to address Opus and Cargill's rights regarding development of Parcel C. The HRA issued $9,005,000 in TIF Revenue Bonds in 2007 and $5,290,000 in TIF Revenue Bonds on April 28, 2008 to reimburse the developer for qualified costs. In order to fully reimburse Opus, the HRA agreed that it would issue a Coverage Note payable from funds released to the HRA by the trustee for the Bonds with respect to a debt service reserve established in connection with the issuance of the Bonds and from (a) the lesser of the amount of any interest actually earned by the Trustee on the debt service reserve fund or (b) any amounts actually paid to the HRA pursuant to Section 5.6(d) of the Indenture (if Excess TIF is 25% or greater than what is needed to pay debt service on the bonds, then this entire amount is returned to the HRA). Management Review & Analysis - Tax Increment Financing Districts March 2012 Hopkins, Minnesota Page 41 The HRA and Cargill Incorporated entered into a development agreement on March 17, 2007, and a First Amendment to Redevelopment Agreement on September 28, 2009 in order for Cargill to construct Phase 111 of the development consisting of a 279,872 square foot office building. The HRA agreed in the development agreement that it would utilize tax increment generated from Phase Ill to reimburse them for qualified costs incurred in constructing Phase III. In 2009, the HRA issued $4,825,000 in TIF Revenue Bonds (Excelsior Crossings Project Phase Three) to reimburse Cargill for qualified costs. In order to fully reimburse Cargill, the HRA agreed that it would issue a Phase Note payable from certain excess tax increment generated by Phase ill and a Coverage Note payable from funds released to the HRA by the trustee for the Bonds with respect to a debt service reserve established in connection with the issuance of the Bonds. r� v On November 7. 2011, the HRA issued the Phase Note in the amount of $3,032,879 at an interest rate of 5.75°/x. The Phase note was to be paid beginning on February 1, 2012, and continuing on each February 1 and August 1, thereafter until termination of the TIF District. On November 7, 2011 the HRA issued the Coverage Note in the amount of $374,597.50. Pursuant to the indenture of Trust between the HRA and U.S. Bank National Association, as trustee for the Bonds, $374597.50 of the proceeds of the Bonds were deposited into a debt service reserve fund for the Bonds. In order for Cargill to receive the benefits of tax increment financing agreed to in the Contract, the HRA agreed to pay to Cargill the following amounts: 1. The amount of the debt service reserve fund released to the H RA pursuant to the terms of the Indenture; 2. The lesser of (a) the amount of any interest actually earned by the Trustee on amounts on deposit in the debt service reserve fund or (b) any amounts actually paid to the HRA pursuant to Section 5.6(d) of the Indenture; and 3. The lesser of (a) any amount that Cargill may have paid or reimbursed the HRA to reimburse Opus Northwest, LLC, for amounts previously paid to Cargill as required pursuant to Section 7 of the First Amendment to Redevelopment Agreement referenced above or (b) any amounts actually paid to the HRA pursuant to Section 5.6(d) of the Indenture, after deducting any amounts paid by the HRA pursuant to item 2 above. After payment in full of the entire principal amount of and interest on the Bonds and tennination of the Indenture, amounts remaining unpaid under items 2 and 3 above, shall be payable solely from and to the extent of Available Tax Increment. Available Tax Increment shall have the meaning given such term in the Contract. Management Review & Analysis - Tax Increment Financing Disincts March 2012 Hopkins, Minnesota Page 42 Adopted .................................... 10/06/1998 Requested Date ........................... 12/07/1998 Certified Date ............................. 04/05/1999 Decertifies ................................. 12/31/2029 Obligation End date..........................02/01/30 Modification...............................12/04/2001 ier and Current PID Numbers: Former •.• New PID $4 New Use 19-117-21-33-0027 Same as Former I SuperValu existing Warehouse 24-117-22-44-0046 Same as Former Former EBCO site - currently vacant 25-117-22-11-0001 25-117-22-11-0003 SuperValu existing Jefferson Site 25-117-22-11-0002 19-117-21-32-0032 19-117-21-31-0068 Cargill Holding Pond East 19-117-21-31-0069 Cargill Parking Lot SE 19-117-21-32-0033 Cargill Parking Structure/West Bldg 19-117-21-32-0036 Cargill Holding Pond West 19-117-21-32-0038 Cargill Holding Pond along Excelsior Blvd 19-117-21-32-0039 Cargill Parking Structure/North Bldg 19-117-21-32-0040 Cargill Parking Structure/East Bldg 19-117-21-32-0041 Holding Pond in front of Cargill Bldg Fr:: Jisp: Llection: The City elected to calculate fiscal disparities from inside the district, or Option B. Frozen Tax Rate: Original: 141.5810 Geographic Modification: 141.7550 Management Review & Analysis -Tax Increment Financing Districts March 2012 Hopkins, Minnesota Page 43 6�a�l.iltl- The City received special legislation on this district in 2003 and 2008. In 2003, the district was granted special legislation (Laws of 2003, Chapter 127, Article 10, Section 31) in order to extend the duration by 4 years and to provide an additional four years to the five year rule. In 2008, (Laws of 2008, Chapter 366, Article 5, Section 21) the City received special legislation in order to provide for 20% of increment from the District that could be spent on housing activities. MN Statute 469.176 subd. 4j specifies the activities on which tax increment from a redevelopment district may be spent. In general, tax increment must be spent on correcting those conditions which caused the area to be designated a redevelopment district. Allowable uses include property acquisition, demolition, rehabilitation, installation of public utilities, road, sidewalks. public parking facilities, and allowable administrative expenses. Obligation". There are eight (8) obligations comprised of two (2) Tax Exempt GO Bonds, three (3) TIF Revenue Bonds and two (3) PAYGO Notes that were issued for the projects within this district as follows: • $2,490,000 Tax Exempt GO TIF Bonds, Series 2002A. These Bonds were issued on December 12, 2002 to pay for improvements to fund a portion of the public improvements related Excelsior Boulevard cast of Highway 169. These bonds were advance refunded as part of the 2010B GO refunding issue. However, since it was an advance refunding, the HRA is obligated to pay on the existing 2002A Bonds until the call date of February 1, 2013. • $1,585,000 Tax Exempt GO Refunding Bonds, Series 20106. These Bonds were issued on November 17, 2010 as an advance refunding of the 2002A GO TIF bonds that were issued originally. The HRA has pledged 90% of the tax increment revenues from the Super Valu warehouse to pay the debt service on these bonds. The bonds are callable in 2018. $9,005,000 Phase I TIF Revenue Bond, Series 2007. This Bond was issued on May 10, 2007 and was sold to third party investors. This Bond is paid from 90% of the tax increment revenues from the project and any increment generated from the existing Super Valu Warehouse not needed to pay the 2002A and 2010B Bonds. $5,290,000 Phase 11 TIF Revenue Bond, Series 2008. This Bond was issued on April 28, 2008 and was sold to third party investors. This Bond is paid from 90% of the tax increment revenues from the project. Starting on April I, 2012 and every April thereafter, the Bonds are subject to prepayment in inverse order from any Excess Tax Increment collected and accounted for in accordance with the indenture (25% coverage). Management Review & Analysis - Tax Increment Financing Districts March 2012 Hopkins, Minnesota Page 44 • $4,825,000 Phase III TIF Revenue Bond, Series 2009. This Bond was issued on October 15, 2009 and was sold to third party investors. This Bond is paid from 90% of the tax increment revenues from the project and tax increment generated with respect to Phase 1 and Phase 2 after the Opus Phase Notes/Bonds and any notes issued to Opus under the Opus Redevelopment Agreement for Coverage have been paid in full, minus ten percent (10%). Any TIF in excess of u to 25% needed to pay debt service is received, it shall be applied on the following special redemption date to the prepayment of the Bonds in accordance with Section 3.1(c) of the Indenture (first special redemption date is February 1, 2014). Available Tax Increment" shall also include. • $988,283 Coverage PAYGO Note. This Note was issued on April 24, 2008 to Opus. It is paid from funds released by the Trustee from the debt service reserve fund ($588,310) on the $9,005,000 Phase I TIF Revenue Bond, Series 2007 and from the debt service reserve fund ($399,973) on the $5,290,000 Phase 11 TIF Revenue Bond, Series 2008. In addition it is paid from the lesser of (a) the amount of any interest actually earned by the Trustee on the amounts on deposit in the DSRF or (b) any amounts actually paid to the HRA pursuant to Section 5.6(d) of the Indenture (if Excess TIF is 25% or greater than what is needed to pay debt service on the bonds, then this entire amount is returned to the HRA). • $3,032,879 Phase PAYGO Note at 5.75% interest. This Note was issued on November 7, 2011 to Cargill. It is paid if the TIF needed to pay the principal and interest payments on the Phase III TIF Revenue Bond, Series 2009 equals or exceeds 25% of the payment due (also assuming the reserve fund is fully funded). After the Phase III TIF Revenue Bond, Series 2009 has been paid in full, this Note shall be payable solely from 90% of the tax increment generated from the project. • $374,597.50 Coverage PAYGO Note. This Note was issued on November 7, 2011 to Cargill. It is paid from funds released by the Trustee from the debt service reserve fund on the $4,825,000 Phase III TIF Revenue Bond, Series 2009. Four Year Rule: NN Statute 469.176 subd. 6 requires that, within four years from certification date, certain activities must have taken place on each parcel with the TIF district. Required activities include demolition, rehabilitation, renovation and site improvements. If these activities have not taken place within the required time, the parcel is `knocked down' from the district, meaning, that no increment may be collected from that individual parcel for the duration of the district. The law, does, however allow for reinstatement procedures should the required activity later occur on the parcel. The Four Year Rule deadline for TIF 2-11 was April 2001. Management Review & Analysis - Tax Increment Financing Districts March 2012 is Hopkins, Minnesota Page 45 Fivc, Y., -;,r R :ie. MN Statute 469.1763 places limits on the amount and the length of time in which revenues from the TIF district may be used for activities outside the district. In general, for the TIF 2-11 redevelopment district, at least 75% of tax increment revenues must be used to pay for qualified costs within the district. This is considered the `in district` percent. Subdivision 3 of this section of the statute further specifies that within five years, tax increment must actually be paid for activities, bonds issued, contracts entered into in order for revenues to be considered to have been spent. The City received special legislation on this district in 2003 (Laws of 2003. Chapter 127. Article 10. Section 3 1 ) in order to add four years to the five year rule. The extended Five Year Rule limit was April 5, 2008. Geographic. Enlargements MN Statute 469.175 subd. 4 (f) places limits on the length of time a TIF district may add parcels. No parcels may be added five years after the certification date. The district was modified in 2001 to add additional parcels. This district is now past this timeline and no additional parcels may be added to its geographic size. Rer,omrnendatioIis, 1. Payment Chart. Calculating tax increment and payment obligations when there are multiple parcels and obligations can be difficult. We recommend creating a new template for calculating tax increment and the flow of payments for ease of use. 2. Pooling. We are projecting that approximately 5213,000 annually in administrative costs will be available for pooling for other projects (to the extent no dollars will be needed for actual administration). We recommend that the HRA develop a plan to utilize these funds as appropriate for various redevelopment projects. 3. Neeative Increment. Parcel # 191 1721330027 has a lower value today, than it did in 1999 when the district was certified. If it is anticipated that the value will continue to decline, the HRA should consider removing this parcel from the district since it generates negative increment. We recommend that the HRA review future valuation trends and the district as a whole to see if this parcel is needed to continue to qualify the district as a redevelopment district. If it is not needed, we recommend decertifying this parcel from the district. Management Review & Analysis - Tax Increment Financing Districts March 2012 Hopkins, Minnesota Page 46 tlry ON"klm, MN of Uisbkt i�lliupe,v�lu Management Review & Analysis - Tax Increment Financing Districts March 2012 Hopkins, Minnesota Page 47 Management Review & Analysis - Tax Increment Financing Districts March 2012 Hopkins, Minnesota Page 48 3.1«,031 3..31.1,1 3,131.111 ,.111,1,1 1.111.1. ....,.,.. ,.,...... 1,734.113 ,...., 1.111..31 1.111..3 6,113,669 1,.13,16 1,313,1.3 3,313,66 33 30,5 31 �,q �. >a>3 31 7„3., 34 3071 33 7a,>t+ ]6 I.— FRs.S . A.36a.7n> s > >..,., -—.14. 99 3., >._,. _,..�.s91 , > =.e, &.7e„ 35.=n=,sM, ,o.e 4.q sn,ggq q=,ne>,q E, ,0.3 1.871.474 ,>.>F, > 478.>— 3.,37,76, 17,373,i31 >.,,..037,313 - ,5,80,,374 q.gsn.gqn E.9�,.tl9J Management Review & Analysis - Tax Increment Financing Districts March 2012 Hopkins, Minnesota Page 48 Map of the TIF Districts Management Review & Analysis - Tax Increment Financing Districts March 2012 Hopkins, Minnesota Page 49 Definitions Administrative expenses. "Administrative expenses" means all expenditures of an authority other than: amounts paid for the purchase of land; amounts paid to contractors or others providing materials and services, including architectural and engineering services, directly connected with the physical development of the real property in the project; relocation benefits paid to or services provided for persons residing or businesses located in the project; amounts used to pay principal or interest on, "administrative expenses" includes amounts paid for services provided by bond counsel, fiscal consultants, and planning or economic development consultants. Authority. "Authority" means a rural development financing authority created pursuant to sections 469.142 to 469.151; a housing and redevelopment authority created pursuant to sections 469.001 to 469.047; a port authority created pursuant to sections 469.048 to 469.068; an economic development authority created pursuant to sections 469.090 to 469.108; a redevelopment agency as defined in sections 469.152 to 469.165; a municipality that is administering a development district created pursuant to sections 469.124 to 469.134 or any special law, a municipality that undertakes a project pursuant to sections 469.152 to 469.165, except a town located outside the metropolitan area or with a population of 5,000 persons or less; or a municipality that exercises the powers of a port authority pursuant to any general or special law. Bonds. Bonds or other obligations include: refunding bonds, notes. interim certificates, debentures; and interfund loans or advances. Captured net tax capacity. "Captured net tax capacity" means the amount by which the current net tax capacity of a tax increment financing district or an extended subdistrict exceeds the original net tax capacity. Compact development district. "Compact development district" means a type of tax increment financing district consisting of a project, or portions of a project, within which the authority finds by resolution that blighting conditions exist and that when the redevelopment is complete, the total square footage of buildings will be three times greater Economic development district. "Economic development district" means a type of tax increment financing district which consists of any project, or portions of a project, which the authority finds to be in the public interest because it will discourage commerce, industry, or manufacturing from moving their operations to another state or municipality; or it will result in increased employment in the state; or it will result in preservation and enhancement of the tax base of the state. Five Year Rule. Within five years from certification.. certain financing activities must take place in the district in order to retain the ability to collect increment from the district as a whole. These financing activities include issuing bonds, paying revenues to a third party fbr site improvements and binding contracts have been entered into. For certain districts, no additional obligations may be entered into after the five years have elapsed. Management Review & Analysis - Tax Increrneni Financing Districts March 2012 Hopkins, Minnesota Page 50 Four Year Rule. Within four year; from certification, certain improvements must be made to each parcel or to a street adjacent to the parcel in order for the Authority to retain the ability to capture increment from that parcel. If no activities take place, the parcel is `knocked down' from the district and no increment is collected on that parcel. If those activities subsequently take place, the authority must notify the county in order to collect future increment from the parcel. Activities include: demolition, rehabilitation, renovation, site preparation and improvement of a street adjacent to a parcel. Qualified street improvements are limited to construction or opening of a new street, relocation of a street, and substantial reconstruction or rebuilding of an existing street. Governing body. "Governing body" means the elected council or board of a municipality. Housing district. "Housing district" means a type of tax increment financing district which consists of a project, or a portion of a project, intended for occupancy, in part, by persons or families of low and moderate income. Increment Revenue. "Tax increment revenues" include: taxes paid by the captured net tax capacity, proceeds from the sale or lease of property that was purchased with tax increments, principal and interest received on loans or other advances made by the authority with tax Municipality. "Municipality" means the city, however organized, in which the district is located. Original net tax capacity. "original net tax capacity" means the tax capacity of all taxable real property within a tax increment financing district as certified by the commissioner of revenue for the previous assessment year. Project. "Project' means a project as described in section 469.142; an industrial redevelopment district as described in section 469.058, subdivision 1; an economic development district as described in section 469.101, subdivision 1; a project as defined in section 469.002, subdivision 12; a development district as defined in section 469.125, subdivision 9, or any special law; or a project as defined in section 469.153, subdivision 2, paragraph (a), (b), or (c). Tax increment financing district. "Tax increment financing district" or "district" means a contiguous or noncontiguous geographic area within a project delineated in the tax increment financing plan, for the purpose of financing redevelopment, housing or economic development in municipalities through the use of tax increment generated from the captured net tax capacity in the tax increment financing district. Parcel. "Parcel" means a tract or plat of land established prior to the certification of the district as a single unit for purposes of assessment Project Area "Project Area" means a defined geographic area in which tax increment districts may be established. The project area may be larger than or equal to the size of the district. A Project Area Plan is adopted that outlines the conditions in the district and the statutory authority under which development or redevelopment will take place. Management Review & Analysis - Tax Increment Financing Districts March 2012 Hopkins, Minnesota Page 51 Redevelopment district. "Redevelopment district" means a type of tax increment financing district consisting of a project, or portions of a project, within which the authority finds by resolution that one or more blighting conditions exist, reasonably distributed throughout the district. Parcels in a Redevelopment District must be analyzed to detemtine if they qualify under the law to be included in the District. Blighting factors include structurally substandard buildings, parcels that are vacant, unused, underused or inappropriately used. Renewal and renovation district. "Renewal and renovation district" means a type of tax increment financing district consisting of a project, or portions of a project, within which the authority finds by resolution that one or more blighting conditions exist, similar to a Redevelopment District. The qualification rules are less stringent than a Redevelopment District. Soils condition district. "Soils condition district" means a type of tax increment financing district consisting of a project, or portions of a project, within which the authority finds by resolution that hazardous substances, pollution or contaminants exist that require removal. Tax increment financing plan. A Tax Increment Financing Plan is a document that is adopted by resolution by the Authority which outlines certain statutory requirements. These include a statement of objectives of the project, a list of development activities that the plan proposes, identification of parcels to be included in the district, a budget of revenues and pro�ject costs, and district duration. Management Review & Analysis - Tax Increment Financing Districts March 2012 Hopkins, Minnesota Page 52