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Financial Management PlanCITY OF HOPKINS Date: January 9, 2014 To: Mayor & City Council From: Christine Harkess, Finance Director Subject: Financial Management Plan FINANCE DEPARTMENT Stacie Kvilvang, Financial Advisor with Ehlers will be here Tuesday to discuss updates to the Financial Management Plan. We are at the point where we need to start making some decisions on how we would like to proceed so that a final plan can be drafted for council approval. Once that is done we will implement the plan for the 2015 budget, annually update the plan and use this as a roadmap for future budgeting. The attached power point details the changes that have been incorporated since the original plan was presented to you. The largest change is that $6.3 million in street projects have been added to the plan. These projects with one exception were not in the 2014-2018 CIP that was adopted last summer and will need specific council approval before we move forward with them. Detailed below are the projects that have been added to the Financial Management Plan: 2014 West Park Road/21 s` Ave $ 750,000 (in CIP for 2014) Hobby Acres & Trail $ 886,000 Zion Lutheran Parking $ 249,000 13th Ave Drainage $ 121,000 2015 Mainstreet 5a' to 13`s $3,080,000 Mainstreet 13'h to Shady Oak Rd $1,251,000 TOTAL $6,337,000 All projects have several funding components. The amount that would affect the tax levy if all projects were done is $3,878,650. Assumptions In Plan 1. Revenues (market value) increases starting in 2014 by 1% ann� — Have accounted for new development/redevelopment 2. Expenses increase at 3% annually 3. All current CIP, parks, equipment, streets, EDA, HCA and ice arenareended as requested by department heads (including staffing needs) — Added total of $6.3Million in street projects in 2014 and 2015 4. HCA is no longer funded by EDA fund ($61,000/year) and tax levy is added to repay HCA negative fund balance — Positive fund balance in 2021 (pushed out 1 year) 5. Fund balances — Capital equipment is $750,000 or one year of costs — Capital improvements is $300,000 — General Fund is 42% + of expenditures per policy 6. Average value home is $225,000 which equates to $210,450 taxable value 0 EHLERS 01/10/2014 1 General Fund Budget At Last Work Session TOTAL REVENUE 10,580,329 10,906.129 11,314,213 11.712,139 12.080,203 12,418,710 12.—,911 13,168310 13,580,059 13,963.561 10,379,168 TOTAL EXPENSES 10.90,329 10,996,129 11,314,213 11,)1;135 12,060,203 12,418,710 IZ787,811 13.168,310 13,69,09 13,883,681 14,3]9,188 REVENUE OVER (UNDER) EXPENSES - - - - Eneln0Fon5Bal9noa 6,181,14] 6,194,193 6,190,193 5,194,143 6,194,141 6,I91,143 6,1%,1p 6,184.143 6,194,193 6,194,143 6,194,143 FUM Balance ae a %ol Annual Exparow 49% 47% 46% 44X /3% 42% 11% 39% 38% 31% 38% TAXRATEONTm C- c- 82.414% 52.412% 88.320% 12.395% 74.308% 18.981% 80.149% 81.420% 83.341% 65745% 9.835% TAXRATE%CHANGE 8.31% 000% 9AT% 50896 2.13% 282% 482% 10096 2.38% 407% -3.9% City Taxe9999r MVNC or Exclotlon $1,29 $1,298 $1,938 51,91 31,602 21.888 51,181 $1,811 51,91 51,981 51,932 %fax lncraaw on araOa Boma (229) 8.37% 0.00% 10.16% 7.21% 393% 4.Oi% 6.04% 2.83% 3.54°/ 5.28% -2. M9ual Tax lncnwx 376 9 111— $104 361 $80 $101 360 564 $99 -348 1. 2015 tax increase was estimated to be 140 2. Average tax increase over next 9 years is 70 3. Council requested staff work to revise to reduce this impact EHLERS What we did to reduce the impact 1. Lowered annual debt levy for various bonds 2. Adjusted annual levy for PIR fund ✓ Lower in early years and higher in later years ✓ Still meets all funding needs 3. Adjusted annual levy for Arts Fund ✓ Lower in early years and higher in later years ✓ Still meets all funding needs 4. Adjusted annual levy for Capital Fund ✓ Lower in early years and higher in later years ✓ Still meets all funding needs 14 111:. I.- —, I 46; EHLERS 01/10/2014 N General Fund Budget - Today TOTAL REVENUE 10,580.329 10.946.129 11.274213 11,712.139 12,060.203 12,498,710 12.937.971 13.393,310 13,785059 14188,561 14.804.188 TOTAL EXPENSES 10.580,329 10,948,129 11,274213 11,712,138 12,080,203 12,488,710 12,937,071 13,393,310 13,785,0% 14188,561 14804,168 REVENUE OVER (UNDER) EXPENSES - - - - - - - - - Entling Funtl Balance 5,184143 5,184143 5,194143 5,194143 5,194143 5,2]4,143 5,424143 5,849,143 5,874143 6,099,143 6,324143 I Bnl-- a% of Annual Expanses 49% 47% 46% 44% 43% 42% 42% 43% 43% M% 44% TAX RAM06IT"(3APACITY 62.414% 62412% 66.420% 70.347% 74.158% 77.900% 81.584% 85.0 63% X 496% 91874% N(X17% TAX RATE%CHANGE 6.37% 0.00% 8.42% 561% 542% 5.0% 4.70% 4.29% 4041 3.82% -3.03% CITY T-111,­ azaa11,288(22%) (22%) 6.37% 0.00% 7.68% 7.16% 865% 6.28% 5.92% 555% 5.24% 5.02% 1. 2015 tax increase reduced by $40 to 100 2. Average tax increase over next 9 years is 100 { 0i EHLERS City of Hopkins Projected City Impacts $225,000 Single Family Residence -Inflated at 1% Annually $2,500 $1.000 $1.500 '.. $1.000 _.... __... $500 so 2013 2014 2015 12016 2017 2016 2019 7020 2021 2022 2023 C IV laves$1,298 51.298 $1 198: $1,498 51.59751.6981 $1,798 S1,898 $1,99e $2,098$2.058 r Average City Tax increase of $100 City Tax Reduction of 40 01/10/2014 3 2015 Levy Increase Use General Fund Dollar Increase $535,076 Tax Increase $50 Arts Fund $85,000 $13 Capital Fund $53,000 $8 PIR Fund $126,600 $19 Pavillion $65,000 $10 TOTAL $864,676 $100 Tax Impact on Average Value Home Annual Monthly Daily $100 $8.33 $0.28 EHLERS 2015 Tax Impact of Levy Increase On Property Tax Increase Property MarketValue 100,000 $47.34 125,000 $59.17 Residential 150,000 $71.01 Homestead 175,000 $82.84 Average taxable 200,000 $94.68 value in City 210,450 $99.63 250,000 $118.35 300,000 $142.02 400,000 $189.36 500,000 $437.89 Commercial/ 750,000 $674.58 Industrial 1,000,000 $911.28 1,500,000 $1,384.67 2,000,000 $1,858.06 EHLERS 01/10/2014 4 01/10/2014 4 Next Steps 1. Input and additional revisions as requested 2. Presentation at Council meeting on finalized plan 3. Utilize the FMP as part of the 2015 budgeting process 4. Update annually as assumptions change 1. Market values 2. Projects 3. Expenses 4. Other revenues 0 EHLERS 01/10/2014 5